Unlock detailed Washington County IA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,686 |
| Total Mortgage Loan Application Amount | $252,520,000 |
| Average Mortgage Loan Application Amount | $149,000 |
| Highest Mortgage Loan Application Amount | $625,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $1,002,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| HILLS BANK AND TRUST COMPANY 131 EAST MAIN ST / PO BOX 160 HILLS, IA 52235 |
* | $ 3,299,556,000 | 463 | $ 59,575,000 |
| GREENSTATE CREDIT UNION 2355 LANDON RD NORTH LIBERTY, IA 52317 |
* | $ 5,757,174,000 | 264 | $ 36,190,000 |
| WASHINGTON STATE BANK 121 S MARION AVE WASHINGTON, IA 52353 |
* | $ 329,224,000 | 175 | $ 22,905,000 |
| IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ -1,000 | 126 | $ 24,430,000 |
| MERCHANTS BANK, NATIONAL ASSOCIATION 102 EAST THIRD STREET WINONA, MN 55987 |
* | $ 1,864,126,000 | 67 | $ 11,285,000 |
| CBI BANK & TRUST 301 IOWA AVE MUSCATINE, IA 52761 |
* | $ 526,087,000 | 62 | $ 9,800,000 |
| RESIDENTIAL MORTGAGE NETWORK, INC. 2461 10TH STREET SUITE 308 IOWA CITY, IA 52241 |
* | $ -1,000 | 50 | $ 8,040,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 486,004,220,000 | 44 | $ 3,920,000 |
| COMMUNITY 1ST CREDIT UNION 1030 SIERRA DR NE OTTUMWA, IA 52402 |
* | $ 709,695,000 | 31 | $ 3,295,000 |
| NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 2,186,056,000 | 28 | $ 6,120,000 |
| WEST GATE BANK 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ 737,952,000 | 27 | $ 5,455,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 26 | $ 5,580,000 |
| VERIDIAN CREDIT UNION 1827 ANSBOROUGH AVE WATERLOO, IA 50701 |
* | $ 4,348,222,000 | 22 | $ 3,010,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 18 | $ 3,080,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 17 | $ 3,425,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,712,919,000,000 | 13 | $ 1,755,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 12 | $ 2,920,000 |
| COLLINS COMMUNITY CREDIT UNION 1150 42ND STREET NE CEDAR RAPIDS, IA 52402 |
* | $ 1,233,409,000 | 11 | $ 1,555,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 10 | $ 2,070,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 9 | $ 1,655,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 9 | $ 1,585,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 165,742,416,000 | 8 | $ 1,440,000 |
| OPEN MORTGAGE, LLC 14101 W. HWY 290 #1300 AUSTIN, TX 78737 |
* | $ -1,000 | 7 | $ 1,385,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 7 | $ 995,000 |
| TWO RIVERS BANK & TRUST 222 N. MAIN ST BURLINGTON, IA 52601 |
* | $ 853,289,000 | 6 | $ 950,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 6 | $ 1,200,000 |
| MIDWESTONE BANK 102 SOUTH CLINTON STREET IOWA CITY, IA 52240 |
* | $ 4,645,441,000 | 5 | $ 685,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 5 | $ 815,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 5 | $ 475,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 5 | $ 885,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 4 | $ 940,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 4 | $ 600,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 4 | $ 1,050,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 604,528,000 | 3 | $ 1,035,000 |
| HOMESERVICES LENDING, LLC 2700 WESTOWN PARKWAY SUITE 345 WILMINGTON, DE 50266 |
* | $ -1,000 | 3 | $ 225,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 3 | $ 245,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 3 | $ 455,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 3 | $ 335,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 3 | $ 405,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 88,826,789,000 | 3 | $ 505,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 3 | $ 575,000 |
| INLANTA MORTGAGE, INC. W239 N3490 PEWAUKEE ROAD, STE.200 PEWAUKEE, WI 53072 |
* | $ -1,000 | 3 | $ 745,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ -1,000 | 3 | $ 645,000 |
| SERVION, INC. 500 MAIN STREET NEW BRIGHTON, MN 55112 |
* | $ -1,000 | 3 | $ 965,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 2 | $ 150,000 |
| I. H. MISSISSIPPI VALLEY CREDIT UNION 2121 47TH STREET MOLINE, IL 61265 |
* | $ 1,474,943,000 | 2 | $ 420,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 2 | $ 330,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 22,986,309,000 | 2 | $ 280,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 2 | $ 340,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 41,950,721,000 | 2 | $ 180,000 |
| RUHL MORTGAGE, LLC 1701 52ND AVENUE DAVENPORT, IA 61265 |
* | $ -1,000 | 2 | $ 480,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 2 | $ 330,000 |
| CENTRAL STATE BANK 102 N MAIN ST - PO BOX 40 ELKADER, IA 52043 |
* | $ 331,179,000 | 2 | $ 100,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 2 | $ 380,000 |
| FIDELITY BANK & TRUST 4250 ASBURY ROAD DUBUQUE, IA 52002 |
* | $ 1,373,920,000 | 2 | $ 470,000 |
| DUPACO COMMUNITY PO BOX 179 DUBUQUE, IA 52004 |
* | $ 1,888,189,000 | 2 | $ 290,000 |
| IOWA STATE BANK 1101 MAIN STREET HULL, IA 51239 |
* | $ 645,671,000 | 2 | $ 180,000 |
| GATEWAY FIRST BANK 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 1,498,327,000 | 2 | $ 490,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,337,646,000,000 | 2 | $ 190,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 111,986,078,000 | 2 | $ 460,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,065,955,000 | 1 | $ 225,000 |
| WEST BANK 1601 22ND STREET WEST DES MOINES, IA 50266 |
* | $ 2,473,209,000 | 1 | $ 125,000 |
| GREAT WESTERN BANK 225 S MAIN AVE SIOUX FALLS, SD 57104 |
* | $ 12,848,070,000 | 1 | $ 65,000 |
| ALLY BANK 2101, 300 EAST REXFORD RD SANDY, UT 28211 |
* | $ 167,492,000,000 | 1 | $ 45,000 |
| BANKIOWA OF CEDAR RAPIDS 7045 C AVE NE CEDAR RAPIDS, IA 52402 |
* | $ 678,657,000 | 1 | $ 455,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 125,641,000,000 | 1 | $ 85,000 |
| CHICKASAW COMMUNITY BANK 909 S MERIDIAN AVE OKLAHOMA CITY, OK 73108 |
* | $ 198,963,000 | 1 | $ 75,000 |
| FIRST MIDWEST BANK 300 N. HUNT CLUB ROAD GURNEE, IL 60031 |
* | $ 17,757,753,000 | 1 | $ 105,000 |
| ON Q FINANCIAL, LLC 4800 SCOTTSDALE RD SUITE 5500 SCOTTSDALE, AZ 85251 |
* | $ -1,000 | 1 | $ 205,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,852,983,000,000 | 1 | $ 205,000 |
| FARMERS STATE BANK 1240 8TH AVE MARION, IA 52302 |
* | $ 848,569,000 | 1 | $ 245,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 1 | $ 195,000 |
| COMMUNITY STATE BANK 817 N ANKENY BLVD ANKENY, IA 50023 |
* | $ 854,727,000 | 1 | $ 125,000 |
| WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 RALEIGH, NC 28210 |
* | $ -1,000 | 1 | $ 285,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 1 | $ 225,000 |
| NORTHWEST BANK 705 GRAND AVE. SPENCER, IA 51301 |
* | $ 1,688,814,000 | 1 | $ 445,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 1 | $ 225,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 1 | $ 95,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 1 | $ 105,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 1 | $ 365,000 |
| NP, INC. E, 4800 N FEDERAL HWY #200 BOCA RATON, FL 33431 |
* | $ -1,000 | 1 | $ 395,000 |
| GO MORTGAGE, LLC 15430 W CAPITOL DRIVE WILMINGTON, DE 53005 |
* | $ -1,000 | 1 | $ 235,000 |
| EQUITY PRIME MORTGAGE LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ -1,000 | 1 | $ 145,000 |
| HIWAY CREDIT UNION 111 EMPIRE DRIVE SAINT PAUL, MN 55103 |
* | $ 1,237,913,000 | 1 | $ 35,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ -1,000 | 1 | $ 175,000 |
| LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 TOPEKA, KS 66210 |
* | $ -1,000 | 1 | $ 105,000 |
| DU TRAC COMMUNITY CREDIT UNION P O BOX 3250 DUBUQUE, IA 52004 |
* | $ 756,261,000 | 1 | $ 85,000 |
| MIDWEST HERITAGE BANK, FSB 3580 EP TRUE PKWY, STE 100 WEST DES MOINES, IA 50265 |
* | $ 285,828,000 | 1 | $ 195,000 |
| FIRST BANK & TRUST 9816 SLIDE RD. LUBBOCK, TX 79424 |
* | $ 1,137,714,000 | 1 | $ 95,000 |
| RIVER BANK 145 N MAIN ST, P.O. BOX 280 STODDARD, WI 54658 |
* | $ 526,888,000 | 1 | $ 425,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 622 | $89,710,000 | $144,000 | $615,000 | $74,000 | $460,000 |
| Refinancing | 554 | $96,790,000 | $174,000 | $625,000 | $95,000 | $369,000 |
| Cash-out Refinancing | 352 | $57,930,000 | $164,000 | $515,000 | $95,000 | $1,002,000 |
| Home Improvement | 97 | $5,005,000 | $51,000 | $475,000 | $83,000 | $412,000 |
| Other Purpose | 55 | $2,545,000 | $46,000 | $155,000 | $92,000 | $209,000 |
| Not Applicable | 6 | $540,000 | $90,000 | $175,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,273 | $190,005,000 | $149,000 | $625,000 | $87,000 | $1,002,000 |
| Not applicable | 230 | $40,520,000 | $176,000 | $535,000 | $114,000 | $353,000 |
| Not Provided | 132 | $16,680,000 | $126,000 | $485,000 | $83,000 | $412,000 |
| Hispanic | 42 | $3,690,000 | $87,000 | $325,000 | $58,000 | $280,000 |
| Black or African American | 5 | $845,000 | $169,000 | $265,000 | $75,000 | $120,000 |
| Asian | 3 | $655,000 | $218,000 | $295,000 | $54,000 | $121,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,489 | $218,335,000 | $146,000 | $625,000 | $89,000 | $1,002,000 |
| VA-guaranteed (Veterans Administration) | 83 | $17,465,000 | $210,000 | $455,000 | $70,000 | $198,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 65 | $8,815,000 | $135,000 | $285,000 | $49,000 | $84,000 |
| FHA-insured (Federal Housing Administration) | 49 | $7,905,000 | $161,000 | $285,000 | $52,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,043 | $148,185,000 | $142,000 | $625,000 | $88,000 | $1,002,000 |
| Loan Purchased By The Institution | 313 | $58,885,000 | $188,000 | $515,000 | $104,000 | $353,000 |
| Application Withdrawn By Applicant | 149 | $22,405,000 | $150,000 | $495,000 | $82,000 | $280,000 |
| Application Denied By Financial Institution | 95 | $10,585,000 | $111,000 | $435,000 | $68,000 | $191,000 |
| File Closed For Incompleteness | 53 | $7,935,000 | $149,000 | $515,000 | $80,000 | $242,000 |
| Application Approved But Not Accepted | 32 | $4,270,000 | $133,000 | $455,000 | $103,000 | $218,000 |
| Preapproval Denied by Financial Institution | 1 | $255,000 | $255,000 | $255,000 | $57,000 | $57,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,409 | $217,385,000 | $154,000 | $625,000 | $88,000 | $1,002,000 |
| Debt-To-Income Ratio | 213 | $27,695,000 | $130,000 | $495,000 | $81,000 | $265,000 |
| Credit History | 26 | $2,290,000 | $88,000 | $295,000 | $74,000 | $145,000 |
| Collateral | 12 | $1,580,000 | $131,000 | $325,000 | $85,000 | $191,000 |
| Other | 10 | $1,190,000 | $119,000 | $415,000 | $67,000 | $137,000 |
| Credit Application Incomplete | 9 | $1,355,000 | $150,000 | $435,000 | $65,000 | $136,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $715,000 | $143,000 | $285,000 | $46,000 | $80,000 |
| Unverifiable Information | 1 | $95,000 | $95,000 | $95,000 | $63,000 | $63,000 |
| Employment History | 1 | $215,000 | $215,000 | $215,000 | $56,000 | $56,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.