Amite County, MS Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 342 mortgage applications in Amite County, MS totaling $31.0 million, down 10% from 2016. The average application was for $90,000, and applicants reported an average income of $54,000. 38% of applications resulted in an originated loan and 30% were denied. The most active lender was Vanderbilt Mortgage and Finance, Inc, with 53 applications, followed by 21st Mortgage and Fidelity Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 342
Total Mortgage Loan Application Amount $30,987,000
Average Mortgage Loan Application Amount $90,000
Highest Mortgage Loan Application Amount $417,000
Average Applicant Income $54,000
Highest Applicant Income $232,000

Mortgage Company List for Lending in Amite County, MS for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 53 $ 2,979,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 50 $ 2,669,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 772,562,000 20 $ 3,795,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 17 $ 1,028,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 13,350,429,000 16 $ 1,247,000
State Bank & Trust Company
147 SOUTH RAILROAD AVENUE
BROOKHAVEN, MS 39601
* $ 1,051,928,000 15 $ 1,545,000
First Bank
100 S BROADWAY
MCCOMB, MS 39648
* $ 456,361,000 11 $ 411,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 10 $ 1,620,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 10 $ 520,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,042,021,000 8 $ 198,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 7 $ 1,012,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 7 $ 940,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,883,786,000 7 $ 581,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 6 $ 764,000
Citizens Bank
814 MAIN STREET
COLUMBIA, MS 39429
* $ 405,496,000 5 $ 255,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 4 $ 137,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 4 $ 446,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 4 $ 79,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 4 $ 257,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 4 $ 465,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 4 $ 350,000
1st Franklin Financial Corporation
135 E. TUGALO ST.
TOCCOA, GA 30577
* $ -1,000 3 $ 80,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ 0 3 $ 167,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 3 $ 314,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 3 $ 560,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 386,000
First Southern Bank
PO BOX 268
COLUMBIA, MS 39429
* $ 190,210,000 3 $ 228,000
Feliciana Bank & Trust Company
10926 HIGHWAY 67 P. O. BOX 247
CLINTON, LA 70722
* $ 115,948,000 3 $ 221,000
Landmark Bank
12225 ST. HELENA STREET
CLINTON, LA 70722
* $ 116,592,000 3 $ 486,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 2 $ 348,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 179,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 2 $ 261,000
Louisiana USA Federal Credit Union
10289 AIRLINE HWY
BATON ROUGE, LA 70816
* $ 80,133,000 2 $ 275,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ -1,000 1 $ 78,000
Liberty Bank
6600 PLAZA DRIVE
NEW ORLEANS, LA 70127
* $ 624,901,000 1 $ 137,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 1 $ 60,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 67,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 293,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 1 $ 325,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 1 $ 70,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 264,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 1 $ 258,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 161,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 21,689,804,000 1 $ 158,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 286,080,320,000 1 $ 48,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 1 $ 89,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 21,301,361,000 1 $ 128,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 23,887,875,000 1 $ 5,000
Florida Parishes Bank
1300 W. MORRIS AVE.
HAMMOND, LA 70403
* $ 298,815,000 1 $ 85,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 1 $ 180,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 8,676,168,000 1 $ 69,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 76,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 157,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 1 $ 137,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 8,896,533,000 1 $ 126,000
Sunbelt Federal Credit Union
1506 CONGRESS ST
HATTIESBURG, MS 39402
* $ 202,468,000 1 $ 47,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 332,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 1 $ 258,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 14,723,604,000 1 $ 417,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 252,204,000 1 $ 9,000

The tables below break down 2017 mortgage applications in Amite County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Amite County, MS in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 212 $18,753,000 $88,000 $417,000 $54,000 $227,000
Refinancing 90 $10,785,000 $119,000 $390,000 $56,000 $232,000
Home Improvement 40 $1,449,000 $36,000 $315,000 $54,000 $128,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 166 $17,598,000 $106,000 $417,000 $69,000 $232,000
Black or African American 122 $7,346,000 $60,000 $293,000 $39,000 $155,000
Not Provided 25 $3,135,000 $125,000 $280,000 $69,000 $182,000
Not applicable 21 $2,333,000 $111,000 $280,000 $5,000 $62,000
American Indian or Alaskan Native 4 $267,000 $66,000 $105,000 $36,000 $62,000
Hispanic 3 $298,000 $99,000 $108,000 $51,000 $79,000
Native Hawaiian or Other Pacific Islander 1 $10,000 $10,000 $10,000 $99,000 $99,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 288 $23,872,000 $82,000 $417,000 $55,000 $232,000
FHA-insured (Federal Housing Administration) 34 $4,239,000 $124,000 $264,000 $58,000 $182,000
VA-guaranteed (Veterans Administration) 14 $2,288,000 $163,000 $325,000 $37,000 $88,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $588,000 $98,000 $202,000 $19,000 $70,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 129 $14,704,000 $113,000 $417,000 $71,000 $232,000
Application Denied By Financial Institution 103 $6,554,000 $63,000 $286,000 $41,000 $155,000
File Closed For Incompleteness 39 $2,587,000 $66,000 $202,000 $57,000 $200,000
Application Withdrawn By Applicant 25 $2,595,000 $103,000 $290,000 $56,000 $133,000
Application Approved But Not Accepted 23 $1,545,000 $67,000 $179,000 $45,000 $227,000
Loan Purchased By The Institution 23 $3,002,000 $130,000 $336,000 $24,000 $156,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6 $246,000 $41,000 $67,000 $32,000 $46,000
Debt-To-Income Ratio 6 $648,000 $108,000 $286,000 $40,000 $75,000
Collateral 5 $270,000 $54,000 $95,000 $48,000 $82,000
Credit Application Incomplete 3 $252,000 $84,000 $129,000 $65,000 $96,000
Other 2 $194,000 $97,000 $140,000 $40,000 $41,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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