Cabell County WV
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Unlock detailed Cabell County WV mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in West Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,910
Total Mortgage Loan Application Amount $434,055,000
Average Mortgage Loan Application Amount $149,000
Highest Mortgage Loan Application Amount $20,250,000
Average Applicant Income $74,000
Highest Applicant Income $1,415,000

Mortgage Company List for Lending in Cabell County WV for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CHARLESTON, WV 25313
* $ 3,445,809,000 272 $ 49,875,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 175 $ 11,765,000
HUNTINGTON FEDERAL SAVINGS BANK
1049 5TH AVE
HUNTINGTON, WV 25701
* $ 541,579,000 175 $ 21,747,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 66,111,039,000 138 $ 15,217,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 245,515,000 133 $ 19,655,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 182,489,046,000 119 $ 32,587,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 136,279,317,000 105 $ 16,910,000
FIRST SENTRY BANK, INC.
823 EIGHTH STREET
HUNTINGTON, WV 25701
* $ 495,227,000 96 $ 14,007,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 86 $ 13,594,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,532,784,000,000 84 $ 11,563,000
UNITED BANK INC
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 5,424,901,000 79 $ 21,082,000
VICTORIAN FINANCE, LLC
2570 BOYCE PLAZA ROAD
HARRISBURG, PA 15241
* $ 12,167,000 76 $ 9,910,000
PUTNAM COUNTY BANK
P.O. BOX 308
HURRICANE, WV 25526
* $ 623,676,000 72 $ 8,632,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 66 $ 8,127,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 136,279,317,000 59 $ 5,031,000
THE OHIO VALLEY BANK COMPANY
420 THIRD AVE
GALLIPOLIS, OH 45631
* $ 764,975,000 58 $ 7,010,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 53 $ 7,546,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 48 $ 6,994,000
UNIVERSAL FEDERAL CREDIT UNION
317 31ST STREET
HUNTINGTON, WV 25705
* $ 76,719,000 44 $ 2,845,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 42 $ 5,685,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 40 $ 5,630,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ 10,000,000 35 $ 5,184,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,574,093,000,000 35 $ 4,989,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 35 $ 4,204,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 5,785,742,000 35 $ 5,657,000
PEOPLES BANK
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 2,562,890,000 26 $ 2,551,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 23 $ 2,035,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 22 $ 3,376,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 21 $ 2,563,000
FIRST PRIORITY FEDERAL CREDIT UNION
9408 VIRGINIA AVE
HUNTINGTON, WV 25701
* $ 55,553,000 21 $ 742,000
WEST VIRGINIA FEDERAL CREDIT UNION
318 5TH AVENUE
SOUTH CHARLESTON, WV 25303
* $ 152,314,000 20 $ 1,628,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 19 $ 2,319,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 16 $ 2,160,000
PIONEER APPALACHIA FEDERAL CREDIT UNION
1316 KANAWHA BLVD., E.
CHARLESTON, WV 25301
* $ 191,840,000 15 $ 1,090,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 3,699,771,000 14 $ 1,408,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 14 $ 1,134,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,761,042,000 14 $ 852,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 14 $ 1,707,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 13 $ 343,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,519,923,000 13 $ 1,341,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 13 $ 1,439,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 13 $ 1,810,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 13 $ 1,555,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 12 $ 1,319,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,356,442,000,000 12 $ 1,837,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 10 $ 1,399,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 10 $ 1,343,000
DESCO
401 CHILLICOTHE STREET
PORTSMOUTH, OH 45662
* $ 265,064,000 10 $ 1,119,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 8 $ 1,026,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 335,060,015,000 7 $ 430,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 7 $ 816,000
SUMMIT COMMUNITY BANK, INC
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ 1,436,163,000 7 $ 12,390,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 6 $ 221,000
TOWN SQUARE BANK
1500 CARTER AVENUE
ASHLAND, KY 41105
* $ 414,518,000 6 $ 764,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 6 $ 841,000
FLAGSTAR BANK
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 6 $ 643,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 5 $ 819,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 5 $ 661,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 6,279,214,000 5 $ 1,015,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 5 $ 415,000
PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE
5480 CORPORATE DRIVE SUITE 240
WILMINGTON, DE 48098
* $ 608,779,509,000 5 $ 931,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 5 $ 861,000
THE POCA VALLEY BANK, INC.
PO BOX 56
WALTON, WV 25286
* $ 326,442,000 5 $ 592,000
CITIZENS DEPOSIT BANK & TRUST
PO BOX 9 10 SECOND STREET
VANCEBURG, KY 41179
* $ 373,064,000 5 $ 675,000
ORIGIN BANK
2211 NORTH 7TH
CHOUDRANT, LA 71291
* $ 3,713,197,000 5 $ 697,000
ROCK BRANCH COMMUNITY BANK
PO BOX 219
NITRO, WV 25143
* $ 69,963,000 5 $ 1,837,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ 10,000,000 4 $ 564,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ 5,889,539,000 4 $ 275,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ 826,484,000 4 $ 609,000
GATEWAY MORTGAGE GROUP, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 4 $ 634,000
WRIGHT-PATT CREDIT UNION, INC.
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 2,989,777,000 4 $ 514,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 4 $ 555,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 4 $ 377,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 4 $ 671,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 3 $ 9,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 3 $ 430,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 3 $ 346,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 3 $ 293,000
CITIZENS NB OF PAINTSVILLE
PO BOX 1488
PAINTSVILLE, KY 41240
* $ 567,715,000 3 $ 923,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 3 $ 278,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 3 $ 344,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 81,661,915,000 3 $ 128,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 3 $ 390,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ 10,000,000 3 $ 375,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 242,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ 4,410,000 3 $ 478,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 3 $ 238,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 3 $ 269,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 3 $ 504,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 3 $ 408,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 2 $ 222,000
PREMIER BANK, INC.
601 WASHINGTON STREET
RAVENSWOOD, WV 26164
* $ 873,908,000 2 $ 45,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 593,777,000 2 $ 674,000
FIRST COMMUNITY BANK
29 COLLEGE DR
BLUEFIELD, VA 24605
* $ 2,584,917,000 2 $ 921,000
FIRST & PEOPLES BANK AND TRUST COMPANY
1001 DIEDERICH BLVD
RUSSELL, KY 41169
* $ 198,995,000 2 $ 86,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 2 $ 333,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 2,727,490,000 2 $ 63,000
KENTUCKY FARMERS BANK CORPORATION
6313 US RT 60
CATLETTSBURG, KY 41102
* $ 175,129,000 2 $ 78,000
LOGAN BANK & TRUST COMPANY
43 WASHINTON AVE
LOGAN, WV 25601
* $ 261,707,000 2 $ 184,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 421,354,000 2 $ 338,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 17,796,419,000 2 $ 235,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ 101,315,000 2 $ 415,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 2 $ 235,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,265,793,000 2 $ 89,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 2 $ 131,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 29,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ 1,825,398,000 1 $ 246,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 1 $ 215,000
PRIORITY MORTGAGE CORP.
150 E WILSON BRIDGE RD STE 350
WORTHINGTON, OH 43085
* $ 10,000,000 1 $ 191,000
AMERICAN LENDING SOLUTIONS LLC
N4365 STATE HWY 73
COLUMBUS, WI 53925
* $ 10,861,469,000 1 $ 76,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ 50,442,000 1 $ 45,000
KONDAUR CAPITAL CORPORATION
333 S ANITA DR STE 400
ORANGE, CA 92868
* $ 54,713,000 1 $ 110,000
CLAY COUNTY BANK, INC.
PO BOX 239
CLAY, WV 25125
* $ 81,638,000 1 $ 38,000
WHITESVILLE STATE BANK
38609 COAL RIVER ROAD
WHITESVILLE, WV 25209
* $ 93,023,000 1 $ 76,000
STANFORD FEDERAL CREDIT UNION
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ 1,701,553,000 1 $ 112,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 95,920,564,000 1 $ 43,000
BERKADIA COMMERCIAL MORTGAGE LLC
323 NORRISTOWN ROAD SUITE 300
WILMINGTON, DE 19002
* $ 1,173,139,000 1 $ 20,250,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 91,000
BANK OF WHITTIER, NATIONAL ASSOCIATION
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 54,521,000 1 $ 156,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 395,549,000 1 $ 178,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 27,356,000,000 1 $ 287,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 1 $ 94,000
THRIVENT FEDERAL CREDIT UNION
625 FOURTH AVE S
APPLETON, WI 55415
* $ 479,751,000 1 $ 86,000
FIRST BANK OF CHARLESTON, INC.
201 PENNSYLVANIA AVE
CHARLESTON, WV 25302
* $ 209,086,000 1 $ 260,000
FIRST WESTERN TRUST BANK
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 707,588,000 1 $ 174,000
RELIANT BANK
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 295,168,000 1 $ 219,000
BENCHMARK BANK
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 124,628,000 1 $ 242,000
FIRST PEOPLES BANK, INC.
200 FIRST STREET
MULLENS, WV 25882
* $ 121,865,000 1 $ 92,000
JAMES B. NUTTER & COMPANY
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 145,480,000 1 $ 207,000
BANK OF MOUNT HOPE, INC.
602 MAIN STREET
MOUNT HOPE, WV 25880
* $ 126,160,000 1 $ 45,000
ASHLAND CREDIT UNION
1300 CENTRAL AVE
ASHLAND, KY 41101
* $ 182,520,000 1 $ 101,000
MEMBERS CHOICE
145 RUSSELL RD
ASHLAND, KY 41101
* $ 197,873,000 1 $ 38,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 1 $ 80,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 292,000
THE STATE BANK AND TRUST COMPANY
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 685,686,000 1 $ 120,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Cabell County WV in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,471 $206,544,000 $140,000 $5,135,000 $73,000 $851,000
Refinancing 1,081 $204,513,000 $189,000 $20,250,000 $74,000 $1,415,000
Home Improvement 358 $22,998,000 $64,000 $1,713,000 $78,000 $650,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,377 $282,841,000 $118,000 $1,280,000 $80,000 $1,415,000
Not applicable 238 $115,635,000 $485,000 $20,250,000 $7,000 $150,000
Not Provided 197 $21,867,000 $111,000 $455,000 $80,000 $810,000
Black or African American 53 $5,411,000 $102,000 $700,000 $57,000 $445,000
Asian 17 $4,405,000 $259,000 $447,000 $175,000 $502,000
Hispanic 16 $1,642,000 $102,000 $520,000 $74,000 $275,000
American Indian or Alaskan Native 11 $2,154,000 $195,000 $950,000 $95,000 $575,000
Native Hawaiian or Other Pacific Islander 1 $100,000 $100,000 $100,000 $45,000 $45,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,174 $344,491,000 $158,000 $20,250,000 $84,000 $1,415,000
FHA-insured (Federal Housing Administration) 466 $51,564,000 $110,000 $327,000 $41,000 $226,000
VA-guaranteed (Veterans Administration) 196 $29,239,000 $149,000 $390,000 $51,000 $216,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 74 $8,761,000 $118,000 $208,000 $38,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,684 $258,969,000 $153,000 $20,250,000 $83,000 $1,415,000
Application Denied By Financial Institution 610 $60,180,000 $98,000 $1,320,000 $60,000 $734,000
Loan Purchased By The Institution 205 $25,446,000 $124,000 $338,000 $25,000 $176,000
Application Withdrawn By Applicant 188 $44,334,000 $235,000 $20,250,000 $90,000 $922,000
File Closed For Incompleteness 135 $14,172,000 $104,000 $950,000 $69,000 $575,000
Application Approved But Not Accepted 88 $30,954,000 $351,000 $11,000,000 $76,000 $517,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 166 $10,428,000 $62,000 $720,000 $58,000 $684,000
Collateral 73 $9,036,000 $123,000 $700,000 $94,000 $536,000
Debt-To-Income Ratio 69 $9,090,000 $131,000 $1,320,000 $46,000 $246,000
Credit Application Incomplete 28 $4,209,000 $150,000 $985,000 $88,000 $327,000
Other 27 $3,442,000 $127,000 $515,000 $76,000 $439,000
Unverifiable Information 10 $1,049,000 $104,000 $184,000 $72,000 $115,000
Insufficient Cash (Downpayment, Closing Cost) 6 $728,000 $121,000 $244,000 $65,000 $149,000
Employment History 3 $197,000 $65,000 $97,000 $44,000 $68,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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