Rf Mortgage & Investment Corp Mortgage Lending & HMDA Data, 2009
In 2009, Rf Mortgage & Investment Corp of San Juan, PR reported 434 mortgage applications totaling $75.2 million, down 14% from 2008. The average application was for $173,156, and applicants reported an average income of $64,129. 65% of its applications resulted in an originated loan and 0% were denied. Its largest markets were San Juan-Caguas-Guaynabo, PR (391), Ponce, PR (12) and Aguadilla-Isabela-San Sebastian, PR (11) (applications in parentheses).
| Mortgage Company & Address | Rf Mortgage & Investment Corp Po Box 361309 San Juan, PR 00936 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 434 |
| Total Mortgage Loan Application Amount | $75,150,000 |
| Average Mortgage Loan Application Amount | $173,156 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $64,129 |
| Highest Applicant Income | $518,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Rf Mortgage & Investment Corp filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Rf Mortgage & Investment Corp in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 230 | $37,357,000 | $162,000 | $750,000 | $74,000 | $518,000 |
| Refinancing | 204 | $37,793,000 | $185,000 | $3,000,000 | $53,000 | $320,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 380 | $64,225,000 | $169,000 | $1,154,000 | $71,000 | $518,000 |
| Not Provided | 49 | $10,193,000 | $208,000 | $3,000,000 | $13,000 | $88,000 |
| White | 4 | $579,000 | $144,000 | $212,000 | $56,000 | $84,000 |
| Black or African American | 1 | $153,000 | $153,000 | $153,000 | $114,000 | $114,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 226 | $45,015,000 | $199,000 | $3,000,000 | $90,000 | $518,000 |
| FHA-insured (Federal Housing Administration) | 153 | $22,226,000 | $145,000 | $466,000 | $34,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 34 | $3,783,000 | $111,000 | $236,000 | $33,000 | $68,000 |
| VA-guaranteed (Veterans Administration) | 21 | $4,126,000 | $196,000 | $417,000 | $68,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 280 | $45,465,000 | $162,000 | $606,000 | $65,000 | $496,000 |
| Application Withdrawn By Applicant | 107 | $21,297,000 | $199,000 | $3,000,000 | $70,000 | $518,000 |
| Application Approved But Not Accepted | 35 | $6,843,000 | $195,000 | $606,000 | $60,000 | $199,000 |
| File Closed For Incompleteness | 11 | $1,424,000 | $129,000 | $227,000 | $28,000 | $73,000 |
| Application Denied By Financial Institution | 1 | $121,000 | $121,000 | $121,000 | $31,000 | $31,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $121,000 | $121,000 | $121,000 | $31,000 | $31,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rf Mortgage & Investment Corp's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rf Mortgage & Investment Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Puerto Rico, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About