Cedar County, IA Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 1,045 mortgage applications in Cedar County, IA totaling $122.9 million, down 8% from 2012. The average application was for $117,000, and applicants reported an average income of $67,000. 61% of applications resulted in an originated loan and 12% were denied. The most active lender was Greenstate Credit Union, with 145 applications, followed by US Bank, N.A. and Hills Bank and Trust Company.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,045
Total Mortgage Loan Application Amount $122,853,000
Average Mortgage Loan Application Amount $117,000
Highest Mortgage Loan Application Amount $2,649,000
Average Applicant Income $67,000
Highest Applicant Income $867,000

Mortgage Company List for Lending in Cedar County, IA for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 1,800,664,000 145 $ 14,683,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 121 $ 13,180,000
Hills Bank and Trust Company
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ 2,099,255,000 94 $ 9,587,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 78 $ 9,699,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 32 $ 3,723,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 27,934,078,000 29 $ 3,882,000
Bridge Community Bank
405 E 5TH STREET PO BOX 580
SOLON, IA 52333
* $ 73,910,000 28 $ 2,904,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 1,779,605,000 25 $ 3,442,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 24 $ 2,444,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 20 $ 2,192,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 19 $ 2,001,000
Residential Mortgage Network, Inc.
2461 10TH STREET SUITE 308
IOWA CITY, IA 52245
* $ 10,000,000 19 $ 2,346,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 17 $ 2,338,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 15 $ 1,445,000
Citizens Savings Bank
215 EAST MAIN STREET
ANAMOSA, IA 52205
* $ 123,659,000 15 $ 2,034,000
Mount Vernon Bank and Trust Company
206 FIRST ST SW
MOUNT VERNON, IA 52314
* $ 102,422,000 15 $ 1,609,000
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 726,955,000 14 $ 1,622,000
Ascentra Credit Union
PO BOX 1107
BETTENDORF, IA 52722
* $ 276,364,000 13 $ 872,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 13 $ 1,807,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 2,350,048,000 13 $ 1,227,000
Valley Bank
3455 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 589,218,000 11 $ 1,316,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 1,029,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 868,315,000 10 $ 1,114,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 399,280,000 10 $ 1,163,000
Newrez Ventures LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ 1,270,503,000 8 $ 1,216,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 900,000
R.I.A. Federal Credit Union
PO BOX 4750
BETTENDORF, IA 52722
* $ 344,331,000 7 $ 167,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 7 $ 971,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 23,260,580,000 6 $ 1,576,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 1,067,664,000 6 $ 618,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 6 $ 737,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 6 $ 820,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 6 $ 667,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 6 $ 1,027,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 6 $ 927,000
Triumph Community Bank NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 938,810,000 6 $ 824,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 5 $ 692,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 5 $ 695,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 5 $ 792,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 5 $ 489,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ 551,537,000 4 $ 566,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 4 $ 237,000
Farmers and Merchants Savings Bank
200 N DEVOE STREET, PO BOX 609
LONE TREE, IA 52755
* $ 107,505,000 4 $ 468,000
Vibrant Credit Union
1900 52ND AVE
MOLINE, IL 61265
* $ 457,855,000 4 $ 417,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 4 $ 549,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 4 $ 3,799,000
Corda Credit Union
3015 BLAIRS FERRY RD NE
CEDAR RAPIDS, IA 52402
* $ 289,101,000 4 $ 142,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 429,180,000 4 $ 599,000
Bankers Trust Company
453 7TH STREET
DES MOINES, IA 50309
* $ 420,568,000 3 $ 255,000
First Trust and Savings Bank
123 S. MAIN STREET
WHEATLAND, IA 52777
* $ 136,108,000 3 $ 468,000
Kerndt Brothers Savings Bank
370 MAIN ST PO BOX 370
LANSING, IA 52151
* $ 246,144,000 3 $ 260,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 3 $ 496,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,134,936,000 3 $ 486,000
First Central State Bank
914 6TH AVE
DE WITT, IA 52742
* $ 288,129,000 3 $ 529,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 3 $ 356,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 3 $ 562,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 3 $ 218,000
Farmers & Merchants Savings Bank
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ 370,929,000 2 $ 504,000
Cedar Rapids Bank and Trust
500 1ST AVENUE NE SUITE 100
CEDAR RAPIDS, IA 52401
* $ 625,937,000 2 $ 289,000
Boulevard Bank
111 E.MAIN STREET
NEOSHO, MO 64850
* $ 164,959,000 2 $ 54,000
Aim Credit Union
1200 ASSOCIATES DR STE 102
DUBUQUE, IA 52002
* $ 91,602,000 2 $ 228,000
Central State Bank
805 22ND AVE
CORALVILLE, IA 52241
* $ 161,239,000 2 $ 280,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 412,260,000 2 $ 362,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 2 $ 349,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 2 $ 272,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 2 $ 289,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ 411,642,000 2 $ 212,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 2 $ 376,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 351,000
Fidelity Bank & Trust
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ 597,378,000 2 $ 31,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 2 $ 284,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 66,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 2 $ 182,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 127,530,000 2 $ 240,000
West Bank
1601 22ND STREET
WEST DES MOINES, IA 50266
* $ 1,435,659,000 2 $ 76,000
Hiawatha Bank and Trust Company
253 BROADWAY
SPRINGVILLE, IA 52336
* $ 44,440,000 1 $ 180,000
Bankiowa
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ 493,108,000 1 $ 98,000
First Federal Credit Union
425 1ST AVE SW
CEDAR RAPIDS, IA 52405
* $ 139,731,000 1 $ 113,000
The Family Credit Union
1530 W 53RD STREET
DAVENPORT, IA 52806
* $ 125,076,000 1 $ 12,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,077,575,000 1 $ 165,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 265,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 139,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,232,230,000 1 $ 76,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 1 $ 189,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 1 $ 25,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 1 $ 25,000
Banc of California, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 1,369,414,000 1 $ 73,000
Mwabank
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 260,362,000 1 $ 144,000
Iowa Community Credit Union
3301 CEDAR HEIGHTS DR
CEDAR FALLS, IA 50613
* $ 80,851,000 1 $ 133,000
Community Savings Bank
PO BOX 77
EDGEWOOD, IA 52402
* $ 337,930,000 1 $ 24,000
Guaranty Bank and Trust Company
500 1ST AVENUE NE
CEDAR RAPIDS, IA 52401
* $ 239,328,000 1 $ 88,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 103,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 71,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 1 $ 79,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 155,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 1 $ 75,000
Southeast National Bank
3535 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 149,661,000 1 $ 49,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 475,008,000 1 $ 176,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 75,000
First Financial Services, Inc.
6230 FAIRVIEW RD, 450
CHARLOTTE, NC 28210
* $ 842,786,000 1 $ 192,000
Citizens State Bank
117 W 1ST ST (PO BOX 517)
MONTICELLO, IA 52310
* $ 348,274,000 1 $ 90,000
Citizens State Bank
114 W MAIN ST, PO BOX 198
WYOMING, IA 52362
* $ 96,265,000 1 $ 28,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 630,111,000 1 $ 101,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 1 $ 175,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 138,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 106,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 47,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ 1,214,003,000 1 $ 61,000
Andalusia Community Bank
601 8TH ST EAST/PO BOX 769
ANDALUSIA, IL 61232
* $ 49,361,000 1 $ 41,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 63,343,359,000 1 $ 115,000
East Dubuque Savings Bank
475 CEDAR CROSS ROAD
DUBUQUE, IA 52003
* $ 157,938,000 1 $ 96,000
Freedom Security Bank
140 HOLIDAY ROAD
CORALVILLE, IA 52241
* $ 79,417,000 1 $ 93,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 7,984,323,000 1 $ 54,000
Quad City Bank and Trust
4500 NORTH BRADY STREET
DAVENPORT, IA 52806
* $ 1,187,296,000 1 $ 170,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,778,826,000 1 $ 61,000
Solon State Bank
126 SOUTH MARKET ST P.O. BOX 129
SOLON, IA 52333
* $ 91,247,000 1 $ 60,000

The tables below break down 2013 mortgage applications in Cedar County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cedar County, IA in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 629 $77,815,000 $123,000 $2,649,000 $68,000 $445,000
Home Purchase 350 $41,972,000 $119,000 $1,520,000 $66,000 $867,000
Home Improvement 66 $3,066,000 $46,000 $199,000 $57,000 $137,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 864 $97,179,000 $112,000 $563,000 $73,000 $867,000
Not applicable 115 $19,013,000 $165,000 $2,649,000 $15,000 $136,000
Not Provided 53 $5,409,000 $102,000 $245,000 $69,000 $187,000
Hispanic 8 $824,000 $103,000 $208,000 $47,000 $117,000
American Indian or Alaskan Native 2 $203,000 $101,000 $111,000 $41,000 $51,000
Black or African American 2 $200,000 $100,000 $127,000 $69,000 $100,000
Asian 1 $25,000 $25,000 $25,000 $109,000 $109,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 880 $101,377,000 $115,000 $2,649,000 $71,000 $867,000
FHA-insured (Federal Housing Administration) 81 $11,457,000 $141,000 $243,000 $42,000 $136,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 52 $5,645,000 $108,000 $220,000 $41,000 $92,000
VA-guaranteed (Veterans Administration) 32 $4,374,000 $136,000 $280,000 $42,000 $109,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 635 $73,580,000 $115,000 $2,649,000 $74,000 $867,000
Loan Purchased By The Institution 165 $21,626,000 $131,000 $330,000 $36,000 $194,000
Application Denied By Financial Institution 130 $12,873,000 $99,000 $563,000 $63,000 $208,000
Application Withdrawn By Applicant 66 $8,723,000 $132,000 $500,000 $73,000 $200,000
Application Approved But Not Accepted 33 $3,677,000 $111,000 $417,000 $78,000 $200,000
File Closed For Incompleteness 16 $2,374,000 $148,000 $265,000 $89,000 $150,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 28 $1,947,000 $69,000 $176,000 $61,000 $208,000
Collateral 27 $3,040,000 $112,000 $563,000 $63,000 $163,000
Debt-To-Income Ratio 14 $1,370,000 $97,000 $204,000 $57,000 $177,000
Credit Application Incomplete 10 $1,158,000 $115,000 $200,000 $60,000 $149,000
Other 7 $729,000 $104,000 $194,000 $55,000 $106,000
Unverifiable Information 2 $181,000 $90,000 $123,000 $65,000 $79,000
Employment History 1 $41,000 $41,000 $41,000 $24,000 $24,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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