Yalobusha County, MS Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 383 mortgage applications in Yalobusha County, MS totaling $30.1 million, up 2% from 2016. The average application was for $78,000, and applicants reported an average income of $51,000. 49% of applications resulted in an originated loan and 31% were denied. The most active lender was Renasant Bank, with 81 applications, followed by Regions Bank and Cadence Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 383
Total Mortgage Loan Application Amount $30,143,000
Average Mortgage Loan Application Amount $78,000
Highest Mortgage Loan Application Amount $444,000
Average Applicant Income $51,000
Highest Applicant Income $193,000

Mortgage Company List for Lending in Yalobusha County, MS for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Renasant Bank

JOHNS CREEK, GA 30097
* $ 8,676,168,000 81 $ 4,909,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,042,021,000 43 $ 1,907,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 14,723,604,000 31 $ 2,768,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 29 $ 1,615,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 13,350,429,000 28 $ 3,521,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 22 $ 1,388,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 10 $ 1,033,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 9 $ 797,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 7 $ 1,219,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 6 $ 822,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 6 $ 459,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,883,786,000 5 $ 363,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 5 $ 500,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 5 $ 481,000
Guaranty Bank & Trust Company
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ 707,682,000 4 $ 152,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ -1,000 4 $ 594,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 4 $ 127,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 286,080,320,000 3 $ 206,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 230,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ 0 3 $ 154,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 3 $ 172,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 3 $ 212,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 3 $ 345,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 307,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 197,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 198,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 195,406,000 2 $ 253,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 2 $ 140,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 270,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 2 $ 335,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 2 $ 153,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 145,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 2 $ 188,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 2 $ 156,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 26,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 1 $ 136,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 1 $ 112,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 1 $ 163,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,093,521,000 1 $ 35,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 119,000
First Security Bank
P.O. BOX 690
BATESVILLE, MS 38606
* $ 534,367,000 1 $ 15,000
Origin Bank

HOUSTON, TX 77024
* $ 4,051,724,000 1 $ 130,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 13,265,339,000 1 $ 35,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 1 $ 69,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 229,166,000 1 $ 125,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 203,000
The Home Lending Group, LLC
215 KATHERINE DRIVE
FLOWOOD, MS 39232
* $ -1,000 1 $ 103,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 77,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 21,574,595,000 1 $ 81,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 66,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 161,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,854,481,000 1 $ 1,000
Mississippi Federal Credit Union
P. O. BOX 55889
JACKSON, MS 39296
* $ 116,772,000 1 $ 46,000
1st Franklin Financial Corporation
135 E. TUGALO ST.
TOCCOA, GA 30577
* $ -1,000 1 $ 30,000
Community Bank, North Mississippi
P. O. BOX 270
AMORY, MS 38821
* $ 532,196,000 1 $ 42,000
Merchants & Farmers Bank
650 HWY 7 SOUTH
HOLLY SPRINGS, MS 38635
* $ 95,432,000 1 $ 35,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 610,062,000 1 $ 44,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 96,000
Keesler Federal Credit Union
2602 PASS ROAD
BILOXI, MS 39531
* $ 2,470,586,000 1 $ 95,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 85,000
The Bank of Fayette County
1265 HWY 57 EAST
COLLIERVILLE, TN 38017
* $ 467,573,000 1 $ 96,000

The tables below break down 2017 mortgage applications in Yalobusha County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Yalobusha County, MS in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 182 $15,457,000 $84,000 $285,000 $51,000 $181,000
Refinancing 138 $13,391,000 $97,000 $444,000 $53,000 $193,000
Home Improvement 63 $1,295,000 $20,000 $126,000 $44,000 $132,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 221 $19,399,000 $87,000 $341,000 $57,000 $193,000
Black or African American 110 $6,002,000 $54,000 $232,000 $42,000 $180,000
Not Provided 28 $2,374,000 $84,000 $216,000 $52,000 $108,000
Not applicable 17 $1,329,000 $78,000 $161,000 $7,000 $129,000
American Indian or Alaskan Native 6 $979,000 $163,000 $444,000 $67,000 $85,000
Hispanic 1 $60,000 $60,000 $60,000 $82,000 $82,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 271 $17,935,000 $66,000 $341,000 $53,000 $193,000
FHA-insured (Federal Housing Administration) 62 $6,586,000 $106,000 $241,000 $49,000 $129,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 30 $2,637,000 $87,000 $160,000 $29,000 $59,000
VA-guaranteed (Veterans Administration) 20 $2,985,000 $149,000 $444,000 $52,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 189 $15,967,000 $84,000 $341,000 $58,000 $193,000
Application Denied By Financial Institution 118 $7,375,000 $62,000 $444,000 $42,000 $151,000
File Closed For Incompleteness 31 $2,526,000 $81,000 $216,000 $48,000 $117,000
Application Withdrawn By Applicant 18 $1,714,000 $95,000 $196,000 $52,000 $159,000
Loan Purchased By The Institution 18 $1,762,000 $97,000 $244,000 $26,000 $181,000
Application Approved But Not Accepted 9 $799,000 $88,000 $285,000 $62,000 $131,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 14 $729,000 $52,000 $125,000 $47,000 $102,000
Credit History 8 $546,000 $68,000 $202,000 $41,000 $86,000
Collateral 5 $456,000 $91,000 $207,000 $56,000 $121,000
Insufficient Cash (Downpayment, Closing Cost) 2 $71,000 $35,000 $49,000 $73,000 $120,000
Unverifiable Information 1 $134,000 $134,000 $134,000 $52,000 $52,000
Credit Application Incomplete 1 $100,000 $100,000 $100,000 $46,000 $46,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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