Wyoming
Mortgage Loan Application
Totals and Details
in 2020

Find mortgage statistics and mortgage data for Wyoming.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2020 in all of Wyoming.
You can organize this information by metropolitan area and by county.

Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 44,984
Total Mortgage Loan Application Amount $11,706,520,000
Average Mortgage Loan Application Amount $260,000
Highest Mortgage Loan Application Amount $37,885,000
Average Applicant Income $115,000
Highest Applicant Income $9,397,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Wyoming, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Wyoming in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 18,661 $4,939,575,000 $264,000 $37,885,000 $118,000 $7,067,000
Home Purchase 16,641 $4,410,065,000 $265,000 $16,805,000 $110,000 $9,397,000
Cash-out Refinancing 7,075 $1,894,205,000 $267,000 $15,045,000 $111,000 $7,763,000
Other Purpose 1,005 $265,405,000 $264,000 $10,405,000 $180,000 $6,300,000
Home Improvement 860 $87,750,000 $102,000 $4,205,000 $112,000 $1,737,000
Not Applicable 742 $109,520,000 $147,000 $915,000 $102,000 $207,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 30,979 $7,780,565,000 $251,000 $10,005,000 $115,000 $7,763,000
Not applicable 6,790 $2,018,380,000 $297,000 $37,885,000 $113,000 $1,683,000
Not Provided 4,606 $1,292,470,000 $280,000 $16,805,000 $126,000 $6,300,000
Hispanic 1,713 $358,165,000 $209,000 $2,255,000 $84,000 $1,793,000
Asian 290 $107,230,000 $369,000 $10,205,000 $141,000 $1,978,000
American Indian or Alaskan Native 283 $65,445,000 $231,000 $6,185,000 $103,000 $1,823,000
Black or African American 230 $59,620,000 $259,000 $5,005,000 $139,000 $9,397,000
Native Hawaiian or Other Pacific Islander 44 $8,550,000 $194,000 $355,000 $74,000 $192,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 30,071 $8,082,645,000 $268,000 $37,885,000 $127,000 $9,397,000
VA-guaranteed (Veterans Administration) 7,477 $2,085,995,000 $278,000 $1,665,000 $81,000 $487,000
FHA-insured (Federal Housing Administration) 5,774 $1,216,310,000 $210,000 $20,125,000 $66,000 $353,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,662 $321,570,000 $193,000 $455,000 $58,000 $140,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 26,078 $7,001,020,000 $268,000 $37,885,000 $117,000 $9,397,000
Loan Purchased By The Institution 7,222 $1,767,890,000 $244,000 $3,455,000 $113,000 $1,683,000
Application Withdrawn By Applicant 5,186 $1,425,040,000 $274,000 $16,805,000 $124,000 $7,067,000
Application Denied By Financial Institution 4,047 $856,615,000 $211,000 $6,205,000 $94,000 $5,001,000
File Closed For Incompleteness 1,701 $433,025,000 $254,000 $12,505,000 $105,000 $1,600,000
Application Approved But Not Accepted 741 $219,545,000 $296,000 $6,005,000 $130,000 $2,767,000
Preapproval Approved but not Accepted 6 $2,020,000 $336,000 $725,000 $144,000 $333,000
Preapproval Denied by Financial Institution 3 $1,365,000 $455,000 $745,000 $107,000 $127,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 39,949 $10,610,015,000 $265,000 $37,885,000 $118,000 $9,397,000
Debt-To-Income Ratio 2,049 $490,575,000 $239,000 $6,205,000 $89,000 $1,500,000
Credit History 882 $145,660,000 $165,000 $2,405,000 $89,000 $1,503,000
Collateral 704 $134,480,000 $191,000 $4,165,000 $106,000 $2,473,000
Credit Application Incomplete 568 $130,350,000 $229,000 $1,405,000 $115,000 $5,001,000
Other 470 $103,780,000 $220,000 $3,755,000 $101,000 $1,390,000
Unverifiable Information 154 $39,120,000 $254,000 $4,005,000 $127,000 $4,998,000
Employment History 110 $23,490,000 $213,000 $555,000 $85,000 $1,090,000
Insufficient Cash (Downpayment, Closing Cost) 94 $27,900,000 $296,000 $5,005,000 $135,000 $2,900,000
Mortgage Insurance Denied 4 $1,150,000 $287,000 $415,000 $118,000 $235,000
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Mortgage Loan Application Totals in 2020 by Wyoming Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CASPER, WY 6,638 $ 1,386,700,000 $ 208,000 $ 95,000
CHEYENNE, WY 11,918 $ 2,927,060,000 $ 245,000 $ 100,000
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Mortgage Loan Application Totals in 2020 by Wyoming County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Albany 2,036 $ 478,190,000 $ 234,000 $ 108,000
Big Horn 471 $ 83,785,000 $ 177,000 $ 78,000
Campbell 3,414 $ 730,940,000 $ 214,000 $ 96,000
Carbon 949 $ 163,665,000 $ 172,000 $ 96,000
Converse 944 $ 191,660,000 $ 203,000 $ 89,000
Crook 466 $ 100,510,000 $ 215,000 $ 94,000
Fremont 1,730 $ 346,970,000 $ 200,000 $ 98,000
Goshen 799 $ 126,095,000 $ 157,000 $ 76,000
Hot Springs 277 $ 43,115,000 $ 155,000 $ 79,000
Johnson 555 $ 124,415,000 $ 224,000 $ 100,000
Laramie 11,918 $ 2,927,060,000 $ 245,000 $ 100,000
Lincoln 1,859 $ 478,975,000 $ 257,000 $ 113,000
Natrona 6,638 $ 1,386,700,000 $ 208,000 $ 95,000
Niobrara 69 $ 8,985,000 $ 130,000 $ 65,000
Park 2,645 $ 655,085,000 $ 247,000 $ 106,000
Platte 671 $ 122,315,000 $ 182,000 $ 88,000
Sheridan 2,086 $ 527,450,000 $ 252,000 $ 112,000
Sublette 807 $ 215,235,000 $ 266,000 $ 107,000
Sweetwater 2,489 $ 633,605,000 $ 254,000 $ 98,000
Teton 2,126 $ 1,974,610,000 $ 928,000 $ 394,000
Uinta 1,256 $ 245,950,000 $ 195,000 $ 94,000
Washakie 404 $ 67,210,000 $ 166,000 $ 84,000
Weston 375 $ 73,995,000 $ 197,000 $ 86,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Wyoming.

If you prefer, you can download a copy of the entire list of mortgage lenders in Wyoming and search similar information back through 2003.

Download the Wyoming Lender List