Calhoun County, AR Mortgage Lenders & HMDA Data, 2008
In 2008, lenders reported 110 mortgage applications in Calhoun County, AR totaling $6.7 million, up 17% from 2007. The average application was for $60,000, and applicants reported an average income of $62,000. 54% of applications resulted in an originated loan and 24% were denied. The most active lender was Fordyce Bank & Trust Company, with 21 applications, followed by Capital One NA and JPMorgan Chase Bank, NA.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 110 |
| Total Mortgage Loan Application Amount | $6,701,000 |
| Average Mortgage Loan Application Amount | $60,000 |
| Highest Mortgage Loan Application Amount | $575,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $214,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Fordyce Bank & Trust Company 200 WEST FOURTH ST FORDYCE, AR 71742 |
* | $ 94,322,000 | 21 | $ 701,000 |
| Capital One NA 11130 INDUSTRIALPLEX BLVD BATON ROUGE, LA 70809 |
* | $ 97,517,902,000 | 11 | $ 62,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,318,888,000,000 | 10 | $ 753,000 |
| Regions Bank 1900 5TH AVENUE N - ALBH10903B BIRMINGHAM, AL 35203 |
* | $ 137,049,763,000 | 8 | $ 356,000 |
| Shelter Financial Bank 1817 W. BROADWAY COLUMBIA, MO 65218 |
* | $ 135,478,000 | 7 | $ 264,000 |
| Countrywide Bank FSB 30930 RUSSELL RANCH ROAD MS CA6-916-02-0 WESTLAKE VILLAGE, CA 91362 |
* | $ 121,054,736,000 | 4 | $ 648,000 |
| Bancorpsouth Bank P O BOX 789 TUPELO, MS 38802 |
* | $ 13,192,320,000 | 4 | $ 197,000 |
| First Financial Bank 214 N WASHINGTON STREET EL DORADO, AR 71730 |
* | $ 578,581,000 | 4 | $ 828,000 |
| Wells Fargo Bank, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 467,861,000,000 | 4 | $ 139,000 |
| US Bank, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 232,759,503,000 | 3 | $ 140,000 |
| Mortgage Company of America,Ll 2416 21ST AVE. SOUTH, SUITE 202 NASHVILLE, TN 37212 |
* | $ 10,000,000 | 3 | $ 315,000 |
| Ge Money Bank 4246 SOUTH RIVERBOAT RDCSUITE 200 SALT LAKE CITY, UT 84123 |
* | $ 14,839,190,000 | 3 | $ 24,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ 31,000,000 | 2 | $ 115,000 |
| CU Factory Built Lending, LP 6061 IH-10 WEST SAN ANTONIO, TX 78201 |
* | $ 1,761,607,000 | 2 | $ 105,000 |
| Citimortgage, Inc 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 1,019,497,000,000 | 2 | $ 133,000 |
| Heartland Bank 5100 KAVANAUGH BLVD LITTLE ROCK, AR 72207 |
* | $ 100,917,000 | 2 | $ 60,000 |
| Centennial Bank 8201 CANTRELL RD SUITE 140 LITTLE ROCK, AR 72227 |
* | $ 228,946,000 | 1 | $ 53,000 |
| Suntrust Mortgage, Inc 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 175,107,526,000 | 1 | $ 23,000 |
| Arvest Mortgage Company 931 W MONROE LOWELL, AR 72745 |
* | $ 9,711,871,000 | 1 | $ 54,000 |
| Eloan 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 48,624,000,000 | 1 | $ 76,000 |
| Capital One Home Loans, LLC 12800 FOSTER STREET OVERLAND PARK, KS 66213 |
* | $ 88,701,411,000 | 1 | $ 77,000 |
| Wells Fargo Funding, Inc 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 1 | $ 92,000 |
| Chase Manhattan Bank USA, NA 200 WHITE CLAY CENTER DR NEWARK, DE 19711 |
* | $ 77,748,330,000 | 1 | $ 53,000 |
| Metlife Bank, N.A. 334 MADISON AVENUE CONVENT STATION, NJ 07961 |
* | $ 7,406,877,000 | 1 | $ 258,000 |
| Bank of America, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 1,312,794,218,000 | 1 | $ 129,000 |
| Embrace Home Loans, Inc. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 1 | $ 48,000 |
| Moore Mortgage, Inc. 12418 CANTRELL ROAD LITTLE ROCK, AR 72223 |
* | $ 10,000,000 | 1 | $ 56,000 |
| New Day Financial, Llc. 360 SOUTH ROSEMARY AVENUE SUITE 1900 WEST PALM BEACH, FL 33401 |
* | $ 4,088,336,000 | 1 | $ 164,000 |
| Gmac Mortgage LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 1 | $ 76,000 |
| Taylor, Bean & Whitaker 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 1 | $ 57,000 |
| Fidelity Bank 100 E ENGLISH WICHITA, KS 67202 |
* | $ 1,816,477,000 | 1 | $ 85,000 |
| Flagstar Bank 5151 CORPORATE DR TROY, MI 48098 |
* | $ 15,757,171,000 | 1 | $ 86,000 |
| Community First Bank 3725 OLD COURT ROAD BALTIMORE, MD 21208 |
* | $ 66,540,000 | 1 | $ 63,000 |
| Arkansas Federal Credit Union 17500 CANTRELL LITTLE ROCK, AR 72223 |
* | $ 557,323,000 | 1 | $ 37,000 |
| Fairfield Federal Credit Union P.O. BOX 5700 PINE BLUFF, AR 71611 |
* | $ 64,469,000 | 1 | $ 64,000 |
The tables below break down 2008 mortgage applications in Calhoun County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Calhoun County, AR in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 53 | $4,511,000 | $85,000 | $575,000 | $66,000 | $205,000 |
| Home Purchase | 37 | $1,883,000 | $50,000 | $129,000 | $59,000 | $214,000 |
| Home Improvement | 20 | $307,000 | $15,000 | $84,000 | $57,000 | $110,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 73 | $5,192,000 | $71,000 | $575,000 | $73,000 | $214,000 |
| Black or African American | 16 | $586,000 | $36,000 | $164,000 | $41,000 | $65,000 |
| Not Provided | 13 | $281,000 | $21,000 | $77,000 | $56,000 | $109,000 |
| Not applicable | 4 | $375,000 | $93,000 | $250,000 | $0 | $0 |
| Hispanic | 3 | $163,000 | $54,000 | $57,000 | $24,000 | $26,000 |
| American Indian or Alaskan Native | 1 | $104,000 | $104,000 | $104,000 | $79,000 | $79,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 87 | $5,005,000 | $57,000 | $575,000 | $66,000 | $214,000 |
| FHA-insured (Federal Housing Administration) | 16 | $1,215,000 | $75,000 | $217,000 | $48,000 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $377,000 | $62,000 | $80,000 | $36,000 | $58,000 |
| VA-guaranteed (Veterans Administration) | 1 | $104,000 | $104,000 | $104,000 | $79,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 59 | $3,699,000 | $62,000 | $575,000 | $68,000 | $205,000 |
| Application Denied By Financial Institution | 26 | $1,312,000 | $50,000 | $250,000 | $48,000 | $114,000 |
| Application Withdrawn By Applicant | 13 | $901,000 | $69,000 | $190,000 | $61,000 | $214,000 |
| Application Approved But Not Accepted | 6 | $113,000 | $18,000 | $53,000 | $66,000 | $109,000 |
| Loan Purchased By The Institution | 5 | $566,000 | $113,000 | $310,000 | $66,000 | $205,000 |
| File Closed For Incompleteness | 1 | $110,000 | $110,000 | $110,000 | $90,000 | $90,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 15 | $516,000 | $34,000 | $142,000 | $56,000 | $114,000 |
| Collateral | 2 | $124,000 | $62,000 | $104,000 | $64,000 | $78,000 |
| Credit Application Incomplete | 1 | $40,000 | $40,000 | $40,000 | $41,000 | $41,000 |
| Other | 1 | $15,000 | $15,000 | $15,000 | $22,000 | $22,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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