Allen County, OH Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 3,995 mortgage applications in Allen County, OH totaling $412.9 million, down 15% from 2012. The average application was for $103,000, and applicants reported an average income of $62,000. 53% of applications resulted in an originated loan and 22% were denied. The most active lender was Superior Federal Credit Union, with 852 applications, followed by Huntington National Bank and The Citizens National Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,995
Total Mortgage Loan Application Amount $412,927,000
Average Mortgage Loan Application Amount $103,000
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $62,000
Highest Applicant Income $946,000

Mortgage Company List for Lending in Allen County, OH for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Superior Federal Credit Union
4230 ELIDA RD
LIMA, OH 45807
* $ 425,632,000 852 $ 89,827,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 55,954,625,000 379 $ 32,892,000
The Citizens National Bank
102 S. MAIN ST.
BLUFFTON, OH 45817
* $ 668,083,000 307 $ 32,626,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 303 $ 31,067,000
Premier Bank
601 CLINTON STREET
YOUNGSTOWN, OH 44503
* $ 2,031,038,000 288 $ 34,562,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 571,771,000 228 $ 24,709,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 176 $ 18,736,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 147 $ 15,817,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 119,444,656,000 129 $ 8,464,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 93 $ 8,249,000
The State Bank & Trust Company
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 636,428,000 86 $ 8,318,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 85 $ 6,904,000
First National Bank of Pandora
102 E. MAIN ST
PANDORA, OH 45877
* $ 140,695,000 73 $ 8,199,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 47 $ 3,987,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 40 $ 3,718,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 40 $ 4,068,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 38 $ 3,146,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ 1,603,436,000 34 $ 3,858,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 25 $ 2,020,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 23 $ 2,391,000
Honda Federal Credit Union

MARYSVILLE, OH 43040
* $ 610,169,000 19 $ 1,323,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 19 $ 1,222,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 18 $ 2,303,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 17 $ 2,443,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 429,180,000 17 $ 1,717,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 17 $ 272,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 16 $ 2,328,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 13 $ 1,263,000
Liberty National Bank
100 EAST FRANKLIN STREET
KENTON, OH 43326
* $ 216,068,000 13 $ 2,143,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 12 $ 566,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 12 $ 1,233,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 11 $ 1,976,000
Ag Credit, Aca
610 W. LYTLE ST.
FOSTORIA, OH 44830
* $ 10,000,000 11 $ 1,226,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 11 $ 1,234,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 11 $ 316,000
Citizens Home Loans of America
7601 PARAGON RD., SUITE 202
DAYTON, OH 45459
* $ 8,173,098,000 9 $ 1,044,000
First Financial Bank NA
255 EAST FIFTH STREET SUITE #900
CINCINNATI, OH 45202
* $ 6,487,854,000 9 $ 841,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 9 $ 716,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 8 $ 774,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 8 $ 1,434,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 8 $ 1,242,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 8 $ 1,093,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 7 $ 3,689,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 552,370,000 7 $ 617,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 7 $ 604,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 6 $ 760,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 6 $ 724,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 6 $ 494,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 6 $ 120,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 6 $ 94,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 6 $ 970,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 5 $ 511,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 5 $ 547,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 5 $ 551,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 5 $ 510,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 3,701,612,000 5 $ 142,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 16,280,000 5 $ 471,000
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 6,500,008,000 5 $ 552,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 4 $ 271,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 4 $ 308,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,532,387,000 4 $ 822,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 4 $ 483,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 4 $ 505,000
Minster Bank
95 W FOURTH ST
MINSTER, OH 45865
* $ 366,772,000 4 $ 297,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 4 $ 332,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 4 $ 342,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 4 $ 319,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 3 $ 369,000
First Bank of Berne
222 HERTIGIAGE TR
BERNE, IN 46711
* $ 515,043,000 3 $ 165,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 3 $ 320,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 169,076,807,000 3 $ 65,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 82,086,021,000 3 $ 408,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 3 $ 259,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 3 $ 357,000
First Federal S&L of Lakewood
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 1,392,424,000 3 $ 310,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,891,810,000 3 $ 120,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 3 $ 533,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 3 $ 158,000
Old Fort Banking Company
8034 MAIN STREET
OLD FORT, OH 44861
* $ 413,479,000 3 $ 1,545,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 3 $ 194,000
The American Eagle Mortgage Co
6145 PARK SQUARE DRIVE SUITE 3
LORAIN, OH 44053
* $ 10,000,000 3 $ 530,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 3 $ 427,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 228,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,203,139,000 2 $ 56,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 2 $ 250,000
The First State Bank
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 313,661,000 2 $ 323,000
First Ohio Home Finance
385 COUNTY LINE RD W, STE 200
WESTERVILLE, OH 43082
* $ 2,458,000 2 $ 277,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 2 $ 195,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 2 $ 200,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 105,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 229,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 2 $ 121,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 2 $ 270,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 252,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 179,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 25,893,829,000 2 $ 144,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 2,590,320,000 2 $ 344,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,784,213,000 2 $ 83,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 3,016,309,000 2 $ 135,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 249,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 2 $ 198,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,232,230,000 2 $ 304,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 335,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 84,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 209,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 177,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 105,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 949,559,000 1 $ 116,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 70,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 191,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,164,405,000 1 $ 145,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 1 $ 223,000
Consumers Credit Union
PO BOX 525
KALAMAZOO, MI 49009
* $ 430,624,000 1 $ 48,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 47,738,052,000 1 $ 180,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 104,823,994,000 1 $ 71,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 11,341,219,000 1 $ 149,000
The Home Savings and Loan Comp
275 W FEDERAL ST
YOUNGSTOWN, OH 44503
* $ 1,808,305,000 1 $ 295,000
Home Mortgage Assured Corporation
6000 PARKLAND BLVD
MAYFIELD HTS, OH 44124
* $ 10,000,000 1 $ 61,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 87,043,364,000 1 $ 72,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 87,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,532,278,000 1 $ 61,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 145,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 1 $ 127,000
Northern Ohio Investment Company
6444 MONROE STREET, SUITE 6
SYLVANIA, OH 43560
* $ 10,000,000 1 $ 90,000
Directions Credit Union
5121 WHITEFORD ROAD
TOLEDO, OH 43604
* $ 561,864,000 1 $ 1,000
Kemba Financial Credit Union
555 OFFICENTER PL
GAHANNA, OH 43230
* $ 750,958,000 1 $ 24,000
Insight Bank
150 W WILSON BRIDGE RD
WORTHINGTON, OH 43081
* $ 185,982,000 1 $ 69,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 669,944,000 1 $ 110,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 320,000
Liberty Bank, N.A.
25201 CHAGRING BLVD., SUITE 120
BEACHWOOD, OH 44122
* $ 201,833,000 1 $ 1,920,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 627,435,000 1 $ 95,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 156,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 250,000
The Farmers State Bank
101 S. MAIN ST. PO BOX 119
NEW MADISON, OH 45346
* $ 129,049,000 1 $ 39,000
Advantage Bank
814 WHEELING AVE
CAMBRIDGE, OH 43725
* $ 763,188,000 1 $ 141,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 84,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ 10,000,000 1 $ 94,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 1 $ 210,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 266,761,000 1 $ 260,000
The First Citizens National Bank of Upper Sandusky
100 N. SANDUSKY AVENUE
UPPER SANDUSKY, OH 43351
* $ 229,268,000 1 $ 26,000
First Mrchs Bk
200 E. JACKSON ST
MUNCIE, IN 47305
* $ 262,384,000 1 $ 110,000
Cache Bank & Trust
PO BOX 337060
GREELEY, CO 80633
* $ 161,351,000 1 $ 95,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 636,087,000 1 $ 233,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 315,751,000 1 $ 96,000
Campus USA Credit Union
14007 NW 1ST RD
NEWBERRY, FL 32669
* $ 1,104,462,000 1 $ 116,000
Ccf - Auburn Hills Branch
2955 UNIVERSITY DRIVE
AUBURN HILLS, MI 48326
* $ 196,814,000 1 $ 36,000
Superior Financial Solutions
4230 ELIDA RD
LIMA, OH 45807
* $ 2,604,836,000 1 $ 205,000
Market Mortgage Co., Ltd.
330 E. WILSON BRIDGE ROAD, SUITE 100
WORTHINGTON, OH 43085
* $ 10,000,000 1 $ 136,000
First Financial Services, Inc.
6230 FAIRVIEW RD, 450
CHARLOTTE, NC 28210
* $ 842,786,000 1 $ 143,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 29,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 268,686,000 1 $ 45,000
Sutton Bank
1 SOUTH MAIN ST
ATTICA, OH 44807
* $ 340,233,000 1 $ 119,000
The Farmers & Merchants State Bank
307 N DEFIANCE ST
ARCHBOLD, OH 43502
* $ 946,811,000 1 $ 76,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 137,781,000 1 $ 234,000

The tables below break down 2013 mortgage applications in Allen County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Allen County, OH in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,489 $257,786,000 $103,000 $893,000 $62,000 $927,000
Home Purchase 1,315 $144,992,000 $110,000 $1,920,000 $62,000 $946,000
Home Improvement 191 $10,149,000 $53,000 $3,000,000 $56,000 $291,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,374 $343,627,000 $101,000 $1,500,000 $65,000 $946,000
Not applicable 185 $25,315,000 $136,000 $3,000,000 $12,000 $160,000
Not Provided 180 $17,197,000 $95,000 $417,000 $54,000 $902,000
Black or African American 175 $15,961,000 $91,000 $390,000 $61,000 $720,000
Hispanic 36 $3,849,000 $106,000 $294,000 $65,000 $147,000
Asian 35 $5,099,000 $145,000 $354,000 $106,000 $475,000
American Indian or Alaskan Native 6 $1,413,000 $235,000 $499,000 $211,000 $363,000
Native Hawaiian or Other Pacific Islander 4 $466,000 $116,000 $184,000 $42,000 $70,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,124 $319,723,000 $102,000 $3,000,000 $69,000 $946,000
FHA-insured (Federal Housing Administration) 564 $56,362,000 $99,000 $269,000 $37,000 $720,000
VA-guaranteed (Veterans Administration) 174 $23,571,000 $135,000 $314,000 $44,000 $350,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 133 $13,271,000 $99,000 $223,000 $38,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,098 $227,581,000 $108,000 $3,000,000 $67,000 $927,000
Application Denied By Financial Institution 869 $75,724,000 $87,000 $1,250,000 $59,000 $927,000
Application Withdrawn By Applicant 370 $41,768,000 $112,000 $1,920,000 $65,000 $946,000
Loan Purchased By The Institution 333 $32,749,000 $98,000 $314,000 $34,000 $162,000
Application Approved But Not Accepted 211 $21,670,000 $102,000 $356,000 $63,000 $475,000
File Closed For Incompleteness 114 $13,435,000 $117,000 $458,000 $68,000 $360,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 310 $21,484,000 $69,000 $283,000 $56,000 $720,000
Collateral 137 $14,407,000 $105,000 $394,000 $82,000 $390,000
Debt-To-Income Ratio 118 $11,046,000 $93,000 $370,000 $44,000 $163,000
Credit Application Incomplete 104 $10,134,000 $97,000 $490,000 $69,000 $445,000
Other 52 $4,835,000 $92,000 $566,000 $49,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 15 $1,108,000 $73,000 $115,000 $61,000 $149,000
Unverifiable Information 7 $470,000 $67,000 $114,000 $27,000 $125,000
Employment History 4 $316,000 $79,000 $162,000 $34,000 $53,000
Mortgage Insurance Denied 2 $122,000 $61,000 $68,000 $55,000 $71,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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