Aguadilla-Isabela-San Sebastian, PR Metro Area Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 4,982 mortgage applications in Aguadilla-Isabela-San Sebastian, PR metro area totaling $532.5 million, down 2% from 2012. The average application was for $106,884, and applicants reported an average income of $40,000. 45% of applications resulted in an originated loan and 22% were denied. The most active lender was Banco Popular, with 1,908 applications, followed by Scotiabank De Puerto Rico and Doral Mortgage LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 4,982
Total Mortgage Loan Application Amount $532,499,000
Average Mortgage Loan Application Amount $106,884
Highest Mortgage Loan Application Amount $71,929,000
Average Applicant Income $40,000
Highest Applicant Income $5,388,000

Mortgage Company List for Lending in Aguadilla-Isabela-San Sebastian, PR for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Banco Popular
PO BOX 362708
SAN JUAN, PR 00936
* $ 27,204,000,000 1,908 $ 151,481,000
Scotiabank De Puerto Rico
290 JESUS T. PIN++ERO
SAN JUAN, PR 00918
* $ 5,982,654,000 531 $ 55,048,000
Doral Mortgage LLC
DORAL FINANCIAL PLAZA, 1451 ROOSEVELT AV
SAN JUAN, PR 00921
* $ 11,855,073,000 406 $ 40,750,000
Oriental Bank
PO BOX 195115
SAN JUAN, PR 00919
* $ 9,137,885,000 394 $ 32,880,000
Firstbank
PO BOX 9146
SAN JUAN, PR 00908
* $ 13,082,461,000 321 $ 38,747,000
Doral Bank
268 PONCE DE LEON SUITE 910
SAN JUAN, PR 00918
* $ 7,797,099,000 255 $ 24,245,000
Banco Santander Puerto Rico
P O BOX 362589,
SAN JUAN, PR 00936
* $ 7,202,438,000 231 $ 21,740,000
Cooperativa De Ahorroy Credito
PO BOX 608
RINCON, PR 00677
* $ 10,000,000 114 $ 14,168,000
Santander Financial Services
207 AVE PONCE DE LEON
SAN JUAN, PR 00926
* $ 8,082,156,000 72 $ 4,360,000
Cooperativa De A/C Isabela
21 CALLE BARBOSA SUITE 1
ISABELA, PR 00662
* $ 10,000,000 68 $ 7,369,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 63 $ 4,112,000
The Moneyhouse Inc.
#52 CALLE PASEO COVANDONGA
SAN JUAN, PR 00901
* $ 10,000,000 57 $ 5,798,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,778,826,000 56 $ 6,792,000
Preferred Mortgage LLC
307 AVE FD ROOSEVELT
SAN JUAN, PR 00918
* $ 10,000,000 48 $ 4,686,000
Cooperativa De Ahorro Y Credito De Aguada
P.O. BOX 543
AGUADA, PR 00602
* $ 10,000,000 45 $ 3,879,000
Senior Mortgage Banker
1239 ROOSEVELT AVE
SAN JUAN, PR 00920
* $ 0 40 $ 3,728,000
Vig Mortgage
1225 PONCE DE LEON VIG TOWER SUITE B-J
SAN JUAN, PR 00907
* $ 789,772,000 30 $ 3,699,000
Advance Mortgage Bankers, Inc.
P.O. BOX 50286
TOA BAJA, PR 00950
* $ 15,555,000 28 $ 3,105,000
Cooperativa De A\C Lares
CARR 111 KM 3.8 AVE LOS PATRIOTAS
LARES, PR 00669
* $ 119,815,000 27 $ 1,815,000
First Equity Mortgage Bankers Inc.
9300 S DADELAND BLVD STE 500
MIAMI, FL 33156
* $ 10,000,000 26 $ 2,753,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 25 $ 2,251,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 25 $ 2,700,000
Home Mortgage Bankers
AVE. SANCHEZ OSORIO 3BS-5 VIA 60 VILLA F
CAROLINA, PR 00983
* $ 10,000,000 25 $ 3,204,000
Express Solution Mortgage Corp
1606 PONCE DE LEON AVE. SUITE L-06
SAN JUAN, PR 00909
* $ 15,000,000 15 $ 1,581,000
Cooperativa Ahorro Y Credito A
CARR. #2 KM. 142.8 MARGINAL BO. CARACOL
ANASCO, PR 00610
* $ 10,000,000 13 $ 1,147,000
Aeela Mortgage
PO BOX 71502
SAN JUAN, PR 00936
* $ 1,000,000,000 12 $ 1,211,000
Multiples Mortgage Corp.
761 AVE. LUIS MUNOZ RIVERA,
SAN JUAN, PR 00918
* $ 10,000,000 12 $ 910,000
Metro Island Mortgage
VILLA NEVAREZ PROF. CENTER SUITE 201
RIO PIEDRAS, PR 00927
* $ 10,000,000 12 $ 1,533,000
Aaa Concordia Mortgage Corp
RR-37 BOX 1837
SAN JUAN, PR 00926
* $ 10,000,000 12 $ 2,064,000
Rf Mortgage & Investment Corp
PO BOX 361309
SAN JUAN, PR 00936
* $ 10,000,000 12 $ 1,563,000
Emi Equity Mortgage, Inc.
1651 PONCE DE LEON AVE, SUITE 102
SAN JUAN, PR 00909
* $ 10,000,000 11 $ 1,530,000
Cooperativa De A/C Arecibo
PO BOX 1056
ARECIBO, PR 00613
* $ 10,000,000 10 $ 953,000
The Lending Center Corporation
G-8 ONEILL STREET
SAN JUAN, PR 00918
* $ 525,000 10 $ 1,178,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,532,278,000 10 $ 1,395,000
Actual Mortgage Bankers
PO BOX 2808
BAYAMON, PR 00960
* $ 10,000,000 9 $ 1,165,000
Hr Mortgage Corp
M11 CALLE ROBLE, VILLA TURABO
CAGUAS, PR 00725
* $ 10,000,000 8 $ 964,000
Latin American Financlal
1700 JESUS T. PINERO AVE 2ND FL STE 26
SAN JUAN, PR 00921
* $ 10,000,000 8 $ 675,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 7 $ 845,000
Top Mortgage Bankers
PONCE DE LEON AVE. 1913
SANTURCE, PR 00607
* $ 100,000,000 3 $ 335,000
First Security Mortgage, Inc.
97 DE DIEGO AVE. SAN FRANCISCO
SAN JUAN, PR 00929
* $ 10,000,000 3 $ 272,000
The Mortgage House Inc.
915 ROBERTO SANCHEZ VILELA AVE
SAN JUAN, PR 00924
* $ 10,000,000 3 $ 295,000
Cooperativa De Mayaguez
PO BOX 416
MAYAGUEZ, PR 00680
* $ 49,000,000 3 $ 220,000
Cooperativa De Ahorro Y Credito De Camuy
300 AVE. BALTAZAR JIMENEZ MENDEZ
CAMUY, PR 00627
* $ 10,000,000 2 $ 168,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 2 $ 13,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 949,559,000 1 $ 98,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 1 $ 1,000
General Electric Employees Federal Credit Union
265 SUB WAY
265 SUB WAY, CT 06461
* $ 159,594,000 1 $ 98,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 1 $ 400,000
Cooperativa De Ahorro Y Crn++Dito Dr. Manuel Zeno Gandn++A
PO BOX 1865
ARECIBO, PR 00613
* $ 222,466,000 1 $ 50,000
Vegacoop
APARTADO 1078
VEGA ALTA, PR 00692
* $ 262,934,000 1 $ 170,000
Cooperativa De Ahorro Y Credito Del Bo. Quebrada De Camuy
HC 02 BOX 7873
CAMUY, PR 00627
* $ 10,000,000 1 $ 26,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 222,000
Trust Mortgage Corp.
EDIFI EMILIO BACARDI SUITE 101A CALLE JUNIN PARK GARDENS
SAN JUAN, PR 00923
* $ 279,615,000 1 $ 178,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 71,929,000

The tables below break down 2013 mortgage applications in Aguadilla-Isabela-San Sebastian, PR metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Aguadilla-Isabela-San Sebastian, PR in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,377 $337,026,000 $141,000 $71,929,000 $42,000 $1,000,000
Home Purchase 1,505 $173,981,000 $115,000 $536,000 $46,000 $5,388,000
Home Improvement 1,100 $21,492,000 $19,000 $940,000 $30,000 $780,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 4,133 $380,150,000 $91,000 $1,000,000 $43,000 $1,000,000
Not applicable 713 $138,523,000 $194,000 $71,929,000 $16,000 $454,000
White 72 $11,584,000 $160,000 $536,000 $164,000 $5,388,000
Not Provided 60 $1,441,000 $24,000 $284,000 $26,000 $140,000
Asian 2 $504,000 $252,000 $320,000 $191,000 $277,000
Black or African American 2 $297,000 $148,000 $293,000 $77,000 $110,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,277 $272,228,000 $83,000 $1,000,000 $48,000 $5,388,000
FHA-insured (Federal Housing Administration) 868 $157,944,000 $181,000 $71,929,000 $21,000 $219,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 609 $67,512,000 $110,000 $244,000 $30,000 $86,000
VA-guaranteed (Veterans Administration) 228 $34,815,000 $152,000 $417,000 $39,000 $186,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,219 $208,871,000 $94,000 $500,000 $44,000 $452,000
Application Denied By Financial Institution 1,099 $83,067,000 $75,000 $1,000,000 $38,000 $1,000,000
Loan Purchased By The Institution 748 $141,734,000 $189,000 $71,929,000 $15,000 $454,000
Application Withdrawn By Applicant 484 $56,561,000 $116,000 $536,000 $65,000 $5,388,000
File Closed For Incompleteness 236 $27,871,000 $118,000 $426,000 $51,000 $364,000
Application Approved But Not Accepted 196 $14,395,000 $73,000 $264,000 $38,000 $392,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 62 $7,451,000 $120,000 $408,000 $46,000 $250,000
Debt-To-Income Ratio 55 $5,202,000 $94,000 $216,000 $29,000 $99,000
Credit History 47 $3,778,000 $80,000 $255,000 $49,000 $1,000,000
Other 27 $3,483,000 $129,000 $319,000 $40,000 $145,000
Employment History 10 $1,005,000 $100,000 $209,000 $39,000 $153,000
Insufficient Cash (Downpayment, Closing Cost) 8 $821,000 $102,000 $214,000 $18,000 $82,000
Credit Application Incomplete 8 $934,000 $116,000 $207,000 $50,000 $97,000
Unverifiable Information 5 $776,000 $155,000 $376,000 $60,000 $162,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Puerto Rico Lender List