Union County, SD Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 737 mortgage applications in Union County, SD totaling $137.3 million, up 12% from 2014. The average application was for $186,000, and applicants reported an average income of $107,000. 65% of applications resulted in an originated loan and 13% were denied. The most active lender was Wells Fargo Bank NA, with 84 applications, followed by State Bank of Alcester and Iowa Bankers Mortgage Corporation.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 737
Total Mortgage Loan Application Amount $137,279,000
Average Mortgage Loan Application Amount $186,000
Highest Mortgage Loan Application Amount $4,575,000
Average Applicant Income $107,000
Highest Applicant Income $1,344,000

Mortgage Company List for Lending in Union County, SD for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 84 $ 14,391,000
State Bank of Alcester
190 IOWA STREET PO BOX 168
ALCESTER, SD 57001
* $ 123,423,000 41 $ 3,242,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 36 $ 7,550,000
The Security National Bank of Sioux City, Iowa
601 PIERCE STREET
SIOUX CITY, IA 51101
* $ 856,496,000 35 $ 10,514,000
Siouxland Federal Credit Union
3000 PLAZA DRIVE
SO SIOUX CITY, NE 68776
* $ 158,350,000 33 $ 4,001,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 30 $ 5,886,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ 1,104,082,000 29 $ 3,806,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 655,141,000 25 $ 8,210,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,265,793,000 21 $ 3,820,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 19 $ 2,862,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 19 $ 3,972,000
Security National Bank of South Dakota
325 DAKOTA DUNES BLVD
DAKOTA DUNES, SD 57049
* $ 178,444,000 17 $ 1,844,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,371,232,000 16 $ 3,791,000
Primebank
37 1ST AVE NW
LE MARS, IA 51031
* $ 340,053,000 16 $ 2,805,000
Liberty National Bank

SIOUX FALLS, SD 57106
* $ 309,182,000 16 $ 2,014,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 12 $ 2,676,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 573,850,000 10 $ 1,203,000
Iowa - Nebraska State Bank
2021 DAKOTA AVENUE
SOUTH SIOUX CITY, NE 68776
* $ 204,838,000 10 $ 2,205,000
Service First Federal Credit Union
3901 E 10TH STREET
SIOUX FALLS, SD 57103
* $ 135,257,000 9 $ 1,025,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 9 $ 1,446,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 9 $ 1,207,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 71,682,343,000 8 $ 967,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 8 $ 1,230,000
Pioneer Bank
4700 SINGING HILLS BLVD.
SIOUX CITY, IA 51106
* $ 148,744,000 8 $ 7,612,000
Levo Federal Credit Union
700 E 14TH STREET
SIOUX FALLS, SD 57106
* $ 224,550,000 7 $ 1,174,000
CU Mortgage Direct, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ 48,476,000 7 $ 1,480,000
Home Federal Bank
225 S MAIN
SIOUX FALLS, SD 57104
* $ 1,261,060,000 7 $ 752,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 3,951,538,000 6 $ 871,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 6 $ 900,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 5 $ 1,089,000
First Savings Bank
201 N 3RD ST
BERESFORD, SD 57004
* $ 518,733,000 5 $ 260,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 5 $ 717,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 5 $ 826,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 5 $ 781,000
Pinnacle Bank Sioux City
1901 MORNINGSIDE AVENUE
SIOUX CITY, IA 51106
* $ 78,754,000 5 $ 257,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ 1,722,553,000 5 $ 828,000
First Bank & Trust
110 N. MINNESOTA AVE
SIOUX FALLS, SD 57104
* $ 696,775,000 4 $ 989,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,636,848,000 4 $ 2,040,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 3 $ 884,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 518,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 3 $ 723,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 3 $ 320,000
First American Bank
1207 CENTRAL AVE
FORT DODGE, IA 50501
* $ 1,078,478,000 3 $ 1,178,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ 10,000,000 3 $ 547,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 615,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 94,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 397,763,000 3 $ 695,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 3 $ 475,000
First National Bank
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ 793,515,000 3 $ 313,000
Telco Triad Community CU
1420 TRI VIEW AVE
SIOUX CITY, IA 51103
* $ 75,117,000 2 $ 11,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 160,000
Origin Bank

HOUSTON, TX 77024
* $ 3,713,197,000 2 $ 180,000
Midwest Family Lending Corp.
2753 99TH STREET
URBANDALE, IA 50322
* $ 10,000,000 2 $ 398,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 2 $ 441,000
Premier Bank
1004 21ST AVENUE
ROCK VALLEY, IA 51247
* $ 305,490,000 2 $ 1,126,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 889,163,000 2 $ 169,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 184,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 44,281,869,000 2 $ 457,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 435,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 2 $ 435,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 2 $ 546,000
American Bank, National Association
234 5TH AVE SW
LE MARS, IA 51031
* $ 279,943,000 2 $ 368,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ 414,273,000 2 $ 290,000
Siouxland National Bank
1001 W 29TH ST
SOUTH SIOUX CITY, NE 68776
* $ 51,723,000 1 $ 260,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 299,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 1 $ 30,000
W. J. Bradley Mortgage Capital
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 1 $ 288,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 81,661,915,000 1 $ 78,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 28,953,664,000 1 $ 112,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 250,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 1 $ 233,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 27,356,000,000 1 $ 170,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 1 $ 29,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 1 $ 129,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 104,474,692,000 1 $ 506,000
Security Savings Bank
100 S WEST ST PO BOX 125
CANTON, SD 57013
* $ 183,891,000 1 $ 236,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 395,549,000 1 $ 103,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 1 $ 159,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 191,162,000 1 $ 84,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 1 $ 11,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 1 $ 1,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 227,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 167,000
Reliabank Dakota
211 N MAIN ST
ESTELLINE, SD 57234
* $ 270,764,000 1 $ 238,000
Peoples Bank
1230 VALLEY DRIVE
ROCK VALLEY, IA 51247
* $ 465,330,000 1 $ 200,000
Bank of Nebraska
7223 SOUTH 84TH ST.
LAVISTA, NE 68128
* $ 134,627,000 1 $ 160,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 207,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 222,000
The First National Bank in Sioux Falls
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 1,092,493,000 1 $ 86,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 125,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ 50,442,000 1 $ 123,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 216,602,000 1 $ 183,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 256,815,000 1 $ 84,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,040,462,000 1 $ 300,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 1 $ 165,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 228,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 593,777,000 1 $ 258,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 167,000
Farmers State Bank of Canton
220 E 5TH ST/ PO BOX178
CANTON, SD 57013
* $ 47,141,000 1 $ 51,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 692,541,000 1 $ 223,000
Meta Financial Group, Inc.
4900 S WESTERN AVENUE
SIOUX FALLS, SD 57108
* $ 2,107,864,000 1 $ 280,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,244,310,000 1 $ 130,000
BNC National Bank

BISMARCK, ND 58501
* $ 933,532,000 1 $ 385,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,146,212,000 1 $ 265,000
Community Savings Bank
PO BOX 77
EDGEWOOD, IA 52402
* $ 328,911,000 1 $ 53,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 4,037,913,000 1 $ 141,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 114,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ 10,000,000 1 $ 342,000

The tables below break down 2015 mortgage applications in Union County, SD by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Union County, SD in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 361 $71,192,000 $197,000 $1,475,000 $115,000 $1,149,000
Refinancing 311 $61,469,000 $197,000 $4,575,000 $95,000 $1,344,000
Home Improvement 65 $4,618,000 $71,000 $290,000 $120,000 $873,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 633 $111,169,000 $175,000 $1,260,000 $115,000 $1,344,000
Not applicable 47 $14,831,000 $315,000 $4,575,000 $13,000 $220,000
Not Provided 25 $4,710,000 $188,000 $506,000 $89,000 $320,000
Hispanic 15 $2,258,000 $150,000 $360,000 $76,000 $170,000
Asian 8 $2,320,000 $290,000 $385,000 $183,000 $540,000
Black or African American 5 $1,130,000 $226,000 $417,000 $128,000 $225,000
American Indian or Alaskan Native 4 $861,000 $215,000 $299,000 $64,000 $116,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 582 $114,785,000 $197,000 $4,575,000 $123,000 $1,344,000
FHA-insured (Federal Housing Administration) 58 $7,786,000 $134,000 $276,000 $48,000 $561,000
VA-guaranteed (Veterans Administration) 55 $10,200,000 $185,000 $393,000 $62,000 $129,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 42 $4,508,000 $107,000 $176,000 $37,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 482 $96,074,000 $199,000 $4,575,000 $119,000 $1,344,000
Application Denied By Financial Institution 96 $12,825,000 $133,000 $640,000 $91,000 $699,000
Application Withdrawn By Applicant 57 $10,495,000 $184,000 $560,000 $113,000 $699,000
Loan Purchased By The Institution 55 $9,126,000 $165,000 $506,000 $33,000 $220,000
Application Approved But Not Accepted 35 $6,568,000 $187,000 $417,000 $114,000 $561,000
File Closed For Incompleteness 12 $2,191,000 $182,000 $387,000 $57,000 $190,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 18 $1,569,000 $87,000 $222,000 $42,000 $133,000
Credit History 17 $1,013,000 $59,000 $166,000 $87,000 $275,000
Collateral 11 $2,164,000 $196,000 $640,000 $109,000 $240,000
Credit Application Incomplete 9 $1,228,000 $136,000 $311,000 $91,000 $169,000
Other 5 $515,000 $103,000 $267,000 $70,000 $132,000
Unverifiable Information 2 $399,000 $199,000 $200,000 $111,000 $122,000
Employment History 2 $447,000 $223,000 $385,000 $190,000 $260,000
Insufficient Cash (Downpayment, Closing Cost) 1 $299,000 $299,000 $299,000 $119,000 $119,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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