Wyoming
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Discover comprehensive Wyoming mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all Wyoming based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Wyoming's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 45,833
Total Mortgage Loan Application Amount $12,952,595,000
Average Mortgage Loan Application Amount $282,000
Highest Mortgage Loan Application Amount $78,905,000
Average Applicant Income $115,000
Highest Applicant Income $9,592,000

Explore comprehensive HMDA mortgage statistics and application trends for 2021 in Wyoming. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in Wyoming, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2021 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in Wyoming.

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Mortgage Loan Application Detail Totals for Wyoming in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 18,015 $5,535,115,000 $307,000 $78,905,000 $113,000 $8,446,000
Refinancing 16,194 $4,240,940,000 $261,000 $11,905,000 $112,000 $7,463,000
Cash-out Refinancing 9,310 $2,565,560,000 $275,000 $15,005,000 $105,000 $8,595,000
Other Purpose 1,159 $450,815,000 $388,000 $15,405,000 $245,000 $9,592,000
Home Improvement 935 $124,975,000 $133,000 $3,005,000 $135,000 $3,996,000
Not Applicable 220 $35,190,000 $159,000 $705,000 $97,000 $165,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 30,956 $8,228,820,000 $265,000 $16,255,000 $114,000 $9,592,000
Not applicable 6,471 $2,316,025,000 $357,000 $78,905,000 $111,000 $2,106,000
Not Provided 5,579 $1,750,685,000 $313,000 $15,405,000 $136,000 $6,157,000
Hispanic 1,875 $404,175,000 $215,000 $3,005,000 $83,000 $1,817,000
American Indian or Alaskan Native 336 $70,830,000 $210,000 $3,405,000 $85,000 $1,955,000
Asian 293 $92,945,000 $317,000 $6,005,000 $160,000 $5,544,000
Black or African American 231 $63,715,000 $275,000 $10,505,000 $133,000 $6,644,000
Native Hawaiian or Other Pacific Islander 46 $11,300,000 $245,000 $545,000 $87,000 $549,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 31,720 $9,423,840,000 $297,000 $78,905,000 $127,000 $9,592,000
VA-guaranteed (Veterans Administration) 6,866 $1,968,960,000 $286,000 $3,005,000 $81,000 $1,536,000
FHA-insured (Federal Housing Administration) 5,671 $1,244,105,000 $219,000 $6,815,000 $66,000 $2,929,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,576 $315,690,000 $200,000 $505,000 $59,000 $280,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 26,581 $7,821,845,000 $294,000 $78,905,000 $120,000 $9,592,000
Loan Purchased By The Institution 6,883 $1,836,015,000 $266,000 $2,895,000 $105,000 $2,106,000
Application Withdrawn By Applicant 5,080 $1,613,250,000 $317,000 $45,305,000 $126,000 $9,309,000
Application Denied By Financial Institution 4,190 $912,040,000 $217,000 $6,475,000 $85,000 $3,996,000
File Closed For Incompleteness 2,251 $520,735,000 $231,000 $9,205,000 $100,000 $4,800,000
Application Approved But Not Accepted 814 $240,310,000 $295,000 $12,005,000 $118,000 $3,565,000
Preapproval Approved but not Accepted 28 $6,930,000 $247,000 $865,000 $76,000 $276,000
Preapproval Denied by Financial Institution 6 $1,470,000 $245,000 $505,000 $84,000 $184,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 41,019 $11,908,595,000 $290,000 $78,905,000 $119,000 $9,592,000
Debt-To-Income Ratio 1,742 $408,880,000 $234,000 $4,505,000 $77,000 $1,301,000
Credit History 923 $161,345,000 $174,000 $1,605,000 $79,000 $923,000
Collateral 726 $148,550,000 $204,000 $2,205,000 $105,000 $1,401,000
Credit Application Incomplete 616 $135,560,000 $220,000 $1,495,000 $86,000 $1,026,000
Other 436 $103,790,000 $238,000 $6,475,000 $115,000 $3,996,000
Unverifiable Information 189 $42,735,000 $226,000 $2,225,000 $98,000 $1,920,000
Employment History 101 $23,425,000 $231,000 $1,605,000 $60,000 $300,000
Insufficient Cash (Downpayment, Closing Cost) 79 $19,365,000 $245,000 $925,000 $86,000 $413,000
Mortgage Insurance Denied 2 $350,000 $175,000 $225,000 $0 $0
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Mortgage Loan Application Totals in 2021 by Wyoming Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CASPER, WY 6,795 $ 1,508,555,000 $ 222,000 $ 90,000
CHEYENNE, WY 11,086 $ 2,798,030,000 $ 252,000 $ 96,000
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Mortgage Loan Application Totals in 2021 by Wyoming County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Albany 2,410 $ 604,110,000 $ 250,000 $ 106,000
Big Horn 573 $ 107,425,000 $ 187,000 $ 76,000
Campbell 3,508 $ 772,760,000 $ 220,000 $ 84,000
Carbon 1,047 $ 186,905,000 $ 178,000 $ 87,000
Converse 907 $ 186,835,000 $ 205,000 $ 79,000
Crook 481 $ 111,255,000 $ 231,000 $ 93,000
Fremont 2,037 $ 426,645,000 $ 209,000 $ 99,000
Goshen 827 $ 139,885,000 $ 169,000 $ 74,000
Hot Springs 230 $ 39,160,000 $ 170,000 $ 75,000
Johnson 611 $ 150,475,000 $ 246,000 $ 102,000
Laramie 11,086 $ 2,798,030,000 $ 252,000 $ 96,000
Lincoln 2,033 $ 626,355,000 $ 308,000 $ 132,000
Natrona 6,795 $ 1,508,555,000 $ 222,000 $ 90,000
Niobrara 87 $ 11,415,000 $ 131,000 $ 61,000
Park 2,351 $ 631,985,000 $ 268,000 $ 107,000
Platte 682 $ 133,210,000 $ 195,000 $ 87,000
Sheridan 2,494 $ 672,400,000 $ 269,000 $ 114,000
Sublette 827 $ 209,455,000 $ 253,000 $ 110,000
Sweetwater 2,497 $ 537,145,000 $ 215,000 $ 94,000
Teton 2,136 $ 2,668,550,000 $ 1,249,000 $ 455,000
Uinta 1,374 $ 283,540,000 $ 206,000 $ 95,000
Washakie 415 $ 69,975,000 $ 168,000 $ 80,000
Weston 425 $ 76,525,000 $ 180,000 $ 83,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into Wyoming's 2021 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Wyoming's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

Download the Wyoming Lender List