Butte County ID
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Unlock detailed Butte County ID mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Idaho.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 122 |
| Total Mortgage Loan Application Amount | $15,740,000 |
| Average Mortgage Loan Application Amount | $129,000 |
| Highest Mortgage Loan Application Amount | $485,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $821,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| IDAHO CENTRAL CREDIT UNION 4400 CENTRAL WAY CHUBBUCK, ID 83201 |
* | $ 4,315,063,000 | 17 | $ 1,865,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,689,351,000,000 | 10 | $ 1,160,000 |
| EAST IDAHO CREDIT UNION 865 S WOODRUFF AVE IDAHO FALLS, ID 83401 |
* | $ 292,276,000 | 8 | $ 650,000 |
| ZIONS BANCORPORATION, N.A. ONE SOUTH MAIN STREET 16TH FLOOR SALT LAKE CITY, UT 84133 |
* | $ 68,745,745,000 | 5 | $ 1,035,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 5 | $ 655,000 |
| WESTMARK CREDIT UNION PO BOX 2869 IDAHO FALLS, ID 83403 |
* | $ 811,852,000 | 4 | $ 170,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 459,476,604,000 | 4 | $ 250,000 |
| MOUNTAIN AMERICA FEDERAL CREDIT UNION 7181 SOUTH CAMPUS VIEW DRIVE SANDY, UT 84084 |
* | $ 8,212,199,000 | 4 | $ 440,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 3 | $ 365,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 18,466,868,000 | 3 | $ 275,000 |
| LOOKOUT CREDIT UNION 707 S 9TH AVE POCATELLO, ID 83201 |
* | $ 235,284,000 | 2 | $ 180,000 |
| WILLAMETTE VALLEY BANK 101 HIGH ST NE SALEM, OR 97301 |
* | $ 241,136,000 | 2 | $ 290,000 |
| BANK OF IDAHO 399 N CAPITAL IDAHO FALLS, ID 83402 |
* | $ 334,273,000 | 2 | $ 400,000 |
| THE BANK OF COMMERCE 3113 SOUTH 25TH EAST AMMON, ID 83406 |
* | $ 1,250,076,000 | 2 | $ 520,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 2 | $ 310,000 |
| CENTENNIAL LENDING, LLC 4112 KODIAK COURT, UNIT D CENTENNIAL, CO 80504 |
* | $ -1,000 | 2 | $ 200,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,218,960,000,000 | 2 | $ 180,000 |
| AGWEST FARM CREDIT, FLCA 2001 SOUTH FLINT ROAD SPOKANE, WA 99220 |
* | $ -1,000 | 2 | $ 630,000 |
| OCEANSIDE MORTGAGE COMPANY 55 MAIN ST TOMS RIVER, NJ 08753 |
* | $ -1,000 | 2 | $ 300,000 |
| MANN FINANCIAL INC. 1220 WHITEFISH STAGE ROAD KALISPELL, MT 59901 |
* | $ -1,000 | 2 | $ 210,000 |
| NBKC BANK 8320 WARD PARKWAY KANSAS, KS 64114 |
* | $ 684,352,000 | 1 | $ 135,000 |
| LIBERTY HOME EQUITY SOLUTIONS, INC. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ -1,000 | 1 | $ 45,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 105,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ -1,000 | 1 | $ 135,000 |
| SWBC MORTGAGE CORPORATION 9311 SAN PEDRO AVENUE STE 100 SAN ANTONIO, TX 78216 |
* | $ -1,000 | 1 | $ 155,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 1 | $ 75,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 96,962,446,000 | 1 | $ 435,000 |
| MID-CONTINENT FUNDING, INC. 3401 W BROADWAY BUSINESS PARK CT STE 213 COLUMBIA, MO 65203 |
* | $ -1,000 | 1 | $ 55,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 1 | $ 135,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 1 | $ 265,000 |
| BEEHIVE PO BOX 40 REXBURG, ID 83440 |
* | $ 274,989,000 | 1 | $ 115,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 1 | $ 215,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 1 | $ 225,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 1 | $ 155,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 1 | $ 175,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 81,602,818,000 | 1 | $ 435,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 105,000 |
| EAGLE BANK AND TRUST COMPANY 650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120 LITTLE ROCK, AR 72211 |
* | $ 404,037,000 | 1 | $ 225,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 1 | $ 165,000 |
| GLACIER BANK 202 MAIN KALISPELL, MT 59901 |
* | $ 12,102,845,000 | 1 | $ 75,000 |
| WASHINGTON FEDERAL BANK 425 PIKE ST SEATTLE, WA 98101 |
* | $ 16,190,394,000 | 1 | $ 145,000 |
| MAGNOLIA BANK, INCORPORATED 794 OLD ELIZABETHTOWN RD MAGNOLIA, KY 42748 |
* | $ 268,405,000 | 1 | $ 135,000 |
| PREMIER MORTGAGE RESOURCES, L.L.C. 1325 NW FLANDERS ST SALEM, OR 97209 |
* | $ -1,000 | 1 | $ 95,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ -1,000 | 1 | $ 105,000 |
| CITYWIDE HOME LOANS, LLC 9785 SOUTH MONROE STREET SUITE 200 SALT LAKE CITY, UT 84070 |
* | $ -1,000 | 1 | $ 185,000 |
| RANLIFE, INC. 9272 S. 700 E. SANDY, UT 84070 |
* | $ -1,000 | 1 | $ 115,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ -1,000 | 1 | $ 175,000 |
| FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 WILMINGTON, DE 19044 |
* | $ -1,000 | 1 | $ 155,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2019, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Butte County ID in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 63 | $9,635,000 | $152,000 | $485,000 | $84,000 | $821,000 |
| Cash-out Refinancing | 27 | $3,395,000 | $125,000 | $265,000 | $73,000 | $243,000 |
| Refinancing | 17 | $1,855,000 | $109,000 | $215,000 | $45,000 | $82,000 |
| Home Improvement | 10 | $700,000 | $70,000 | $135,000 | $84,000 | $193,000 |
| Other Purpose | 5 | $155,000 | $31,000 | $45,000 | $55,000 | $90,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 96 | $12,550,000 | $130,000 | $485,000 | $72,000 | $254,000 |
| Not Provided | 15 | $1,935,000 | $129,000 | $345,000 | $119,000 | $821,000 |
| Not applicable | 6 | $930,000 | $155,000 | $225,000 | $66,000 | $99,000 |
| Hispanic | 4 | $270,000 | $67,000 | $105,000 | $43,000 | $55,000 |
| American Indian or Alaskan Native | 1 | $55,000 | $55,000 | $55,000 | $21,000 | $21,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 82 | $9,750,000 | $118,000 | $485,000 | $84,000 | $821,000 |
| FHA-insured (Federal Housing Administration) | 23 | $2,945,000 | $128,000 | $225,000 | $56,000 | $131,000 |
| VA-guaranteed (Veterans Administration) | 11 | $2,295,000 | $208,000 | $435,000 | $65,000 | $146,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $750,000 | $125,000 | $185,000 | $39,000 | $61,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 61 | $8,145,000 | $133,000 | $435,000 | $84,000 | $821,000 |
| Application Denied By Financial Institution | 23 | $1,855,000 | $80,000 | $195,000 | $62,000 | $212,000 |
| Application Approved But Not Accepted | 13 | $2,265,000 | $174,000 | $485,000 | $82,000 | $193,000 |
| Loan Purchased By The Institution | 10 | $1,670,000 | $167,000 | $415,000 | $64,000 | $113,000 |
| Application Withdrawn By Applicant | 9 | $805,000 | $89,000 | $205,000 | $57,000 | $108,000 |
| File Closed For Incompleteness | 5 | $895,000 | $179,000 | $435,000 | $81,000 | $146,000 |
| Preapproval Approved but not Accepted | 1 | $105,000 | $105,000 | $105,000 | $21,000 | $21,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 95 | $13,055,000 | $137,000 | $485,000 | $79,000 | $821,000 |
| Credit History | 8 | $490,000 | $61,000 | $145,000 | $42,000 | $86,000 |
| Debt-To-Income Ratio | 8 | $1,130,000 | $141,000 | $415,000 | $87,000 | $212,000 |
| Collateral | 7 | $525,000 | $75,000 | $195,000 | $76,000 | $107,000 |
| Other | 2 | $210,000 | $105,000 | $155,000 | $48,000 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $145,000 | $145,000 | $145,000 | $54,000 | $54,000 |
| Credit Application Incomplete | 1 | $185,000 | $185,000 | $185,000 | $32,000 | $32,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.