Big Horn County, MT Mortgage Lenders & HMDA Data, 2008

In 2008, lenders reported 234 mortgage applications in Big Horn County, MT totaling $24.1 million, down 15% from 2007. The average application was for $103,000, and applicants reported an average income of $65,000. 43% of applications resulted in an originated loan and 20% were denied. The most active lender was First Interstate Bank, with 54 applications, followed by Countrywide Bank FSB and Wells Fargo Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 234
Total Mortgage Loan Application Amount $24,120,000
Average Mortgage Loan Application Amount $103,000
Highest Mortgage Loan Application Amount $350,000
Average Applicant Income $65,000
Highest Applicant Income $264,000

Mortgage Company List for Lending in Big Horn County, MT for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 5,087,506,000 54 $ 3,421,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 27 $ 4,075,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 19 $ 2,017,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 16 $ 1,435,000
Wells Fargo Fin'l Montana, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 10 $ 653,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 9 $ 818,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 8 $ 994,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 7 $ 832,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 6 $ 913,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 1,472,725,000 6 $ 1,094,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 6 $ 850,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 5 $ 461,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 5 $ 389,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 495,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 4 $ 464,000
Billings Federal Credit Union
2522 4TH AVE N
BILLINGS, MT 59103
* $ 64,051,000 4 $ 470,000
CU Factory Built Lending, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 3 $ 80,000
Mann Mortgage LLC
1220 WHITEFISH STAGE
KALISPELL, MT 59901
* $ 10,000,000 3 $ 253,000
Montana Mortgage Company
PO BOX 1917
KALISPELL, MT 59903
* $ 31,000,000 3 $ 213,000
Origen Financial Services LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 2 $ 73,000
Valley Financial Credit Union
PO BOX 20417
BILLINGS, MT 59102
* $ 125,893,000 2 $ 35,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 286,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 2 $ 257,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 2 $ 567,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 1 $ 95,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 1 $ 60,000
Altana Federal Credit Union
3212 CENTRAL AVENUE
BILLINGS, MT 59102
* $ 125,715,000 1 $ 40,000
Charles Schwab Bank
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 1 $ 240,000
Streeter Brothers Mortgage Cor
2823 6TH AVENUE NORTH
BILLINGS, MT 59101
* $ 10,000,000 1 $ 1,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 55,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 152,000
Summit Credit Union
1111 24TH STREET WEST
BILLINGS, MT 59102
* $ 65,848,000 1 $ 30,000
Bank of Bridger, N.A.
PO BOX 447, 101 SOUTH MAIN STREET
BRIDGER, MT 59014
* $ 197,941,000 1 $ 278,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 1 $ 72,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 1 $ 3,000
United Bank, N.A.
PO BOX 480
ABSAROKEE, MT 59001
* $ 77,985,000 1 $ 185,000
Webster Bank, N.A.
145 BANK ST
WATERBURY, CT 06702
* $ 17,064,364,000 1 $ 68,000
Bank of Blue Valley
11935 RILEY
OVERLAND PARK, KS 66213
* $ 721,201,000 1 $ 178,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 1 $ 176,000
Rocky Mountain Bank
2615 KING AVE WEST
BILLINGS, MT 59102
* $ 427,437,000 1 $ 65,000
Buffalo Federal Savings Bank
P.O. BOX 1020, 106 FORT STREET
BUFFALO, WY 82834
* $ 118,649,000 1 $ 225,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 105,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 1 $ 85,000
Home Owners Mortgage Equity Co
801 15TH STREET WEST
BILLINGS, MT 59102
* $ 10,000,000 1 $ 196,000
Nationwide Mortgage Concepts,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 142,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 1 $ 55,000
Agwest Farm Credit, Flca
2001 SOUTH FLINT ROAD
SPOKANE, WA 99224
* $ 4,658,882,000 1 $ 80,000

The tables below break down 2008 mortgage applications in Big Horn County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Big Horn County, MT in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 122 $14,514,000 $118,000 $350,000 $67,000 $264,000
Home Purchase 66 $6,868,000 $104,000 $278,000 $66,000 $261,000
Home Improvement 46 $2,738,000 $59,000 $311,000 $58,000 $131,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 148 $16,977,000 $114,000 $350,000 $69,000 $264,000
American Indian or Alaskan Native 48 $3,588,000 $74,000 $208,000 $63,000 $221,000
Not Provided 19 $1,461,000 $76,000 $172,000 $55,000 $130,000
Not applicable 10 $1,044,000 $104,000 $199,000 $38,000 $81,000
Hispanic 9 $1,050,000 $116,000 $177,000 $52,000 $66,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 172 $16,641,000 $96,000 $350,000 $68,000 $264,000
FHA-insured (Federal Housing Administration) 56 $6,737,000 $120,000 $265,000 $58,000 $136,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $316,000 $105,000 $116,000 $33,000 $45,000
VA-guaranteed (Veterans Administration) 3 $426,000 $142,000 $151,000 $66,000 $70,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 101 $9,041,000 $89,000 $278,000 $64,000 $261,000
Application Denied By Financial Institution 47 $5,956,000 $126,000 $311,000 $69,000 $221,000
Application Withdrawn By Applicant 41 $4,255,000 $103,000 $350,000 $69,000 $264,000
Loan Purchased By The Institution 27 $3,079,000 $114,000 $231,000 $52,000 $120,000
Application Approved But Not Accepted 12 $1,409,000 $117,000 $272,000 $66,000 $136,000
File Closed For Incompleteness 6 $380,000 $63,000 $125,000 $70,000 $120,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 14 $2,374,000 $169,000 $311,000 $89,000 $199,000
Credit History 7 $781,000 $111,000 $237,000 $51,000 $80,000
Credit Application Incomplete 4 $428,000 $107,000 $137,000 $93,000 $221,000
Debt-To-Income Ratio 2 $228,000 $114,000 $133,000 $71,000 $133,000
Other 2 $143,000 $71,000 $79,000 $44,000 $63,000
Unverifiable Information 2 $442,000 $221,000 $265,000 $63,000 $84,000
Insufficient Cash (Downpayment, Closing Cost) 1 $30,000 $30,000 $30,000 $46,000 $46,000
Mortgage Insurance Denied 1 $311,000 $311,000 $311,000 $106,000 $106,000
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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