Wayne County, OH Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 3,879 mortgage applications in Wayne County, OH totaling $471.4 million, down 15% from 2009. The average application was for $121,000, and applicants reported an average income of $61,000. 51% of applications resulted in an originated loan and 19% were denied. The most active lender was Firstmerit Mortgage Corp, with 397 applications, followed by JPMorgan Chase Bank, NA and Bank of America, N.A..

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Total Number of Mortgage Applications 3,879
Total Mortgage Loan Application Amount $471,387,000
Average Mortgage Loan Application Amount $121,000
Highest Mortgage Loan Application Amount $3,279,000
Average Applicant Income $61,000
Highest Applicant Income $2,318,000

Mortgage Company List for Lending in Wayne County, OH for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Firstmerit Mortgage Corp
III CASCADE PLAZA, CAS46
AKRON, OH 44308
* $ 6,000,000,000 397 $ 49,620,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 324 $ 38,079,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 277 $ 36,488,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 216 $ 21,427,000
Wayne Savings Community Bank
151 N. MARKET ST.
WOOSTER, OH 44691
* $ 403,269,000 184 $ 26,086,000
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 51,111,245,000 181 $ 23,880,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 166 $ 19,478,000
First National Bank
112 W MARKET STREET
ORRVILLE, OH 44646
* $ 369,975,000 134 $ 14,043,000
The Apple Creek Banking Company
3 W MAIN ST
APPLE CREEK, OH 44606
* $ 92,230,000 101 $ 9,827,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 10,522,352,000 82 $ 2,257,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 79 $ 11,898,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 77 $ 10,865,000
Home Mortgage Assured Corporation
6000 PARKLAND BLVD
MAYFIELD HTS, OH 44124
* $ 10,000,000 76 $ 9,367,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 64 $ 8,941,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 60 $ 6,540,000
Amerifirst Financial Corporati
616 WEST CENTRE AVENUE
PORTAGE, MI 49024
* $ 10,000,000 59 $ 7,729,000
Citifinancial, Inc
300 ST PAUL PLACE
BALTIMORE, MD 21020
* $ 1,494,037,000,000 57 $ 3,882,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 53 $ 6,816,000
The Home Mortgage Co Inc
821 KENTWOOD DR STE C
YOUNGSTOWN, OH 44512
* $ 10,000,000 50 $ 5,862,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 49 $ 6,781,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 47 $ 4,879,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 46 $ 6,434,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 42 $ 5,104,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 10,679,718,000 40 $ 5,619,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 37 $ 4,017,000
The Commercial & Savings Bank
91 NORTH CLAY STREET
MILLERSBURG, OH 44654
* $ 450,521,000 34 $ 3,688,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 33 $ 2,561,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,187,246,000 30 $ 5,164,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 28 $ 3,992,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 27 $ 3,982,000
The Home Savings and Loan Comp
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,339,387,000 24 $ 3,428,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,921,115,000 24 $ 1,917,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 23 $ 2,231,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 22 $ 903,000
Residential Bancorp
5686 DRESSLER RD NW
NORTH CANTON, OH 44720
* $ 10,000,000 21 $ 2,402,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 20 $ 3,333,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 20 $ 2,845,000
Everence Federal Credit Union
2160 LINCOLN HWY E, STE 20
LANCASTER, PA 17602
* $ 110,543,000 18 $ 1,415,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 18 $ 1,800,000
Park View Federal Savings Bank
30000 AURORA ROAD
SOLON, OH 44139
* $ 870,080,000 17 $ 2,362,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 1,833,363,000 16 $ 1,993,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 14 $ 2,490,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 13 $ 1,776,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 12 $ 1,979,000
Premier Bank & Trust, N.A.
600 SOUTH MAIN STREET
NORTH CANTON, OH 44720
* $ 163,149,000 12 $ 1,455,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 11 $ 1,816,000
Directions Credit Union
5121 WHITEFORD ROAD
TOLEDO, OH 43604
* $ 519,060,000 10 $ 1,086,000
Cfbank
2923 SMITH ROAD
FAIRLAWN, OH 44333
* $ 271,974,000 10 $ 1,213,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 90,179,122,000 10 $ 990,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 10 $ 1,404,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 9 $ 1,270,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 9 $ 1,186,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 9 $ 1,102,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 9 $ 967,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 8 $ 653,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 8 $ 598,000
Westfield Bank F S B
TWO PARK CIRCLE
WESTFIELD CENTER, OH 44251
* $ 483,182,000 8 $ 815,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 7 $ 837,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 7 $ 805,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 7 $ 1,165,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 3,245,297,000 7 $ 862,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 67,860,327,000 7 $ 1,007,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,834,445,000 7 $ 898,000
The Bankers Guarantee Title & Trust Company
1113 MEDINA ROAD SUITE # 400
MEDINA, OH 44256
* $ 10,000,000 7 $ 912,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 7 $ 908,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 10,000,000 7 $ 1,074,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 7 $ 855,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 6 $ 1,028,000
First Security Mortgage Corp.
15887 SNOW RD SUITE 200
BROOK PARK, OH 44142
* $ 10,000,000 6 $ 699,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 6 $ 172,000
Liberty Savings Bank, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,272,096,000 6 $ 797,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 6 $ 765,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 6 $ 748,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 5 $ 482,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 5 $ 642,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 5 $ 930,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 5 $ 581,000
The Farmers Savings Bank
111 W MAIN ST PO BOX 38
SPENCER, OH 44275
* $ 238,179,000 5 $ 600,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 237,957,000 5 $ 75,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 5 $ 1,012,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 5 $ 659,000
The American Eagle Mortgage Co
6145 PARK SQUARE DRIVE SUITE 3
LORAIN, OH 44053
* $ 10,000,000 5 $ 754,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 4 $ 633,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 4 $ 732,000
Affiliated Mortgage Company
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 4 $ 656,000
Geauga Savings Bank
10800 KINSMAN RD
NEWBURY, OH 44065
* $ 442,916,000 4 $ 397,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 4 $ 270,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 349,760,000 4 $ 254,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 4 $ 472,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,011,062,000 4 $ 117,000
Allied Home Mortgage Corp.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 4 $ 466,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 551,000
Birmingham Bancorp Mortgage
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 3 $ 416,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 3 $ 377,000
Walker Jackson Mortgage Corpor
14501 GEORGE CARTER WAY
CHANTILLY, VA 20151
* $ 292,944,000 3 $ 221,000
Capwest Mortgage Corporation
14231 METCALF AVE. STE. 200
OVERLAND PARK, KS 66223
* $ 629,176,000 3 $ 302,000
Farmers Citizens Bank
105 WASHNGTON SQUARE
BUCYRUS, OH 44820
* $ 323,535,000 3 $ 813,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 3 $ 445,000
Western Reserve Bank
4015 MEDINA ROAD, PO BOX 585
MEDINA, OH 44258
* $ 201,711,000 3 $ 474,000
Charles Schwab Bank
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 43,242,751,000 3 $ 407,000
Nationwide Bank
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 3 $ 324,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 13,969,885,000 3 $ 293,000
First Federal of Lakewood
14806 DETROIT AVENUE
LAKEWOOD, OH 44107
* $ 1,242,890,000 3 $ 245,000
Kemba Financial Credit Union
555 OFFICENTER PL
GAHANNA, OH 43230
* $ 555,210,000 3 $ 452,000
First Ohio Banc & Lending Inc
6100 ROCKSIDE WOODS BLVD
INDEPENDENCE, OH 44131
* $ 10,000,000 3 $ 508,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 349,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 2 $ 204,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 2 $ 240,000
American Midwest Mortgage Corporation
6363 YORK ROAD
PARMA HEIGHTS, OH 44130
* $ 10,000,000 2 $ 382,000
Dollar Bank, FSB
#3 GATEWAY CENTER
PITTSBURGH, PA 15222
* $ 5,930,656,000 2 $ 130,000
Union Savings Bank
8534 E. KEMPER ROAD
CINCINNATI, OH 45249
* $ 1,945,709,000 2 $ 254,000
Franklin Savings
4750 ASHWOOD DR
CINCINNATI, OH 45241
* $ 301,236,000 2 $ 636,000
Graystone Tower Bank
1826 GOOD HOPE ROAD
ENOLA, PA 17025
* $ 1,375,160,000 2 $ 395,000
Gateway Business Bank
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 216,229,000 2 $ 461,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 2 $ 386,000
Advantage Bank
814 WHEELING AVE
CAMBRIDGE, OH 43725
* $ 843,959,000 2 $ 221,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 2 $ 293,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 214,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 2 $ 14,000
Merrill Lynch Credit Corp
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 2 $ 243,000
North Akron Savings Bank
158 E CUYAHOGA FALLS AVE
AKRON, OH 44310
* $ 155,792,000 2 $ 152,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 2 $ 275,000
Citizens Bank
328 S SAGINAW ST
FLINT, MI 48502
* $ 11,336,105,000 2 $ 94,000
Unified Bank
201 S 4TH STREET
MARTINS FERRY, OH 43935
* $ 445,088,000 2 $ 454,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 2 $ 87,000
Bankers Mortgage Corporation
7500 COLLEGE BOULEVARD, SUITE 1150
OVERLAND PARK, KS 66210
* $ 10,000,000 2 $ 215,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 2 $ 335,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 218,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 89,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 135,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 80,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 133,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 113,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 229,000
Sutton Bank
1 SOUTH MAIN ST
ATTICA, OH 44807
* $ 359,288,000 1 $ 244,000
The First State Bank
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 219,708,000 1 $ 215,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 133,720,000 1 $ 142,000
Consumers National Bank
614 EAST LINCOLN WAY
MINERVA, OH 44567
* $ 254,083,000 1 $ 124,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,192,761,000 1 $ 150,000
Lorain National Bank
457 BROADWAY AVE
LORAIN, OH 44052
* $ 1,148,660,000 1 $ 180,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 1 $ 69,000
Genfed Financial CU
85 MASSILLON RD
AKRON, OH 44312
* $ 171,654,000 1 $ 90,000
Canton School Employees Federal Credit Union
1380 MARKET AVE N
CANTON, OH 44714
* $ 116,189,000 1 $ 96,000
Jacksonville Savings Bank
1211 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 288,536,000 1 $ 42,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 130,000
BNC National Bank

BISMARCK, ND 58501
* $ 866,920,000 1 $ 320,000
Independence Bank
13100 NORTHWEST FREEWAY SUITE 100
HOUSTON, TX 77040
* $ 149,708,000 1 $ 148,000
The National Bank and Trust Co
48 N SOUTH STREET
WILMINGTON, OH 45177
* $ 649,689,000 1 $ 70,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 274,935,000 1 $ 174,000
Mortgage One
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 96,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 1 $ 160,000
Onewest Bank, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,286,247,000 1 $ 97,000
Financial Freedom Acquisition
1 BANTING
IRVINE, CA 92618
* $ 36,000,000,000 1 $ 69,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 708,191,000 1 $ 170,000
Hometown Bank
142 N. WATER ST.
KENT, OH 44240
* $ 126,069,000 1 $ 79,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,379,910,000 1 $ 105,000
Unity Catholic Federal Credit Union
5839 RIDGE ROAD
PARMA, OH 44129
* $ 64,397,000 1 $ 90,000
Insight Bank
150 W WILSON BRIDGE RD
WORTHINGTON, OH 43081
* $ 98,641,000 1 $ 128,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,726,828,000 1 $ 83,000
Colonial Savings, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 1 $ 112,000
Credit Union of Ohio
5500 BRITTON PARKWAY
HILLIARD, OH 43026
* $ 115,838,000 1 $ 61,000
The Ohio Educational Credit Union, Inc.
2554 EAST 22ND ST
CLEVELAND, OH 44115
* $ 135,292,000 1 $ 76,000
School Employees Lorain Co C U
340 GRISWOLD RD
ELYRIA, OH 44035
* $ 129,440,000 1 $ 5,000
Seven Seventeen Credit Union
3181 LARCHMONT AVE.
WARREN, OH 44483
* $ 765,571,000 1 $ 74,000
First Equity Mortgage Inc
7265 KENWOOD ROAD, SUITE 111
CINCINNATI, OH 45236
* $ 31,000,000 1 $ 144,000
Priority Mortgage Corp.
150 E WILSON BRIDGE RD STE 350
WORTHINGTON, OH 43085
* $ 10,000,000 1 $ 150,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 98,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 96,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 96,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 124,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 277,000
Oxford Lending Group, LLC
1 EAST CAMPUS VIEW BLVD STE #200
COLUMBUS, OH 43235
* $ 700,000,000 1 $ 269,000
Cmco Mortgage, LLC dba Home Le
7851 FREEWAY CIRCLE
MIDDLEBURG HEIGHTS, OH 44130
* $ 10,000,000 1 $ 86,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 92,000
Weststar Mortgage, Inc.
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 158,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ 10,000,000 1 $ 103,000
Strategic Mortgage Co.
40 W. THIRD AVENUE
COLUMBUS, OH 43201
* $ 10,000,000 1 $ 130,000
Republic State Mortgage Co.
2715 BISSONNET, SUITE 102
HOUSTON, TX 77005
* $ 10,000,000 1 $ 147,000
Flagship Mortgage Corporation
100 OLD WILSON BRIDGE RD
WORTHINGTON, OH 43085
* $ 10,000,000 1 $ 121,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 1 $ 58,000

The tables below break down 2010 mortgage applications in Wayne County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Wayne County, OH in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,464 $320,710,000 $130,000 $3,279,000 $66,000 $2,318,000
Home Purchase 1,263 $144,361,000 $114,000 $1,425,000 $51,000 $737,000
Home Improvement 152 $6,316,000 $41,000 $312,000 $61,000 $831,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,329 $395,589,000 $118,000 $596,000 $63,000 $2,318,000
Not Provided 260 $35,082,000 $134,000 $430,000 $69,000 $551,000
Not applicable 203 $30,361,000 $149,000 $3,279,000 $7,000 $737,000
Hispanic 31 $3,948,000 $127,000 $259,000 $66,000 $183,000
Black or African American 25 $2,817,000 $112,000 $240,000 $51,000 $80,000
Asian 15 $1,867,000 $124,000 $280,000 $56,000 $169,000
American Indian or Alaskan Native 13 $1,270,000 $97,000 $361,000 $130,000 $831,000
Native Hawaiian or Other Pacific Islander 3 $453,000 $151,000 $170,000 $44,000 $62,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,540 $302,319,000 $119,000 $3,279,000 $69,000 $2,318,000
FHA-insured (Federal Housing Administration) 1,019 $131,550,000 $129,000 $277,000 $46,000 $350,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 215 $23,440,000 $109,000 $207,000 $42,000 $82,000
VA-guaranteed (Veterans Administration) 105 $14,078,000 $134,000 $289,000 $36,000 $102,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,990 $243,695,000 $122,000 $3,279,000 $69,000 $2,318,000
Application Denied By Financial Institution 744 $84,049,000 $112,000 $414,000 $56,000 $708,000
Loan Purchased By The Institution 634 $80,745,000 $127,000 $346,000 $39,000 $260,000
Application Withdrawn By Applicant 322 $40,275,000 $125,000 $472,000 $65,000 $829,000
Application Approved But Not Accepted 132 $14,492,000 $109,000 $362,000 $63,000 $180,000
File Closed For Incompleteness 57 $8,131,000 $142,000 $330,000 $60,000 $233,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 205 $28,304,000 $138,000 $378,000 $75,000 $708,000
Debt-To-Income Ratio 144 $16,321,000 $113,000 $414,000 $44,000 $300,000
Credit History 129 $11,197,000 $86,000 $405,000 $52,000 $230,000
Other 60 $6,306,000 $105,000 $302,000 $51,000 $153,000
Credit Application Incomplete 56 $6,891,000 $123,000 $352,000 $64,000 $410,000
Insufficient Cash (Downpayment, Closing Cost) 15 $1,339,000 $89,000 $201,000 $66,000 $117,000
Employment History 12 $1,200,000 $100,000 $231,000 $31,000 $70,000
Unverifiable Information 7 $772,000 $110,000 $200,000 $46,000 $113,000
Mortgage Insurance Denied 3 $320,000 $106,000 $149,000 $47,000 $61,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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