Woodruff County AR
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Unlock detailed Woodruff County AR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Arkansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 136 |
| Total Mortgage Loan Application Amount | $10,372,000 |
| Average Mortgage Loan Application Amount | $76,000 |
| Highest Mortgage Loan Application Amount | $426,000 |
| Average Applicant Income | $45,000 |
| Highest Applicant Income | $319,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 15 | $ 1,443,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,746,242,000,000 | 14 | $ 1,182,000 |
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,471,631,047,000 | 9 | $ 827,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,227,040,000,000 | 7 | $ 350,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 261,775,591,000 | 6 | $ 735,000 |
| FIRST COMMUNITY BANK 1325 HARRISON STREET BATESVILLE, AR 72501 |
* | $ 543,002,000 | 6 | $ 707,000 |
| CROSS COUNTY BANK P. O. BOX 9 WYNNE, AR 72396 |
* | $ 175,467,000 | 5 | $ 42,000 |
| FIRST SECURITY BANK PO BOX 938 CONWAY, AR 72033 |
* | $ 2,420,553,000 | 5 | $ 361,000 |
| BANCORPSOUTH BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 13,488,870,000 | 4 | $ 95,000 |
| FIRST NATIONAL BANK OF EASTERN ARKANSAS 101 N WASHINGTON STREET FORREST CITY, AR 72335 |
* | $ 272,247,000 | 4 | $ 254,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 4 | $ 200,000 |
| WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 538,958,000,000 | 3 | $ 194,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 3 | $ 176,000 |
| REGIONS BANK 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 142,084,005,000 | 3 | $ 212,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 175,104,000 | 3 | $ 369,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,098,787,000 | 3 | $ 310,000 |
| COUNTRYWIDE BANK FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 117,978,966,000 | 3 | $ 292,000 |
| THE MORTGAGE OUTLET, INC. 1800 SANDY PLAINS PKWY. SUITE 304 MARIETTA, GA 30066 |
* | $ 10,000,000 | 2 | $ 113,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 2 | $ 254,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 2 | $ 123,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 32,882,574,000 | 2 | $ 133,000 |
| CENTENNIAL BANK PO BOX 966 CONWAY, AR 72033 |
* | $ 1,020,857,000 | 2 | $ 101,000 |
| PREMIER BANK OF ARKANSAS 205 BLOCK STREET JONESBORO, AR 72364 |
* | $ 101,879,000 | 2 | $ 71,000 |
| LIBERTY BANK OF ARKANSAS 2901 EAST HIGHLAND DRIVE JONESBORO, AR 72401 |
* | $ 2,615,639,000 | 2 | $ 36,000 |
| THE FIRST NATIONAL BANK OF WYNNE P.O. BOX 129, 528 E MERRIMAN AVE WYNNE, AR 72396 |
* | $ 267,521,000 | 2 | $ 44,000 |
| NATIONAL BANK OF ARKANSAS 4004 MCCAIN BLVD NORTH LITTLE ROCK, AR 72116 |
* | $ 203,910,000 | 2 | $ 219,000 |
| WINTRUST MORTGAGE CORPORATION 660 MIDWEST RD SUITE 100 OAK BROOK TERRACE, IL 60181 |
* | $ 300,000,000 | 2 | $ 99,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 2 | $ 183,000 |
| SHORE MORTGAGE 770 S. ADAMS ROAD #300 BIRMINGHAM, MI 48009 |
* | $ 10,000,000 | 2 | $ 233,000 |
| NATIONWIDE MORTGAGE CONCEPTS, 40380 DESERT CREEK LANE RANCHO MIRAGE, CA 92270 |
* | $ 10,000,000 | 1 | $ 183,000 |
| EAGLE NATIONAL BANK 8045 WEST CHESTER PIKE UPPER DARBY, PA 19082 |
* | $ 258,044,000 | 1 | $ 154,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 4,858,594,000 | 1 | $ 2,000 |
| SIGNATURE BANK OF ARKANSAS 3878 N CROSSOVER ROAD STE 20 FAYETTEVILLE, AR 72703 |
* | $ 650,723,000 | 1 | $ 16,000 |
| BANK OF THE OZARKS PO BOX 8811 LITTLE ROCK, AR 72231 |
* | $ 3,228,954,000 | 1 | $ 39,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 1 | $ 64,000 |
| FIDELITY BANK 100 E ENGLISH WICHITA, KS 67202 |
* | $ 1,853,520,000 | 1 | $ 73,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 7,047,356,000 | 1 | $ 82,000 |
| SHELTER FINANCIAL BANK 1817 W. BROADWAY COLUMBIA, MO 65218 |
* | $ 155,344,000 | 1 | $ 30,000 |
| ARVEST MORTGAGE COMPANY 931 W MONROE LOWELL, AR 72745 |
* | $ 10,210,879,000 | 1 | $ 71,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 50,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 1 | $ 67,000 |
| AVELO MORTGAGE, L.L.C 250 EAST JOHN CARPENTER FREEWAY IRVING, TX 75062 |
* | $ 10,000,000 | 1 | $ 48,000 |
| EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 1 | $ 82,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Woodruff County AR in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 77 | $6,381,000 | $82,000 | $417,000 | $48,000 | $319,000 |
| Home Purchase | 46 | $3,708,000 | $80,000 | $426,000 | $36,000 | $87,000 |
| Home Improvement | 13 | $283,000 | $21,000 | $121,000 | $58,000 | $118,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 88 | $6,685,000 | $75,000 | $417,000 | $53,000 | $319,000 |
| Not applicable | 17 | $1,468,000 | $86,000 | $426,000 | $25,000 | $88,000 |
| Not Provided | 15 | $1,149,000 | $76,000 | $150,000 | $34,000 | $78,000 |
| Black or African American | 13 | $941,000 | $72,000 | $183,000 | $31,000 | $135,000 |
| Asian | 2 | $112,000 | $56,000 | $56,000 | $21,000 | $43,000 |
| Hispanic | 1 | $17,000 | $17,000 | $17,000 | $24,000 | $24,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 66 | $4,109,000 | $62,000 | $426,000 | $50,000 | $319,000 |
| FHA-insured (Federal Housing Administration) | 45 | $4,070,000 | $90,000 | $175,000 | $47,000 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $1,493,000 | $82,000 | $189,000 | $31,000 | $68,000 |
| VA-guaranteed (Veterans Administration) | 7 | $700,000 | $100,000 | $183,000 | $9,000 | $36,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 50 | $3,583,000 | $71,000 | $426,000 | $48,000 | $319,000 |
| Application Denied By Financial Institution | 36 | $2,744,000 | $76,000 | $417,000 | $55,000 | $240,000 |
| Loan Purchased By The Institution | 23 | $1,771,000 | $77,000 | $183,000 | $35,000 | $90,000 |
| Application Withdrawn By Applicant | 17 | $1,584,000 | $93,000 | $169,000 | $39,000 | $78,000 |
| File Closed For Incompleteness | 7 | $518,000 | $74,000 | $169,000 | $22,000 | $34,000 |
| Application Approved But Not Accepted | 3 | $172,000 | $57,000 | $73,000 | $25,000 | $31,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8 | $192,000 | $24,000 | $67,000 | $51,000 | $116,000 |
| Collateral | 4 | $768,000 | $192,000 | $417,000 | $148,000 | $240,000 |
| Unverifiable Information | 3 | $271,000 | $90,000 | $148,000 | $57,000 | $100,000 |
| Other | 2 | $55,000 | $27,000 | $53,000 | $54,000 | $71,000 |
| Debt-To-Income Ratio | 2 | $164,000 | $82,000 | $82,000 | $0 | $0 |
| Employment History | 1 | $7,000 | $7,000 | $7,000 | $34,000 | $34,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.