Bennington County VT
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Unlock detailed Bennington County VT mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Vermont.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,629 |
| Total Mortgage Loan Application Amount | $325,304,000 |
| Average Mortgage Loan Application Amount | $199,000 |
| Highest Mortgage Loan Application Amount | $14,470,000 |
| Average Applicant Income | $122,000 |
| Highest Applicant Income | $1,839,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,465,221,449,000 | 141 | $ 28,284,000 |
| PEOPLE'S UNITED BANK 850 MAIN STREET BRIDGEPORT, CT 06604 |
* | $ 20,637,335,000 | 137 | $ 26,452,000 |
| WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 608,778,000,000 | 109 | $ 21,903,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 105 | $ 20,944,000 |
| TD BANK N.A. 70 GRAY ROAD FALMOUTH, ME 04105 |
* | $ 140,038,551,000 | 87 | $ 12,522,000 |
| JPMORGAN CHASE BANK, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,627,684,000,000 | 84 | $ 18,225,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 4,542,636,000 | 78 | $ 12,173,000 |
| RBS CITIZENS, N.A. ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 116,921,115,000 | 63 | $ 8,239,000 |
| BERKSHIRE BANK PO 1308 PITTSFIELD, MA 01202 |
* | $ 2,666,712,000 | 58 | $ 11,047,000 |
| MERCHANTS BANK PO BOX 1009 BURLINGTON, VT 05402 |
* | $ 1,438,734,000 | 44 | $ 4,706,000 |
| CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 37 | $ 2,958,000 |
| EVERHOME MORTGAGE COMPANY 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 3,027,261,000 | 36 | $ 5,744,000 |
| FRANKLIN AMERICAN MORTGAGE CO 501 CORPORATE CENTRE DRIVE, SUITE 400 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 33 | $ 7,882,000 |
| CITIMORTGAGE, INC 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 32 | $ 7,595,000 |
| ALLY BANK F/K/A/ GMAC BANK 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 55,302,902,000 | 30 | $ 5,049,000 |
| FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 30 | $ 6,373,000 |
| MOUNTAINONE BANK 93 MAIN STREET NORTH ADAMS, MA 01247 |
* | $ 364,271,000 | 26 | $ 2,799,000 |
| WILLIAMSTOWN SAVINGS BANK 795 MAIN STREET WILLIAMSTOWN, MA 01267 |
* | $ 241,791,000 | 25 | $ 3,718,000 |
| TRUSTCO BANK 5 SARNOWSKI DRIVE GLENVILLE, NY 12302 |
* | $ 3,697,799,000 | 24 | $ 4,224,000 |
| GREYLOCK FEDERAL CREDIT UNION 150 WEST ST. PITTSFIELD, MA 01201 |
* | $ 1,228,533,000 | 24 | $ 3,299,000 |
| MORTGAGE MASTER, INC. 102 ELM STREET WALPOLE, MA 02081 |
* | $ 11,250,346,000 | 21 | $ 4,810,000 |
| METLIFE BANK, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 14,106,965,000 | 20 | $ 4,511,000 |
| EVERBANK 8100 NATIONS WAY JACKSONVILLE, FL 32256 |
* | $ 8,059,724,000 | 18 | $ 3,292,000 |
| GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 17 | $ 2,847,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 17 | $ 3,360,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 37,922,355,000 | 16 | $ 2,249,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ 40,000,000 | 15 | $ 2,926,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 90,293,933,000 | 14 | $ 7,025,000 |
| US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 276,376,130,000 | 13 | $ 2,811,000 |
| HOME LOAN CENTER 163 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 12 | $ 2,789,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 12 | $ 2,860,000 |
| VERMONT STATE EMPLOYEES ONE BAILEY AVENUE MONTPELIER, VT 05602 |
* | $ 492,673,000 | 9 | $ 1,359,000 |
| MERRILL LYNCH CREDIT CORP 4500 PARK GRANADA CA7-910-01-24 CALABASAS, CA 91302 |
* | $ 2,223,299,000 | 8 | $ 3,416,000 |
| ADAMS CO-OPERATIVE BANK 93 PARK STREET ADAMS, MA 01220 |
* | $ 196,890,000 | 8 | $ 1,443,000 |
| NFCU 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 39,610,194,000 | 8 | $ 1,402,000 |
| ADAMS COMMUNITY BANK 2 CENTER STREET ADAMS, MA 01220 |
* | $ 200,246,000 | 8 | $ 1,575,000 |
| SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 164,340,844,000 | 8 | $ 2,442,000 |
| HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 7 | $ 1,867,000 |
| MORGAN STANLEY CREDIT CORP 75 N. FAIRWAY DR. VERNON HILLS, IL 60061 |
* | $ 36,000,000 | 6 | $ 2,493,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 6 | $ 1,204,000 |
| HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 5 | $ 811,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ 10,000,000 | 5 | $ 806,000 |
| MORTGAGE FINANCIAL INC 170 MAIN STREET, SUITE 108 TEWKSBURY, MA 01876 |
* | $ 10,000,000 | 5 | $ 899,000 |
| LEADER BANK, NATIONAL ASSOCIATION 141 MASSACHUSETTS AVENUE ARLINGTON, MA 02474 |
* | $ 312,305,000 | 5 | $ 1,999,000 |
| PNC BANK N.A. 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 260,309,849,000 | 4 | $ 792,000 |
| GLENS FALLS NATIONAL BANK AND TRUST COMPANY 250 GLEN STREET GLENS FALLS, NY 12801 |
* | $ 1,571,797,000 | 4 | $ 412,000 |
| HOME SAVINGS OF AMERICA 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 477,531,000 | 4 | $ 725,000 |
| STIFEL BANK & TRUST 501 N BROADWAY ST LOUIS, MO 63141 |
* | $ 1,159,367,000 | 4 | $ 1,094,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 4 | $ 582,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 4 | $ 972,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 4 | $ 1,104,000 |
| EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002 |
* | $ 10,000,000 | 3 | $ 626,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 3 | $ 572,000 |
| FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 14,483,100,000 | 3 | $ 591,000 |
| NORTH AMERICAN SAVINGS BANK 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,506,113,000 | 3 | $ 879,000 |
| GRAYSTONE TOWER BANK 1826 GOOD HOPE ROAD ENOLA, PA 17025 |
* | $ 1,375,160,000 | 3 | $ 580,000 |
| FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 25,841,918,000 | 3 | $ 713,000 |
| US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 5,122,657,000 | 3 | $ 3,714,000 |
| CHARLES SCHWAB BANK 211 MAIN STREET SAN FRANCISCO, CA 94105 |
* | $ 43,242,751,000 | 3 | $ 1,508,000 |
| PENTAGON FEDERAL CREDIT UNION 14300 SULLYFIELD CIRCLE CHANTILLY, VA 20151 |
* | $ 13,969,885,000 | 2 | $ 470,000 |
| CAPWEST MORTGAGE CORPORATION 14231 METCALF AVE. STE. 200 OVERLAND PARK, KS 66223 |
* | $ 629,176,000 | 2 | $ 342,000 |
| SOVEREIGN BANK 1130 BERKSHIRE BOULEVARD WYOMISSING, PA 19610 |
* | $ 73,839,735,000 | 2 | $ 507,000 |
| CUSTOMERS BANK 99 BRIDGE STREET PHOENIXVILLE, PA 19460 |
* | $ 349,760,000 | 2 | $ 66,000 |
| KEYBANK NATIONAL ASSOCIATION 100 PUBLIC SQUARE STE 600 OH-01-10-06006 CLEVELAND, OH 44113 |
* | $ 90,179,122,000 | 2 | $ 14,700,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 197,928,000 | 2 | $ 228,000 |
| NEW YORK COMMUNITY BANK 1 JERICHO PLAZA JERICHO, NY 11753 |
* | $ 40,150,052,000 | 2 | $ 339,000 |
| BANK OF NEW HAMPSHIRE 62 PLEASANT ST LACONIA, NH 03246 |
* | $ 1,043,001,000 | 2 | $ 80,000 |
| MORTGAGE ACCESS CORP. 225 LITTLETON ROAD MORRIS PLAINS, NJ 07950 |
* | $ 31,000,000 | 2 | $ 228,000 |
| FREEDOM MORTGAGE CORP. 10500 KINCAID DR. STE. 300 FISHERS, IN 46037 |
* | $ 10,000,000 | 2 | $ 367,000 |
| LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 1 | $ 156,000 |
| OWNERSCHOICE FUNDING, INCORPORATED 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12205 |
* | $ 10,000,000 | 1 | $ 118,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ 10,000,000 | 1 | $ 308,000 |
| W. J. BRADLEY MORTGAGE CAPITAL 6465 GREENWOOD PLAZA BLVD, SUITE 500 CENTENNIAL, CO 80111 |
* | $ 10,000,000 | 1 | $ 284,000 |
| MERRIMACK MORTGAGE COMPANY, IN 1045 ELM STREET, SUITE 601 MANCHESTER, NH 03101 |
* | $ 10,000,000 | 1 | $ 141,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 1 | $ 385,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 1 | $ 535,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD, SUITE 100 GREENBELT, MD 20770 |
* | $ 507,491,000 | 1 | $ 90,000 |
| NEW ENGLAND 141 HARVEST LANE WILLISTON, VT 05495 |
* | $ 732,059,000 | 1 | $ 408,000 |
| DIGITAL FEDERAL CREDIT UNION 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 3,938,342,000 | 1 | $ 216,000 |
| VERMONT FEDERAL CREDIT UNION PO BOX 407 BURLINGTON, VT 05401 |
* | $ 263,203,000 | 1 | $ 5,000 |
| TRUHOME SOLUTIONS, L.L.C. 9601 LEGLER RD LENEXA, KS 66219 |
* | $ 1,900,000,000 | 1 | $ 147,000 |
| GREENPARK MORTGAGE CORPORATION 140 GOULD STREET NEEDHAM, MA 02494 |
* | $ 1,031,643,000 | 1 | $ 284,000 |
| GUARDHILL FINANCIAL CORP. 140 EAST 45TH STREET, 31ST FLOOR NEW YORK, NY 10017 |
* | $ 9,310,000 | 1 | $ 417,000 |
| PLAZA HOME MORTGAGE, INC 5090 SHOREHAM PLACE, SUITE #206 SAN DIEGO, CA 92122 |
* | $ 10,000,000 | 1 | $ 219,000 |
| BETHPAGE FEDERAL CREDIT UNION 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ 3,696,766,000 | 1 | $ 283,000 |
| VALLEY NATIONAL BANK 1460 VALLEY ROAD WAYNE, NJ 07470 |
* | $ 14,262,595,000 | 1 | $ 525,000 |
| BRANCH BANKING AND TRUST CO 223 W NASH STREET WILSON, NC 27893 |
* | $ 159,675,538,000 | 1 | $ 440,000 |
| LOGIX FEDERAL CREDIT UNION 2340 HOLLYWOOD WAY VALENCIA, CA 91505 |
* | $ 2,832,621,000 | 1 | $ 126,000 |
| CAPITAL ONE NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 127,360,045,000 | 1 | $ 409,000 |
| E*TRADE BANK 671 NORTH GLEBE RD, 12TH FLOOR ARLINGTON, VA 22203 |
* | $ 45,042,065,000 | 1 | $ 112,000 |
| FIRST CHOICE BANK 669 WHITEHEAD ROAD LAWRENCEVILLE, NJ 08648 |
* | $ 267,565,000 | 1 | $ 105,000 |
| BANK-FUND STAFF FEDERAL CREDIT UNION 1725 I STREET NW SUITE 150 WASHINGTON, DC 20006 |
* | $ 2,828,155,000 | 1 | $ 257,000 |
| LEGACY BANKS 99 NORTH ST., P.O. BOX 1148 PITTSFIELD, MA 01202 |
* | $ 926,037,000 | 1 | $ 137,000 |
| HAMPDEN BANK 19 HARRISON AVENUE SPRINGFIELD, MA 01103 |
* | $ 556,566,000 | 1 | $ 18,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 116,000 |
| THE NORTHERN TRUST COMPANY 50 S. LA SALLE, M-20 CHICAGO, IL 60603 |
* | $ 68,809,308,000 | 1 | $ 300,000 |
| M&T BANK 1 M&T PLAZA -15TH FLOOR BUFFALO, NY 14203 |
* | $ 67,860,327,000 | 1 | $ 58,000 |
| CITIBANK, N.A. 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,161,361,000,000 | 1 | $ 30,000 |
| FORWARD NATIONAL COMPANY INC 300 EAST MAIN ST MILFORD, MA 01757 |
* | $ 336,774,000 | 1 | $ 27,000 |
| UBS AG, TAMPA BRANCH 3000 BAYPORT TAMPA, FL 33607 |
* | $ 2,019,000,000 | 1 | $ 417,000 |
| CONNECTICUT COMMUNITY BANK, NA 1495 POST ROAD EAST WESTPORT, CT 06880 |
* | $ 420,031,000 | 1 | $ 203,000 |
| WEBSTER BANK, N.A. 145 BANK ST WATERBURY, CT 06702 |
* | $ 17,699,215,000 | 1 | $ 440,000 |
| COMMUNITY FIRST BANK 3725 OLD COURT ROAD BALTIMORE, MD 21208 |
* | $ 57,149,000 | 1 | $ 209,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 17,832,340,000 | 1 | $ 77,000 |
| STATE FARM BANK 1 STATE FARM PLAZA BLOOMINGTON, IL 61710 |
* | $ 16,157,711,000 | 1 | $ 315,000 |
| NATIONWIDE BANK ONE NATIONWIDE PLAZA, 2-14-05 COLUMBUS, OH 43215 |
* | $ 3,206,002,000 | 1 | $ 230,000 |
| THRIVENT FINANCIAL BANK 122 EAST COLLEGE AVE., SUITE 1E APPLETON, WI 54911 |
* | $ 548,648,000 | 1 | $ 38,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Bennington County VT in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,131 | $242,343,000 | $214,000 | $14,470,000 | $124,000 | $1,839,000 |
| Home Purchase | 374 | $68,330,000 | $182,000 | $840,000 | $123,000 | $1,825,000 |
| Home Improvement | 124 | $14,631,000 | $117,000 | $672,000 | $93,000 | $1,490,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,245 | $233,534,000 | $187,000 | $1,565,000 | $125,000 | $1,839,000 |
| Not Provided | 266 | $53,899,000 | $202,000 | $1,259,000 | $132,000 | $1,800,000 |
| Not applicable | 89 | $32,754,000 | $368,000 | $14,470,000 | $28,000 | $555,000 |
| Hispanic | 14 | $1,889,000 | $134,000 | $301,000 | $63,000 | $171,000 |
| Asian | 8 | $2,103,000 | $262,000 | $417,000 | $347,000 | $944,000 |
| American Indian or Alaskan Native | 5 | $663,000 | $132,000 | $255,000 | $225,000 | $936,000 |
| Black or African American | 1 | $220,000 | $220,000 | $220,000 | $103,000 | $103,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $242,000 | $242,000 | $242,000 | $161,000 | $161,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,340 | $278,915,000 | $208,000 | $14,470,000 | $136,000 | $1,839,000 |
| FHA-insured (Federal Housing Administration) | 209 | $34,025,000 | $162,000 | $360,000 | $58,000 | $936,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 47 | $6,612,000 | $140,000 | $262,000 | $44,000 | $68,000 |
| VA-guaranteed (Veterans Administration) | 33 | $5,752,000 | $174,000 | $403,000 | $60,000 | $225,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 699 | $146,018,000 | $208,000 | $14,470,000 | $143,000 | $1,839,000 |
| Loan Purchased By The Institution | 348 | $66,183,000 | $190,000 | $417,000 | $92,000 | $1,825,000 |
| Application Denied By Financial Institution | 340 | $65,987,000 | $194,000 | $1,565,000 | $105,000 | $1,688,000 |
| Application Withdrawn By Applicant | 135 | $26,218,000 | $194,000 | $1,500,000 | $122,000 | $1,180,000 |
| File Closed For Incompleteness | 57 | $11,233,000 | $197,000 | $417,000 | $128,000 | $1,800,000 |
| Application Approved But Not Accepted | 50 | $9,665,000 | $193,000 | $535,000 | $132,000 | $840,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 95 | $19,130,000 | $201,000 | $642,000 | $81,000 | $758,000 |
| Collateral | 71 | $17,725,000 | $249,000 | $1,565,000 | $201,000 | $1,688,000 |
| Other | 36 | $9,496,000 | $263,000 | $1,565,000 | $105,000 | $662,000 |
| Credit History | 36 | $3,142,000 | $87,000 | $242,000 | $61,000 | $161,000 |
| Credit Application Incomplete | 25 | $5,606,000 | $224,000 | $417,000 | $133,000 | $669,000 |
| Unverifiable Information | 5 | $1,067,000 | $213,000 | $417,000 | $87,000 | $255,000 |
| Employment History | 1 | $117,000 | $117,000 | $117,000 | $47,000 | $47,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $135,000 | $135,000 | $135,000 | $63,000 | $63,000 |
| Mortgage Insurance Denied | 1 | $198,000 | $198,000 | $198,000 | $93,000 | $93,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.