Barren County, KY Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 1,473 mortgage applications in Barren County, KY totaling $153.5 million, down 10% from 2009. The average application was for $104,000, and applicants reported an average income of $59,000. 55% of applications resulted in an originated loan and 22% were denied. The most active lender was Edmonton State Bank, with 411 applications, followed by US Bank North Dakota and Branch Banking and Trust Co.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,473
Total Mortgage Loan Application Amount $153,541,000
Average Mortgage Loan Application Amount $104,000
Highest Mortgage Loan Application Amount $955,000
Average Applicant Income $59,000
Highest Applicant Income $1,413,000

Mortgage Company List for Lending in Barren County, KY for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Edmonton State Bank
204 ROGERS ROAD
GLASGOW, KY 42141
* $ 404,248,000 411 $ 38,473,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 119 $ 8,020,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 110 $ 10,546,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 73 $ 8,578,000
Limestone Bank, Inc.
2500 EASTPOINT PARKWAY
LOUISVILLE, KY 40223
* $ 1,825,348,000 70 $ 6,926,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 61 $ 8,475,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 53 $ 5,750,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 45 $ 2,886,000
Monticello Banking Company
50 NORTH MAIN STREET; PO BOX 421
MONTICELLO, KY 42633
* $ 568,279,000 32 $ 5,128,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 31 $ 4,628,000
Citizens First Bank, Inc.
1805 CAMPBELL LN
BOWLING GREEN, KY 42104
* $ 343,740,000 31 $ 1,654,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 27 $ 2,481,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 27 $ 3,396,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 26 $ 3,270,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 20 $ 3,422,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 15 $ 2,320,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 13 $ 1,545,000
First Federal Savings Bank
2323 RING ROAD
ELIZABETHTOWN, KY 42701
* $ 1,208,344,000 12 $ 1,079,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 12 $ 1,328,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 12 $ 1,349,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 11 $ 1,103,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,856,646,000,000 11 $ 503,000
Service One Credit Union
P.O. BOX 51770
BOWLING GREEN, KY 42102
* $ 101,766,000 10 $ 679,000
Kirkston Mortgage Lending
501 CROSS POINTE BLVD
EVANSVILLE, IN 47715
* $ 10,000,000 10 $ 1,068,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 10 $ 424,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 8 $ 949,000
American Bank & Trust Company Inc.
1302 SCOTTSVILLE ROAD
BOWLING GREEN, KY 42102
* $ 218,896,000 8 $ 1,276,000
The First State Bank
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 219,708,000 7 $ 922,000
Republic State Mortgage Co.
2715 BISSONNET, SUITE 102
HOUSTON, TX 77005
* $ 10,000,000 7 $ 839,000
The Farmers National Bank of Scottsville
1595 VETERANS MEMORIAL HWY
SCOTTSVILLE, KY 42164
* $ 220,999,000 7 $ 918,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 7 $ 1,025,000
Tmg Real Estate & Financial
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 7 $ 1,198,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 6 $ 764,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 6 $ 321,000
First Liberty Financial Group
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 6 $ 859,000
Bank of Edmonson County
PO BOX 99
BROWNSVILLE, KY 42210
* $ 204,222,000 6 $ 599,000
Ark-La-Tex Financial Services
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 5 $ 523,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 5 $ 944,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 499,000
Mountain States Mortgage
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 4 $ 383,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ 42,141,000 4 $ 641,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 475,815,000 4 $ 171,000
Commonwealth Bank and Trust Company
4912 U S HWY 42
LOUISVILLE, KY 40222
* $ 815,095,000 4 $ 559,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 125,649,000 4 $ 395,000
Hancock Bank & Trust Company
220 MAIN STREET
HAWESVILLE, KY 42348
* $ 303,704,000 4 $ 298,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 4 $ 363,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 4 $ 774,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 349,760,000 3 $ 133,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 3 $ 216,000
South Central Bank of Bowling
1757 CAMPBELL LANE
BOWLING GREEN, KY 42104
* $ 232,022,000 3 $ 407,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 3,817,638,000 3 $ 496,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 3 $ 465,000
The Mortgage Outlet, Inc.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 3 $ 289,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 1,100,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 3 $ 688,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 204,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 2 $ 216,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 225,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 112,000
First Rate Mortgage
10400 LINN STATION RD
LOUISVILLE, KY 40223
* $ 102,272,000 2 $ 168,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 2 $ 268,000
Commonwealth Federal Credit Union
P.O. BOX 978
FRANKFORT, KY 40601
* $ 881,251,000 2 $ 205,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 2 $ 289,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 2 $ 218,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 2 $ 386,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 2 $ 129,000
Pinnacle National Bank
150 3RD AVENUE SOUTH, SUITE 900
NASHVILLE, TN 37201
* $ 5,136,692,000 2 $ 425,000
Independence Bank
13100 NORTHWEST FREEWAY SUITE 100
HOUSTON, TX 77040
* $ 149,708,000 2 $ 176,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,396,195,000 2 $ 320,000
Community Trust Bank, Inc.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 3,072,308,000 1 $ 131,000
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 51,111,245,000 1 $ 75,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 1 $ 252,000
Independence Bank of Kentucky
2425 FREDERICA STREET
OWENSBORO, KY 42301
* $ 882,619,000 1 $ 120,000
The Cecilian Bank
104 EAST MAIN STREET
CECILIA, KY 42724
* $ 406,515,000 1 $ 91,000
Citizens Nb of Paintsville
PO BOX 1488
PAINTSVILLE, KY 41240
* $ 581,565,000 1 $ 25,000
The Lincoln National Bank of Hodgenville
P.O. BOX 9, 41 LINCOLN SQUARE
HODGENVILLE, KY 42748
* $ 138,833,000 1 $ 152,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 1 $ 70,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 2,823,342,000 1 $ 113,000
Liberty Mortgage Corporation
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 1 $ 81,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 1 $ 46,000
L&N Federal Credit Union
9265 SMYRNA PARKWAY
LOUISVILLE, KY 40229
* $ 607,497,000 1 $ 75,000
Fed Ex Employees Credit Association
2731 NONCONNAH BLVD
MEMPHIS, TN 38132
* $ 311,155,000 1 $ 74,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 1 $ 36,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 1,304,145,000 1 $ 88,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 1 $ 92,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,506,113,000 1 $ 230,000
Bankliberty
16 W FRANKLIN
LIBERTY, MO 64068
* $ 405,955,000 1 $ 259,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,011,062,000 1 $ 56,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 1 $ 217,000
Wellworth Bank
400 HWY 52 BYPASS WEST
LAFAYETTE, TN 37083
* $ 404,215,000 1 $ 80,000
Macon Bank and Trust Company
609 RED BOILING SPRINGS ROAD
LAFAYETTE, TN 37083
* $ 299,344,000 1 $ 10,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 133,720,000 1 $ 87,000
Franklin Bank & Trust Company
P.O. BOX 449
FRANKLIN, KY 42134
* $ 322,148,000 1 $ 157,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 1 $ 105,000
Abound Federal Credit Union
3939 S. DIXIE BLVD
RADCLIFF, KY 40160
* $ 852,360,000 1 $ 135,000
Your Community Bank
101 W MAIN ST
NEW ALBANY, IN 47150
* $ 691,315,000 1 $ 35,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 203,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 1 $ 156,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 1 $ 88,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 140,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 190,000
Select Mortgage Group Ltd
3040 PRESIDENTIAL DR
FAIRBORN, OH 45324
* $ 370,000 1 $ 92,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 158,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 185,000
Cgb Agri Financial Services
2209 RIVER ROAD
LOUISVILLE, KY 40206
* $ 433,538,000 1 $ 35,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 252,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD, SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 190,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 81,000

The tables below break down 2010 mortgage applications in Barren County, KY by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Barren County, KY in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 915 $103,986,000 $113,000 $876,000 $63,000 $1,413,000
Home Purchase 458 $44,798,000 $97,000 $955,000 $53,000 $678,000
Home Improvement 100 $4,757,000 $47,000 $230,000 $58,000 $233,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,264 $130,899,000 $103,000 $876,000 $63,000 $1,413,000
Not Provided 92 $10,517,000 $114,000 $955,000 $46,000 $189,000
Not applicable 64 $7,012,000 $109,000 $316,000 $5,000 $346,000
Black or African American 21 $1,918,000 $91,000 $271,000 $44,000 $165,000
Hispanic 13 $1,274,000 $98,000 $243,000 $54,000 $245,000
American Indian or Alaskan Native 9 $914,000 $101,000 $155,000 $102,000 $543,000
Asian 8 $809,000 $101,000 $150,000 $35,000 $60,000
Native Hawaiian or Other Pacific Islander 2 $198,000 $99,000 $151,000 $61,000 $105,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,144 $116,208,000 $101,000 $955,000 $64,000 $1,413,000
FHA-insured (Federal Housing Administration) 247 $29,067,000 $117,000 $271,000 $46,000 $256,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 44 $3,890,000 $88,000 $166,000 $35,000 $60,000
VA-guaranteed (Veterans Administration) 38 $4,376,000 $115,000 $202,000 $40,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 806 $83,522,000 $103,000 $876,000 $67,000 $1,413,000
Application Denied By Financial Institution 331 $29,132,000 $88,000 $500,000 $51,000 $535,000
Loan Purchased By The Institution 136 $16,529,000 $121,000 $280,000 $41,000 $193,000
Application Withdrawn By Applicant 103 $12,531,000 $121,000 $955,000 $54,000 $574,000
Application Approved But Not Accepted 63 $6,964,000 $110,000 $307,000 $52,000 $186,000
File Closed For Incompleteness 34 $4,863,000 $143,000 $765,000 $63,000 $144,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 59 $3,384,000 $57,000 $156,000 $43,000 $150,000
Collateral 45 $5,133,000 $114,000 $296,000 $74,000 $390,000
Debt-To-Income Ratio 28 $2,628,000 $93,000 $380,000 $38,000 $137,000
Other 23 $1,408,000 $61,000 $170,000 $55,000 $167,000
Credit Application Incomplete 7 $475,000 $67,000 $98,000 $74,000 $256,000
Unverifiable Information 6 $978,000 $163,000 $240,000 $185,000 $535,000
Employment History 3 $376,000 $125,000 $159,000 $36,000 $47,000
Insufficient Cash (Downpayment, Closing Cost) 3 $240,000 $80,000 $115,000 $49,000 $61,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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