Wayne County, OH Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 5,108 mortgage applications in Wayne County, OH totaling $596.0 million, up 27% from 2011. The average application was for $116,000, and applicants reported an average income of $66,000. 54% of applications resulted in an originated loan and 16% were denied. The most active lender was PNC Bank N.A., with 622 applications, followed by Firstmerit Bank NA and JPMorgan Chase Bank, NA.

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Total Number of Mortgage Applications 5,108
Total Mortgage Loan Application Amount $595,994,000
Average Mortgage Loan Application Amount $116,000
Highest Mortgage Loan Application Amount $1,350,000
Average Applicant Income $66,000
Highest Applicant Income $1,201,000

Mortgage Company List for Lending in Wayne County, OH for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 622 $ 60,997,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 14,420,570,000 469 $ 53,913,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 411 $ 46,854,000
Firstmerit Mortgage Corp
4455 HILLS AND DALES RD. NW - MTG80
CANTON, OH 44708
* $ 6,000,000,000 353 $ 43,377,000
First National Bank
112 W MARKET STREET
ORRVILLE, OH 44646
* $ 403,382,000 311 $ 36,640,000
Main Street Bank Corp
151 N. MARKET ST.
WOOSTER, OH 44691
* $ 410,113,000 303 $ 36,828,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 286 $ 35,935,000
The Apple Creek Banking Company
3 W MAIN ST
APPLE CREEK, OH 44606
* $ 105,547,000 147 $ 15,033,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 144 $ 16,102,000
The Commercial & Savings Bank
91 NORTH CLAY STREET
MILLERSBURG, OH 44654
* $ 550,991,000 120 $ 16,998,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 86 $ 8,733,000
Home Mortgage Assured Corporation
6000 PARKLAND BLVD
MAYFIELD HTS, OH 44124
* $ 10,000,000 79 $ 9,418,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 71 $ 7,885,000
First Federal S&L of Lakewood
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 1,361,669,000 68 $ 8,639,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 68 $ 10,215,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 63 $ 4,912,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 56 $ 5,375,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 48 $ 5,056,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 40 $ 4,709,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,018,418,000 39 $ 5,123,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 38 $ 992,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 35 $ 3,300,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,281,747,000 33 $ 4,329,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 33 $ 5,154,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 33 $ 3,897,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 30 $ 3,102,000
First Priority Financial
3700 HILBORN ROAD, SUITE 700
FAIRFIELD, AL 94534
* $ 19,696,000 28 $ 3,190,000
The Home Savings and Loan Comp
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 2,033,894,000 28 $ 3,802,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 28 $ 2,742,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 27 $ 4,866,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 27 $ 3,861,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 26 $ 3,802,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 23 $ 2,814,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 22 $ 2,753,000
Directions Credit Union
5121 WHITEFORD ROAD
TOLEDO, OH 43604
* $ 544,761,000 22 $ 1,584,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 21 $ 3,145,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 20 $ 2,295,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 19 $ 1,858,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 2,716,563,000 18 $ 2,765,000
Everence Federal Credit Union
2160 LINCOLN HWY E, STE 20
LANCASTER, PA 17602
* $ 128,831,000 17 $ 1,130,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 17 $ 2,021,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 17 $ 90,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 17 $ 2,764,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 16 $ 2,426,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 16 $ 2,528,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 15 $ 1,605,000
Westfield Bank, FSB
255 EAST 5TH ST
CINCINNATI, OH 45202
* $ 583,350,000 15 $ 2,664,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 14 $ 2,018,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 13 $ 1,251,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 13 $ 1,919,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 13 $ 1,717,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 13 $ 1,420,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 12 $ 2,012,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 12 $ 1,815,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 11 $ 1,316,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 11 $ 1,650,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 11 $ 1,200,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 11 $ 1,206,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 11 $ 108,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 10 $ 1,699,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 9 $ 1,100,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 9 $ 1,356,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 9 $ 975,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 9 $ 843,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 6,350,770,000 9 $ 1,202,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 16,280,000 9 $ 1,123,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 2,077,532,000 8 $ 164,000
Park View Savings Bank
30000 AURORA ROAD
SOLON, OH 44139
* $ 799,668,000 8 $ 811,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,218,607,000 8 $ 785,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 8 $ 1,082,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 8 $ 971,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 7 $ 1,666,000
The Bankers Guarantee Title & Trust Company
1113 MEDINA ROAD SUITE # 400
MEDINA, OH 44256
* $ 10,000,000 7 $ 933,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 7 $ 1,106,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 7 $ 911,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 6 $ 713,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 6 $ 735,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 5 $ 721,000
First Security Mortgage Corp.
15887 SNOW RD SUITE 200
BROOK PARK, OH 44142
* $ 10,000,000 5 $ 529,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 5 $ 748,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 5 $ 694,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 2,423,017,000 5 $ 593,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,123,880,000 5 $ 172,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 5 $ 602,000
The Farmers Savings Bank
111 W MAIN ST PO BOX 38
SPENCER, OH 44275
* $ 274,415,000 4 $ 330,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 4 $ 517,000
Genfed Financial Credit Union
2492 WEDGEWOOD DR SUITE G
AKRON, OH 44312
* $ 182,507,000 4 $ 465,000
The Equitable Mortgage Corporation
655 METRO PLACE SOUTH SUITE 500
DUBLIN, OH 43017
* $ 10,000,000 4 $ 946,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 4 $ 777,000
Mission Loans, LLC

IRVINE, CA 92612
* $ 26,491,000 4 $ 424,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 4 $ 355,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 423,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 4 $ 298,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 4 $ 434,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 407,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 4 $ 561,000
Premier Bank & Trust, N.A.
600 SOUTH MAIN STREET
NORTH CANTON, OH 44720
* $ 146,596,000 4 $ 331,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 4 $ 336,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 4 $ 374,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 4 $ 571,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 3 $ 484,000
Cfbank
3009 SMITH RD SUITE 100
FAIRLAWN, OH 44333
* $ 249,600,000 3 $ 230,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 683,045,000 3 $ 459,000
Peoples Bank, National Associa
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 1,788,701,000 3 $ 545,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 230,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 389,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 3 $ 497,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 3 $ 423,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 3 $ 556,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 3 $ 621,000
American Midwest Mortgage Corporation
6363 YORK ROAD
PARMA HEIGHTS, OH 44130
* $ 10,000,000 3 $ 454,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 368,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 3 $ 163,000
Friends and Family Credit Union
3920 ERIE ST SOUTH
MASSILLON, OH 44646
* $ 60,080,000 3 $ 320,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 5,152,186,000 3 $ 399,000
Kemba Financial Credit Union
555 OFFICENTER PL
GAHANNA, OH 43230
* $ 663,477,000 3 $ 256,000
Unity Catholic Federal Credit Union
5839 RIDGE ROAD
PARMA, OH 44129
* $ 68,324,000 3 $ 234,000
Farmers Citizens Bank
105 WASHNGTON SQUARE
BUCYRUS, OH 44820
* $ 356,769,000 2 $ 545,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,115,825,000 2 $ 376,000
Ohio Catholic Federal Credit Union
13623 ROCKSIDE RD.
GARFIELD HEIGHTS, OH 44125
* $ 155,492,000 2 $ 229,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 2 $ 363,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,163,507,000 2 $ 238,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 2 $ 21,000
The American Eagle Mortgage Co
6145 PARK SQUARE DRIVE SUITE 3
LORAIN, OH 44053
* $ 10,000,000 2 $ 201,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 2 $ 256,000
Northern Ohio Investment Company
6444 MONROE STREET, SUITE 6
SYLVANIA, OH 43560
* $ 10,000,000 2 $ 258,000
Priority Mortgage Corp.
150 E WILSON BRIDGE RD STE 350
WORTHINGTON, OH 43085
* $ 10,000,000 2 $ 175,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 2 $ 244,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 2 $ 101,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 137,000
Republic State Mortgage Company
815 HAWTHORNE STREET
HOUSTON, TX 77006
* $ 10,000,000 2 $ 261,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 358,000
North Akron Savings Bank
158 E CUYAHOGA FALLS AVE
AKRON, OH 44310
* $ 157,589,000 2 $ 202,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 584,153,000 2 $ 233,000
Insight Bank
150 W WILSON BRIDGE RD
WORTHINGTON, OH 43081
* $ 157,283,000 2 $ 228,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 2 $ 315,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 2 $ 258,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 476,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 2 $ 552,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 978,405,000 2 $ 286,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 2 $ 323,000
Bfg Federal Credit Union
445 S. MAIN STREET
AKRON, OH 44311
* $ 161,830,000 2 $ 352,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 2 $ 261,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 11,197,863,000 1 $ 176,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 1 $ 137,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 78,146,882,000 1 $ 120,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 1 $ 20,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 59,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 1 $ 64,000
Farmers National Bank
1 SOUTH MAIN STREET
NILES, OH 44446
* $ 1,055,815,000 1 $ 164,000
Lorain National Bank
457 BROADWAY AVE
LORAIN, OH 44052
* $ 1,167,862,000 1 $ 170,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,488,863,000 1 $ 11,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 1 $ 112,000
Texas Bank Financial
901 SANTA FE DRIVE
WEATHERFORD, TX 76086
* $ 68,599,000 1 $ 85,000
Bmi Federal Credit Union
6165 EMERALD PARKWAY
DUBLIN, OH 43016
* $ 370,777,000 1 $ 89,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 1 $ 123,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 1 $ 158,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 235,866,000 1 $ 10,000
Aurora Bank FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,140,785,000 1 $ 237,000
Raymond James Bank N.A.
710 CARILLON PKWY
ST PETERSBURG, FL 33716
* $ 8,794,515,000 1 $ 231,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 1 $ 105,000
Arizona Bank & Trust
2036 E CAMELBACK RD
PHOENIX, AZ 85016
* $ 227,993,000 1 $ 173,000
Benchmark Bank
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 111,938,000 1 $ 50,000
Mechanics Bank
2 SOUTH MAIN STREET
MANSFIELD, OH 44902
* $ 374,128,000 1 $ 130,000
Advantage Bank
814 WHEELING AVE
CAMBRIDGE, OH 43725
* $ 765,926,000 1 $ 134,000
Valley Savings Bank
140 PORTAGE TRAIL
CUYAHOGA FALLS, OH 44221
* $ 108,376,000 1 $ 208,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 1 $ 165,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 135,000
Cmco Mortgage, LLC dba Home Le
7851 FREEWAY CIRCLE
MIDDLEBURG HEIGHTS, OH 44130
* $ 10,000,000 1 $ 149,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 156,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 227,000
Mms Mortgage Services, Ltd.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ 5,598,000 1 $ 285,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 138,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 268,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 195,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 149,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 97,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 180,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 387,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 563,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 1 $ 151,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 51,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 88,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 117,000
Telhio Credit Union, Inc.
96 N. 4TH STREET
COLUMBUS, OH 43215
* $ 461,502,000 1 $ 63,000
Central Bank and Trust Co.
700 EAST 30TH
HUTCHINSON, KS 67502
* $ 231,794,000 1 $ 36,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 214,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 4,479,945,000 1 $ 80,000
Civista Bank
100 EAST WATER ST
SANDUSKY, OH 44870
* $ 1,107,953,000 1 $ 88,000
The State Bank & Trust Company
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 624,898,000 1 $ 113,000
Canton School Employees Federal Credit Union
1380 MARKET AVE N
CANTON, OH 44714
* $ 149,418,000 1 $ 130,000
Emery Federal Credit Union
7890 EAST KEMPER ROAD
CINCINNATI, OH 45249
* $ 140,933,000 1 $ 204,000
Northwest Bank of Rockford
3106 N ROCKTON AVE
ROCKFORD, IL 61103
* $ 245,881,000 1 $ 209,000
Pathways Financial Credit Union
5665 N. HAMILTON RD
COLUMBUS, OH 43230
* $ 59,366,000 1 $ 200,000
Best Reward Credit Union
5681 SMITH RD
BROOK PARK, OH 44142
* $ 95,392,000 1 $ 10,000
Seven Seventeen Credit Union
3181 LARCHMONT AVE.
WARREN, OH 44483
* $ 775,721,000 1 $ 12,000
Truliant Federal Credit Union
3200 TRULIANT WAY
WINSTON SALEM, NC 27103
* $ 1,494,539,000 1 $ 132,000
Vacationland Federal Credit Un
2911 SOUTH HAYES AVENUE
SANDUSKY, OH 44870
* $ 139,254,000 1 $ 146,000
Cinfed Federal Credit Union
4801 KENNEDY AVE
CINCINNATI, OH 45209
* $ 302,826,000 1 $ 120,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,898,665,000 1 $ 22,000

The tables below break down 2012 mortgage applications in Wayne County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Wayne County, OH in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,570 $436,704,000 $122,000 $1,311,000 $69,000 $1,201,000
Home Purchase 1,305 $150,119,000 $115,000 $1,350,000 $58,000 $1,082,000
Home Improvement 233 $9,171,000 $39,000 $330,000 $61,000 $699,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,406 $509,441,000 $115,000 $940,000 $69,000 $1,201,000
Not Provided 336 $38,637,000 $114,000 $386,000 $65,000 $1,082,000
Not applicable 258 $34,729,000 $134,000 $1,350,000 $16,000 $333,000
Hispanic 40 $5,285,000 $132,000 $384,000 $94,000 $744,000
Black or African American 29 $3,401,000 $117,000 $349,000 $66,000 $314,000
Asian 26 $3,412,000 $131,000 $266,000 $88,000 $300,000
American Indian or Alaskan Native 11 $902,000 $82,000 $272,000 $110,000 $451,000
Native Hawaiian or Other Pacific Islander 2 $187,000 $93,000 $126,000 $25,000 $32,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,926 $452,746,000 $115,000 $1,350,000 $73,000 $1,201,000
FHA-insured (Federal Housing Administration) 795 $95,567,000 $120,000 $276,000 $42,000 $274,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 225 $23,021,000 $102,000 $244,000 $38,000 $140,000
VA-guaranteed (Veterans Administration) 162 $24,660,000 $152,000 $437,000 $45,000 $190,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,769 $323,975,000 $117,000 $1,350,000 $71,000 $1,201,000
Loan Purchased By The Institution 913 $110,482,000 $121,000 $453,000 $56,000 $1,002,000
Application Denied By Financial Institution 835 $88,861,000 $106,000 $563,000 $61,000 $760,000
Application Withdrawn By Applicant 351 $43,650,000 $124,000 $387,000 $63,000 $588,000
Application Approved But Not Accepted 138 $15,435,000 $111,000 $680,000 $62,000 $234,000
File Closed For Incompleteness 102 $13,591,000 $133,000 $363,000 $76,000 $1,064,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 215 $17,799,000 $82,000 $280,000 $60,000 $389,000
Collateral 165 $20,320,000 $123,000 $484,000 $70,000 $314,000
Debt-To-Income Ratio 142 $13,244,000 $93,000 $450,000 $41,000 $229,000
Credit Application Incomplete 108 $11,824,000 $109,000 $401,000 $70,000 $670,000
Insufficient Cash (Downpayment, Closing Cost) 65 $8,271,000 $127,000 $385,000 $64,000 $140,000
Other 58 $6,342,000 $109,000 $480,000 $72,000 $760,000
Unverifiable Information 15 $1,690,000 $112,000 $400,000 $58,000 $281,000
Employment History 9 $719,000 $79,000 $222,000 $46,000 $96,000
Mortgage Insurance Denied 3 $377,000 $125,000 $149,000 $38,000 $79,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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