Leaderone Financial Corp. Mortgage Lending & HMDA Data, 2011

In 2011, Leaderone Financial Corp. of Overland Park, KS reported 3,308 mortgage applications totaling $541.4 million, down 6% from 2010. The average application was for $163,670, and applicants reported an average income of $74,090. 84% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Kansas City, MO-KS (918), St. Louis, MO-IL (223) and Wichita, KS (199) (applications in parentheses).

Mortgage Company & Address Leaderone Financial Corp.
7500 College Blvd Suite 1150
Overland Park, KS 66210
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 3,308
Total Mortgage Loan Application Amount $541,422,000
Average Mortgage Loan Application Amount $163,670
Highest Mortgage Loan Application Amount $1,347,000
Average Applicant Income $74,090
Highest Applicant Income $1,446,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Leaderone Financial Corp. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Leaderone Financial Corp. in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,835 $270,177,000 $147,000 $530,000 $68,000 $1,446,000
Refinancing 1,462 $269,576,000 $184,000 $1,347,000 $82,000 $1,063,000
Home Improvement 11 $1,669,000 $151,000 $266,000 $39,000 $127,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,594 $434,611,000 $167,000 $1,347,000 $76,000 $1,446,000
Hispanic 369 $48,947,000 $132,000 $740,000 $61,000 $827,000
Not Provided 145 $24,982,000 $172,000 $586,000 $71,000 $450,000
Black or African American 126 $19,625,000 $155,000 $378,000 $63,000 $368,000
Asian 57 $10,354,000 $181,000 $491,000 $79,000 $396,000
American Indian or Alaskan Native 9 $1,453,000 $161,000 $305,000 $57,000 $117,000
Native Hawaiian or Other Pacific Islander 8 $1,450,000 $181,000 $278,000 $76,000 $160,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,397 $200,869,000 $143,000 $504,000 $57,000 $458,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,272 $238,846,000 $187,000 $1,347,000 $104,000 $1,446,000
VA-guaranteed (Veterans Administration) 354 $64,627,000 $182,000 $475,000 $54,000 $376,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 285 $37,080,000 $130,000 $292,000 $45,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,765 $449,358,000 $162,000 $1,347,000 $74,000 $1,446,000
Application Withdrawn By Applicant 338 $58,738,000 $173,000 $1,050,000 $78,000 $450,000
Application Denied By Financial Institution 202 $32,779,000 $162,000 $685,000 $64,000 $396,000
Application Approved But Not Accepted 2 $275,000 $137,000 $156,000 $48,000 $67,000
Loan Purchased By The Institution 1 $272,000 $272,000 $272,000 $168,000 $168,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 75 $11,928,000 $159,000 $426,000 $51,000 $241,000
Debt-To-Income Ratio 43 $8,008,000 $186,000 $685,000 $60,000 $396,000
Collateral 40 $6,348,000 $158,000 $478,000 $81,000 $361,000
Other 22 $3,314,000 $150,000 $413,000 $93,000 $253,000
Employment History 11 $1,586,000 $144,000 $333,000 $53,000 $130,000
Unverifiable Information 7 $868,000 $124,000 $258,000 $48,000 $116,000
Insufficient Cash (Downpayment, Closing Cost) 4 $727,000 $181,000 $222,000 $82,000 $112,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Leaderone Financial Corp.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Leaderone Financial Corp.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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