Baker County FL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Unlock detailed Baker County FL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Florida.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 846
Total Mortgage Loan Application Amount $108,449,000
Average Mortgage Loan Application Amount $128,000
Highest Mortgage Loan Application Amount $407,000
Average Applicant Income $62,000
Highest Applicant Income $1,200,000

Mortgage Company List for Lending in Baker County FL for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 133 $ 18,535,000
VYSTAR CREDIT UNION
4949 BLANDING BLVD
JACKSONVILLE, FL 32210
* $ 3,991,124,000 113 $ 11,184,000
FIRST FEDERAL BANK OF FLORIDA
4705 WEST U S HWY 90
LAKE CITY, FL 32055
* $ 833,227,000 89 $ 12,065,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 64 $ 10,885,000
CAROLINA FIRST BANK
102 S MAIN STREET
GREENVILLE, SC 29601
* $ 11,876,234,000 40 $ 4,324,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 36 $ 5,301,000
AMERICAN ENTERPRISE BANK OF FL
10611 DEERWOOD PARK BLVD
JACKSNOVILLE, FL 32256
* $ 202,180,000 26 $ 1,753,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 21 $ 3,381,000
TD BANK N.A.
70 GRAY ROAD
FALMOUTH, ME 04105
* $ 140,038,551,000 18 $ 1,679,000
FIRST FEDERAL
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 3,421,986,000 17 $ 960,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 17 $ 2,598,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 17 $ 939,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 15 $ 1,096,000
FIRST OPTION MORTGAGE, LLC
3330 CUMBERLAND BLVD SE, SUITE 800
ATLANTA, GA 30339
* $ 941,000 13 $ 2,101,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 11 $ 1,571,000
COUNTRY FEDERAL CREDIT UNION
602 SOUTH SIXTH ST.
MACCLENNY, FL 32063
* $ 41,736,000 11 $ 744,000
FIRST EQUITY MORTGAGE INC
7265 KENWOOD ROAD, SUITE 111
CINCINNATI, OH 45236
* $ 31,000,000 11 $ 1,878,000
CITIFINANCIAL EQUITY SERVICES
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 10 $ 630,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 9 $ 1,586,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 8 $ 1,133,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 475,815,000 7 $ 386,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 7 $ 1,427,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 7 $ 944,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 7 $ 1,351,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 6 $ 920,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 6 $ 739,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 5 $ 560,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 5 $ 955,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 5 $ 412,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 4 $ 795,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 4 $ 650,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 373,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
DALLAS, TX 77042
* $ 43,942,000 3 $ 711,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 3 $ 167,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 3 $ 379,000
JAX FEDERAL CREDIT UNION
PO BOX 2357
JACKSONVILLE, FL 32232
* $ 308,100,000 3 $ 335,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 3 $ 465,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 3 $ 329,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 3 $ 743,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 3 $ 285,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 3 $ 643,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 2 $ 253,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 2 $ 189,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 2 $ 508,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 2 $ 319,000
HOMELAND LENDING INC
2612 N ADAMS ST
PLANT CITY, FL 33563
* $ 10,000,000 2 $ 191,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ 10,000,000 2 $ 498,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 2 $ 318,000
ATLANTIC COAST BANK
505 HAINES AVENUE
WAYCROSS, GA 31501
* $ 906,535,000 2 $ 427,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 64,608,091,000 2 $ 277,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 2 $ 261,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 200,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 2 $ 85,000
BIRMINGHAM BANCORP MORTGAGE
6230 ORCHARD LAKE ROAD
WEST BLOOMFIELD, MI 48322
* $ 10,000,000 2 $ 313,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 2 $ 215,000
WATSON MORTGAGE CORP
6206-1 ATLANTIC BLVD.
JACKSONVILLE, FL 32211
* $ 10,000,000 2 $ 530,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 324,000
MVB MORTGAGE CORPORATION
24400 NORTHWESTERN HIGHWAY, SUITE 200
SOUTHFIELD, MI 48075
* $ 10,000,000 1 $ 87,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 126,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ 10,000,000 1 $ 142,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 1 $ 175,000
SUPERIOR BANK
17 NORTH 20TH STREET
BIRMINGHAM, AL 35203
* $ 3,220,737,000 1 $ 283,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 136,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 1 $ 86,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 1 $ 30,000
UMB BANK, NA
1008 OAK ST.
KANSAS CITY, MO 64106
* $ 10,219,530,000 1 $ 140,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 1 $ 137,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 1 $ 152,000
ROSE LAND AND FINANCE CORP.
241 EAST SAGINAW PO BOX 980
EAST LANSING, MI 48826
* $ 568,546,000 1 $ 40,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 473,030,000 1 $ 126,000
GRAYSTONE TOWER BANK
1826 GOOD HOPE ROAD
ENOLA, PA 17025
* $ 1,375,160,000 1 $ 162,000
SOUTHEASTERN BANK
1010 NORTH WAY, POST OFFICE BOX 455
DARIEN, GA 31305
* $ 419,905,000 1 $ 2,000
MORTGAGEAMERICA, INC.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 1 $ 191,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 92,000
FBC MORTGAGE, LLC
189 S ORANGE AVE STE 970
TALLAHASSEE, FL 32801
* $ 12,000,000 1 $ 303,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 189,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 1 $ 203,000
STATE EMPLOYEES CREDIT UNION
P.O. BOX 2927
JACKSONVILLE, FL 32232
* $ 298,699,000 1 $ 61,000
COMMUNITY FIRST CREDIT UNION OF FLO
637 N. LEE STREET
JACKSONVILLE, FL 32204
* $ 1,103,832,000 1 $ 104,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 1 $ 305,000
WCS LENDING, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 142,000
CALIBER FUNDING LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 42,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 1 $ 175,000
OCMBC, INC.
19000 MACARTHUR BLVD, SUITE 200
GLENDALE, CA 92612
* $ 40,000,000 1 $ 106,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ 10,000,000 1 $ 139,000
SOUTHERN HIGHLANDS MORTGAGE, L
215 BLUE RIDGE ST. SUITE A
BLAIRSVILLE, GA 30512
* $ 10,000,000 1 $ 170,000
CGB AGRI FINANCIAL SERVICES
2209 RIVER ROAD
LOUISVILLE, KY 40206
* $ 433,538,000 1 $ 128,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Baker County FL in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 456 $64,968,000 $142,000 $407,000 $65,000 $1,200,000
Home Purchase 334 $40,528,000 $121,000 $371,000 $59,000 $995,000
Home Improvement 56 $2,953,000 $52,000 $172,000 $62,000 $375,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 714 $90,751,000 $127,000 $407,000 $63,000 $995,000
Not Provided 75 $10,894,000 $145,000 $332,000 $73,000 $1,200,000
Black or African American 31 $3,238,000 $104,000 $225,000 $54,000 $119,000
Not applicable 13 $1,981,000 $152,000 $364,000 $0 $0
Hispanic 10 $1,207,000 $120,000 $271,000 $56,000 $130,000
American Indian or Alaskan Native 2 $218,000 $109,000 $151,000 $88,000 $154,000
Asian 1 $160,000 $160,000 $160,000 $55,000 $55,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 553 $63,985,000 $115,000 $407,000 $67,000 $1,200,000
FHA-insured (Federal Housing Administration) 206 $31,400,000 $152,000 $335,000 $54,000 $188,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 44 $6,084,000 $138,000 $220,000 $44,000 $63,000
VA-guaranteed (Veterans Administration) 43 $6,980,000 $162,000 $310,000 $58,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 352 $46,782,000 $132,000 $364,000 $67,000 $995,000
Application Denied By Financial Institution 239 $25,683,000 $107,000 $407,000 $56,000 $656,000
Application Withdrawn By Applicant 104 $14,697,000 $141,000 $384,000 $63,000 $220,000
Loan Purchased By The Institution 88 $14,038,000 $159,000 $364,000 $54,000 $179,000
Application Approved But Not Accepted 36 $3,691,000 $102,000 $246,000 $51,000 $105,000
File Closed For Incompleteness 27 $3,558,000 $131,000 $371,000 $92,000 $1,200,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 74 $5,385,000 $72,000 $230,000 $56,000 $375,000
Collateral 38 $4,680,000 $123,000 $332,000 $68,000 $157,000
Debt-To-Income Ratio 32 $3,148,000 $98,000 $338,000 $41,000 $105,000
Other 24 $2,945,000 $122,000 $260,000 $50,000 $142,000
Credit Application Incomplete 11 $2,049,000 $186,000 $407,000 $73,000 $225,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,596,000 $177,000 $348,000 $103,000 $656,000
Mortgage Insurance Denied 1 $175,000 $175,000 $175,000 $113,000 $113,000
Unverifiable Information 1 $88,000 $88,000 $88,000 $92,000 $92,000
Employment History 1 $52,000 $52,000 $52,000 $65,000 $65,000

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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