Carroll County KY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Unlock detailed Carroll County KY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Kentucky.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 383
Total Mortgage Loan Application Amount $40,615,000
Average Mortgage Loan Application Amount $106,000
Highest Mortgage Loan Application Amount $365,000
Average Applicant Income $78,000
Highest Applicant Income $1,349,000

Mortgage Company List for Lending in Carroll County KY for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 36 $ 1,510,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 28 $ 2,460,000
FIRST NATIONAL BANK OF KENTUCKY
604 HIGHLAND AVE
CARROLLTON, KY 41008
* $ 121,078,000 27 $ 1,925,000
THE FARMERS BANK OF MILTON
41 FERRY ST.
MILTON, KY 40045
* $ 240,787,000 25 $ 1,645,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 13 $ 715,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 13 $ 1,655,000
FIRST FINANCIAL BANK
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 13,914,274,000 10 $ 710,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LEXINGTON, KY 40223
* $ -1,000 10 $ 1,690,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 8 $ 1,780,000
BEDFORD LOAN & DEPOSIT BANK
P.O. BOX 276 45 HWY 42 E
BEDFORD, KY 40006
* $ 94,097,000 8 $ 280,000
COMMONWEALTH
P.O. BOX 978
FRANKFORT, KY 40602
* $ 1,266,772,000 8 $ 760,000
PARK LANE FINANCE SOLUTIONS, LLC
PO BOX 1285
CHARLOTTESVILLE, VA 24402
* $ -1,000 7 $ 215,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 7 $ 1,025,000
GERMAN AMERICAN BANK
711 MAIN STREET, P.O. BOX 360
JASPER, IN 47546
* $ 3,921,959,000 6 $ 480,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 6 $ 1,000,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 6 $ 710,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,689,351,000,000 6 $ 980,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 5 $ 1,055,000
CITIZENS UNION BANK OF SHELBYVILLE
1854 MIDLAND TRAIL, P. O. BOX 189
SHELBYVILLE, KY 40065
* $ 791,215,000 5 $ 565,000
LENDUS, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ -1,000 5 $ 435,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 5 $ 585,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 5 $ 475,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 4 $ 600,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 4 $ 580,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 4 $ 580,000
UNITED CITIZENS BANK & TRUST COMPANY
P O BOX 250
CAMPBELLSBURG, KY 40011
* $ 109,320,000 4 $ 280,000
REPUBLIC BANK & TRUST COMPANY
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 5,230,165,000 4 $ 490,000
CENTRA CREDIT UNION
3801 TUPELO DRIVE
COLUMBUS, IN 47202
* $ 1,468,697,000 3 $ 345,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 4,179,535,000 3 $ 405,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 3 $ 305,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 3 $ 195,000
SOUTH CENTRAL BANK, INC.
501 S L ROGERS WELLS BLVD
GLASGOW, KY 42141
* $ 1,195,121,000 3 $ 465,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 3 $ 355,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 3 $ 395,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 219,071,000,000 3 $ 445,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 3 $ 515,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,782,639,000,000 2 $ 130,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,015,112,000 2 $ 190,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 250,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 2 $ 340,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 450,000
FIRST SOUTHERN BANK.
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 666,879,000 2 $ 220,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 2 $ 210,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 2 $ 250,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 18,466,868,000 2 $ 160,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 2 $ 330,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 2 $ 410,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 2 $ 300,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 2 $ 290,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 115,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 75,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 85,000
THE MORTGAGE WAREHOUSE,LLC
2011 LAKE POINT WAY, SUITE 101
LOUISVILLE, KY 40223
* $ -1,000 1 $ 125,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 1 $ 155,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 1 $ 215,000
ALLIANCE CREDIT, LLC
7825 W. AKRON-CANFIELD RD
CANFIELD, OH 44406
* $ -1,000 1 $ 135,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 1 $ 105,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 1 $ 95,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 1 $ 275,000
CENTRAL BANK & TRUST COMPANY
PO BOX 1360
LEXINGTON, KY 40588
* $ 2,599,709,000 1 $ 125,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 165,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 1 $ 95,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 75,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 135,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 1 $ 165,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 9,796,674,000 1 $ 85,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 75,000
L & N FEDERAL CREDIT UNION
9265 SMYRNA PARKWAY
LOUISVILLE, KY 40229
* $ 1,235,698,000 1 $ 45,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 85,000
KEMBA CREDIT UNION, INC.
8763 UNION CENTRE BLVD
WEST CHESTER, OH 45069
* $ 951,779,000 1 $ 15,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,060,792,000 1 $ 145,000
INTERLINC MORTGAGE SERVICES, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77064
* $ -1,000 1 $ 215,000
SOUTHWEST FUNDING, LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 1 $ 215,000
SOFI MORTGAGE, LLC
6175 MAIN STREET, SUITE 490
FRISCO, TX 75034
* $ -1,000 1 $ 125,000
UNIVERSITY OF KENTUCKY
1730 ALYSHEBA WAY
LEXINGTON, KY 40509
* $ 864,619,000 1 $ 55,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,500,928,000 1 $ 35,000
GUARDIAN SAVINGS BANK, A FEDERAL SAVINGS BANK
6100 WEST CHESTER RD
WEST CHESTER, OH 45069
* $ 933,263,000 1 $ 125,000
MORTGAGE SUPPLIERS, INC.
8771 ROCKWELL RD.
WINCHESTER, KY 40391
* $ -1,000 1 $ 105,000
FIRST SOUTHERN NATIONAL BANK
99 LANCASTER STREET
LANCASTER, KY 40484
* $ 839,978,000 1 $ 45,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 1 $ 155,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 135,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 95,000
SOUTHPOINT FINANCIAL SERVICES, INC.
5955 SHILOH ROAD EAST, SUITE 200
LAWRENCEVILLE, GA 30005
* $ -1,000 1 $ 335,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 1 $ 145,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 165,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 1 $ 275,000
CENTERBANK
744 STATE ROUTE 28
MILFORD, OH 45150
* $ 181,581,000 1 $ 145,000
RIVER CITY BANK, INC.
6308 GREENWOOD ROAD
LOUISVILLE, KY 40258
* $ 344,869,000 1 $ 135,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 1 $ 345,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 19,633,838,000 1 $ 85,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SACRAMENTO, CA 92707
* $ -1,000 1 $ 125,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 215,000
GOPRIME MORTGAGE, INC.
320 N SALEM STREET
RALEIGH, NC 27502
* $ -1,000 1 $ 275,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 1 $ 165,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 1 $ 215,000
NATIONS RELIABLE LENDING, LLC
2506 W MAIN STREET
WILMINGTON, DE 77056
* $ -1,000 1 $ 85,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2019, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Carroll County KY in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 214 $21,620,000 $101,000 $295,000 $66,000 $522,000
Refinancing 80 $8,960,000 $112,000 $345,000 $75,000 $277,000
Cash-out Refinancing 45 $6,915,000 $153,000 $365,000 $119,000 $1,349,000
Other Purpose 27 $1,755,000 $65,000 $155,000 $94,000 $250,000
Home Improvement 15 $985,000 $65,000 $215,000 $94,000 $433,000
Not Applicable 2 $380,000 $190,000 $275,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 287 $29,325,000 $102,000 $345,000 $80,000 $1,349,000
Not applicable 38 $4,770,000 $125,000 $335,000 $69,000 $119,000
Not Provided 29 $3,985,000 $137,000 $365,000 $85,000 $277,000
Hispanic 12 $1,030,000 $85,000 $195,000 $57,000 $133,000
Black or African American 9 $705,000 $78,000 $135,000 $47,000 $81,000
American Indian or Alaskan Native 7 $785,000 $112,000 $315,000 $44,000 $71,000
Asian 1 $15,000 $15,000 $15,000 $53,000 $53,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 269 $23,595,000 $87,000 $365,000 $85,000 $1,349,000
FHA-insured (Federal Housing Administration) 66 $9,360,000 $141,000 $275,000 $60,000 $122,000
VA-guaranteed (Veterans Administration) 29 $5,575,000 $192,000 $345,000 $55,000 $150,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $2,085,000 $109,000 $215,000 $48,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 195 $20,385,000 $104,000 $345,000 $72,000 $277,000
Application Denied By Financial Institution 77 $6,505,000 $84,000 $365,000 $61,000 $250,000
Application Withdrawn By Applicant 37 $3,995,000 $107,000 $265,000 $119,000 $1,349,000
Loan Purchased By The Institution 36 $5,810,000 $161,000 $335,000 $69,000 $119,000
File Closed For Incompleteness 26 $2,820,000 $108,000 $325,000 $102,000 $658,000
Application Approved But Not Accepted 12 $1,100,000 $91,000 $215,000 $109,000 $522,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 260 $30,530,000 $117,000 $345,000 $80,000 $1,349,000
Debt-To-Income Ratio 62 $4,990,000 $80,000 $245,000 $80,000 $522,000
Credit History 34 $2,280,000 $67,000 $175,000 $52,000 $152,000
Collateral 14 $1,600,000 $114,000 $365,000 $97,000 $250,000
Other 7 $585,000 $83,000 $105,000 $63,000 $138,000
Credit Application Incomplete 3 $435,000 $145,000 $205,000 $92,000 $142,000
Unverifiable Information 2 $140,000 $70,000 $125,000 $45,000 $90,000
Insufficient Cash (Downpayment, Closing Cost) 1 $55,000 $55,000 $55,000 $71,000 $71,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Kentucky Lender List