Allegany County, NY Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 992 mortgage applications in Allegany County, NY totaling $103.0 million, down 14% from 2021. The average application was for $103,000, and applicants reported an average income of $78,000. 58% of applications resulted in an originated loan and 21% were denied. The most active lender was Community Bank, N.A., with 328 applications, followed by M&T Bank and Servu Federal Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 992
Total Mortgage Loan Application Amount $103,010,000
Average Mortgage Loan Application Amount $103,000
Highest Mortgage Loan Application Amount $965,000
Average Applicant Income $78,000
Highest Applicant Income $2,431,000

Mortgage Company List for Lending in Allegany County, NY for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Community Bank, N.A.
45-49 COURT STREET
CANTON, NY 13617
* $ 15,323,828,000 328 $ 26,710,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 154,617,469,000 51 $ 5,015,000
Servu Federal Credit Union
9823 SCIENCE CENTER DRIVE
PAINTED POST, NY 14870
* $ 419,979,000 39 $ 2,435,000
First Citizens Community Bank
15 S. MAIN STREET
MANSFIELD, PA 16933
* $ 2,140,937,000 24 $ 1,690,000
Five Star Bank
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 5,481,889,000 23 $ 2,395,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 23 $ 3,485,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 19 $ 1,645,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 19 $ 2,295,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 17 $ 965,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 16 $ 2,380,000
Premium Mortgage Corporation
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 15 $ 2,405,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 14 $ 810,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 13 $ 1,205,000
1st Priority Mortgage, Inc.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ -1,000 13 $ 1,585,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 12 $ 1,190,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 11 $ 795,000
First Heritage Federal Credit Union
110 VILLAGE SQUARE, SUITE 101
CORNING, NY 14830
* $ 646,515,000 11 $ 1,175,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 14,606,175,000 11 $ 1,155,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 9 $ 995,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 9 $ 1,595,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 9 $ 1,235,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 8 $ 810,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 8 $ 1,180,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 7 $ 635,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 7 $ 895,000
Citizens & Northern Bank
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 2,311,213,000 7 $ 935,000
Hunt Mortgage Corporation
5400 BROADWAY STREET
BUFFALO, NY 14203
* $ -1,000 6 $ 750,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 6 $ 940,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 6 $ 440,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 6 $ 840,000
Corning Credit Union
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 2,136,862,000 6 $ 550,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 5 $ 735,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 5 $ 175,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 5 $ 805,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 5 $ 865,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 5 $ 405,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 4 $ 670,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,655,190,000 4 $ 340,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 4 $ 500,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 4 $ 570,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 4 $ 630,000
Evans Bank NA
6460 MAIN STREET
BUFFALO, NY 14221
* $ 2,195,407,000 4 $ 680,000
ESL Federal Credit Union
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 9,196,967,000 4 $ 150,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 4 $ 460,000
Cnb Bank
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 5,307,549,000 4 $ 800,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 360,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 3 $ 525,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 3 $ 155,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 3 $ 405,000
Lyons National Bank
35 WILLIAM STREET
LYONS, NY 14489
* $ 1,626,303,000 3 $ 665,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 3 $ 225,000
The Summit Federal Credit Union
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 1,206,940,000 3 $ 215,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 3 $ 335,000
Bank of Holland
12 SOUTH MAIN ST.
HOLLAND, NY 14080
* $ 143,291,000 3 $ 545,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 3 $ 245,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 2 $ 240,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 2 $ 150,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 2 $ 490,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 2 $ 340,000
Hometown Funding, Inc. D/B/A Cnb Mortgage Company
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ -1,000 2 $ 580,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 440,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 360,000
Alden State Bank
13216 BROADWAY
ALDEN, NY 14004
* $ 442,932,000 2 $ 250,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 260,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 230,000
Sefcu Services, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12205
* $ -1,000 1 $ 85,000
Genesee Regional Bank
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ 979,606,000 1 $ 205,000
Ownerschoice Funding, Inc.
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12203
* $ -1,000 1 $ 145,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 1 $ 75,000
First Credit Corporation of Ny, Inc.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ -1,000 1 $ 55,000
Broadview Federal Credit Union
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 5,447,073,000 1 $ 55,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 1 $ 345,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 1 $ 95,000
Canandaigua National Bank & Trust
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 4,151,137,000 1 $ 85,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 155,000
The Upstate National Bank
150 STATE ST
OGDENSBURG, NY 14614
* $ 247,699,000 1 $ 65,000
Tompkins Community Bank
THE COMMONS
ITHACA, NY 14850
* $ 2,453,893,000 1 $ 75,000
Paragon Home Loans, Inc.

LIVERPOOL, NY 13088
* $ -1,000 1 $ 85,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 75,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 155,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 355,000
The Ephrata National Bank
31 EAST MAIN STREET PO BOX 457
EPHRATA, PA 17522
* $ 1,715,230,000 1 $ 295,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 1 $ 105,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ -1,000 1 $ 135,000
St. Josephs Parish Federal Credit Union
341 ENGLEWOOD AVE
BUFFALO, NY 14223
* $ 120,887,000 1 $ 185,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 145,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 1 $ 175,000
Lake Shore Bank
31 E FOURTH STREET
DUNKIRK, NY 14048
* $ 714,033,000 1 $ 385,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 105,000
Genesee Valley Federal Credit
4621 MILLENNIUM DRIVE
GENESEO, NY 14454
* $ 137,345,000 1 $ 45,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 115,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 456,669,000 1 $ 105,000
Agfirst Farm Credit Bank
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 115,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 1 $ 25,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 145,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 1 $ 75,000
Pittsford Federal Credit Union
20 TOBEY VILLAGE RD, PO BOX 346
PITTSFORD, NY 14534
* $ 531,697,000 1 $ 105,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 45,000
Cattaraugus County Bank
120 MAIN STREET
LITTLE VALLEY, NY 14755
* $ 331,756,000 1 $ 85,000
Empower Federal Credit Union
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 2,938,711,000 1 $ 965,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 85,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 34,893,033,000 1 $ 55,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 788,114,000 1 $ 75,000

The tables below break down 2022 mortgage applications in Allegany County, NY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Allegany County, NY in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 500 $63,630,000 $127,000 $965,000 $76,000 $354,000
Refinancing 156 $13,470,000 $86,000 $405,000 $69,000 $238,000
Home Improvement 140 $8,230,000 $58,000 $365,000 $74,000 $213,000
Cash-out Refinancing 112 $12,600,000 $112,000 $365,000 $106,000 $2,431,000
Other Purpose 82 $4,980,000 $60,000 $255,000 $74,000 $277,000
Not Applicable 2 $100,000 $50,000 $55,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 823 $81,625,000 $99,000 $445,000 $78,000 $2,431,000
Not Provided 76 $8,690,000 $114,000 $545,000 $74,000 $237,000
Not applicable 54 $8,410,000 $155,000 $965,000 $87,000 $124,000
Hispanic 14 $1,330,000 $95,000 $185,000 $71,000 $321,000
Black or African American 10 $1,440,000 $144,000 $315,000 $81,000 $131,000
Asian 8 $900,000 $112,000 $265,000 $82,000 $175,000
American Indian or Alaskan Native 6 $470,000 $78,000 $135,000 $42,000 $72,000
Native Hawaiian or Other Pacific Islander 1 $145,000 $145,000 $145,000 $78,000 $78,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 787 $75,555,000 $96,000 $965,000 $80,000 $2,431,000
FHA-insured (Federal Housing Administration) 121 $14,935,000 $123,000 $365,000 $65,000 $178,000
VA-guaranteed (Veterans Administration) 70 $11,020,000 $157,000 $355,000 $75,000 $215,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $1,500,000 $107,000 $175,000 $50,000 $60,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 573 $61,035,000 $106,000 $965,000 $84,000 $2,431,000
Application Denied By Financial Institution 205 $17,435,000 $85,000 $405,000 $64,000 $277,000
Application Withdrawn By Applicant 100 $11,190,000 $111,000 $405,000 $73,000 $223,000
Loan Purchased By The Institution 63 $8,355,000 $132,000 $395,000 $78,000 $230,000
File Closed For Incompleteness 30 $2,720,000 $90,000 $365,000 $88,000 $195,000
Application Approved But Not Accepted 15 $1,445,000 $96,000 $285,000 $62,000 $157,000
Preapproval Approved but not Accepted 6 $830,000 $138,000 $255,000 $36,000 $62,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 747 $82,735,000 $110,000 $965,000 $82,000 $2,431,000
Debt-To-Income Ratio 88 $7,070,000 $80,000 $345,000 $55,000 $158,000
Collateral 48 $4,190,000 $87,000 $355,000 $71,000 $277,000
Credit History 47 $3,085,000 $65,000 $315,000 $71,000 $178,000
Other 31 $2,685,000 $86,000 $405,000 $67,000 $248,000
Credit Application Incomplete 18 $1,780,000 $98,000 $345,000 $70,000 $247,000
Unverifiable Information 5 $485,000 $97,000 $165,000 $71,000 $113,000
Insufficient Cash (Downpayment, Closing Cost) 5 $725,000 $145,000 $345,000 $86,000 $143,000
Employment History 3 $255,000 $85,000 $105,000 $93,000 $130,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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