Wabaunsee County, KS Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 247 mortgage applications in Wabaunsee County, KS totaling $33.5 million, down 18% from 2017. The average application was for $135,000, and applicants reported an average income of $88,000. 65% of applications resulted in an originated loan and 13% were denied. The most active lender was Bank of the Flint Hills, with 23 applications, followed by Landmark National Bank and The Stockgrowers State Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 247
Total Mortgage Loan Application Amount $33,545,000
Average Mortgage Loan Application Amount $135,000
Highest Mortgage Loan Application Amount $555,000
Average Applicant Income $88,000
Highest Applicant Income $3,210,000

Mortgage Company List for Lending in Wabaunsee County, KS for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bank of the Flint Hills
806 W 5TH ST, PO BOX 226
WAMEGO, KS 66547
* $ 205,443,000 23 $ 2,695,000
Landmark National Bank
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 926,876,000 15 $ 2,975,000
The Stockgrowers State Bank
304 MISSOURI, PO BOX 217
ALMA, KS 66401
* $ 83,828,000 13 $ 1,515,000
The Bennington State Bank
2130 SOUTH OHIO, P.O. BOX 1280
SALINA, KS 67402
* $ 700,293,000 12 $ 1,830,000
Envista Federal Credit Union
3626 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 349,244,000 11 $ 755,000
Kaw Valley State Bank & Trust
1015 KAW VALLEY PARK CIRCLE
WAMEGO, KS 66547
* $ 165,277,000 9 $ 1,315,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 7 $ 605,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,009,287,000 7 $ 805,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 7 $ 625,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 6 $ 710,000
Azura Credit Union
610 SW 10TH AVENUE
TOPEKA, KS 66612
* $ 477,213,000 6 $ 410,000
Farmers and Drovers Bank
201 W MAIN
COUNCIL GROVE, KS 66846
* $ 181,167,000 6 $ 170,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 5 $ 955,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 4 $ 460,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 24,727,667,000 4 $ 780,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 251,259,000 4 $ 950,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 4 $ 860,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 3 $ 385,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 3 $ 855,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 3 $ 495,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 3 $ 615,000
Community Bank
5431 SW 29TH ST
TOPEKA, KS 66614
* $ 89,551,000 3 $ 225,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 3 $ 475,000
Intrust Bank, NA
105 N MAIN ST
WICHITA, KS 67202
* $ 5,117,173,000 3 $ 435,000
Flint Hills Bank
103 1/2 N MAIN
ESKRIDGE, KS 66423
* $ 130,552,000 3 $ 285,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 165,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 3 $ 705,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 3 $ 405,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 2 $ 110,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 340,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 2 $ 290,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 2 $ 290,000
Kansas State University Federal Credit Union
601 MCCALL ROAD
MANHATTAN, KS 66502
* $ 83,743,000 2 $ 320,000
Frontier Farm Credit, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ -1,000 2 $ 340,000
Corefirst Bank & Trust
3035 S TOPEKA BLVD
TOPEKA, KS 66611
* $ 909,449,000 2 $ 160,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 380,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 2 $ 250,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,217,466,000 2 $ 200,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 2 $ 200,000
Kaw Valley Bank
1110 N KANSAS AVENUE, PO BOX 8009
TOPEKA, KS 66608
* $ 324,785,000 2 $ 130,000
Esb Financial
801 MERCHANT
EMPORIA, KS 66801
* $ 222,813,000 2 $ 260,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 526,546,000 2 $ 150,000
The Farmers State Bank of Westmoreland
307 MAIN ST, PO BOX 330
WESTMORELAND, KS 66549
* $ 173,073,000 2 $ 370,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 1 $ 95,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 1 $ 145,000
Silver Lake Bank
201 NW US HWY 24 P O BOX 8330
TOPEKA, KS 66608
* $ 270,937,000 1 $ 125,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 155,000
The Lyndon State Bank
817 TOPEKA AVE
LYNDON, KS 66451
* $ 69,204,000 1 $ 105,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,069,790,000 1 $ 45,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 1 $ 315,000
Meritrust Federal Credit Union
8710 E 32ND ST NORTH
WICHITA, KS 67202
* $ 1,264,116,000 1 $ 85,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 933,081,000 1 $ 85,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 175,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 105,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 155,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 145,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 145,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 65,000
Vintage Bank Kansas
101 S MAIN
LEON, KS 67074
* $ 121,296,000 1 $ 175,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 1 $ 195,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 45,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 225,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 1 $ 135,000
Arvest Bank

TULSA, OK 74103
* $ 16,758,528,000 1 $ 15,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 1 $ 445,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 1 $ 45,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 2,571,441,000 1 $ 315,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 265,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 1 $ 145,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 205,000
Visionbank
3031 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 161,301,000 1 $ 325,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 1 $ 65,000
BNC National Bank

BISMARCK, ND 58501
* $ 945,013,000 1 $ 205,000

The tables below break down 2018 mortgage applications in Wabaunsee County, KS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Wabaunsee County, KS in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 133 $19,425,000 $146,000 $505,000 $98,000 $3,210,000
Cash-out Refinancing 46 $6,590,000 $143,000 $465,000 $74,000 $160,000
Refinancing 42 $5,410,000 $128,000 $555,000 $82,000 $254,000
Other Purpose 12 $1,430,000 $119,000 $255,000 $76,000 $193,000
Home Improvement 10 $380,000 $38,000 $145,000 $60,000 $132,000
Not Applicable 4 $310,000 $77,000 $145,000 $32,000 $32,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 200 $26,570,000 $132,000 $505,000 $89,000 $3,210,000
Not applicable 21 $3,745,000 $178,000 $555,000 $74,000 $117,000
Not Provided 17 $2,465,000 $145,000 $265,000 $88,000 $259,000
Hispanic 6 $420,000 $70,000 $145,000 $73,000 $132,000
American Indian or Alaskan Native 2 $210,000 $105,000 $145,000 $63,000 $86,000
Native Hawaiian or Other Pacific Islander 1 $135,000 $135,000 $135,000 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 176 $22,810,000 $129,000 $555,000 $97,000 $3,210,000
FHA-insured (Federal Housing Administration) 31 $4,415,000 $142,000 $275,000 $62,000 $155,000
VA-guaranteed (Veterans Administration) 29 $5,245,000 $180,000 $455,000 $64,000 $124,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $1,075,000 $97,000 $205,000 $49,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 160 $21,980,000 $137,000 $555,000 $98,000 $3,210,000
Application Denied By Financial Institution 32 $3,620,000 $113,000 $265,000 $61,000 $132,000
Loan Purchased By The Institution 26 $4,350,000 $167,000 $445,000 $68,000 $117,000
Application Withdrawn By Applicant 20 $2,620,000 $131,000 $325,000 $70,000 $160,000
File Closed For Incompleteness 5 $595,000 $119,000 $195,000 $60,000 $102,000
Application Approved But Not Accepted 4 $380,000 $95,000 $205,000 $72,000 $96,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 182 $25,770,000 $141,000 $505,000 $92,000 $3,210,000
Debt-To-Income Ratio 42 $5,350,000 $127,000 $555,000 $82,000 $582,000
Credit History 9 $765,000 $85,000 $155,000 $55,000 $132,000
Collateral 8 $880,000 $110,000 $205,000 $71,000 $130,000
Credit Application Incomplete 3 $375,000 $125,000 $175,000 $66,000 $87,000
Other 2 $140,000 $70,000 $75,000 $53,000 $53,000
Unverifiable Information 1 $265,000 $265,000 $265,000 $90,000 $90,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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