Ashland County, WI Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 575 mortgage applications in Ashland County, WI totaling $60.9 million, up 8% from 2017. The average application was for $105,000, and applicants reported an average income of $87,000. 63% of applications resulted in an originated loan and 18% were denied. The most active lender was Northern State Bank, with 112 applications, followed by Associated Bank NA and BMO Harris Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 575
Total Mortgage Loan Application Amount $60,875,000
Average Mortgage Loan Application Amount $105,000
Highest Mortgage Loan Application Amount $2,865,000
Average Applicant Income $87,000
Highest Applicant Income $1,527,000

Mortgage Company List for Lending in Ashland County, WI for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Northern State Bank

AURORA, MN 55705
* $ 244,494,000 112 $ 8,490,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 30,422,051,000 70 $ 4,670,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 109,372,608,000 54 $ 5,610,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 413,653,000 47 $ 3,395,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 690,531,000 22 $ 3,140,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 14 $ 2,980,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 12 $ 1,200,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 11 $ 1,985,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 10 $ 980,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ 11,915,259,000 8 $ 1,130,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 8 $ 790,000
Peoples Bank Midwest
10583 MAIN STREET
HAYWARD, WI 54843
* $ 362,236,000 7 $ 1,815,000
Bay Bank
2555 PACKERLAND DRIVE
GREEN BAY, WI 54313
* $ 87,422,000 6 $ 640,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 6 $ 730,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 6 $ 480,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 5 $ 455,000
Chippewa Valley Bank
15755 W COUNTY ROAD B
HAYWARD, WI 54843
* $ 366,928,000 5 $ 675,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 4 $ 590,000
Northview Bank
510 MAIN STREET
SANDSTONE, MN 55072
* $ 321,974,000 4 $ 420,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 104,052,030,000 4 $ 370,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 4 $ 420,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 4 $ 670,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 4 $ 680,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 3 $ 125,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 3 $ 345,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 195,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 3 $ 305,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 3 $ 345,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 245,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 3 $ 315,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 2 $ 140,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 4,720,468,000 2 $ 60,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 526,546,000 2 $ 680,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ 1,750,612,000 2 $ 190,000
Heritage Credit Union
1212 HUXLEY STREET
MADISON, WI 53704
* $ 338,667,000 2 $ 150,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 2 $ 130,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 2 $ 200,000
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ 2,827,351,000 2 $ 140,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 440,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 2 $ 150,000
Security State Bank
PO BOX 157
IRON RIVER, WI 54847
* $ 92,471,000 2 $ 210,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 940,832,000 2 $ 150,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 200,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 2 $ 180,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 2 $ 310,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 2 $ 170,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 60,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 2 $ 210,000
National Bank of Commerce
1127 TOWER AVE
SUPERIOR, WI 54880
* $ 619,454,000 2 $ 550,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 2 $ 440,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 2 $ 120,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 2,900,502,000 2 $ 240,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 250,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 1 $ 335,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 1 $ 95,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,964,992,000 1 $ 55,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ 1,809,405,000 1 $ 65,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 185,000
Horicon Bank
326 E LAKE ST, PO BOX 144
HORICON, WI 53032
* $ 694,345,000 1 $ 25,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,364,710,000 1 $ 25,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 65,000
Lennar Mortgage, LLC
5505 WATERFORD DISTRICT DRIVE SUITE 505
MIAMI, FL 33126
* $ -1,000 1 $ 155,000
Prevail Bank
675 E BROADWAY AVE
MEDFORD, WI 54451
* $ 601,951,000 1 $ 45,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 105,000
Fox Valley Savings Bank
51 EAST FIRST STREET
FOND DU LAC, WI 54935
* $ 331,712,000 1 $ 55,000
Abbybank
401 E SPRUCE STREET PO BOX 648
ABBOTSFORD, WI 54405
* $ 464,862,000 1 $ 105,000
Harbor Pointe Credit Union
PO BOX 161558
DULUTH, MN 55802
* $ 110,252,000 1 $ 115,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 105,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 85,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 55,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 1 $ 95,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,384,707,000,000 1 $ 55,000
Fox Communities Credit Union
3401 E CALUMET STREET
APPLETON, WI 54913
* $ 1,523,413,000 1 $ 25,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 1 $ 35,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 4,542,484,000 1 $ 115,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 1 $ 85,000
United Nations Federal CU
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 5,110,112,000 1 $ 585,000
Atlantic Bay Mortgage Group
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 1 $ 75,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 2,560,045,000 1 $ 85,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ 704,922,000 1 $ 135,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 1 $ 45,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,625,986,000 1 $ 35,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 755,545,000 1 $ 35,000
Bank of Alma
PO BOX 247
ALMA, WI 54610
* $ 228,733,000 1 $ 35,000
Valley Communities Credit Union
1105 WESTERN AVE
MOSINEE, WI 54455
* $ 153,329,000 1 $ 45,000
Cornhusker Bank
8310 O STREET
LINCOLN, NE 68510
* $ 578,391,000 1 $ 2,865,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 1 $ 95,000
Thumb Bank & Trust
7254 MICHIGAN AVE., P.O. BOX 560
PIGEON, MI 48755
* $ 251,006,000 1 $ 95,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 55,000
Rockford Bank and Trust Company
4571 GUILFORD ROAD
ROCKFORD, IL 61107
* $ 461,733,000 1 $ 65,000
Hancock Mortgage Partners, LLC
ONE SUGAR CREEK CENTER BLVD SUITE 1000
SUGAR LAND, TX 77478
* $ -1,000 1 $ 335,000
Hiawatha National Bank
N1555 770TH ST
HAGER CITY, WI 54014
* $ 196,691,000 1 $ 185,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ 1,508,909,000 1 $ 55,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 1 $ 15,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 942,777,000 1 $ 5,000
Premier Community Bank
230 MAVIS ROAD
MARION, WI 54950
* $ 298,967,000 1 $ 115,000
Nasa Federal Credit Union
500 PRINCE GEORGE'S BLVD.
UPPER MARLBORO, MD 20774
* $ 2,278,189,000 1 $ 55,000
Results Mortgage, LLC
11200 WEST 78TH STREET, SUITE 50
EDEN PRAIRIE, MN 55344
* $ -1,000 1 $ 95,000
Dane County Credit Union
2160 RIMROCK ROAD
MADISON, WI 53713
* $ 196,703,000 1 $ 25,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 115,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ 3,602,950,000 1 $ 45,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 1 $ 205,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 75,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ 1,897,836,000 1 $ 75,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 1 $ 235,000
Lake Area Bank
12790 FIRST AVE N - PO BOX 743
LINDSTROM, MN 55045
* $ 332,392,000 1 $ 135,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 2,063,591,000 1 $ 105,000
Cortrust Bank
100 EAST HAVENS
MITCHELL, SD 57301
* $ 796,123,000 1 $ 155,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 165,000
Citizens State Bank of Loyal
400 N MAIN STREET PO BOX 218
LOYAL, WI 54446
* $ 208,023,000 1 $ 15,000

The tables below break down 2018 mortgage applications in Ashland County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Ashland County, WI in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 260 $30,290,000 $116,000 $2,865,000 $105,000 $1,527,000
Cash-out Refinancing 117 $11,125,000 $95,000 $415,000 $68,000 $586,000
Refinancing 97 $13,475,000 $138,000 $1,285,000 $80,000 $355,000
Home Improvement 49 $2,925,000 $59,000 $235,000 $73,000 $213,000
Other Purpose 47 $2,725,000 $57,000 $235,000 $72,000 $330,000
Not Applicable 5 $335,000 $67,000 $105,000 $73,000 $91,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 455 $48,305,000 $106,000 $2,865,000 $83,000 $1,527,000
Not Provided 39 $4,935,000 $126,000 $525,000 $127,000 $960,000
Not applicable 38 $4,160,000 $109,000 $335,000 $88,000 $113,000
American Indian or Alaskan Native 27 $1,855,000 $68,000 $175,000 $60,000 $100,000
Hispanic 7 $775,000 $110,000 $245,000 $107,000 $375,000
Asian 5 $605,000 $121,000 $205,000 $251,000 $975,000
Native Hawaiian or Other Pacific Islander 2 $120,000 $60,000 $65,000 $70,000 $113,000
Black or African American 1 $75,000 $75,000 $75,000 $43,000 $43,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 483 $51,485,000 $106,000 $2,865,000 $93,000 $1,527,000
FHA-insured (Federal Housing Administration) 44 $4,410,000 $100,000 $255,000 $53,000 $210,000
VA-guaranteed (Veterans Administration) 26 $3,020,000 $116,000 $235,000 $59,000 $110,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $1,960,000 $89,000 $205,000 $35,000 $52,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 362 $37,720,000 $104,000 $2,865,000 $93,000 $1,527,000
Application Denied By Financial Institution 105 $10,735,000 $102,000 $1,285,000 $77,000 $960,000
Application Withdrawn By Applicant 48 $5,220,000 $108,000 $585,000 $79,000 $375,000
Loan Purchased By The Institution 24 $3,300,000 $137,000 $335,000 $79,000 $113,000
File Closed For Incompleteness 23 $2,615,000 $113,000 $505,000 $71,000 $210,000
Application Approved But Not Accepted 12 $1,210,000 $100,000 $305,000 $60,000 $124,000
Preapproval Denied by Financial Institution 1 $75,000 $75,000 $75,000 $61,000 $61,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 337 $37,535,000 $111,000 $2,865,000 $78,000 $1,087,000
Debt-To-Income Ratio 178 $17,110,000 $96,000 $1,285,000 $101,000 $1,527,000
Collateral 26 $2,730,000 $105,000 $525,000 $137,000 $960,000
Credit History 20 $1,130,000 $56,000 $155,000 $65,000 $273,000
Other 5 $345,000 $69,000 $125,000 $41,000 $66,000
Credit Application Incomplete 4 $530,000 $132,000 $185,000 $67,000 $96,000
Unverifiable Information 3 $1,325,000 $441,000 $1,205,000 $86,000 $165,000
Employment History 1 $95,000 $95,000 $95,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 1 $75,000 $75,000 $75,000 $160,000 $160,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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