Waldo County ME
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

Unlock detailed Waldo County ME mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Maine.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,625
Total Mortgage Loan Application Amount $232,241,000
Average Mortgage Loan Application Amount $142,000
Highest Mortgage Loan Application Amount $2,135,000
Average Applicant Income $96,000
Highest Applicant Income $8,439,000

Mortgage Company List for Lending in Waldo County ME for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BANGOR SAVINGS BANK
19 MAINE AVENUE
BANGOR, ME 04401
* $ 2,428,931,000 236 $ 27,911,000
THE CAMDEN NATIONAL BANK
2 ELM STREET
CAMDEN, ME 04856
* $ 2,281,201,000 143 $ 21,311,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,104,833,000,000 134 $ 21,197,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 179,970,802,000 90 $ 8,718,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,454,050,584,000 83 $ 12,193,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 85,930,126,000 61 $ 7,040,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 51 $ 13,426,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 48 $ 6,880,000
CUSO MORTGAGE CORPORATION
101 WESTERN AVENUE
PORTLAND, ME 04444
* $ 10,000,000 41 $ 5,098,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 37 $ 4,702,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 33 $ 5,480,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 31 $ 4,583,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 31 $ 4,367,000
RESIDENTIAL MORTGAGE SERVICES, INC.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ 10,000,000 29 $ 4,152,000
NORTHEAST BANK
500 CANAL ST
LEWISTON, ME 04240
* $ 639,303,000 26 $ 3,271,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 25 $ 4,386,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 19 $ 2,339,000
MAINE SAVINGS FEDERAL CREDIT UNION
PO BOX 347
HAMPDEN, ME 04444
* $ 219,016,000 19 $ 1,822,000
SEABOARD FEDERAL CREDIT UNION
PO BOX G, 177 MAIN STREET
BUCKSPORT, ME 04416
* $ 95,447,000 18 $ 1,284,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 17 $ 2,230,000
DOWNEAST CREDIT UNION
23 THIRD AVE
BAILEYVILLE, ME 04694
* $ 84,714,000 16 $ 984,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 14 $ 2,796,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 13 $ 2,142,000
SEBASTICOOK VALLEY FEDERAL CREDIT UNION
PO BOX 10
PITTSFIELD, ME 04967
* $ 62,657,000 13 $ 737,000
THE BANK OF MAINE
2 CANAL PLAZA
PORTLAND, ME 04101
* $ 857,397,000 11 $ 1,303,000
SKOWHEGAN SAVINGS BANK
13 ELM ST
SKOWHEGAN, ME 04976
* $ 446,835,000 11 $ 2,009,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 11 $ 1,739,000
PEOPLE'S UNITED BANK
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 24,650,366,000 11 $ 1,196,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 10 $ 616,000
MACHIAS SAVINGS BANK
4 CENTER STREET
MACHIAS, ME 04654
* $ 976,293,000 10 $ 1,223,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 9 $ 1,430,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 9 $ 2,131,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 9 $ 1,278,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 8 $ 1,416,000
UNIVERSITY CREDIT UNION
15 MAIN STREET
AUGUSTA, ME 04473
* $ 194,408,000 8 $ 775,000
KATAHDIN TRUST COMPANY
11 MAIN STREET / PO BOX 450
PATTEN, ME 04765
* $ 508,978,000 7 $ 621,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 7 $ 1,331,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 6 $ 774,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 6 $ 1,369,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 6 $ 1,019,000
ALPINE MORTGAGE LLC
116 SOUTH RIVER ROAD BLDG E
BEDFORD, NH 03110
* $ 544,000 6 $ 677,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 6 $ 280,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 6 $ 3,376,000
INFINITY FEDERAL CREDIT UNION
202 LARRABEE ROAD
WESTBROOK, ME 04092
* $ 238,568,000 6 $ 607,000
FIVE COUNTY CREDIT UNION
765 WASHINGTON STREET
BATH, ME 04530
* $ 184,008,000 5 $ 795,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 5 $ 112,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,216,291,000,000 5 $ 1,169,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 76,465,208,000 5 $ 406,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 12,648,357,000 4 $ 789,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 153,341,765,000 4 $ 664,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 56,866,447,000 4 $ 1,540,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 4 $ 686,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ 10,000,000 4 $ 629,000
ONEMAIN FINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 4 $ 121,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 4 $ 514,000
MERRIMACK MORTGAGE COMPANY, IN
1045 ELM STREET, SUITE 601
MANCHESTER, NH 03101
* $ 10,000,000 4 $ 751,000
RELIANT MORTGAGE COMPANY, LLC
100 CUMMINGS CENTER SUITE 303 C
BEVERLY, MA 01915
* $ 10,000,000 4 $ 331,000
LENDUS, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 10,000,000 3 $ 353,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 457,501,000 3 $ 401,000
DOVER MORTGAGE COMPANY
PO BOX 1626
ASHEBORO, NC 27204
* $ 1,817,511,000 3 $ 431,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 3 $ 334,000
BORDER TRUST COMPANY
227 WATER STREET
AUGUSTA, ME 04330
* $ 54,379,000 3 $ 281,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 308,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 3 $ 596,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 3 $ 484,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ 242,587,000 3 $ 320,000
NORWICH COMMERCIAL GROUP, INC.
38 SECURITY DRIVE
AVON, CT 06001
* $ 17,789,000 3 $ 598,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
WILMINGTON, DE 08054
* $ 4,464,000 3 $ 425,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 3 $ 682,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 3 $ 584,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 15,104,501,000 3 $ 286,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 7,724,367,000 2 $ 1,471,000
GREAT EAST MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 2 $ 307,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 2 $ 278,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 2 $ 218,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 2 $ 180,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 2 $ 279,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 2 $ 357,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 2 $ 404,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 2 $ 266,000
SANFORD INSTITUTION FOR SAVINGS
900 MAIN STREET
SANFORD, ME 04073
* $ 427,603,000 2 $ 388,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 243,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 2 $ 447,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 3,942,789,000 2 $ 36,000
LEADER BANK, NATIONAL ASSOCIATION
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 365,735,000 2 $ 330,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 156,000
CPORT
PO BOX 777
PORTLAND, ME 04104
* $ 127,150,000 2 $ 172,000
ANDROSCOGGIN SAVINGS BANK
30 LISBON STREET
LEWISTON, ME 04240
* $ 692,928,000 2 $ 374,000
BANGOR FEDERAL CREDIT UNION
339 HOGAN ROAD
BANGOR, ME 04401
* $ 114,443,000 2 $ 148,000
BREWER FEDERAL CREDIT UNION
229 DIRIGO DR
BREWER, ME 04412
* $ 43,830,000 2 $ 122,000
CUMBERLAND COUNTY
101 GRAY RD
FALMOUTH, ME 04105
* $ 136,666,000 1 $ 80,000
MIDCOAST
186 LOWER MAIN STREET
FREEPORT, ME 04032
* $ 117,870,000 1 $ 166,000
ATLANTIC REGIONAL FEDERAL CREDIT UNION
PO BOX 188
SOUTH PORTLAND, ME 04011
* $ 239,437,000 1 $ 294,000
QUORUM FEDERAL CREDIT UNION
2500 WESTCHESTER AVENUE
HARRISON, NY 10577
* $ 645,511,000 1 $ 112,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 3,650,782,000 1 $ 160,000
EVERGREEN CREDIT UNION
225 RIVERSIDE STREET
PORTLAND, ME 04103
* $ 208,838,000 1 $ 180,000
FIRST AMERICAN MORTGAGE TRUST
70 LEO M. BIRMINGHAM PARKWAY
BRIGHTON, MA 02135
* $ 10,000,000 1 $ 229,000
SCHAEFER MORTGAGE CORPORATION
5 BUTTRICK ROAD
LONDONDERRY, NH 03053
* $ 17,252,000 1 $ 272,000
CLEARPOINT FUNDING, INC.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 1 $ 114,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 1 $ 125,000
GRAND BANK, NATIONAL ASSOCIATION
2297 HWY 33
HAMILTON, NJ 08690
* $ 424,689,000 1 $ 115,000
UBS AG, TAMPA BRANCH
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 1 $ 244,000
FIRST FEDERAL SVG BANK BOSTON
100 BRICKSTONE SQUARE
ANDOVER, MA 01810
* $ 114,535,000 1 $ 160,000
FIDELITY BANK, NATIONAL ASSOCIATION
100 E ENGLISH
WICHITA, KS 67202
* $ 1,640,565,000 1 $ 170,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,054,163,000 1 $ 127,000
MWABANK
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 241,105,000 1 $ 129,000
FIRST STAR BANK, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 193,110,000 1 $ 264,000
SIDUS FINANCIAL, LLC
701 GREEN VALLEY ROAD, SUITE 101
GREENSBORO, NC 27408
* $ 10,000,000 1 $ 197,000
LAFAYETTE FEDERAL CREDIT UNION
2701 TOWER OAKS BLVD.,
ROCKVILLE, MD 20852
* $ 350,875,000 1 $ 76,000
GORHAM SAVINGS BANK
10 WENTWORTH DRIVE
GORHAM, ME 04038
* $ 897,220,000 1 $ 30,000
BATH SAVINGS INSTITUTION
105 FRONT STREET
BATH, ME 04530
* $ 588,281,000 1 $ 125,000
TEXAS STAR BANK SSB
101 GASSAWAY
LOTT, TX 76656
* $ 67,913,000 1 $ 177,000
THE WASHINGTON TRUST COMPANY, OF WESTERLY
23 BROAD STREET
WESTERLY, RI 02891
* $ 2,905,666,000 1 $ 218,000
NORTHMARK BANK
89 TURNPIKE STREET, P.O. BOX 825
NORTH ANDOVER, MA 01845
* $ 304,401,000 1 $ 30,000
STIFEL BANK & TRUST
501 N BROADWAY
ST LOUIS, MO 63141
* $ 1,778,147,000 1 $ 140,000
ARIZONA BANK & TRUST
2036 E CAMELBACK RD
PHOENIX, AZ 85016
* $ 223,574,000 1 $ 289,000
FIRST CHOICE BANK
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 448,171,000 1 $ 193,000
NORTHEAST HOME LOAN, LLC
25 MR ARTHUR DRIVE
ST JOHNSBURY, VT 03466
* $ 306,000,000 1 $ 88,000
SALEM FIVE MORTGAGE COMPANY, LLC
210 ESSEX STREET
WILMINGTON, DE 01970
* $ 642,980,000 1 $ 176,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 411,000
STERLING NATL MTGE CO., INC
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 140,000
MORTGAGE MASTER, INC.
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 1 $ 141,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 90,000
ALLQUEST HOME MORTGAGE CORPORA
6110 PINEMONT DR, STE 220
HOUSTON, TX 77092
* $ 10,000,000 1 $ 80,000
RADIUS FINANCIAL GROUP INC.
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ 3,236,218,000 1 $ 192,000
MEGASTAR FINANCIAL
1080 CHEROKEE ST
DENVER, CO 80204
* $ 10,000,000 1 $ 95,000
NYCB MORTGAGE COMPANY, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 97,000
FARMERS BANK AND TRUST NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 665,875,000 1 $ 151,000
ACCESS NATIONAL BANK
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 1 $ 123,000
MILITARY FAMILY HOME LOANS, LL
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 152,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 109,283,991,000 1 $ 320,000
FIRST REPUBLIC BANK
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 23,797,773,000 1 $ 900,000
MERRILL LYNCH CREDIT CORP
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 1 $ 417,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 76,586,967,000 1 $ 241,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 254,825,730,000 1 $ 118,000
FIRST-CITIZENS BANK & TRUST COMPANY
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27609
* $ 20,797,006,000 1 $ 34,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2011, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Waldo County ME in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,008 $159,995,000 $158,000 $1,884,000 $107,000 $8,439,000
Home Purchase 470 $64,902,000 $138,000 $2,135,000 $84,000 $4,546,000
Home Improvement 147 $7,344,000 $49,000 $450,000 $59,000 $485,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,318 $184,843,000 $140,000 $2,135,000 $104,000 $8,439,000
Not Provided 168 $26,386,000 $157,000 $490,000 $97,000 $715,000
Not applicable 124 $18,807,000 $151,000 $544,000 $11,000 $383,000
Hispanic 8 $1,175,000 $146,000 $292,000 $73,000 $190,000
Asian 4 $665,000 $166,000 $261,000 $82,000 $132,000
Black or African American 2 $320,000 $160,000 $160,000 $31,000 $31,000
American Indian or Alaskan Native 1 $45,000 $45,000 $45,000 $50,000 $50,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,252 $180,689,000 $144,000 $2,135,000 $111,000 $8,439,000
FHA-insured (Federal Housing Administration) 251 $33,625,000 $133,000 $356,000 $45,000 $425,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 62 $7,947,000 $128,000 $272,000 $36,000 $130,000
VA-guaranteed (Veterans Administration) 60 $9,980,000 $166,000 $417,000 $58,000 $216,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 779 $113,089,000 $145,000 $2,135,000 $119,000 $6,192,000
Application Denied By Financial Institution 387 $50,601,000 $130,000 $1,150,000 $85,000 $8,439,000
Loan Purchased By The Institution 188 $28,073,000 $149,000 $417,000 $37,000 $383,000
Application Withdrawn By Applicant 135 $19,525,000 $144,000 $900,000 $90,000 $1,870,000
Application Approved But Not Accepted 96 $14,164,000 $147,000 $584,000 $82,000 $420,000
File Closed For Incompleteness 40 $6,789,000 $169,000 $417,000 $79,000 $400,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 95 $11,611,000 $122,000 $417,000 $47,000 $190,000
Collateral 90 $13,819,000 $153,000 $802,000 $86,000 $491,000
Credit History 77 $5,375,000 $69,000 $356,000 $42,000 $167,000
Other 31 $5,386,000 $173,000 $1,138,000 $337,000 $8,439,000
Credit Application Incomplete 30 $5,252,000 $175,000 $700,000 $92,000 $420,000
Unverifiable Information 8 $1,030,000 $128,000 $341,000 $71,000 $162,000
Insufficient Cash (Downpayment, Closing Cost) 4 $124,000 $31,000 $63,000 $53,000 $100,000
Employment History 3 $397,000 $132,000 $214,000 $18,000 $39,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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