Upton County, TX Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 78 mortgage applications in Upton County, TX totaling $81.7 million, up 20% from 2012. The average application was for $1,047,000, and applicants reported an average income of $85,000. 40% of applications resulted in an originated loan and 37% were denied. The most active lender was 21st Mortgage, with 22 applications, followed by Security Bank and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 78
Total Mortgage Loan Application Amount $81,736,000
Average Mortgage Loan Application Amount $1,047,000
Highest Mortgage Loan Application Amount $76,000,000
Average Applicant Income $85,000
Highest Applicant Income $300,000

Mortgage Company List for Lending in Upton County, TX for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 22 $ 1,623,000
Security Bank
600 N. MARIENFELD, STE 200
MIDLAND, TX 79701
* $ 761,502,000 11 $ 655,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 7 $ 487,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 3 $ 263,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 3 $ 200,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 2 $ 169,000
Citizens State Bank
329 W. HARRIS
SAN ANGELO, TX 76903
* $ 80,006,000 2 $ 76,066,000
First Basin Credit Union
2740 NORTH COUNTY ROAD WEST
ODESSA, TX 79764
* $ 193,061,000 2 $ 120,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 14,590,421,000 2 $ 74,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 1 $ 169,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 1 $ 63,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 1 $ 148,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 107,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ 21,269,000 1 $ 170,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 89,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 75,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 98,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,587,134,000 1 $ 66,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 1 $ 88,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 1 $ 81,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 59,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 67,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 86,000
Primewest Mortgage Corporation
7806 INDIANA AVENUE
LUBBOCK, TX 79423
* $ 10,000,000 1 $ 152,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 85,000
Pioneer Mortgage Company
3000 N. MAIN ST./P. O. BOX 130
ROSWELL, NM 88201
* $ 226,357,000 1 $ 71,000
Aimbank
110 COLLEGE AVE
LEVELLAND, TX 79336
* $ 407,288,000 1 $ 48,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ 4,472,275,000 1 $ 104,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ 1,030,419,000 1 $ 15,000

The tables below break down 2013 mortgage applications in Upton County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Upton County, TX in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 59 $80,605,000 $1,366,000 $76,000,000 $84,000 $300,000
Refinancing 11 $857,000 $77,000 $148,000 $73,000 $168,000
Home Improvement 8 $274,000 $34,000 $100,000 $104,000 $144,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 36 $78,327,000 $2,175,000 $76,000,000 $87,000 $260,000
Hispanic 27 $2,423,000 $89,000 $340,000 $80,000 $300,000
Not Provided 10 $791,000 $79,000 $118,000 $78,000 $120,000
American Indian or Alaskan Native 4 $185,000 $46,000 $75,000 $120,000 $144,000
Black or African American 1 $10,000 $10,000 $10,000 $48,000 $48,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 60 $79,997,000 $1,333,000 $76,000,000 $95,000 $300,000
FHA-insured (Federal Housing Administration) 12 $1,049,000 $87,000 $152,000 $50,000 $94,000
VA-guaranteed (Veterans Administration) 4 $486,000 $121,000 $170,000 $56,000 $61,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $204,000 $102,000 $112,000 $48,000 $51,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 31 $78,165,000 $2,521,000 $76,000,000 $85,000 $260,000
Application Denied By Financial Institution 29 $1,698,000 $58,000 $112,000 $82,000 $300,000
Application Approved But Not Accepted 8 $649,000 $81,000 $119,000 $120,000 $294,000
Loan Purchased By The Institution 7 $677,000 $96,000 $169,000 $75,000 $207,000
File Closed For Incompleteness 2 $399,000 $199,000 $340,000 $23,000 $47,000
Application Withdrawn By Applicant 1 $148,000 $148,000 $148,000 $72,000 $72,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 11 $643,000 $58,000 $100,000 $87,000 $144,000
Credit Application Incomplete 3 $259,000 $86,000 $112,000 $55,000 $61,000
Other 1 $63,000 $63,000 $63,000 $48,000 $48,000
Unverifiable Information 1 $81,000 $81,000 $81,000 $130,000 $130,000
Debt-To-Income Ratio 1 $45,000 $45,000 $45,000 $120,000 $120,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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