Caddo County, OK Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 615 mortgage applications in Caddo County, OK totaling $52.6 million, down 3% from 2010. The average application was for $85,000, and applicants reported an average income of $63,000. 44% of applications resulted in an originated loan and 23% were denied. The most active lender was Bank of America NA, with 52 applications, followed by Midfirst Bank and Vanderbilt Mortgage and Finance, Inc.

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Total Number of Mortgage Applications 615
Total Mortgage Loan Application Amount $52,595,000
Average Mortgage Loan Application Amount $85,000
Highest Mortgage Loan Application Amount $967,000
Average Applicant Income $63,000
Highest Applicant Income $1,268,000

Mortgage Company List for Lending in Caddo County, OK for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 52 $ 5,926,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 42 $ 3,073,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 39 $ 2,360,000
Legacy Bank
101 W MAIN
HINTON, OK 73047
* $ 430,974,000 32 $ 2,122,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 29 $ 2,490,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 27 $ 2,658,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 24,055,290,000 27 $ 2,887,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 24 $ 2,605,000
The First National Bank & Trust Co
PO BOX 1130
CHICKASHA, OK 73018
* $ 366,368,000 20 $ 726,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 4,808,545,000 18 $ 1,281,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 18 $ 1,128,000
Bank of the Wichitas Mortgage
1801 NW CACHE RD
LAWTON, OK 73507
* $ 81,889,000 17 $ 1,532,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 2,391,521,000 14 $ 244,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 13 $ 1,478,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 9 $ 854,000
The Bank of Union
2000 S. COUNTRY CLUB RD.
EL RENO, OK 73036
* $ 341,182,000 9 $ 782,000
Washita Mortgage Inc.
1207 WEST GRAND
CHICKASHA, OK 73018
* $ 191,469,000 9 $ 851,000
Chickasha Bank & Trust Company
1924 S. 4TH
CHICKASHA, OK 73018
* $ 191,469,000 8 $ 363,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 8 $ 348,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 8 $ 863,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 11,516,509,000 7 $ 537,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,640,565,000 6 $ 340,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 6 $ 542,000
First Independent Capital Inc
602 GRAND AVENUE
CHICKASHA, OK 73018
* $ 224,457,000 6 $ 607,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ 337,679,000 5 $ 315,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 5 $ 653,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 5 $ 464,000
First American Mortgage, Inc.
1501 S. RANCHWOOD BLVD.
YUKON, OK 73099
* $ 1,749,000 5 $ 595,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 5 $ 541,000
Arvest Bank

TULSA, OK 74103
* $ 11,967,632,000 4 $ 116,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 4 $ 324,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 4 $ 372,000
Liberty National Bank
629 SW C AVE
LAWTON, OK 73501
* $ 206,008,000 4 $ 131,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 592,000
City National Bank and Trust
PO BOX 2009
LAWTON, OK 73502
* $ 276,091,000 4 $ 136,000
Allegiance Federal Credit Union
4235 N MERIDIAN AVE
OKLAHOMA CITY, OK 73112
* $ 223,953,000 4 $ 439,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 86,911,000 4 $ 340,000
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 1,655,998,000 4 $ 148,000
Legacy Cdc, LLC
101 W MAIN
HINTON, OK 73047
* $ 430,974,000 3 $ 81,000
Herring Bank
2201 CIVIC CIRCLE
AMARILLO, TX 79109
* $ 530,374,000 3 $ 646,000
Weokie Federal Credit Union
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ 784,478,000 3 $ 152,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 3 $ 406,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 249,000
Everett Financial Inc.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 3 $ 260,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 3 $ 192,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 3 $ 137,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 238,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 3 $ 361,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 2 $ 130,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 2 $ 209,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,054,163,000 2 $ 196,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 2 $ 160,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 240,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 124,000
Bank Snb, NA
608 S MAIN
STILLWATER, OK 74074
* $ 2,467,385,000 2 $ 48,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 196,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 2 $ 252,000
True Sky Federal Credit Union
P.O. BOX 26406
OKLAHOMA CITY, OK 73126
* $ 472,109,000 2 $ 51,000
Communication Federal Credit Union
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73116
* $ 802,820,000 2 $ 302,000
Oklahoma Federal Credit Union
517 NE 36TH STREET
OKLAHOMA CITY, OK 73105
* $ 75,184,000 1 $ 28,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 3,650,782,000 1 $ 48,000
Municipal Employees Credit Union
101 N WALKER AVENUE
OKLAHOMA CITY, OK 73102
* $ 110,485,000 1 $ 125,000
Superior Choice Credit Union
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 189,478,000 1 $ 15,000
First Liberty Financial Group
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 1,000,000,000 1 $ 223,000
US Employees Oc Federal Credit Union
4301 S INTERSTATE 44 SERVICE RD.
OKLAHOMA CITY, OK 73119
* $ 116,310,000 1 $ 96,000
Republic Bank & Trust
401 W. MAIN
NORMAN, OK 73069
* $ 341,281,000 1 $ 96,000
Bank of the Wichitas
623 E STREET
SNYDER, OK 73566
* $ 122,979,000 1 $ 142,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 2,060,521,000 1 $ 56,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 1 $ 59,000
Cornerstone Bank
P. O. BOX 169
WATONGA, OK 73772
* $ 117,001,000 1 $ 6,000
Susser Bank
500 HARWOOD ROAD
BEDFORD, TX 76021
* $ 199,275,000 1 $ 80,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 3,942,789,000 1 $ 56,000
Cgb Agri Financial Services
2209 RIVER ROAD
LOUISVILLE, KY 40206
* $ 433,538,000 1 $ 136,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 35,000
Yukon National Bank
P O BOX 851700
YUKON, OK 73085
* $ 208,989,000 1 $ 55,000
Patrons Bank, NA
PO BOX 1037
OKMULGEE, OK 74447
* $ 217,308,000 1 $ 61,000
First National Bank of Oklahoma
10900 HEFNER POINTE DRIVE
OKLAHOMA CITY, OK 73120
* $ 242,394,000 1 $ 20,000
R.H. Lending, Inc.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 1 $ 144,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 349,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 1 $ 67,000
Rmc Vanguard
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 1 $ 152,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD, SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 268,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ 26,864,000 1 $ 84,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 78,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 112,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 146,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 143,000
Main Street Financial
9953 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ 8,801,000 1 $ 157,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 116,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 83,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 35,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 175,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 122,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 652,138,000 1 $ 50,000
Quail Creek Bank, National Association
12201 N. MAY AVENUE
OKLAHOMA CITY, OK 73120
* $ 458,966,000 1 $ 27,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 1 $ 967,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 276,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 104,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ 3,406,000,000 1 $ 98,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 1 $ 78,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 1 $ 13,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 1 $ 40,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 1 $ 109,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 1 $ 88,000

The tables below break down 2011 mortgage applications in Caddo County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Caddo County, OK in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 326 $27,362,000 $83,000 $967,000 $57,000 $700,000
Refinancing 234 $23,502,000 $100,000 $417,000 $72,000 $1,268,000
Home Improvement 55 $1,731,000 $31,000 $192,000 $62,000 $280,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 478 $41,470,000 $86,000 $417,000 $65,000 $700,000
American Indian or Alaskan Native 43 $3,275,000 $76,000 $230,000 $62,000 $594,000
Not Provided 32 $2,037,000 $63,000 $260,000 $97,000 $1,268,000
Not applicable 28 $3,836,000 $137,000 $967,000 $4,000 $62,000
Hispanic 22 $1,161,000 $52,000 $119,000 $48,000 $136,000
Black or African American 8 $558,000 $69,000 $103,000 $56,000 $132,000
Native Hawaiian or Other Pacific Islander 3 $231,000 $77,000 $89,000 $31,000 $43,000
Asian 1 $27,000 $27,000 $27,000 $38,000 $38,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 381 $30,071,000 $78,000 $967,000 $70,000 $1,268,000
FHA-insured (Federal Housing Administration) 159 $14,651,000 $92,000 $268,000 $54,000 $501,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 48 $4,548,000 $94,000 $415,000 $42,000 $146,000
VA-guaranteed (Veterans Administration) 27 $3,325,000 $123,000 $397,000 $55,000 $174,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 268 $22,838,000 $85,000 $417,000 $72,000 $1,268,000
Application Denied By Financial Institution 139 $9,608,000 $69,000 $276,000 $56,000 $206,000
Loan Purchased By The Institution 110 $12,880,000 $117,000 $967,000 $57,000 $501,000
Application Withdrawn By Applicant 49 $3,863,000 $78,000 $223,000 $50,000 $204,000
Application Approved But Not Accepted 40 $2,828,000 $70,000 $392,000 $65,000 $203,000
File Closed For Incompleteness 9 $578,000 $64,000 $200,000 $51,000 $180,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 30 $1,383,000 $46,000 $160,000 $68,000 $150,000
Debt-To-Income Ratio 16 $1,098,000 $68,000 $198,000 $53,000 $206,000
Collateral 14 $1,790,000 $127,000 $276,000 $72,000 $133,000
Other 8 $652,000 $81,000 $142,000 $47,000 $75,000
Credit Application Incomplete 7 $780,000 $111,000 $145,000 $68,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 3 $220,000 $73,000 $111,000 $42,000 $45,000
Unverifiable Information 2 $161,000 $80,000 $95,000 $55,000 $88,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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