Wyoming
Mortgage Loan Application
Totals and Details
in 2021

Find mortgage statistics and mortgage data for Wyoming.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2022 in all of Wyoming.
You can organize this information by metropolitan area and by county.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 45,833
Total Mortgage Loan Application Amount $12,952,595,000
Average Mortgage Loan Application Amount $282,000
Highest Mortgage Loan Application Amount $78,905,000
Average Applicant Income $115,000
Highest Applicant Income $9,592,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Wyoming, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Wyoming in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 18,015 $5,535,115,000 $307,000 $78,905,000 $113,000 $8,446,000
Refinancing 16,194 $4,240,940,000 $261,000 $11,905,000 $112,000 $7,463,000
Cash-out Refinancing 9,310 $2,565,560,000 $275,000 $15,005,000 $105,000 $8,595,000
Other Purpose 1,159 $450,815,000 $388,000 $15,405,000 $245,000 $9,592,000
Home Improvement 935 $124,975,000 $133,000 $3,005,000 $135,000 $3,996,000
Not Applicable 220 $35,190,000 $159,000 $705,000 $97,000 $165,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 30,956 $8,228,820,000 $265,000 $16,255,000 $114,000 $9,592,000
Not applicable 6,471 $2,316,025,000 $357,000 $78,905,000 $111,000 $2,106,000
Not Provided 5,579 $1,750,685,000 $313,000 $15,405,000 $136,000 $6,157,000
Hispanic 1,875 $404,175,000 $215,000 $3,005,000 $83,000 $1,817,000
American Indian or Alaskan Native 336 $70,830,000 $210,000 $3,405,000 $85,000 $1,955,000
Asian 293 $92,945,000 $317,000 $6,005,000 $160,000 $5,544,000
Black or African American 231 $63,715,000 $275,000 $10,505,000 $133,000 $6,644,000
Native Hawaiian or Other Pacific Islander 46 $11,300,000 $245,000 $545,000 $87,000 $549,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 31,720 $9,423,840,000 $297,000 $78,905,000 $127,000 $9,592,000
VA-guaranteed (Veterans Administration) 6,866 $1,968,960,000 $286,000 $3,005,000 $81,000 $1,536,000
FHA-insured (Federal Housing Administration) 5,671 $1,244,105,000 $219,000 $6,815,000 $66,000 $2,929,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,576 $315,690,000 $200,000 $505,000 $59,000 $280,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 26,581 $7,821,845,000 $294,000 $78,905,000 $120,000 $9,592,000
Loan Purchased By The Institution 6,883 $1,836,015,000 $266,000 $2,895,000 $105,000 $2,106,000
Application Withdrawn By Applicant 5,080 $1,613,250,000 $317,000 $45,305,000 $126,000 $9,309,000
Application Denied By Financial Institution 4,190 $912,040,000 $217,000 $6,475,000 $85,000 $3,996,000
File Closed For Incompleteness 2,251 $520,735,000 $231,000 $9,205,000 $100,000 $4,800,000
Application Approved But Not Accepted 814 $240,310,000 $295,000 $12,005,000 $118,000 $3,565,000
Preapproval Approved but not Accepted 28 $6,930,000 $247,000 $865,000 $76,000 $276,000
Preapproval Denied by Financial Institution 6 $1,470,000 $245,000 $505,000 $84,000 $184,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 41,019 $11,908,595,000 $290,000 $78,905,000 $119,000 $9,592,000
Debt-To-Income Ratio 1,742 $408,880,000 $234,000 $4,505,000 $77,000 $1,301,000
Credit History 923 $161,345,000 $174,000 $1,605,000 $79,000 $923,000
Collateral 726 $148,550,000 $204,000 $2,205,000 $105,000 $1,401,000
Credit Application Incomplete 616 $135,560,000 $220,000 $1,495,000 $86,000 $1,026,000
Other 436 $103,790,000 $238,000 $6,475,000 $115,000 $3,996,000
Unverifiable Information 189 $42,735,000 $226,000 $2,225,000 $98,000 $1,920,000
Employment History 101 $23,425,000 $231,000 $1,605,000 $60,000 $300,000
Insufficient Cash (Downpayment, Closing Cost) 79 $19,365,000 $245,000 $925,000 $86,000 $413,000
Mortgage Insurance Denied 2 $350,000 $175,000 $225,000 $0 $0
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Mortgage Loan Application Totals in 2021 by Wyoming Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CASPER, WY 6,795 $ 1,508,555,000 $ 222,000 $ 90,000
CHEYENNE, WY 11,086 $ 2,798,030,000 $ 252,000 $ 96,000
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Mortgage Loan Application Totals in 2021 by Wyoming County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Albany 2,410 $ 604,110,000 $ 250,000 $ 106,000
Big Horn 573 $ 107,425,000 $ 187,000 $ 76,000
Campbell 3,508 $ 772,760,000 $ 220,000 $ 84,000
Carbon 1,047 $ 186,905,000 $ 178,000 $ 87,000
Converse 907 $ 186,835,000 $ 205,000 $ 79,000
Crook 481 $ 111,255,000 $ 231,000 $ 93,000
Fremont 2,037 $ 426,645,000 $ 209,000 $ 99,000
Goshen 827 $ 139,885,000 $ 169,000 $ 74,000
Hot Springs 230 $ 39,160,000 $ 170,000 $ 75,000
Johnson 611 $ 150,475,000 $ 246,000 $ 102,000
Laramie 11,086 $ 2,798,030,000 $ 252,000 $ 96,000
Lincoln 2,033 $ 626,355,000 $ 308,000 $ 132,000
Natrona 6,795 $ 1,508,555,000 $ 222,000 $ 90,000
Niobrara 87 $ 11,415,000 $ 131,000 $ 61,000
Park 2,351 $ 631,985,000 $ 268,000 $ 107,000
Platte 682 $ 133,210,000 $ 195,000 $ 87,000
Sheridan 2,494 $ 672,400,000 $ 269,000 $ 114,000
Sublette 827 $ 209,455,000 $ 253,000 $ 110,000
Sweetwater 2,497 $ 537,145,000 $ 215,000 $ 94,000
Teton 2,136 $ 2,668,550,000 $ 1,249,000 $ 455,000
Uinta 1,374 $ 283,540,000 $ 206,000 $ 95,000
Washakie 415 $ 69,975,000 $ 168,000 $ 80,000
Weston 425 $ 76,525,000 $ 180,000 $ 83,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Wyoming.

If you prefer, you can download a copy of the entire list of mortgage lenders in Wyoming and search similar information back through 2003.

Download the Wyoming Lender List