Kondaur Capital Corporation Mortgage Lending & HMDA Data, 2015
In 2015, Kondaur Capital Corporation of Orange, CA reported 643 mortgage applications totaling $124.0 million, down 77% from 2014. The average application was for $192,908, and applicants reported an average income of $65,261. 31% of its applications resulted in an originated loan and 35% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (45), Los Angeles-Long Beach-Glendale, CA (39) and Oakland-Hayward-Berkeley, CA (25) (applications in parentheses).
| Mortgage Company & Address | Kondaur Capital Corporation 333 S Anita Dr Ste 400 Orange, CA 92868 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 643 |
| Total Mortgage Loan Application Amount | $124,040,000 |
| Average Mortgage Loan Application Amount | $192,908 |
| Highest Mortgage Loan Application Amount | $780,000 |
| Average Applicant Income | $65,261 |
| Highest Applicant Income | $400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Kondaur Capital Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Kondaur Capital Corporation in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 332 | $57,190,000 | $172,000 | $628,000 | $73,000 | $400,000 |
| Refinancing | 311 | $66,850,000 | $214,000 | $780,000 | $57,000 | $298,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 405 | $75,297,000 | $185,000 | $780,000 | $65,000 | $400,000 |
| Hispanic | 88 | $17,794,000 | $202,000 | $440,000 | $64,000 | $166,000 |
| Black or African American | 87 | $15,597,000 | $179,000 | $600,000 | $55,000 | $166,000 |
| Not Provided | 27 | $5,283,000 | $195,000 | $411,000 | $76,000 | $298,000 |
| Asian | 25 | $7,738,000 | $309,000 | $572,000 | $93,000 | $230,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,512,000 | $252,000 | $361,000 | $80,000 | $137,000 |
| American Indian or Alaskan Native | 5 | $819,000 | $163,000 | $400,000 | $47,000 | $85,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 385 | $70,387,000 | $182,000 | $628,000 | $51,000 | $208,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 220 | $46,539,000 | $211,000 | $780,000 | $91,000 | $400,000 |
| VA-guaranteed (Veterans Administration) | 37 | $7,034,000 | $190,000 | $500,000 | $64,000 | $191,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $80,000 | $80,000 | $80,000 | $27,000 | $27,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 226 | $42,914,000 | $189,000 | $780,000 | $69,000 | $400,000 |
| Loan Originated | 198 | $37,453,000 | $189,000 | $628,000 | $58,000 | $267,000 |
| Application Withdrawn By Applicant | 189 | $37,996,000 | $201,000 | $572,000 | $68,000 | $298,000 |
| File Closed For Incompleteness | 30 | $5,677,000 | $189,000 | $600,000 | $66,000 | $159,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 63 | $10,612,000 | $168,000 | $626,000 | $70,000 | $230,000 |
| Credit History | 59 | $11,202,000 | $189,000 | $584,000 | $75,000 | $245,000 |
| Debt-To-Income Ratio | 54 | $11,077,000 | $205,000 | $600,000 | $54,000 | $145,000 |
| Other | 21 | $4,877,000 | $232,000 | $780,000 | $93,000 | $400,000 |
| Collateral | 12 | $2,120,000 | $176,000 | $400,000 | $92,000 | $273,000 |
| Unverifiable Information | 7 | $1,103,000 | $157,000 | $430,000 | $54,000 | $98,000 |
| Employment History | 5 | $1,089,000 | $217,000 | $432,000 | $62,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $834,000 | $166,000 | $214,000 | $49,000 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Kondaur Capital Corporation's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Kondaur Capital Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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