Valley County ID
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Unlock detailed Valley County ID mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Idaho.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,217
Total Mortgage Loan Application Amount $250,344,000
Average Mortgage Loan Application Amount $205,000
Highest Mortgage Loan Application Amount $1,700,000
Average Applicant Income $146,000
Highest Applicant Income $2,963,000

Mortgage Company List for Lending in Valley County ID for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,266,125,000,000 163 $ 35,476,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 151 $ 30,373,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 59 $ 12,232,000
STERLING SAVINGS BANK
111 N WALL ST
SPOKANE, WA 99201
* $ 9,246,172,000 48 $ 6,896,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,474,077,383,000 43 $ 9,320,000
IDAHO CENTRAL CREDIT UNION
4400 CENTRAL WAY
CHUBBUCK, ID 83201
* $ 1,255,000,000 43 $ 7,737,000
LES BOIS CREDIT UNION
PO BOX 140809
GARDEN CITY, ID 83714
* $ 85,909,000 41 $ 5,522,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ 31,000,000 38 $ 10,388,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,313,401,000,000 31 $ 5,287,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 14,069,057,000 28 $ 5,841,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 22 $ 3,095,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 21 $ 5,503,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 87,043,364,000 19 $ 5,200,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 19 $ 3,269,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 17 $ 2,848,000
CAPITAL EDUCATORS FEDERAL CREDIT UNION
PO BOX 570 (275 S STRATFORD DR)
MERIDIAN, ID 83680
* $ 328,835,000 16 $ 1,850,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 63,343,359,000 14 $ 2,996,000
FIRST MORTGAGE COMPANY, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 12 $ 2,245,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 12 $ 1,997,000
IDAHO INDEPENDENT BANK
1260 W RIVERSTONE DR
COEUR D ALENE, ID 83814
* $ 467,109,000 11 $ 3,306,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ 10,000,000 11 $ 2,278,000
LENNAR MORTGAGE, LLC
730 NW 107TH AVENUE, 4TH FL
NORTH PALM BEACH, FL 33172
* $ 31,000,000 10 $ 2,074,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 10 $ 2,120,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ 1,603,436,000 10 $ 1,858,000
BANK OF THE CASCADES
1070 NW BOND ST, SUITE 101
BEND, OR 97703
* $ 1,301,234,000 9 $ 1,804,000
GLACIER BANK
202 MAIN
KALISPELL, MT 59901
* $ 7,681,182,000 9 $ 2,065,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 9 $ 1,570,000
WASHINGTON FEDERAL BANK
425 PIKE ST
SEATTLE, WA 98101
* $ 13,109,671,000 9 $ 2,542,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 8 $ 1,176,000
HOMESTREET BANK
601 UNION STREET 2000 TWO UNION SQUARE
SEATTLE, WA 98101
* $ 2,617,267,000 8 $ 1,642,000
PACIFIC RESIDENTIAL MORTGAGE, LLC
4949 MEADOWS RD, STE 350
LAKE OSWEGO, OR 97035
* $ 10,000,000 8 $ 1,677,000
MANN FINANCIAL INC.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 8 $ 1,597,000
CHICAGO MORTGAGE SOLUTIONS LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 7 $ 1,159,000
ZIONS BANCORPORATION, N.A.
ONE SOUTH MAIN STREET 16TH FLOOR
SALT LAKE CITY, UT 84133
* $ 17,930,123,000 7 $ 1,583,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 7 $ 1,720,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 178,034,172,000 7 $ 1,540,000
BANNER BANK
10 SOUTH 1ST STREET
WALLA WALLA, WA 99362
* $ 4,042,310,000 6 $ 1,309,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 6 $ 658,000
EVERGREEN MONEYSOURCE MORTGAGE COMPANY
15405 SE 37TH STREET
OLYMPIA, WA 98006
* $ 10,000,000 6 $ 989,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 6 $ 1,412,000
PANHANDLE STATE BANK
414 CHURCH STREET
SANDPOINT, ID 83864
* $ 971,491,000 6 $ 1,947,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 6 $ 896,000
FIRST TECHNOLOGY FEDERAL CREDIT UNION
3555 SW 153RD DR
SAN JOSE, CA 97003
* $ 5,613,789,000 6 $ 1,224,000
ICON CREDIT UNION
7615 W. RIVERSIDE DR.
BOISE, ID 83714
* $ 164,156,000 6 $ 739,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 6 $ 2,139,000
AXIA FINANCIAL, LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ 40,000,000 6 $ 823,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 5 $ 918,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 5 $ 1,270,000
D. L. EVANS BANK
375 N OVERLAND AVE
BURLEY, ID 83318
* $ 994,602,000 5 $ 930,000
FARMERS BANK & TRUST
1017 HARRISON
GREAT BEND, KS 67530
* $ 669,944,000 5 $ 763,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ 10,000,000 5 $ 904,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 5 $ 1,126,000
WASHINGTON TRUST BANK
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 4,464,717,000 5 $ 1,386,000
DISCOVER HOME LOANS, INC.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 5 $ 1,235,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 85,810,000,000 4 $ 1,671,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 4 $ 730,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 4 $ 842,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 4 $ 885,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 4 $ 584,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 4 $ 200,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 4 $ 752,000
CALIBER FUNDING LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 4 $ 1,262,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 4 $ 936,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 4 $ 932,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ 10,000,000 3 $ 570,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 3 $ 850,000
PODIUM MORTGAGE CAPITAL LLC
3010 LAVA RIDGE COURT STE 220
ROSEVILLE, CA 95661
* $ 10,000,000 3 $ 747,000
CASHCALL, INC.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 3 $ 747,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 3 $ 622,000
MOUNTAIN AMERICA FEDERAL CREDIT UNION
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84084
* $ 3,367,630,000 3 $ 2,175,000
AGWEST FARM CREDIT, FLCA
2001 SOUTH FLINT ROAD
SPOKANE, WA 99220
* $ 4,658,882,000 3 $ 917,000
KINECTA
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,170,136,000 3 $ 757,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 82,086,021,000 3 $ 912,000
MILITARY FAMILY HOME LOANS, LL
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 3 $ 650,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 295,026,390,000 2 $ 375,000
PIONEER FEDERAL CREDIT UNION
250 SOUTH 3RD WEST
MOUNTAIN HOME, ID 83647
* $ 299,861,000 2 $ 164,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 15,532,278,000 2 $ 2,096,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 2 $ 304,000
POTLATCH NO. 1 FINANCIAL CREDIT UNION
1025 WARNER AVENUE
LEWISTON, ID 83501
* $ 521,870,000 2 $ 424,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ 10,000,000 2 $ 489,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 435,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 467,666,000 2 $ 384,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 627,435,000 2 $ 476,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 2 $ 446,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,232,230,000 2 $ 513,000
GFS CAPITAL
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 2 $ 418,000
CASTLE & COOKE MORTGAGE, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
WILMINGTON, DE 84020
* $ 10,000,000 2 $ 440,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 2 $ 394,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 1 $ 220,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 172,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 1 $ 141,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 1 $ 220,000
TRUHOME SOLUTIONS, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 115,000
ALLIANCE FINANCIAL RESOURCES
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 91,000
SYRINGA BANK
1299 N ORCHARD ST.
BOISE, ID 83706
* $ 170,816,000 1 $ 235,000
WESTMARK CREDIT UNION
PO BOX 2869
IDAHO FALLS, ID 83403
* $ 494,398,000 1 $ 140,000
DITECH MORTGAGE CORP
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 149,000
JAMES B. NUTTER & CO.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 108,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 2,872,587,000 1 $ 150,000
ROCKY MOUNTAIN BANK
2615 KING AVE WEST
BILLINGS, MT 59102
* $ 465,600,000 1 $ 88,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 169,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 1 $ 410,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
SACRAMENTO, CA 94520
* $ 10,000,000 1 $ 169,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ 826,484,000 1 $ 175,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 255,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 300,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 1 $ 235,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 1 $ 179,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 125,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ 10,000,000 1 $ 240,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 165,000
SUMMIT MORTGAGE CORPORATION
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55441
* $ 10,000,000 1 $ 279,000
ACCESS NATIONAL BANK
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 862,757,000 1 $ 193,000
UBS AG, TAMPA BRANCH
3000 BAYPORT
TAMPA, FL 33607
* $ 33,878,000 1 $ 417,000
FIRST FEDERAL BANK OF KANSAS CITY
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 350,904,000 1 $ 154,000
CHEVRON FEDERAL CREDIT UNION
500 12TH STREET SUITE 200
OAKLAND, CA 94607
* $ 2,108,081,000 1 $ 368,000
LOS ANGELES POLICE FEDERAL CREDIT UNION
16150 SHERMAN WAY
LOS ANGELES, CA 91406
* $ 746,795,000 1 $ 120,000
AMERICA FIRST FEDERAL CREDIT UNION
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ 5,528,561,000 1 $ 45,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 1 $ 223,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 1 $ 56,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 331,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 168,000
AMERIFIRST FINANCIAL, INC.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ 96,267,000 1 $ 97,000
CITYWIDE HOME LOANS, LLC
9785 SOUTH MONROE STREET SUITE 200
SALT LAKE CITY, UT 84070
* $ 10,000,000 1 $ 179,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 1 $ 150,000
SUMMIT FUNDING, INC.
2241 HARVARD ST, SUITE 200
GLENDALE, CA 95815
* $ 1,000,000,000 1 $ 213,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 186,789,896,000 1 $ 403,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 1 $ 242,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 16,553,533,000 1 $ 300,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 8,270,837,000 1 $ 300,000
COLUMBIA COMMUNITY CREDIT UNION
PO BOX 324
VANCOUVER, WA 98666
* $ 890,945,000 1 $ 10,000
LOOKOUT CREDIT UNION
707 S 9TH AVE
POCATELLO, ID 83201
* $ 133,997,000 1 $ 151,000
ARVEST MORTGAGE COMPANY
931 W MONROE
LOWELL, AR 72745
* $ 13,199,987,000 1 $ 137,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2013, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Valley County ID in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 778 $159,981,000 $205,000 $1,700,000 $143,000 $2,963,000
Home Purchase 418 $86,833,000 $207,000 $1,600,000 $151,000 $1,867,000
Home Improvement 21 $3,530,000 $168,000 $1,458,000 $188,000 $1,088,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 991 $201,862,000 $203,000 $1,700,000 $148,000 $2,963,000
Not Provided 118 $26,413,000 $223,000 $1,000,000 $185,000 $1,732,000
Not applicable 86 $15,956,000 $185,000 $417,000 $43,000 $1,302,000
Hispanic 12 $3,494,000 $291,000 $1,000,000 $347,000 $1,867,000
Asian 5 $1,173,000 $234,000 $386,000 $169,000 $253,000
American Indian or Alaskan Native 3 $1,016,000 $338,000 $720,000 $130,000 $274,000
Black or African American 1 $307,000 $307,000 $307,000 $195,000 $195,000
Native Hawaiian or Other Pacific Islander 1 $123,000 $123,000 $123,000 $166,000 $166,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,101 $227,343,000 $206,000 $1,700,000 $157,000 $2,963,000
VA-guaranteed (Veterans Administration) 55 $12,518,000 $227,000 $747,000 $60,000 $223,000
FHA-insured (Federal Housing Administration) 48 $8,148,000 $169,000 $410,000 $37,000 $166,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 13 $2,335,000 $179,000 $221,000 $44,000 $54,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 675 $134,483,000 $199,000 $1,700,000 $160,000 $1,867,000
Application Denied By Financial Institution 201 $45,565,000 $226,000 $1,600,000 $132,000 $1,558,000
Loan Purchased By The Institution 141 $27,600,000 $195,000 $553,000 $81,000 $1,302,000
Application Withdrawn By Applicant 90 $20,966,000 $232,000 $1,000,000 $182,000 $2,963,000
Application Approved But Not Accepted 75 $14,622,000 $194,000 $586,000 $131,000 $600,000
File Closed For Incompleteness 35 $7,108,000 $203,000 $680,000 $163,000 $969,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 59 $13,446,000 $227,000 $1,154,000 $167,000 $1,009,000
Debt-To-Income Ratio 36 $10,091,000 $280,000 $1,600,000 $89,000 $510,000
Credit History 22 $3,827,000 $173,000 $379,000 $62,000 $174,000
Other 18 $4,445,000 $246,000 $1,458,000 $274,000 $1,558,000
Credit Application Incomplete 17 $3,447,000 $202,000 $381,000 $94,000 $208,000
Unverifiable Information 12 $2,075,000 $172,000 $520,000 $126,000 $405,000
Insufficient Cash (Downpayment, Closing Cost) 2 $1,073,000 $536,000 $1,008,000 $237,000 $293,000
Mortgage Insurance Denied 1 $417,000 $417,000 $417,000 $714,000 $714,000
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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