Union County SD
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Unlock detailed Union County SD mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in South Dakota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 674 |
| Total Mortgage Loan Application Amount | $174,990,000 |
| Average Mortgage Loan Application Amount | $259,000 |
| Highest Mortgage Loan Application Amount | $2,805,000 |
| Average Applicant Income | $145,000 |
| Highest Applicant Income | $2,400,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| CENTRAL BANK 600 LAKE AVENUE STORM LAKE, IA 50588 |
* | $ 1,731,908,000 | 60 | $ 23,820,000 |
| THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA 601 PIERCE STREET SIOUX CITY, IA 51106 |
* | $ 1,461,478,000 | 44 | $ 18,940,000 |
| PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 1,046,473,000 | 40 | $ 10,480,000 |
| FIRST DAKOTA NATIONAL BANK 225 CEDAR ST YANKTON, SD 57078 |
* | $ 2,449,188,000 | 31 | $ 6,485,000 |
| SIOUXLAND FEDERAL CREDIT UNION 3000 PLAZA DRIVE SOUTH SIOUX CITY, NE 68776 |
* | $ 253,177,000 | 29 | $ 7,385,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,779,504,000,000 | 29 | $ 8,075,000 |
| PRIMEBANK 37 1ST AVE NW LE MARS, IA 51031 |
* | $ 556,335,000 | 25 | $ 7,255,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 564,154,604,000 | 25 | $ 4,935,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 188,069,637,000 | 22 | $ 5,240,000 |
| IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ -1,000 | 21 | $ 5,685,000 |
| PREMIER BANK 1004 21ST AVENUE ROCK VALLEY, IA 51247 |
* | $ 551,675,000 | 17 | $ 1,995,000 |
| NORTHWEST BANK 705 GRAND AVE. SPENCER, IA 51301 |
* | $ 2,278,779,000 | 14 | $ 3,270,000 |
| LIBERTY NATIONAL BANK 4425 SINGING HILLS BLVD SIOUX CITY, IA 51106 |
* | $ 516,447,000 | 12 | $ 3,880,000 |
| SECURITY NATIONAL BANK OF SOUTH DAKOTA 325 DAKOTA DUNES BLVD DAKOTA DUNES, SD 57049 |
* | $ 248,058,000 | 11 | $ 2,005,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 108,342,526,000 | 11 | $ 605,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 11 | $ 2,835,000 |
| FIRST BANK & TRUST 520 6TH STREET BROOKINGS, SD 57006 |
* | $ 4,059,403,000 | 10 | $ 2,830,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 9 | $ 2,445,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 9 | $ 2,335,000 |
| GREAT SOUTHERN BANK 218 S GLENSTONE AVE REEDS SPRING, MO 65802 |
* | $ 5,455,015,000 | 8 | $ 940,000 |
| FIRST PREMIER BANK 400 S SYCAMORE AVE, SUITE 101 SIOUX FALLS, SD 57110 |
* | $ 2,889,083,000 | 8 | $ 1,460,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 7 | $ 1,115,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 7 | $ 1,285,000 |
| FIRST INTERSTATE BANK PO BOX 30918 BILLINGS, MT 59116 |
* | $ 19,608,230,000 | 7 | $ 895,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 6 | $ 1,350,000 |
| RELIABANK DAKOTA 211 N MAIN ST ESTELLINE, SD 57201 |
* | $ 735,374,000 | 6 | $ 1,610,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 528,514,000,000 | 6 | $ 1,530,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 6 | $ 2,030,000 |
| TELCO TRIAD COMMUNITY CREDIT UNION 1420 TRI VIEW AVE SIOUX CITY, IA 51103 |
* | $ 119,088,000 | 6 | $ 1,220,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 104,790,698,000 | 6 | $ 1,010,000 |
| CU MORTGAGE DIRECT, LLC 5010 S. SOLBERG AVENUE SIOUX FALLS, SD 57108 |
* | $ -1,000 | 5 | $ 1,085,000 |
| LEVO FEDERAL CREDIT UNION 700 E 14TH STREET SIOUX FALLS, SD 57104 |
* | $ 434,021,000 | 5 | $ 705,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 4 | $ 620,000 |
| STIFEL BANK AND TRUST 501 N BROADWAY SAINT LOUIS, MO 63141 |
* | $ 18,959,414,000 | 4 | $ 1,140,000 |
| FIRST INTERNATIONAL BANK & TRUST 1600 S BDWAY WATFORD CITY, ND 58701 |
* | $ 4,710,410,000 | 4 | $ 630,000 |
| CORTRUST MORTGAGE, INC. 2101 S MINNESOTA AVENUE SIOUX FALLS, SD 57105 |
* | $ -1,000 | 4 | $ 840,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 4 | $ 1,030,000 |
| BLACK HILLS FEDERAL CREDIT UNION PO BOX 1420-225 MAIN ST RAPID CITY, SD 57709 |
* | $ 1,952,365,000 | 4 | $ 870,000 |
| WEST GATE BANK 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ 1,000,660,000 | 4 | $ 1,490,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 4 | $ 1,010,000 |
| AMERICAN BANK & TRUST 120 E MAIN STREET SIOUX FALLS, SD 57382 |
* | $ 1,319,953,000 | 4 | $ 430,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,306,982,000,000 | 3 | $ 385,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 3 | $ 95,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 3 | $ 955,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 3 | $ 525,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 3 | $ 1,285,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 3 | $ 895,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 3 | $ 935,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 3 | $ 835,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 2 | $ 230,000 |
| GREAT WESTERN BANK 225 S MAIN AVE SIOUX FALLS, SD 57104 |
* | $ 13,339,325,000 | 2 | $ 380,000 |
| PEOPLES BANK 1230 VALLEY DRIVE ROCK VALLEY, IA 51247 |
* | $ 801,659,000 | 2 | $ 410,000 |
| GATEWAY FIRST BANK 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 1,879,005,000 | 2 | $ 660,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 2 | $ 660,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 2 | $ 750,000 |
| FIRST NATIONAL BANK 125 WEST SIOUX AVE FT. PIERRE, SD 57501 |
* | $ 1,668,615,000 | 2 | $ 380,000 |
| MIDWEST HERITAGE BANK, FSB 3580 EP TRUE PKWY, STE 100 WEST DES MOINES, IA 50265 |
* | $ 354,210,000 | 2 | $ 840,000 |
| MIDSTATES BANK, NATIONAL ASSOCIATION 1851 MADISON AVE., STE. 732 COUNCIL BLUFFS, IA 51503 |
* | $ 650,335,000 | 2 | $ 2,220,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,519,525,000,000 | 2 | $ 110,000 |
| ALLY BANK 2101, 300 EAST REXFORD RD SANDY, UT 28211 |
* | $ 172,820,000,000 | 2 | $ 680,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 2 | $ 170,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 2 | $ 640,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 2 | $ 720,000 |
| BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 1,502,665,000 | 2 | $ 60,000 |
| DACOTAH BANK 308 S MAIN STREET, PO BOX 1210 ABERDEEN, SD 57102 |
* | $ 3,383,892,000 | 2 | $ 410,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 1 | $ 245,000 |
| CHICAGO MORTGAGE SOLUTIONS LLC 9525 W BRYN MAWR AVE ROSEMONT, IL 60018 |
* | $ -1,000 | 1 | $ 215,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 1 | $ 165,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 32,127,026,000 | 1 | $ 265,000 |
| VERIDIAN CREDIT UNION 1827 ANSBOROUGH AVE WATERLOO, IA 50701 |
* | $ 5,860,350,000 | 1 | $ 455,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 1 | $ 335,000 |
| UMB BANK, NATIONAL ASSOCIATION 1010 GRAND BLVD KANSAS CITY, MO 64106 |
* | $ 42,392,285,000 | 1 | $ 115,000 |
| BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 GLENDALE, CA 10013 |
* | $ -1,000 | 1 | $ 125,000 |
| FIGURE LENDING LLC 15720 BRIXHAM HILL AVE, SUITE 300 WILMINGTON, DE 28277 |
* | $ -1,000 | 1 | $ 35,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,669,227,000,000 | 1 | $ 215,000 |
| PARAMOUNT BANK 90 VILLAGE SQUARE SHOPPING CENTER HAZELWOOD, MO 63072 |
* | $ 153,010,000 | 1 | $ 405,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 154,617,469,000 | 1 | $ 375,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 1 | $ 595,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 1 | $ 355,000 |
| BANKFIRST 920 S 13TH ST NORFOLK, NE 68701 |
* | $ 857,401,000 | 1 | $ 115,000 |
| BLUESTONE FEDERAL CREDIT UNION 5010 S SOLBERG AVE SIOUX FALLS, SD 57108 |
* | $ 177,429,000 | 1 | $ 85,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 1 | $ 275,000 |
| NEXBANK 2515 MCKINNEY AVENUE, SUITE 1100 DALLAS, TX 75201 |
* | $ 10,822,403,000 | 1 | $ 325,000 |
| CITIZENS BANK MINNESOTA 105 NORTH MINNESOTA STREET NEW ULM, MN 56073 |
* | $ 586,804,000 | 1 | $ 105,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 117,378,701,000 | 1 | $ 85,000 |
| SERVICE FIRST FEDERAL CREDIT UNION 3901 E 10TH STREET SIOUX FALLS, SD 57103 |
* | $ 217,942,000 | 1 | $ 115,000 |
| BREMER BANK, NATIONAL ASSOCIATION 372 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 16,499,164,000 | 1 | $ 265,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 225,000 |
| LONGBRIDGE FINANCIAL, LLC ONE INTERNATIONAL BLVD. NEWARK, DE 07495 |
* | $ -1,000 | 1 | $ 255,000 |
| SIGNATURE FEDERAL CREDIT UNION 12 HERBERT ST. ALEXANDRIA, VA 22313 |
* | $ 370,967,000 | 1 | $ 275,000 |
| N.W. IOWA CREDIT UNION 1411 INDUSTRIAL RD SW LEMARS, IA 51031 |
* | $ 75,472,000 | 1 | $ 75,000 |
| SECURITY SAVINGS BANK 100 S WEST ST PO BOX 125 CANTON, SD 57013 |
* | $ 488,193,000 | 1 | $ 75,000 |
| HOMEOWNERS FINANCIAL GROUP USA, LLC 16427 N. SCOTTSDALE ROAD, SUITE 145 SCOTTSDALE, AZ 85264 |
* | $ -1,000 | 1 | $ 255,000 |
| FRONTIER BANK 301 FIRST AVE SIOUX FALLS, SD 51241 |
* | $ 278,868,000 | 1 | $ 305,000 |
| UNIFY HOME LENDING INC. 2101 MT RUSHMORE RD #300 PIERRE, SD 57701 |
* | $ -1,000 | 1 | $ 235,000 |
| FIRST NATIONAL BANK OF OMAHA 1620 DODGE STREET OMAHA, NE 68197 |
* | $ 26,812,859,000 | 1 | $ 325,000 |
| BAYFIRST NATIONAL BANK 9190 SEMINOLE BLVD SAINT PETERSBURG, FL 33772 |
* | $ 917,272,000 | 1 | $ 155,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,655,190,000 | 1 | $ 45,000 |
| CORTRUST BANK NATIONAL ASSOCIATION 100 EAST HAVENS MITCHELL, SD 57301 |
* | $ 1,566,307,000 | 1 | $ 25,000 |
| VOYAGE FEDERAL CREDIT UNION 3823 KIWANIS CIR SIOUX FALLS, SD 57105 |
* | $ 172,517,000 | 1 | $ 115,000 |
| ARVEST BANK 201 W WALNUT FAYETTEVILLE, AR 72756 |
* | $ 26,774,219,000 | 1 | $ 195,000 |
| HERITAGE BANK NATIONAL ASSOCIATION 100 SOUTH STREET W SPICER, MN 56288 |
* | $ 467,757,000 | 1 | $ 255,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 153,432,983,000 | 1 | $ 435,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 1 | $ 305,000 |
| BELL BANK 3100 13TH AVE S FARGO, ND 58103 |
* | $ 9,729,918,000 | 1 | $ 305,000 |
| AVAILA BANK 126 W 6TH ST CARROLL, IA 51401 |
* | $ 1,464,817,000 | 1 | $ 145,000 |
| GREENSTATE CREDIT UNION 2355 LANDON RD NORTH LIBERTY, IA 52317 |
* | $ 9,011,033,000 | 1 | $ 135,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Union County SD in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 341 | $111,235,000 | $326,000 | $2,805,000 | $158,000 | $2,400,000 |
| Refinancing | 121 | $26,485,000 | $218,000 | $1,005,000 | $136,000 | $1,036,000 |
| Cash-out Refinancing | 110 | $27,210,000 | $247,000 | $2,005,000 | $125,000 | $948,000 |
| Home Improvement | 51 | $4,265,000 | $83,000 | $505,000 | $135,000 | $503,000 |
| Other Purpose | 50 | $5,580,000 | $111,000 | $745,000 | $135,000 | $475,000 |
| Not Applicable | 1 | $215,000 | $215,000 | $215,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 551 | $137,935,000 | $250,000 | $2,005,000 | $143,000 | $2,400,000 |
| Not applicable | 45 | $13,745,000 | $305,000 | $675,000 | $73,000 | $121,000 |
| Not Provided | 38 | $10,750,000 | $282,000 | $2,805,000 | $169,000 | $1,062,000 |
| Hispanic | 20 | $5,890,000 | $294,000 | $1,305,000 | $145,000 | $485,000 |
| Asian | 8 | $2,980,000 | $372,000 | $1,165,000 | $160,000 | $490,000 |
| American Indian or Alaskan Native | 7 | $1,665,000 | $237,000 | $435,000 | $125,000 | $254,000 |
| Black or African American | 3 | $875,000 | $291,000 | $545,000 | $249,000 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $685,000 | $685,000 | $685,000 | $240,000 | $240,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 570 | $150,900,000 | $264,000 | $2,805,000 | $157,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 60 | $12,880,000 | $214,000 | $395,000 | $68,000 | $150,000 |
| VA-guaranteed (Veterans Administration) | 35 | $9,755,000 | $278,000 | $515,000 | $85,000 | $170,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $1,455,000 | $161,000 | $385,000 | $63,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 445 | $123,555,000 | $277,000 | $2,805,000 | $161,000 | $2,400,000 |
| Application Withdrawn By Applicant | 94 | $23,840,000 | $253,000 | $1,805,000 | $120,000 | $1,272,000 |
| Application Denied By Financial Institution | 60 | $10,330,000 | $172,000 | $545,000 | $87,000 | $237,000 |
| Loan Purchased By The Institution | 51 | $13,415,000 | $263,000 | $545,000 | $108,000 | $500,000 |
| File Closed For Incompleteness | 12 | $1,510,000 | $125,000 | $305,000 | $144,000 | $230,000 |
| Application Approved But Not Accepted | 10 | $2,000,000 | $200,000 | $425,000 | $107,000 | $244,000 |
| Preapproval Approved but not Accepted | 2 | $340,000 | $170,000 | $195,000 | $85,000 | $116,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 584 | $160,420,000 | $274,000 | $2,805,000 | $154,000 | $2,400,000 |
| Debt-To-Income Ratio | 46 | $7,370,000 | $160,000 | $515,000 | $77,000 | $179,000 |
| Credit History | 19 | $2,525,000 | $132,000 | $335,000 | $68,000 | $150,000 |
| Collateral | 12 | $1,450,000 | $120,000 | $365,000 | $88,000 | $183,000 |
| Credit Application Incomplete | 6 | $1,080,000 | $180,000 | $535,000 | $92,000 | $138,000 |
| Other | 5 | $1,225,000 | $245,000 | $355,000 | $132,000 | $237,000 |
| Unverifiable Information | 1 | $375,000 | $375,000 | $375,000 | $111,000 | $111,000 |
| Employment History | 1 | $545,000 | $545,000 | $545,000 | $200,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.