Rf Mortgage & Investment Corp Mortgage Lending & HMDA Data, 2013
In 2013, Rf Mortgage & Investment Corp of San Juan, PR reported 448 mortgage applications totaling $68.8 million, down 20% from 2012. The average application was for $153,649, and applicants reported an average income of $67,069. 66% of its applications resulted in an originated loan and 13% were denied. Its largest markets were San Juan-Caguas-Guaynabo, PR (405), Aguadilla-Isabela-San Sebastian, PR (12) and Ponce, PR (7) (applications in parentheses).
| Mortgage Company & Address | Rf Mortgage & Investment Corp Po Box 361309 San Juan, PR 00936 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 448 |
| Total Mortgage Loan Application Amount | $68,835,000 |
| Average Mortgage Loan Application Amount | $153,649 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $67,069 |
| Highest Applicant Income | $651,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Rf Mortgage & Investment Corp filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Rf Mortgage & Investment Corp in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 345 | $53,470,000 | $154,000 | $1,500,000 | $65,000 | $525,000 |
| Refinancing | 103 | $15,365,000 | $149,000 | $616,000 | $74,000 | $651,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 432 | $66,658,000 | $154,000 | $1,500,000 | $67,000 | $651,000 |
| White | 12 | $1,737,000 | $144,000 | $300,000 | $91,000 | $260,000 |
| Not Provided | 4 | $440,000 | $110,000 | $132,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 210 | $36,050,000 | $171,000 | $1,500,000 | $97,000 | $651,000 |
| FHA-insured (Federal Housing Administration) | 169 | $23,918,000 | $141,000 | $616,000 | $43,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 52 | $6,291,000 | $120,000 | $240,000 | $29,000 | $65,000 |
| VA-guaranteed (Veterans Administration) | 17 | $2,576,000 | $151,000 | $280,000 | $42,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 294 | $47,119,000 | $160,000 | $1,500,000 | $67,000 | $525,000 |
| Application Withdrawn By Applicant | 92 | $12,653,000 | $137,000 | $545,000 | $60,000 | $508,000 |
| Application Denied By Financial Institution | 58 | $8,630,000 | $148,000 | $412,000 | $79,000 | $651,000 |
| Application Approved But Not Accepted | 2 | $237,000 | $118,000 | $134,000 | $35,000 | $47,000 |
| File Closed For Incompleteness | 2 | $196,000 | $98,000 | $116,000 | $53,000 | $59,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 17 | $2,799,000 | $164,000 | $412,000 | $56,000 | $162,000 |
| Collateral | 14 | $1,811,000 | $129,000 | $229,000 | $58,000 | $239,000 |
| Other | 13 | $1,636,000 | $125,000 | $319,000 | $127,000 | $651,000 |
| Credit History | 10 | $1,872,000 | $187,000 | $398,000 | $92,000 | $247,000 |
| Employment History | 3 | $448,000 | $149,000 | $181,000 | $84,000 | $169,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $64,000 | $64,000 | $64,000 | $19,000 | $19,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rf Mortgage & Investment Corp's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rf Mortgage & Investment Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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