Rf Mortgage & Investment Corp Mortgage Lending & HMDA Data, 2025
In 2025, Rf Mortgage & Investment Corp of San Juan, PR reported 344 mortgage applications totaling $66.5 million, up 7% from 2024. The average application was for $193,372, and applicants reported an average income of $94,095. 85% of its applications resulted in an originated loan and 9% were denied. Its largest markets were San Juan-Carolina-Caguas, PR (323), Guayama, PR (5) and Ponce, PR (4) (applications in parentheses).
| Mortgage Company & Address | Rf Mortgage & Investment Corp Po Box 361309 San Juan, PR 00936 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 344 |
| Total Mortgage Loan Application Amount | $66,520,000 |
| Average Mortgage Loan Application Amount | $193,372 |
| Highest Mortgage Loan Application Amount | $1,055,000 |
| Average Applicant Income | $94,095 |
| Highest Applicant Income | $693,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Rf Mortgage & Investment Corp filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Rf Mortgage & Investment Corp in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 319 | $61,155,000 | $191,000 | $1,055,000 | $94,000 | $693,000 |
| Cash-out Refinancing | 22 | $4,920,000 | $223,000 | $805,000 | $99,000 | $427,000 |
| Refinancing | 2 | $300,000 | $150,000 | $155,000 | $83,000 | $100,000 |
| Home Improvement | 1 | $145,000 | $145,000 | $145,000 | $39,000 | $39,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 340 | $65,550,000 | $192,000 | $1,055,000 | $93,000 | $693,000 |
| White | 3 | $515,000 | $171,000 | $215,000 | $170,000 | $216,000 |
| Black or African American | 1 | $455,000 | $455,000 | $455,000 | $235,000 | $235,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 173 | $32,165,000 | $185,000 | $595,000 | $72,000 | $626,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 136 | $27,930,000 | $205,000 | $1,055,000 | $131,000 | $693,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $3,995,000 | $159,000 | $245,000 | $55,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 10 | $2,430,000 | $243,000 | $455,000 | $92,000 | $204,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 294 | $57,670,000 | $196,000 | $1,055,000 | $98,000 | $693,000 |
| Application Denied By Financial Institution | 30 | $5,110,000 | $170,000 | $805,000 | $60,000 | $186,000 |
| Application Approved But Not Accepted | 12 | $2,400,000 | $200,000 | $435,000 | $115,000 | $286,000 |
| Application Withdrawn By Applicant | 7 | $1,225,000 | $175,000 | $355,000 | $76,000 | $206,000 |
| File Closed For Incompleteness | 1 | $115,000 | $115,000 | $115,000 | $44,000 | $44,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 314 | $61,410,000 | $195,000 | $1,055,000 | $98,000 | $693,000 |
| Collateral | 12 | $2,200,000 | $183,000 | $805,000 | $66,000 | $186,000 |
| Debt-To-Income Ratio | 8 | $1,360,000 | $170,000 | $545,000 | $44,000 | $70,000 |
| Credit Application Incomplete | 3 | $275,000 | $91,000 | $125,000 | $39,000 | $62,000 |
| Credit History | 3 | $595,000 | $198,000 | $265,000 | $81,000 | $121,000 |
| Other | 3 | $435,000 | $145,000 | $265,000 | $46,000 | $62,000 |
| Employment History | 1 | $245,000 | $245,000 | $245,000 | $181,000 | $181,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Rf Mortgage & Investment Corp's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Rf Mortgage & Investment Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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