Wisconsin
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Discover comprehensive Wisconsin mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all Wisconsin based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Wisconsin's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 443,057
Total Mortgage Loan Application Amount $90,456,035,000
Average Mortgage Loan Application Amount $204,000
Highest Mortgage Loan Application Amount $74,755,000
Average Applicant Income $107,000
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and application trends for 2021 in Wisconsin. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in Wisconsin, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2021 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in Wisconsin.

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Mortgage Loan Application Detail Totals for Wisconsin in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 173,983 $35,011,785,000 $201,000 $46,655,000 $108,000 $8,500,000
Home Purchase 132,535 $33,396,215,000 $251,000 $74,755,000 $106,000 $9,999,000
Cash-out Refinancing 90,614 $18,010,680,000 $198,000 $27,835,000 $102,000 $9,720,000
Home Improvement 22,449 $1,797,965,000 $80,000 $63,735,000 $117,000 $5,060,000
Other Purpose 22,246 $2,084,810,000 $93,000 $7,455,000 $123,000 $7,020,000
Not Applicable 1,230 $154,580,000 $125,000 $3,205,000 $52,000 $600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 335,587 $64,264,895,000 $191,000 $9,255,000 $108,000 $9,999,000
Not Provided 42,317 $8,443,205,000 $199,000 $29,805,000 $114,000 $9,720,000
Not applicable 26,590 $10,744,460,000 $404,000 $74,755,000 $125,000 $700,000
Hispanic 14,860 $2,440,080,000 $164,000 $2,505,000 $83,000 $5,772,000
Black or African American 11,083 $1,762,895,000 $159,000 $2,005,000 $86,000 $8,500,000
Asian 8,405 $1,936,695,000 $230,000 $2,485,000 $120,000 $3,532,000
American Indian or Alaskan Native 2,339 $384,505,000 $164,000 $865,000 $88,000 $2,496,000
Native Hawaiian or Other Pacific Islander 198 $41,530,000 $209,000 $1,685,000 $119,000 $3,084,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 385,039 $78,597,435,000 $204,000 $74,755,000 $111,000 $9,999,000
FHA-insured (Federal Housing Administration) 30,394 $5,640,770,000 $185,000 $66,005,000 $62,000 $1,200,000
VA-guaranteed (Veterans Administration) 24,526 $5,712,500,000 $232,000 $4,345,000 $76,000 $6,559,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3,098 $505,330,000 $163,000 $955,000 $55,000 $720,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 303,449 $63,012,925,000 $207,000 $74,755,000 $110,000 $9,999,000
Application Withdrawn By Applicant 45,380 $9,463,160,000 $208,000 $66,005,000 $112,000 $6,272,000
Application Denied By Financial Institution 39,825 $6,405,555,000 $160,000 $42,005,000 $83,000 $7,020,000
Loan Purchased By The Institution 27,405 $6,498,355,000 $237,000 $3,095,000 $116,000 $2,125,000
File Closed For Incompleteness 16,188 $2,951,690,000 $182,000 $4,095,000 $100,000 $9,720,000
Application Approved But Not Accepted 10,059 $1,970,905,000 $195,000 $19,725,000 $114,000 $6,985,000
Preapproval Approved but not Accepted 479 $105,035,000 $219,000 $825,000 $91,000 $590,000
Preapproval Denied by Financial Institution 272 $48,410,000 $177,000 $805,000 $84,000 $1,837,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 390,504 $81,152,690,000 $207,000 $74,755,000 $110,000 $9,999,000
Debt-To-Income Ratio 24,565 $4,856,855,000 $197,000 $15,955,000 $83,000 $3,600,000
Credit History 10,367 $1,367,095,000 $131,000 $7,455,000 $88,000 $7,020,000
Credit Application Incomplete 5,632 $1,021,510,000 $181,000 $29,915,000 $100,000 $5,840,000
Collateral 5,443 $860,235,000 $158,000 $4,345,000 $105,000 $5,390,000
Other 3,452 $641,210,000 $185,000 $42,005,000 $93,000 $3,600,000
Unverifiable Information 1,825 $318,625,000 $174,000 $1,455,000 $99,000 $1,682,000
Employment History 627 $107,135,000 $170,000 $905,000 $66,000 $2,512,000
Insufficient Cash (Downpayment, Closing Cost) 613 $124,445,000 $203,000 $2,705,000 $84,000 $3,574,000
Mortgage Insurance Denied 29 $6,235,000 $215,000 $635,000 $102,000 $426,000
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Mortgage Loan Application Totals in 2021 by Wisconsin Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
APPLETON, WI 18,673 $ 3,398,575,000 $ 182,000 $ 98,000
EAU CLAIRE, WI 11,883 $ 2,231,485,000 $ 187,000 $ 95,000
FOND DU LAC, WI 7,358 $ 1,170,860,000 $ 159,000 $ 90,000
GREEN BAY, WI 23,783 $ 4,534,405,000 $ 190,000 $ 101,000
JANESVILLE-BELOIT, WI 12,332 $ 1,915,370,000 $ 155,000 $ 85,000
LA CROSSE-ONALASKA, WI-MN 7,608 $ 1,505,380,000 $ 197,000 $ 105,000
MADISON, WI 58,076 $ 14,092,340,000 $ 242,000 $ 123,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 126,472 $ 28,887,000,000 $ 228,000 $ 116,000
OSHKOSH-NEENAH, WI 11,954 $ 2,027,480,000 $ 169,000 $ 95,000
RACINE, WI 16,487 $ 3,035,845,000 $ 184,000 $ 97,000
SHEBOYGAN, WI 8,353 $ 1,427,065,000 $ 170,000 $ 97,000
WAUSAU, WI 10,877 $ 1,768,105,000 $ 162,000 $ 91,000
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Mortgage Loan Application Totals in 2021 by Wisconsin County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 1,904 $ 302,370,000 $ 158,000 $ 110,000
Ashland 896 $ 124,240,000 $ 138,000 $ 90,000
Barron 3,200 $ 521,820,000 $ 163,000 $ 95,000
Bayfield 1,347 $ 259,025,000 $ 192,000 $ 125,000
Brown 19,040 $ 3,740,780,000 $ 196,000 $ 102,000
Buffalo 623 $ 93,125,000 $ 149,000 $ 82,000
Burnett 1,665 $ 304,075,000 $ 182,000 $ 123,000
Calumet 4,175 $ 748,515,000 $ 179,000 $ 103,000
Chippewa 4,656 $ 813,530,000 $ 174,000 $ 93,000
Clark 1,630 $ 228,670,000 $ 140,000 $ 89,000
Columbia 5,472 $ 1,003,190,000 $ 183,000 $ 99,000
Crawford 601 $ 87,975,000 $ 146,000 $ 82,000
Dane 48,230 $ 12,295,650,000 $ 254,000 $ 128,000
Dodge 6,472 $ 1,062,300,000 $ 164,000 $ 87,000
Door 2,936 $ 702,530,000 $ 239,000 $ 152,000
Douglas 2,840 $ 454,060,000 $ 159,000 $ 90,000
Dunn 2,800 $ 498,880,000 $ 178,000 $ 89,000
Eau Claire 7,227 $ 1,417,955,000 $ 196,000 $ 97,000
Florence 250 $ 37,260,000 $ 149,000 $ 107,000
Fond du Lac 7,358 $ 1,170,860,000 $ 159,000 $ 90,000
Forest 747 $ 105,845,000 $ 141,000 $ 97,000
Grant 1,958 $ 275,430,000 $ 140,000 $ 84,000
Green 2,809 $ 506,605,000 $ 180,000 $ 97,000
Green Lake 1,291 $ 269,675,000 $ 208,000 $ 140,000
Iowa 1,565 $ 286,895,000 $ 183,000 $ 100,000
Iron 544 $ 85,840,000 $ 157,000 $ 110,000
Jackson 999 $ 153,655,000 $ 153,000 $ 79,000
Jefferson 6,522 $ 1,261,800,000 $ 193,000 $ 96,000
Juneau 1,323 $ 224,285,000 $ 169,000 $ 104,000
Kenosha 13,232 $ 2,860,340,000 $ 216,000 $ 101,000
Kewaunee 1,350 $ 222,480,000 $ 164,000 $ 88,000
La Crosse 7,608 $ 1,505,380,000 $ 197,000 $ 105,000
Lafayette 749 $ 111,785,000 $ 149,000 $ 82,000
Langlade 1,557 $ 195,635,000 $ 125,000 $ 81,000
Lincoln 2,273 $ 322,505,000 $ 141,000 $ 85,000
Manitowoc 4,865 $ 697,795,000 $ 143,000 $ 88,000
Marathon 8,604 $ 1,445,600,000 $ 168,000 $ 93,000
Marinette 2,526 $ 358,340,000 $ 141,000 $ 87,000
Marquette 1,453 $ 208,905,000 $ 143,000 $ 86,000
Menominee 180 $ 35,120,000 $ 195,000 $ 184,000
Milwaukee 60,172 $ 11,627,030,000 $ 193,000 $ 101,000
Monroe 2,377 $ 392,115,000 $ 164,000 $ 87,000
Oconto 3,393 $ 571,145,000 $ 168,000 $ 97,000
Oneida 3,353 $ 671,645,000 $ 200,000 $ 123,000
Outagamie 14,498 $ 2,650,060,000 $ 182,000 $ 97,000
Ozaukee 8,921 $ 2,563,445,000 $ 287,000 $ 142,000
Pepin 418 $ 68,520,000 $ 163,000 $ 108,000
Pierce 3,190 $ 728,960,000 $ 228,000 $ 104,000
Polk 3,961 $ 775,525,000 $ 195,000 $ 104,000
Portage 3,783 $ 654,515,000 $ 173,000 $ 93,000
Price 914 $ 123,610,000 $ 135,000 $ 95,000
Racine 16,487 $ 3,035,845,000 $ 184,000 $ 97,000
Richland 607 $ 97,375,000 $ 160,000 $ 87,000
Rock 12,332 $ 1,915,370,000 $ 155,000 $ 85,000
Rusk 779 $ 121,575,000 $ 156,000 $ 82,000
Sauk 4,415 $ 811,855,000 $ 183,000 $ 98,000
Sawyer 1,598 $ 362,020,000 $ 226,000 $ 139,000
Shawano 2,731 $ 391,375,000 $ 143,000 $ 84,000
Sheboygan 8,353 $ 1,427,065,000 $ 170,000 $ 97,000
St. Croix 9,706 $ 2,456,110,000 $ 253,000 $ 114,000
Taylor 1,123 $ 160,895,000 $ 143,000 $ 87,000
Trempealeau 1,441 $ 241,605,000 $ 167,000 $ 86,000
Vernon 1,136 $ 187,430,000 $ 164,000 $ 89,000
Vilas 2,617 $ 595,265,000 $ 227,000 $ 151,000
Walworth 9,720 $ 2,448,660,000 $ 251,000 $ 138,000
Washburn 1,330 $ 256,240,000 $ 192,000 $ 117,000
Washington 13,731 $ 3,091,545,000 $ 225,000 $ 108,000
Waukesha 43,648 $ 11,604,980,000 $ 265,000 $ 133,000
Waupaca 3,744 $ 586,730,000 $ 156,000 $ 85,000
Waushara 1,753 $ 287,085,000 $ 163,000 $ 95,000
Winnebago 11,954 $ 2,027,480,000 $ 169,000 $ 95,000
Wood 3,395 $ 522,235,000 $ 153,000 $ 88,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into Wisconsin's 2021 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Wisconsin's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

Download the Wisconsin Lender List