Washington County, MO Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 915 mortgage applications in Washington County, MO totaling $81.8 million, down 12% from 2009. The average application was for $89,000, and applicants reported an average income of $52,000. 46% of applications resulted in an originated loan and 29% were denied. The most active lender was Belgrade State Bank, with 151 applications, followed by Unico Bank and Ozarks Federal Savings and Loa.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Missouri.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 915
Total Mortgage Loan Application Amount $81,797,000
Average Mortgage Loan Application Amount $89,000
Highest Mortgage Loan Application Amount $630,000
Average Applicant Income $52,000
Highest Applicant Income $572,000

Mortgage Company List for Lending in Washington County, MO for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Belgrade State Bank
PO BOX 1
BELGRADE, MO 63622
* $ 182,443,000 151 $ 11,417,000
Unico Bank
625 VETERANS DR
MINERAL POINT, MO 63660
* $ 200,756,000 81 $ 4,462,000
Ozarks Federal Savings and Loa
2 EAST COLUMBIA STREET
FARMINGTON, MO 63640
* $ 225,432,000 63 $ 4,920,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 60 $ 6,322,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 59 $ 6,821,000
First State Community Bank
201 E COLUMBIA
FARMINGTON, MO 63640
* $ 1,019,377,000 50 $ 3,204,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 43 $ 4,385,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 39 $ 2,471,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 29 $ 2,403,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 23 $ 907,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 21 $ 2,250,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 15 $ 2,208,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 10,549,701,000 14 $ 1,606,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 13 $ 725,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 13 $ 1,819,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 11 $ 1,087,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 11 $ 1,541,000
Commerce Bank, N.A.
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 17,958,713,000 10 $ 394,000
Sullivan Bank
PO BOX 489
SULLIVAN, MO 63080
* $ 282,313,000 9 $ 350,000
Pulaski Bank
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,432,510,000 9 $ 929,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 8 $ 958,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 8 $ 801,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 8 $ 1,265,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 7 $ 1,114,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 7 $ 852,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 7 $ 744,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 6 $ 469,000
Bank of Washington
P.O. BOX 377
WASHINGTON, MO 63090
* $ 809,557,000 5 $ 227,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 4 $ 432,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 4 $ 406,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 4 $ 467,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 1,536,891,000 4 $ 401,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ 643,000,000 4 $ 737,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ 10,000,000 4 $ 399,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 441,000
Firstrust Mortgage, Inc
6710 W. 121ST STREET
OVERLAND PARK, KS 66209
* $ 6,198,000 3 $ 312,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 294,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 382,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 3 $ 520,000
Gershman Investment Corp.
7 N. BEMISTON
ST. LOUIS, MO 63105
* $ 31,000,000 3 $ 319,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 1,987,814,000 3 $ 369,000
Bloomsdale Bank
55 MILL HILL ROAD, P. O. BOX 100
BLOOMSDALE, MO 63627
* $ 179,146,000 3 $ 297,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 3 $ 52,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 2 $ 256,000
Southern Commercial Bank
5515 SOUTH GRAND BLVD
ST. LOUIS, MO 63111
* $ 524,835,000 2 $ 139,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 2 $ 181,000
Hnb National Bank
PO BOX 1107; 100 NORTH MAIN STREET
HANNIBAL, MO 63401
* $ 321,884,000 2 $ 317,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 2 $ 267,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 2 $ 163,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 2 $ 68,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 236,000
Boulevard Bank
111 E MAIN ST
NEOSHO, MO 64850
* $ 147,872,000 2 $ 96,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,011,062,000 2 $ 38,000
Eagle Bank and Trust Company O
10596 HIGHWAY 21, P.O. BOX 680
HILLSBORO, MO 63050
* $ 756,582,000 2 $ 169,000
United Bank of Union
PO BOX 500
UNION, MO 63084
* $ 274,024,000 2 $ 69,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 219,000
Bank Star of the Leadbelt
365 WEST MAIN
PARK HILLS, MO 63601
* $ 122,105,000 2 $ 341,000
Tmg Real Estate & Financial
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 2 $ 282,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 226,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 91,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 123,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 114,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 132,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 192,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 231,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 149,000
Paramount Mortgage Company
347 N. LINDBERGH BLVD.
ST. LOUIS, MO 63141
* $ 10,000,000 1 $ 99,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 75,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 116,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 107,000
Allied Home Mortgage Corp.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 1 $ 204,000
Allied Home Mtg Capital Corp
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 1 $ 41,000
Northwest Mortgage Group, Inc
10260 SW GREENBURG ROAD SUITE 900
PORTLAND, OR 97223
* $ 10,000,000 1 $ 148,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 1 $ 97,000
First State Bank & Trust
PO BOX 219
TONGANOXIE, KS 66086
* $ 321,448,000 1 $ 122,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 105,645,000 1 $ 190,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 1 $ 205,000
Bank Star One
118 WEST 5TH STREET
FULTON, MO 65251
* $ 94,888,000 1 $ 40,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 503,939,000 1 $ 95,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 1 $ 66,000
Farmers and Merchants Bank of St. Clair
530 S. MAIN
SAINT CLAIR, MO 63077
* $ 175,374,000 1 $ 83,000
Peoples Bank
408 W WASHINGTON ST
CUBA, MO 65453
* $ 180,179,000 1 $ 230,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 1 $ 67,000
F & M Bank and Trust Co
505 BROADWAY
HANNIBAL, MO 63401
* $ 183,198,000 1 $ 185,000
Heartland Bank
212 SOUTH CENTRAL
CLAYTON, MO 63105
* $ 941,192,000 1 $ 150,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,834,445,000 1 $ 123,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 1 $ 21,000
St. Louis Community Credit Union
3651 FOREST PARK
ST LOUIS, MO 63108
* $ 178,019,000 1 $ 210,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 151,583,000 1 $ 20,000
Boeing Employees Credit Union
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 8,608,227,000 1 $ 73,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,225,768,000 1 $ 100,000
Cornerstone Mortgage, Inc.
17280 NORTH OUTER 40 RD.
CHESTERFIELD, MO 63005
* $ 10,000,000 1 $ 50,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 1 $ 132,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 1 $ 125,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 1 $ 64,000
Charles Schwab Bank
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 43,242,751,000 1 $ 100,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 62,000
Sun Security Bank
400 EAST WALNUT
ELLINGTON, MO 63638
* $ 394,793,000 1 $ 136,000
Bank Star
1999 W OSAGE
PACIFIC, MO 63069
* $ 74,039,000 1 $ 300,000
Dover Mortgage Company
PO BOX 1626
ASHEBORO, NC 27204
* $ 1,817,511,000 1 $ 83,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 93,000
Peoples Bank & Trust Co.
430 E. WOOD STREET
TROY, MO 63379
* $ 422,715,000 1 $ 87,000
M&I Marshall & Ilsley Bank
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 50,253,578,000 1 $ 165,000
Midwest Bankcentre
2191 LEMAY FERRY ROAD LEMAY
SAINT LOUIS, MO 63125
* $ 1,116,511,000 1 $ 230,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 475,815,000 1 $ 46,000
First Community National Bank
PO BOX 508
CUBA, MO 65453
* $ 220,983,000 1 $ 4,000
Lead Bank
200 N 3RD ST
GARDEN CITY, MO 64747
* $ 94,375,000 1 $ 231,000

The tables below break down 2010 mortgage applications in Washington County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Washington County, MO in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 473 $52,618,000 $111,000 $630,000 $60,000 $572,000
Home Purchase 339 $24,745,000 $72,000 $302,000 $44,000 $422,000
Home Improvement 103 $4,434,000 $43,000 $403,000 $46,000 $183,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 787 $67,485,000 $85,000 $409,000 $55,000 $572,000
Not Provided 72 $7,919,000 $109,000 $240,000 $46,000 $125,000
Not applicable 39 $4,900,000 $125,000 $630,000 $2,000 $97,000
Hispanic 9 $819,000 $91,000 $150,000 $82,000 $329,000
Black or African American 4 $400,000 $100,000 $150,000 $35,000 $44,000
American Indian or Alaskan Native 2 $118,000 $59,000 $64,000 $32,000 $64,000
Asian 1 $136,000 $136,000 $136,000 $0 $0
Native Hawaiian or Other Pacific Islander 1 $20,000 $20,000 $20,000 $22,000 $22,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 702 $58,311,000 $83,000 $630,000 $56,000 $572,000
FHA-insured (Federal Housing Administration) 168 $18,816,000 $112,000 $281,000 $42,000 $115,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 33 $3,003,000 $91,000 $147,000 $36,000 $64,000
VA-guaranteed (Veterans Administration) 12 $1,667,000 $138,000 $192,000 $51,000 $106,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 418 $35,779,000 $85,000 $630,000 $58,000 $572,000
Application Denied By Financial Institution 265 $20,241,000 $76,000 $300,000 $43,000 $288,000
Loan Purchased By The Institution 92 $11,138,000 $121,000 $249,000 $42,000 $545,000
Application Withdrawn By Applicant 69 $7,437,000 $107,000 $409,000 $50,000 $256,000
Application Approved But Not Accepted 47 $4,016,000 $85,000 $352,000 $66,000 $440,000
File Closed For Incompleteness 24 $3,186,000 $132,000 $305,000 $75,000 $261,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 82 $5,573,000 $67,000 $208,000 $43,000 $288,000
Collateral 37 $3,252,000 $87,000 $216,000 $49,000 $121,000
Debt-To-Income Ratio 32 $2,319,000 $72,000 $220,000 $35,000 $77,000
Other 14 $1,138,000 $81,000 $150,000 $42,000 $77,000
Credit Application Incomplete 11 $1,370,000 $124,000 $220,000 $58,000 $112,000
Unverifiable Information 2 $253,000 $126,000 $136,000 $61,000 $62,000
Employment History 2 $113,000 $56,000 $75,000 $31,000 $40,000
Insufficient Cash (Downpayment, Closing Cost) 2 $81,000 $40,000 $50,000 $18,000 $36,000
Mortgage Insurance Denied 1 $43,000 $43,000 $43,000 $21,000 $21,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Missouri Lender List