Adair County, MO Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 646 mortgage applications in Adair County, MO totaling $98.0 million, down 28% from 2021. The average application was for $151,000, and applicants reported an average income of $97,000. 58% of applications resulted in an originated loan and 14% were denied. The most active lender was Alliant Bank, with 112 applications, followed by US Bank, N.A. and Flat Branch Mortgage, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 646
Total Mortgage Loan Application Amount $97,990,000
Average Mortgage Loan Application Amount $151,000
Highest Mortgage Loan Application Amount $1,565,000
Average Applicant Income $97,000
Highest Applicant Income $1,591,000

Mortgage Company List for Lending in Adair County, MO for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Alliant Bank
201 S BALTIMORE ST
KIRKSVILLE, MO 63501
* $ 200,773,000 112 $ 15,770,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 63 $ 8,015,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 48 $ 6,420,000
Connections Bank
2817 N BALTIMORE ST
KIRKSVILLE, MO 63501
* $ 99,364,000 44 $ 11,230,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 29 $ 4,035,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ 7,187,889,000 28 $ 2,930,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 25 $ 5,335,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 19 $ 3,425,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 18 $ 760,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 14 $ 2,320,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 12 $ 1,880,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 9 $ 1,795,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 8 $ 1,440,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 8 $ 950,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 7 $ 765,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 7 $ 395,000
First Bankers Trust Company
505 NORTH 24TH STREET
QUINCY, IL 62301
* $ 1,225,398,000 6 $ 300,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 6 $ 870,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,046,473,000 6 $ 1,020,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 5 $ 745,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 5 $ 1,005,000
Homebank
PO BOX 311
PALMYRA, MO 63461
* $ 491,259,000 5 $ 1,685,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 5 $ 1,575,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 4 $ 500,000
Regional Missouri Bank
1201 S MISSOURI AVE
MARCELINE, MO 64658
* $ 497,079,000 3 $ 395,000
First State Community Bank
201 E COLUMBIA
FARMINGTON, MO 63640
* $ 3,828,717,000 3 $ 245,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 20,248,406,000 3 $ 665,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 3 $ 435,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 3 $ 385,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 435,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 565,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 2 $ 400,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 440,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 339,245,000 2 $ 40,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 2 $ 340,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,041,605,000 2 $ 580,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 2 $ 220,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 5,860,350,000 2 $ 260,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 2 $ 180,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 2 $ 530,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 2 $ 390,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 36,515,611,000 2 $ 180,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 465,517,000 2 $ 370,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 2 $ 300,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ -1,000 2 $ 160,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 2 $ 150,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 310,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 2 $ 40,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 1,832,277,000 2 $ 70,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 9,011,033,000 2 $ 190,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 170,000
Arvest Bank

TULSA, OK 74103
* $ 26,774,219,000 2 $ 580,000
Fcs Financial Flca
1930 E MILLER ST
JEFFERSON CITY, MO 65101
* $ -1,000 2 $ 390,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ -1,000 1 $ 155,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 3,831,637,000 1 $ 255,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 3,479,391,000 1 $ 75,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 75,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 166,652,719,000 1 $ 75,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 1 $ 405,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,193,839,000 1 $ 145,000
Public Safety Credit Union
2800 E 14TH ST
KANSAS CITY, MO 64127
* $ 183,359,000 1 $ 55,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 1 $ 265,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 9,729,918,000 1 $ 85,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 18,959,414,000 1 $ 265,000
Missouri Credit Union
111 EAST BROADWAY
COLUMBIA, MO 65203
* $ 526,231,000 1 $ 255,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 185,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 1 $ 75,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,025,737,000 1 $ 65,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 1 $ 325,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 125,000
Alltru Federal Credit Union
1232 WENTZVILLE PARKWAY
WENTZVILLE, MO 63385
* $ 322,796,000 1 $ 15,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 1,454,541,000 1 $ 75,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 115,000
Mece Credit Union
2722 E MCCARTY
JEFFERSON CITY, MO 65102
* $ 280,806,000 1 $ 225,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 1 $ 25,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 175,000
Home Federal Savings and Loan
221 S LOCUST ST
GRAND ISLAND, NE 68801
* $ 402,951,000 1 $ 105,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 604,572,000 1 $ 75,000
The Callaway Bank
PO BOX 10
FULTON, MO 65251
* $ 477,405,000 1 $ 205,000
Farmers & Merchants Savings Bank
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ 593,413,000 1 $ 85,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 105,000
Connections Bank
PO BOX 380
PLATTE CITY, MO 64079
* $ 337,033,000 1 $ 155,000
Peoples Bank & Trust Co.
430 E. WOOD STREET
TROY, MO 63379
* $ 766,690,000 1 $ 245,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 205,000
Btc Bank
1201-2 US-65 BUSINESS
BETHANY, MO 64424
* $ 907,625,000 1 $ 15,000
Midwest Mortgage Associates Corp
5333 NORTH UNION BLVD - SUITE 100
COLORADO SPRINGS, CO 80918
* $ -1,000 1 $ 75,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 2,224,529,000 1 $ 75,000
The Home Loan Expert LLC
1600 S BRENTWOOD
ST LOUIS, MO 63144
* $ -1,000 1 $ 225,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 1 $ 135,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ 19,608,230,000 1 $ 95,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 354,210,000 1 $ 195,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 1,855,749,000 1 $ 365,000
Verimore Bank
PO BOX 190
BROOKFIELD, MO 64628
* $ 369,548,000 1 $ 195,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 1 $ 75,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 104,790,698,000 1 $ 265,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 1 $ 195,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 1 $ 155,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 145,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 1 $ 75,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 2,026,686,000 1 $ 65,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 1 $ 525,000
First Integrity Mortgage Services, Inc.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ -1,000 1 $ 65,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 1 $ 245,000
Bank of Odessa
301 W HIGHWAY 40
ODESSA, MO 64076
* $ 341,617,000 1 $ 135,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 154,617,469,000 1 $ 65,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 55,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 65,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 105,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 5,652,968,000 1 $ 185,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 625,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 165,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 345,000

The tables below break down 2022 mortgage applications in Adair County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Adair County, MO in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 400 $61,050,000 $152,000 $535,000 $93,000 $1,591,000
Refinancing 95 $18,495,000 $194,000 $1,565,000 $143,000 $685,000
Cash-out Refinancing 89 $14,845,000 $166,000 $545,000 $83,000 $1,022,000
Home Improvement 36 $2,050,000 $56,000 $175,000 $96,000 $365,000
Other Purpose 23 $1,345,000 $58,000 $175,000 $71,000 $128,000
Not Applicable 3 $205,000 $68,000 $95,000 $50,000 $50,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 439 $63,965,000 $145,000 $625,000 $98,000 $1,591,000
Not applicable 106 $18,510,000 $174,000 $1,565,000 $50,000 $60,000
Not Provided 71 $11,625,000 $163,000 $625,000 $94,000 $365,000
Asian 10 $1,530,000 $153,000 $255,000 $104,000 $223,000
Black or African American 8 $730,000 $91,000 $145,000 $87,000 $104,000
Hispanic 8 $1,150,000 $143,000 $295,000 $67,000 $105,000
American Indian or Alaskan Native 3 $365,000 $121,000 $195,000 $156,000 $208,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 447 $66,405,000 $148,000 $1,565,000 $107,000 $1,591,000
FHA-insured (Federal Housing Administration) 91 $13,205,000 $145,000 $425,000 $68,000 $401,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 55 $6,465,000 $117,000 $295,000 $59,000 $430,000
VA-guaranteed (Veterans Administration) 53 $11,915,000 $224,000 $535,000 $90,000 $314,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 372 $60,290,000 $162,000 $1,565,000 $105,000 $1,591,000
Application Denied By Financial Institution 90 $10,270,000 $114,000 $445,000 $78,000 $430,000
Application Withdrawn By Applicant 85 $12,615,000 $148,000 $535,000 $98,000 $451,000
Loan Purchased By The Institution 62 $8,770,000 $141,000 $375,000 $75,000 $192,000
File Closed For Incompleteness 23 $3,615,000 $157,000 $625,000 $61,000 $106,000
Application Approved But Not Accepted 12 $2,080,000 $173,000 $515,000 $90,000 $227,000
Preapproval Approved but not Accepted 2 $350,000 $175,000 $175,000 $69,000 $73,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 507 $75,805,000 $149,000 $625,000 $99,000 $1,591,000
Debt-To-Income Ratio 65 $13,335,000 $205,000 $1,565,000 $101,000 $583,000
Credit History 30 $3,360,000 $112,000 $445,000 $89,000 $430,000
Collateral 24 $2,830,000 $117,000 $345,000 $86,000 $314,000
Credit Application Incomplete 6 $520,000 $86,000 $105,000 $53,000 $88,000
Other 5 $495,000 $99,000 $245,000 $94,000 $169,000
Unverifiable Information 5 $1,075,000 $215,000 $425,000 $91,000 $171,000
Insufficient Cash (Downpayment, Closing Cost) 3 $495,000 $165,000 $305,000 $84,000 $127,000
Employment History 1 $75,000 $75,000 $75,000 $21,000 $21,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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