Wisconsin
Mortgage Loan Application
Totals and Details
in 2017

Find mortgage statistics and mortgage data for Wisconsin.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2021 in all of Wisconsin.
You can organize this information by metropolitan area and by county.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 237,542
Total Mortgage Loan Application Amount $43,612,216,000
Average Mortgage Loan Application Amount $183,000
Highest Mortgage Loan Application Amount $1,276,605,000
Average Applicant Income $83,000
Highest Applicant Income $9,758,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Wisconsin, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Wisconsin in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 119,911 $23,345,923,000 $194,000 $229,320,000 $85,000 $9,758,000
Refinancing 99,852 $18,531,823,000 $185,000 $1,276,605,000 $81,000 $6,338,000
Home Improvement 17,779 $1,734,470,000 $97,000 $142,000,000 $89,000 $3,411,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 182,231 $29,827,519,000 $163,000 $8,000,000 $92,000 $7,363,000
Not applicable 20,675 $8,462,166,000 $409,000 $1,276,605,000 $12,000 $2,043,000
Not Provided 16,463 $2,697,732,000 $163,000 $5,000,000 $91,000 $5,458,000
Hispanic 7,451 $991,016,000 $133,000 $2,484,000 $68,000 $5,102,000
Black or African American 5,128 $625,376,000 $121,000 $1,808,000 $69,000 $9,758,000
Asian 4,201 $816,189,000 $194,000 $2,000,000 $100,000 $1,230,000
American Indian or Alaskan Native 1,116 $146,054,000 $130,000 $887,000 $70,000 $700,000
Native Hawaiian or Other Pacific Islander 277 $46,164,000 $166,000 $684,000 $87,000 $420,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 186,053 $35,171,388,000 $189,000 $1,276,605,000 $93,000 $9,758,000
FHA-insured (Federal Housing Administration) 30,553 $4,698,038,000 $153,000 $44,302,000 $46,000 $784,000
VA-guaranteed (Veterans Administration) 15,909 $3,050,212,000 $191,000 $1,558,000 $59,000 $1,164,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5,027 $692,578,000 $137,000 $1,399,000 $38,000 $954,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 146,251 $26,854,185,000 $183,000 $229,320,000 $92,000 $9,758,000
Application Denied By Financial Institution 29,217 $5,623,092,000 $192,000 $1,276,605,000 $71,000 $6,000,000
Loan Purchased By The Institution 24,357 $4,427,065,000 $181,000 $17,000,000 $45,000 $2,359,000
Application Withdrawn By Applicant 24,206 $4,348,750,000 $179,000 $44,302,000 $85,000 $5,458,000
File Closed For Incompleteness 6,778 $1,146,657,000 $169,000 $25,250,000 $79,000 $2,852,000
Application Approved But Not Accepted 6,683 $1,204,845,000 $180,000 $25,300,000 $93,000 $5,389,000
Preapproval Approved but not Accepted 40 $6,724,000 $168,000 $417,000 $83,000 $173,000
Preapproval Denied by Financial Institution 10 $898,000 $89,000 $255,000 $60,000 $127,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6,194 $688,422,000 $111,000 $1,516,000 $74,000 $2,261,000
Debt-To-Income Ratio 6,116 $2,183,022,000 $356,000 $1,276,605,000 $56,000 $2,498,000
Collateral 4,449 $694,445,000 $156,000 $1,809,000 $92,000 $4,384,000
Credit Application Incomplete 2,286 $360,219,000 $157,000 $9,500,000 $79,000 $1,962,000
Other 1,483 $303,067,000 $204,000 $30,000,000 $81,000 $6,000,000
Unverifiable Information 632 $133,858,000 $211,000 $39,490,000 $87,000 $996,000
Insufficient Cash (Downpayment, Closing Cost) 628 $109,084,000 $173,000 $4,800,000 $78,000 $1,124,000
Employment History 364 $46,141,000 $126,000 $870,000 $52,000 $520,000
Mortgage Insurance Denied 22 $3,268,000 $148,000 $379,000 $65,000 $236,000
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Mortgage Loan Application Totals in 2017 by Wisconsin Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
APPLETON, WI 11,565 $ 1,942,547,000 $ 167,000 $ 78,000
EAU CLAIRE, WI 6,306 $ 1,067,518,000 $ 169,000 $ 79,000
FOND DU LAC, WI 4,022 $ 538,934,000 $ 133,000 $ 68,000
GREEN BAY, WI 14,276 $ 2,202,558,000 $ 154,000 $ 75,000
JANESVILLE-BELOIT, WI 6,959 $ 1,040,011,000 $ 149,000 $ 65,000
LA CROSSE-ONALASKA, WI-MN 4,446 $ 746,101,000 $ 167,000 $ 79,000
MADISON, WI 27,155 $ 7,814,301,000 $ 287,000 $ 98,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 60,654 $ 12,712,815,000 $ 209,000 $ 91,000
OSHKOSH-NEENAH, WI 7,689 $ 1,074,173,000 $ 139,000 $ 74,000
RACINE, WI 8,030 $ 1,293,505,000 $ 161,000 $ 75,000
SHEBOYGAN, WI 4,739 $ 711,706,000 $ 150,000 $ 76,000
WAUSAU, WI 5,851 $ 789,303,000 $ 134,000 $ 77,000
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Mortgage Loan Application Totals in 2017 by Wisconsin County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 1,050 $ 129,685,000 $ 123,000 $ 79,000
Ashland 532 $ 56,621,000 $ 106,000 $ 72,000
Barron 1,805 $ 247,738,000 $ 137,000 $ 70,000
Bayfield 783 $ 108,946,000 $ 139,000 $ 87,000
Brown 11,382 $ 1,797,502,000 $ 157,000 $ 76,000
Buffalo 359 $ 46,411,000 $ 129,000 $ 83,000
Burnett 1,053 $ 161,249,000 $ 153,000 $ 97,000
Calumet 2,551 $ 386,853,000 $ 151,000 $ 80,000
Chippewa 2,640 $ 409,845,000 $ 155,000 $ 75,000
Clark 1,069 $ 129,510,000 $ 121,000 $ 73,000
Columbia 2,785 $ 473,961,000 $ 170,000 $ 79,000
Crawford 449 $ 56,596,000 $ 126,000 $ 76,000
Dane 21,885 $ 6,944,446,000 $ 317,000 $ 102,000
Dodge 3,249 $ 482,444,000 $ 148,000 $ 69,000
Door 1,736 $ 341,415,000 $ 196,000 $ 118,000
Douglas 1,756 $ 241,723,000 $ 137,000 $ 68,000
Dunn 1,485 $ 229,565,000 $ 154,000 $ 72,000
Eau Claire 3,673 $ 658,158,000 $ 179,000 $ 82,000
Florence 145 $ 17,756,000 $ 122,000 $ 77,000
Fond du Lac 4,024 $ 538,989,000 $ 133,000 $ 68,000
Forest 494 $ 54,624,000 $ 110,000 $ 81,000
Grant 1,193 $ 169,489,000 $ 142,000 $ 69,000
Green 1,582 $ 247,113,000 $ 156,000 $ 75,000
Green Lake 756 $ 116,192,000 $ 153,000 $ 92,000
Iowa 911 $ 149,043,000 $ 163,000 $ 84,000
Iron 235 $ 28,172,000 $ 119,000 $ 82,000
Jackson 578 $ 71,604,000 $ 123,000 $ 70,000
Jefferson 3,189 $ 544,619,000 $ 170,000 $ 75,000
Juneau 821 $ 101,902,000 $ 124,000 $ 71,000
Kenosha 7,176 $ 1,211,190,000 $ 168,000 $ 80,000
Kewaunee 803 $ 112,923,000 $ 140,000 $ 67,000
La Crosse 4,446 $ 746,101,000 $ 167,000 $ 79,000
Lafayette 399 $ 53,515,000 $ 134,000 $ 77,000
Langlade 1,110 $ 101,721,000 $ 91,000 $ 64,000
Lincoln 1,167 $ 136,593,000 $ 117,000 $ 70,000
Manitowoc 3,160 $ 356,745,000 $ 112,000 $ 66,000
Marathon 5,852 $ 789,341,000 $ 134,000 $ 77,000
Marinette 1,651 $ 183,650,000 $ 111,000 $ 69,000
Marquette 768 $ 94,521,000 $ 123,000 $ 68,000
Menominee 125 $ 17,790,000 $ 142,000 $ 133,000
Milwaukee 30,687 $ 5,379,697,000 $ 175,000 $ 76,000
Monroe 1,238 $ 177,501,000 $ 143,000 $ 70,000
Oconto 2,094 $ 292,238,000 $ 139,000 $ 75,000
Oneida 2,029 $ 316,330,000 $ 155,000 $ 96,000
Outagamie 9,015 $ 1,555,719,000 $ 172,000 $ 77,000
Ozaukee 4,256 $ 1,118,850,000 $ 262,000 $ 119,000
Pepin 212 $ 28,258,000 $ 133,000 $ 74,000
Pierce 1,832 $ 345,181,000 $ 188,000 $ 83,000
Polk 2,261 $ 354,492,000 $ 156,000 $ 82,000
Portage 2,040 $ 314,556,000 $ 154,000 $ 73,000
Price 510 $ 56,158,000 $ 110,000 $ 67,000
Racine 8,034 $ 1,293,649,000 $ 161,000 $ 75,000
Richland 416 $ 59,610,000 $ 143,000 $ 78,000
Rock 6,961 $ 1,040,057,000 $ 149,000 $ 65,000
Rusk 531 $ 66,695,000 $ 125,000 $ 79,000
Sauk 2,537 $ 406,277,000 $ 160,000 $ 79,000
Sawyer 983 $ 177,355,000 $ 180,000 $ 119,000
Shawano 1,910 $ 207,870,000 $ 108,000 $ 69,000
Sheboygan 4,739 $ 711,706,000 $ 150,000 $ 76,000
St. Croix 5,105 $ 1,100,492,000 $ 215,000 $ 87,000
Taylor 747 $ 87,574,000 $ 117,000 $ 67,000
Trempealeau 741 $ 106,289,000 $ 143,000 $ 71,000
Vernon 658 $ 95,268,000 $ 144,000 $ 75,000
Vilas 1,457 $ 272,492,000 $ 187,000 $ 126,000
Walworth 5,296 $ 1,098,761,000 $ 207,000 $ 108,000
Washburn 800 $ 133,562,000 $ 166,000 $ 103,000
Washington 6,860 $ 1,365,882,000 $ 199,000 $ 86,000
Waukesha 18,854 $ 4,849,195,000 $ 257,000 $ 109,000
Waupaca 2,582 $ 309,644,000 $ 119,000 $ 68,000
Waushara 1,122 $ 143,287,000 $ 127,000 $ 74,000
Winnebago 7,693 $ 1,074,255,000 $ 139,000 $ 74,000
Wood 1,945 $ 243,903,000 $ 125,000 $ 65,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Wisconsin.

If you prefer, you can download a copy of the entire list of mortgage lenders in Wisconsin and search similar information back through 2003.

Download the Wisconsin Lender List