Adair County IA
Mortgage Loan Application
Totals and Details
for 2015

Find mortgage statistics and lending data for the Adair County IA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Adair County IA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 182
Total Mortgage Loan Application Amount $26,604,000
Average Mortgage Loan Application Amount $146,000
Highest Mortgage Loan Application Amount $5,700,000
Average Applicant Income $104,000
Highest Applicant Income $3,029,000

Mortgage Company List for Lending in Adair County IA for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST NATIONAL BANK
101 MAIN STREET
MASSENA, IA 50853
* $ 211,909,000 42 $ 2,940,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,532,784,000,000 16 $ 1,378,000
FARMERS AND MERCHANTS STATE BANK
101 W JEFFERSON STREET
WINTERSET, IA 50273
* $ 184,473,000 10 $ 2,054,000
FIRST STATE BANK
215 N. DIVISION, PO BOX 400
STUART, IA 50250
* $ 100,546,000 10 $ 442,000
ROLLING HILLS BANK & TRUST
1307 E 7TH ST
ATLANTIC, IA 50022
* $ 238,759,000 10 $ 4,768,000
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 9 $ 752,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 5 $ 403,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 5 $ 495,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 260,000
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 2,640,538,000 4 $ 257,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 3 $ 207,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 71,682,343,000 3 $ 384,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 171,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,265,793,000 2 $ 204,000
MIDWEST FAMILY LENDING CORP.
2753 99TH STREET
URBANDALE, IA 50322
* $ 10,000,000 2 $ 272,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 2 $ 278,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 2 $ 239,000
NORTHWEST BANK
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,371,232,000 2 $ 113,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 2 $ 235,000
RACCOON VALLEY BANK
1202 SECOND
PERRY, IA 50220
* $ 241,043,000 2 $ 187,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 2 $ 395,000
GREATER IOWA CREDIT UNION
801 LINCOLN WAY
AMES, IA 50010
* $ 347,425,000 2 $ 128,000
FIRST CLASS COMMUNITY CREDIT UNION
2051 WESTOWN PARKWAY
WEST DES MOINES, IA 50265
* $ 65,910,000 1 $ 30,000
JOURNEY CREDIT UNION
1400 2ND AVE
DES MOINES, IA 50314
* $ 46,227,000 1 $ 5,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 1 $ 149,000
DEERE EMPLOYEES CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 727,891,000 1 $ 4,000
BANK IOWA
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,146,212,000 1 $ 43,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 300,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 123,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 148,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 139,000
GUTHRIE COUNTY STATE BANK
505 E MAIN ST
PANORA, IA 50216
* $ 115,914,000 1 $ 20,000
MEMBERS1ST COMMUNITY CREDIT UNION
910 S 12TH AVE
MARSHALLTOWN, IA 50158
* $ 145,364,000 1 $ 80,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 166,793,000 1 $ 122,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 56,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 1 $ 93,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 1 $ 104,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 28,000
GREAT WESTERN BANK
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,636,848,000 1 $ 7,000
WEST BANK
1601 22ND STREET
WEST DES MOINES, IA 50266
* $ 1,601,059,000 1 $ 75,000
IOWA STATE BANK
627 E LOCUST ST
DES MOINES, IA 50309
* $ 355,097,000 1 $ 275,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 1 $ 19,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 1 $ 11,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,356,442,000,000 1 $ 69,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 1 $ 11,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 130,000
MJ MORTGAGE
2 N LOCUST ST
GLENWOOD, IA 51534
* $ 100,000,000 1 $ 122,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 135,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ 52,388,000 1 $ 133,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 210,000
FIRST AMERICAN BANK
1207 CENTRAL AVE
FORT DODGE, IA 50501
* $ 1,078,478,000 1 $ 128,000
CHARTER BANK
5526 NW 86TH STREET
JOHNSTON, IA 50131
* $ 135,158,000 1 $ 10,000
THE NODAWAY VALLEY BANK
P. O. BOX 7315, 402 N. BELT HWY
SAINT JOSEPH, MO 64507
* $ 826,713,000 1 $ 5,700,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 133,000
BANKERS TRUST COMPANY
453 7TH ST.
DES MOINES, IA 50309
* $ 3,127,087,000 1 $ 200,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Adair County IA in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 79 $19,233,000 $243,000 $5,700,000 $158,000 $3,029,000
Home Purchase 70 $5,987,000 $85,000 $280,000 $56,000 $156,000
Home Improvement 33 $1,384,000 $41,000 $151,000 $76,000 $252,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 152 $22,352,000 $147,000 $5,700,000 $114,000 $3,029,000
Not Provided 15 $1,797,000 $119,000 $322,000 $90,000 $420,000
Not applicable 13 $2,326,000 $178,000 $900,000 $10,000 $69,000
Asian 1 $60,000 $60,000 $60,000 $30,000 $30,000
Hispanic 1 $69,000 $69,000 $69,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 152 $23,294,000 $153,000 $5,700,000 $117,000 $3,029,000
FHA-insured (Federal Housing Administration) 14 $1,426,000 $101,000 $183,000 $43,000 $156,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $1,310,000 $119,000 $165,000 $24,000 $49,000
VA-guaranteed (Veterans Administration) 5 $574,000 $114,000 $149,000 $37,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 112 $14,311,000 $127,000 $3,000,000 $125,000 $3,029,000
Application Denied By Financial Institution 35 $8,721,000 $249,000 $5,700,000 $82,000 $595,000
Loan Purchased By The Institution 16 $1,683,000 $105,000 $165,000 $41,000 $128,000
Application Withdrawn By Applicant 10 $1,222,000 $122,000 $300,000 $86,000 $420,000
Application Approved But Not Accepted 5 $315,000 $63,000 $142,000 $63,000 $154,000
File Closed For Incompleteness 4 $352,000 $88,000 $183,000 $39,000 $156,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 8 $522,000 $65,000 $240,000 $53,000 $142,000
Collateral 6 $557,000 $92,000 $143,000 $80,000 $161,000
Other 3 $242,000 $80,000 $88,000 $74,000 $103,000
Debt-To-Income Ratio 2 $140,000 $70,000 $95,000 $27,000 $33,000
Credit Application Incomplete 1 $132,000 $132,000 $132,000 $70,000 $70,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information back through 2003.

Download the Iowa Lender List