Vernon County WI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Unlock detailed Vernon County WI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Wisconsin.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 715 |
| Total Mortgage Loan Application Amount | $94,915,000 |
| Average Mortgage Loan Application Amount | $132,000 |
| Highest Mortgage Loan Application Amount | $2,305,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $410,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| ALTRA FEDERAL CREDIT UNION 1700 OAK FOREST DRIVE ONALASKA, WI 54650 |
* | $ 1,386,493,000 | 97 | $ 14,385,000 |
| ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 30,422,051,000 | 73 | $ 6,955,000 |
| ROYAL BANK 202 MAIN STREET ELROY, WI 53929 |
* | $ 414,950,000 | 41 | $ 4,465,000 |
| RIVER BANK 145 N MAIN ST, P.O. BOX 280 STODDARD, WI 54658 |
* | $ 482,114,000 | 26 | $ 3,280,000 |
| MARINE CREDIT UNION 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ 755,545,000 | 23 | $ 2,285,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 19 | $ 2,575,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 456,025,829,000 | 19 | $ 1,645,000 |
| FIREFIGHTERS CREDIT UNION 525 5TH AVE S ONALASKA, WI 54601 |
* | $ 81,355,000 | 18 | $ 1,860,000 |
| MERCHANTS BANK, NATIONAL ASSOCIATION 102 EAST THIRD STREET WINONA, MN 55987 |
* | $ 1,656,476,000 | 18 | $ 2,600,000 |
| VERVE, A CREDIT UNION 2900 UNIVERSAL ST OSHKOSH, WI 54904 |
* | $ 914,722,000 | 17 | $ 1,925,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 109,372,608,000 | 17 | $ 1,485,000 |
| SERVION, INC. 500 MAIN STREET NEW BRIGHTON, MN 55112 |
* | $ -1,000 | 17 | $ 3,005,000 |
| UNIVERSITY OF WISCONSIN CREDIT UNION 3500 UNIVERSITY AVE MADISON, WI 53705 |
* | $ 2,560,045,000 | 15 | $ 1,755,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,747,398,000,000 | 14 | $ 2,220,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 14 | $ 2,320,000 |
| COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590 |
* | $ -1,000 | 12 | $ 1,910,000 |
| FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 WILMINGTON, DE 19044 |
* | $ -1,000 | 12 | $ 1,140,000 |
| LUMINATE HOME LOANS, INC. 7760 FRANCE AVE S, STE 1010 ROSEVILLE, MN 55435 |
* | $ -1,000 | 10 | $ 1,210,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 10 | $ 1,540,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,140,778,000,000 | 9 | $ 1,135,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 9 | $ 1,195,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ -1,000 | 8 | $ 1,420,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 80,522,766,000 | 8 | $ 990,000 |
| SUMMIT CREDIT UNION PO BOX 8046 COTTAGE GROVE, WI 53708 |
* | $ 2,900,502,000 | 7 | $ 815,000 |
| PARK BANK 1200 MAIN STREET PO BOX 100 HOLMEN, WI 54636 |
* | $ 60,474,000 | 6 | $ 920,000 |
| COULEE BANK 1516 LOSEY BLVD. S. LA CROSSE, WI 54601 |
* | $ 356,305,000 | 6 | $ 570,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 6 | $ 1,150,000 |
| GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD GLENDALE, CA 95661 |
* | $ -1,000 | 5 | $ 765,000 |
| 1ST COMMUNITY CREDIT UNION 1000 W. WISCONSIN STREET SPARTA, WI 54656 |
* | $ 153,134,000 | 5 | $ 645,000 |
| GOVERNMENTAL EMPLOYEES CREDIT UNION 225 LA CROSSE ST LA CROSSE, WI 54601 |
* | $ 69,038,000 | 5 | $ 315,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 5 | $ 595,000 |
| BREMER BANK, NATIONAL ASSOCIATION 372 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 11,915,259,000 | 5 | $ 555,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 5 | $ 745,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 4 | $ 740,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 4 | $ 550,000 |
| HEARTLAND CREDIT UNION (MADISON) 5325 HIGH CROSSING BLVD MADISON, WI 53718 |
* | $ 267,743,000 | 4 | $ 300,000 |
| CITIZENS STATE BANK OF LA CROSSE 620 MAIN STREET LA CROSSE, WI 54601 |
* | $ 245,801,000 | 4 | $ 930,000 |
| KERNDT BROTHERS SAVINGS BANK 370 MAIN ST PO BOX 370 LANSING, IA 52151 |
* | $ 279,216,000 | 4 | $ 630,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 4 | $ 140,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 3 | $ 275,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 3 | $ 325,000 |
| STATE BANK FINANCIAL 401 MAIN ST LA CROSSE, WI 54601 |
* | $ 355,756,000 | 3 | $ 2,515,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 363,702,000 | 3 | $ 745,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 3 | $ 275,000 |
| BARABOO STATE BANK 101 THIRD AVENUE, PO BOX 50 BARABOO, WI 53913 |
* | $ 397,039,000 | 3 | $ 235,000 |
| WATERSTONE MORTGAGE CORPORATION N25 W23255 PAUL ROAD PEWAUKEE, WI 53072 |
* | $ -1,000 | 3 | $ 475,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 3 | $ 795,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 2,002,887,000 | 3 | $ 365,000 |
| UNION STATE BANK OF WEST SALEM 120 S. MILL STREET/ PO BOX 870 WEST SALEM, WI 54669 |
* | $ 85,889,000 | 2 | $ 260,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 2 | $ 610,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 2 | $ 350,000 |
| CONSUMER LOAN SERVICES, LLC 811 MONITOR STREET LA CROSSE, WI 54603 |
* | $ -1,000 | 2 | $ 340,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 2 | $ 390,000 |
| LANDMARK CREDIT UNION 5445 S. WESTRIDGE DR. BROOKFIELD, WI 53151 |
* | $ 3,602,950,000 | 2 | $ 140,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 2 | $ 320,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 2 | $ 120,000 |
| THE FIRST NATIONAL BANK OF BANGOR 1798 COMMERCIAL ST BANGOR, WI 54614 |
* | $ 235,970,000 | 2 | $ 170,000 |
| LUANA SAVINGS BANK 100 HARVEST DRIVE LUANA, IA 52156 |
* | $ 984,052,000 | 2 | $ 260,000 |
| PARTNERSHIP BANK N58W6194 COLUMBIA ROAD CEDARBURG, WI 53012 |
* | $ 275,381,000 | 2 | $ 470,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 2 | $ 220,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,751,524,000,000 | 2 | $ 140,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ -1,000 | 2 | $ 100,000 |
| INSPIRED FINANCIAL SERVICES, LLC 2708 BICENTENNIAL DR, STE A CEDAR FALLS, IA 50613 |
* | $ -1,000 | 2 | $ 220,000 |
| LENDERLIVE NETWORK, LLC 710 S ASH GLENDALE, CO 80246 |
* | $ -1,000 | 2 | $ 250,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 2 | $ 140,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 90,565,764,000 | 2 | $ 200,000 |
| NORTHVIEW BANK 510 MAIN SANDSTONE, MN 55072 |
* | $ 321,974,000 | 2 | $ 90,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,384,707,000,000 | 1 | $ 85,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 1,376,902,000 | 1 | $ 165,000 |
| THE PARK BANK 1815 GREENWAY CROSS MADISON, WI 53713 |
* | $ 896,579,000 | 1 | $ 165,000 |
| EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002 |
* | $ -1,000 | 1 | $ 115,000 |
| BRISTOL MORGAN BANK 103 S. MAIN ST., PO BOX 128 OAKFIELD, WI 53065 |
* | $ 96,148,000 | 1 | $ 135,000 |
| OLD NATIONAL BANK ONE MAIN STREET EVANSVILLE, IN 47708 |
* | $ 17,422,977,000 | 1 | $ 75,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ -1,000 | 1 | $ 275,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 1 | $ 65,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 1 | $ 195,000 |
| BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 2,948,023,000 | 1 | $ 155,000 |
| SUNTRUST BANKS, INC. P.O. BOX 4418, MAIL CODE 663 ATLANTA, GA 30302 |
* | $ 201,637,519,000 | 1 | $ 245,000 |
| EMPEOPLE CREDIT UNION 3950 38TH AVENUE MOLINE, IL 61265 |
* | $ 940,832,000 | 1 | $ 115,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,696,742,000 | 1 | $ 85,000 |
| FOX VALLEY SAVINGS BANK 51 EAST FIRST STREET FOND DU LAC, WI 54935 |
* | $ 331,712,000 | 1 | $ 175,000 |
| EDUCATORS CREDIT UNION 1326 WILLOW RD MOUNT PLEASANT, WI 53177 |
* | $ 1,972,452,000 | 1 | $ 45,000 |
| TRUSTONE FINANCIAL CREDIT UNION 14601 27TH AVENUE NORTH PLYMOUTH, MN 55447 |
* | $ 1,308,536,000 | 1 | $ 165,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ -1,000 | 1 | $ 105,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 1 | $ 135,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 1 | $ 65,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 104,052,030,000 | 1 | $ 35,000 |
| BLACKHAWK COMMUNITY CREDIT UNION PO BOX 5366 JANESVILLE, WI 53548 |
* | $ 506,927,000 | 1 | $ 35,000 |
| FIRST CENTENNIAL MORTGAGE CORPORATION 2471 W SULLIVAN ROAD CHICAGO, IL 60506 |
* | $ -1,000 | 1 | $ 45,000 |
| JOHNSON BANK 555 MAIN STREET SUITE 490 RACINE, WI 53403 |
* | $ 4,720,468,000 | 1 | $ 45,000 |
| BRIDGEVIEW BANK GROUP 7940 S HARLEM BRIDGEVIEW, IL 60455 |
* | $ 1,175,351,000 | 1 | $ 185,000 |
| FIRST SOUTHERN BANK. 300 TOWER SQUARE PLAZA MARION, IL 62959 |
* | $ 677,277,000 | 1 | $ 55,000 |
| DMB COMMUNITY BANK 321 N MAIN ST DEFOREST, WI 53532 |
* | $ 470,009,000 | 1 | $ 255,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 1 | $ 85,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 1 | $ 185,000 |
| WATERSTONE BANK, SSB 11200 WEST PLANK COURT WAUWATOSA, WI 53226 |
* | $ 1,804,054,000 | 1 | $ 2,095,000 |
| AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION 4301 E 53RD STREET DAVENPORT, IA 52807 |
* | $ 336,769,000 | 1 | $ 255,000 |
| A + MORTGAGE SERVICES, INC. W188S7820 RACINE AVE SUITE 100 MUSKEGO, WI 53150 |
* | $ -1,000 | 1 | $ 125,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 3,947,088,000 | 1 | $ 15,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 1 | $ 155,000 |
| BLACKHAWK BANK 400 BROAD ST. BELOIT, WI 53511 |
* | $ 718,393,000 | 1 | $ 105,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 98,729,134,000 | 1 | $ 75,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ -1,000 | 1 | $ 105,000 |
| CO-OP CREDIT UNION 100 E MAIN ST BLACK RIVER FALLS, WI 54615 |
* | $ 320,913,000 | 1 | $ 165,000 |
| ESB BANK 115 N HWY 44/76 CALEDONIA, MN 55921 |
* | $ 100,271,000 | 1 | $ 85,000 |
| MIDCOUNTRY BANK 7825 WASHINGTON AVE. S., STE. 120 BLOOMINGTON, MN 55439 |
* | $ 819,888,000 | 1 | $ 45,000 |
| NICOLET NATIONAL BANK 111 N WASHINGTON ST GREEN BAY, WI 54301 |
* | $ 2,931,212,000 | 1 | $ 125,000 |
| SOVEREIGN LENDING GROUP INCORPORATED 3540 HOWARD WAY STE # 200 COSTA MESA, CA 92626 |
* | $ -1,000 | 1 | $ 185,000 |
| THE PEOPLES COMMUNITY BANK 222 W. COMMERCIAL ST., PO BOX 8 MAZOMANIE, WI 53560 |
* | $ 270,234,000 | 1 | $ 35,000 |
| BANK OF MILTON 323 PARKVIEW DR. MILTON, WI 53563 |
* | $ 115,907,000 | 1 | $ 85,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 1 | $ 65,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2018, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Vernon County WI in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 340 | $50,900,000 | $149,000 | $2,095,000 | $77,000 | $410,000 |
| Cash-out Refinancing | 149 | $20,325,000 | $136,000 | $405,000 | $70,000 | $336,000 |
| Refinancing | 140 | $19,200,000 | $137,000 | $2,305,000 | $69,000 | $213,000 |
| Other Purpose | 50 | $2,810,000 | $56,000 | $385,000 | $78,000 | $244,000 |
| Home Improvement | 33 | $1,465,000 | $44,000 | $165,000 | $64,000 | $137,000 |
| Not Applicable | 3 | $215,000 | $71,000 | $125,000 | $80,000 | $80,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 621 | $78,425,000 | $126,000 | $675,000 | $74,000 | $410,000 |
| Not Provided | 48 | $5,630,000 | $117,000 | $275,000 | $71,000 | $247,000 |
| Not applicable | 27 | $7,785,000 | $288,000 | $2,305,000 | $66,000 | $119,000 |
| Black or African American | 9 | $2,005,000 | $222,000 | $385,000 | $38,000 | $44,000 |
| Hispanic | 6 | $560,000 | $93,000 | $255,000 | $46,000 | $99,000 |
| Asian | 2 | $260,000 | $130,000 | $165,000 | $169,000 | $279,000 |
| American Indian or Alaskan Native | 1 | $165,000 | $165,000 | $165,000 | $182,000 | $182,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $85,000 | $85,000 | $85,000 | $73,000 | $73,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 574 | $73,510,000 | $128,000 | $2,305,000 | $77,000 | $410,000 |
| VA-guaranteed (Veterans Administration) | 67 | $11,695,000 | $174,000 | $385,000 | $61,000 | $163,000 |
| FHA-insured (Federal Housing Administration) | 56 | $7,670,000 | $136,000 | $285,000 | $58,000 | $122,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $2,040,000 | $113,000 | $215,000 | $54,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 430 | $60,350,000 | $140,000 | $2,305,000 | $80,000 | $410,000 |
| Application Denied By Financial Institution | 135 | $14,235,000 | $105,000 | $405,000 | $55,000 | $336,000 |
| Application Withdrawn By Applicant | 71 | $9,105,000 | $128,000 | $405,000 | $67,000 | $250,000 |
| Loan Purchased By The Institution | 36 | $5,470,000 | $151,000 | $385,000 | $76,000 | $220,000 |
| File Closed For Incompleteness | 23 | $3,275,000 | $142,000 | $375,000 | $78,000 | $279,000 |
| Application Approved But Not Accepted | 20 | $2,480,000 | $124,000 | $305,000 | $89,000 | $231,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 533 | $73,275,000 | $137,000 | $2,095,000 | $79,000 | $410,000 |
| Debt-To-Income Ratio | 88 | $11,160,000 | $126,000 | $2,305,000 | $54,000 | $137,000 |
| Credit History | 41 | $3,805,000 | $92,000 | $255,000 | $53,000 | $206,000 |
| Collateral | 24 | $2,650,000 | $110,000 | $275,000 | $62,000 | $128,000 |
| Other | 16 | $1,650,000 | $103,000 | $385,000 | $63,000 | $336,000 |
| Credit Application Incomplete | 7 | $1,385,000 | $197,000 | $365,000 | $84,000 | $137,000 |
| Unverifiable Information | 2 | $160,000 | $80,000 | $115,000 | $90,000 | $128,000 |
| Employment History | 2 | $350,000 | $175,000 | $225,000 | $46,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $480,000 | $240,000 | $405,000 | $83,000 | $114,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.