Warren County NC
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Unlock detailed Warren County NC mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in North Carolina.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,005
Total Mortgage Loan Application Amount $152,376,000
Average Mortgage Loan Application Amount $151,000
Highest Mortgage Loan Application Amount $1,300,000
Average Applicant Income $92,000
Highest Applicant Income $1,752,000

Mortgage Company List for Lending in Warren County NC for 2007

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 117,134,085,000 142 $ 27,870,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 126 $ 11,841,000
STATE EMPLOYEES' CREDIT UNION
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 13,957,758,000 39 $ 3,489,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 37 $ 2,710,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,179,390,000,000 36 $ 4,403,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 33 $ 6,580,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 21,874,000,000 31 $ 1,492,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 398,671,000,000 29 $ 5,842,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,196,123,794,000 27 $ 6,105,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 22 $ 787,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 92,836,714,000 21 $ 4,814,000
FIRST-CITIZENS BANK & TRUST CO
16 E ROWAN STREET
RALEIGH, NC 27609
* $ 13,331,180,000 19 $ 1,359,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 182,588,156,000 19 $ 5,016,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 254,471,000 17 $ 1,384,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 17 $ 3,209,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 17 $ 1,022,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 15 $ 2,799,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 518,123,000,000 14 $ 1,925,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 14 $ 955,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 83,973,505,000 13 $ 1,591,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 12 $ 1,515,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 11 $ 1,342,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 11 $ 1,114,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 11 $ 1,916,000
NEW REPUBLIC SAVINGS BANK
420 BECKER DRIVE
ROANOKE RAPIDS, NC 27870
* $ 58,053,000 11 $ 1,208,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 134,344,792,000 10 $ 2,051,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 19,937,022,000 9 $ 2,460,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,105,280,000 9 $ 1,667,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 27,121,892,000 8 $ 827,000
RBC BANK
131 NORTH CHURCH STREET
ROCKY MOUNT, NC 27804
* $ 23,114,957,000 8 $ 2,488,000
WELLS FARGO FIN'L NO CAROLINA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 7 $ 514,000
SOUTHERN BANK AND TRUST COMPANY
PO BOX 729
MOUNT OLIVE, NC 28365
* $ 1,121,356,000 7 $ 953,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 26,048,419,000 6 $ 1,647,000
FIRST NLC FINANCIAL SERVICES,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 6 $ 642,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 6 $ 1,398,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 6 $ 350,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 1,829,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 5 $ 1,343,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 5 $ 1,015,000
CUNNINGHAM & COMPANY
804 GREEN VALLEY ROAD, SUITE 106
GREENSBORO, NC 27408
* $ 10,000,000 4 $ 1,159,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 182,588,156,000 4 $ 828,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 52,671,972,000 4 $ 352,000
COASTAL FEDERAL CREDIT UNION
PO BOX 99167
RALEIGH, NC 27624
* $ 1,582,787,000 4 $ 1,458,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 4 $ 1,135,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 4 $ 1,748,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 4 $ 1,173,000
GUARANTY BANK
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,249,177,000 4 $ 1,090,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 345,610,758,000 4 $ 1,039,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 11,006,711,000 4 $ 1,396,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,595,722,000 3 $ 73,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 28,740,902,000 3 $ 698,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 3 $ 230,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 3 $ 335,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 3 $ 246,000
SLM FINANCIAL CORPORATION
300 CONTINENTAL DRIVE
NEWARK, DE 19713
* $ 10,000,000 3 $ 22,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 88,081,220,000 3 $ 107,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,419,450,000 3 $ 297,000
CAPITAL MORTGAGE FINANCE CORP.
6310 STEVENS FOREST ROAD
COLUMBIA, MD 21046
* $ 10,000,000 3 $ 690,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 217,802,326,000 3 $ 522,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 37,608,492,000 2 $ 280,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 30,802,955,000 2 $ 22,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 17,125,177,000 2 $ 214,000
CASTLE POINT MORTGAGE, INC.
7 ENTIN ROAD, STE. 102
PARSIPPANY, NJ 07054
* $ 16,999,000 2 $ 209,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 157,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 2 $ 337,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 2 $ 225,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 2 $ 375,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 138,667,948,000 2 $ 241,000
TOWNE BANK
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 2,194,499,000 2 $ 499,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 2 $ 165,000
EQUITY SERVICES, INC.
5711 SIX FORKS ROAD, STE 201
RALEIGH, NC 27609
* $ 10,000,000 2 $ 583,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,464,820,000 2 $ 296,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 4,173,972,000 2 $ 709,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 20,349,757,000 2 $ 151,000
BNC MORTGAGE
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 2 $ 224,000
UNION BK
108 COLLEGE STREET
OXFORD, NC 27565
* $ 40,576,000 2 $ 267,000
DIAMOND BANK FSB
1051 PERIMETER DRIVE
SCHAUMBURG, IL 60173
* $ 172,317,000 2 $ 1,156,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,539,389,000 1 $ 86,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 157,717,000 1 $ 98,000
LENDMARK MORTGAGE AND FINANCE
223 W NASH STREET
WILSON, NC 27893
* $ 344,674,148,000 1 $ 60,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,112,383,000 1 $ 135,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 12,762,288,000 1 $ 68,000
FIRST BANK OF GEORGIA
2743 PERIMETER PKWY BLD 100, SUITE 100
AUGUSTA, GA 30909
* $ 417,384,000 1 $ 600,000
CAPITAL BANK
333 FAYETTEVILLE STREET, SUITE 800
RALEIGH, NC 27601
* $ 1,422,394,000 1 $ 133,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 12,000,000 1 $ 162,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 804,648,000 1 $ 106,000
FIRST FRANKLIN FINANCIAL CORP
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 14,004,000 1 $ 69,000
B. F. SAUL MORTGAGE COMPANY
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA, MD 20814
* $ 5,053,609,000 1 $ 350,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 13,489,917,000 1 $ 25,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 41,551,082,000 1 $ 96,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 146,260,800,000 1 $ 356,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 11,121,365,000 1 $ 12,000
SCHMIDT MORTGAGE CORPORATION
11111 CARMEL COMMONS BLVD STE 110
CHARLOTTE, NC 28226
* $ 10,000,000 1 $ 52,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 56,000
RESMAE MORTGAGE CORPORATION
6 POINTE DRIVE
BREA, CA 92821
* $ 10,000,000 1 $ 433,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 308,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 1 $ 112,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 1 $ 101,000
PREMIUM CAPITAL FUNDING LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 1 $ 162,000
BEAR STEARNS RESIDENTIAL MORTG
9201 E. MOUNTAIN VIEW RD, STE 210
SCOTTSDALE, AZ 85258
* $ 2,926,352,230,000 1 $ 399,000
WATERFIELD BANK
6903 ROCKLEDGE DRIVE, SUITE 525
BETHESDA, MD 20817
* $ 140,167,000 1 $ 185,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 62,691,446,000 1 $ 210,000
LOCAL GOVERNMENT
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 660,146,000 1 $ 130,000
NNMECU
502 OPERATIONS DRIVE
NEWPORT NEWS, VA 23602
* $ 36,518,000 1 $ 75,000
1ST CHOICE MORTGAGE/EQUITY COR
1021 BRIARGATE CIRCLE
COLUMBIA, SC 29210
* $ 10,000,000 1 $ 63,000
AMERICAN SECURITY MORTGAGE CORP.
2101 REXFORD RD. SUITE 100E
CHARLOTTE, NC 28211
* $ 10,000,000 1 $ 88,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 120,000
TRIBECA LENDING CORPORATION
101 HUDSON STREET 25TH FLOOR
JERSEY CITY, NJ 07302
* $ 10,000,000 1 $ 100,000
SOUTHERN TRUST MORTGAGE, LLC
150 BOUSH STREET #400
NORFOLK, VA 23510
* $ 10,000,000 1 $ 600,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 250,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 1 $ 124,000
UNION MORTGAGE GROUP, INC.
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 1,423,740,000 1 $ 300,000
RESOURCE BANK
4429 BONNEY ROAD
VIRGINIA BEACH, VA 23462
* $ 1,450,479,000 1 $ 180,000
CITIZENS BANK AND TRUST COMPANY
126 SOUTH MAIN ST.
BLACKSTONE, VA 23824
* $ 274,924,000 1 $ 174,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 149,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 1 $ 120,000
FM LENDING SERVICES, LLC
1000 ST. ALBANS DRIVE STE. 400
RALEIGH, NC 27609
* $ 10,000,000 1 $ 292,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ 10,000,000 1 $ 23,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 140,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 399,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 91,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 428,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 107,000
FIRST COMMUNITY BANK, N. A.
P O BOX 989
BLUEFIELD, VA 24605
* $ 2,023,102,000 1 $ 113,000
COLUMBUS HOME MORTGAGE, LLC
3232 NEWMARK DR.
MIAMISBURG, OH 45342
* $ 14,052,000,000 1 $ 113,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 1 $ 40,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2007, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Warren County NC in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 628 $89,037,000 $141,000 $1,200,000 $82,000 $1,134,000
Home Purchase 271 $54,424,000 $200,000 $1,300,000 $129,000 $1,752,000
Home Improvement 106 $8,915,000 $84,000 $550,000 $59,000 $347,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 448 $84,974,000 $189,000 $1,300,000 $127,000 $1,752,000
Black or African American 342 $30,641,000 $89,000 $586,000 $57,000 $1,000,000
Not Provided 127 $20,897,000 $164,000 $1,050,000 $87,000 $1,106,000
Not applicable 53 $11,810,000 $222,000 $760,000 $44,000 $283,000
American Indian or Alaskan Native 18 $1,364,000 $75,000 $177,000 $52,000 $171,000
Hispanic 13 $1,572,000 $120,000 $353,000 $63,000 $288,000
Native Hawaiian or Other Pacific Islander 2 $116,000 $58,000 $110,000 $86,000 $121,000
Asian 2 $1,002,000 $501,000 $585,000 $427,000 $427,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 962 $147,614,000 $153,000 $1,300,000 $95,000 $1,752,000
FHA-insured (Federal Housing Administration) 39 $4,280,000 $109,000 $203,000 $37,000 $86,000
VA-guaranteed (Veterans Administration) 4 $482,000 $120,000 $162,000 $47,000 $108,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 365 $65,510,000 $179,000 $1,300,000 $114,000 $1,364,000
Application Denied By Financial Institution 330 $35,948,000 $108,000 $900,000 $65,000 $1,106,000
Loan Purchased By The Institution 106 $23,267,000 $219,000 $760,000 $90,000 $1,060,000
Application Withdrawn By Applicant 98 $12,567,000 $128,000 $900,000 $96,000 $1,752,000
Application Approved But Not Accepted 78 $11,459,000 $146,000 $1,200,000 $111,000 $1,364,000
File Closed For Incompleteness 28 $3,625,000 $129,000 $850,000 $83,000 $277,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 58 $5,050,000 $87,000 $586,000 $76,000 $1,106,000
Collateral 53 $7,736,000 $145,000 $900,000 $73,000 $532,000
Other 23 $2,200,000 $95,000 $399,000 $49,000 $217,000
Debt-To-Income Ratio 19 $2,570,000 $135,000 $550,000 $85,000 $494,000
Credit Application Incomplete 15 $1,450,000 $96,000 $299,000 $98,000 $307,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,150,000 $287,000 $760,000 $97,000 $248,000
Unverifiable Information 3 $943,000 $314,000 $639,000 $119,000 $185,000
Employment History 1 $21,000 $21,000 $21,000 $47,000 $47,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the North Carolina Lender List