Clark County AR
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Unlock detailed Clark County AR mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Arkansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,107
Total Mortgage Loan Application Amount $83,672,000
Average Mortgage Loan Application Amount $75,000
Highest Mortgage Loan Application Amount $486,000
Average Applicant Income $49,000
Highest Applicant Income $555,000

Mortgage Company List for Lending in Clark County AR for 2004

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
SUMMIT BANK
409 MAIN STREET
ARKADELPHIA, AR 71923
* $ 579,551,000 141 $ 12,118,000
CHASE MANHATTAN MORTGAGE CORP.
194 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 770,912,000 113 $ 11,670,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,319,969,000 100 $ 3,818,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 45,247,734,000 55 $ 3,147,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 97,957,619,000 31 $ 2,706,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 256,787,000,000 30 $ 1,350,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 250,474,000,000 28 $ 2,655,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 27 $ 2,581,000
STAR BANK
100 STATE HWY 55 EAST
MAPLE LAKE, MN 55358
* $ 201,095,000 25 $ 1,223,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 25 $ 1,667,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 24 $ 1,854,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 21 $ 2,345,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 189,159,050,000 19 $ 1,102,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 19 $ 1,368,000
CHAMBERS BANK
901 MAIN STREET
DANVILLE, AR 72833
* $ 420,946,000 17 $ 391,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 16 $ 728,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 16 $ 1,282,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 16 $ 720,000
FIRST NATIONAL BANK
PO BOX 22090
HOT SPRINGS, AR 71903
* $ 169,774,000 15 $ 661,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 15 $ 1,344,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 36,578,612,000 14 $ 827,000
FIRST GREENSBORO HOME EQUITY
1801 STANLEY RD, STE 400
GREENSBORO, NC 27407
* $ 10,000,000 13 $ 736,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 13 $ 1,170,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 12 $ 1,558,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 7,855,191,000 11 $ 727,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 42,548,912,000 11 $ 1,135,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,655,913,000 10 $ 788,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 14,165,872,000 9 $ 709,000
UNION PLANTERS BANK
P.O. BOX 10247
BIRMINGHAM, AL 35202
* $ 31,657,778,000 8 $ 709,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 234,680,095,000 7 $ 634,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 7 $ 669,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 7 $ 341,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 7 $ 697,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 7 $ 1,317,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 7 $ 397,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 7 $ 674,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 6 $ 328,000
CITIMORTGAGE, INC.
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 59,720,267,000 6 $ 643,000
FIELDSTONE MORTGAGE COMPANY
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 6 $ 459,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,342,774,000 6 $ 418,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 5 $ 367,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 13,721,232,000 5 $ 548,000
FINANCE AMERICA, LLC
16802 ASTON ST.
IRVINE, CA 92606
* $ 10,000,000 5 $ 272,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 5 $ 382,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 5 $ 531,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 4 $ 266,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 4 $ 293,000
ALLIED HOME MTG CAPITAL CORP
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 4 $ 226,000
BANCORPSOUTH BANK
P O BOX 789
TUPELO, MS 38802
* $ 10,304,022,000 4 $ 88,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 617,888,534,000 4 $ 322,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ 59,713,000 4 $ 360,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 4 $ 336,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 4 $ 306,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 10,000,000 4 $ 160,000
PULASKI MORTGAGE COMPANY
12719 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 365,659,000 4 $ 275,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 4 $ 367,000
ARVEST MORTGAGE COMPANY
931 W MONROE
LOWELL, AR 72745
* $ 6,975,891,000 3 $ 128,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 3 $ 326,000
AEGIS LENDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 3 $ 313,000
BEACON FEDERAL
6311 COURT STREET ROAD
EAST SYRACUSE, NY 13057
* $ 327,190,000 3 $ 3,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,078,943,000 3 $ 53,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 175,000
MERITAGE MORTGAGE CORP.
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 10,000,000 2 $ 184,000
HAMILTON MORTGAGE COMPANY
2700 NORTH CENTRAL AVENUE, STE 1500
PHOENIX, AZ 85004
* $ 10,000,000 2 $ 206,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 2 $ 112,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 2 $ 67,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 2 $ 90,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 236,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 2 $ 135,000
ARVEST BANK GROUP
4500 SOUTH GARNETT SUIT 440
TULSA, OK 74146
* $ 6,975,891,000 2 $ 20,000
CSMC, INC
10425 W NORTH AVENUE SUITE 100
WAUWATOSA, WI 53226
* $ 10,000,000 2 $ 140,000
FARM BUREAU BANK
17300 HENDERSON PASS SUITE 100
SAN ANTONIO, TX 78232
* $ 370,624,000 2 $ 94,000
DECISION ONE MORTGAGE
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 2 $ 145,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 11,298,870,000 2 $ 254,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 2 $ 341,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 2 $ 155,000
THE LENDING CONNECTION, INC
5901 WARNER AVE #478
HUNTINGTON BEACH, CA 92649
* $ 10,000,000 2 $ 193,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 2 $ 79,000
THE BANK OF HARRISBURG
201 EAST JACKSON STREET
HARRISBURG, AR 72432
* $ 64,446,000 2 $ 154,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 141,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 94,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 20,039,756,000 2 $ 239,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 6,057,833,000 2 $ 52,000
UNITED FINANCIAL MORTGAGE CORP
815 COMMERCE DRIVE SUITE 100
OAK BROOK, IL 60523
* $ 10,000,000 2 $ 179,000
UNION FEDERAL C/O SKY BANK
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,690,967,000 2 $ 150,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 29,327,000,000 2 $ 246,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 2 $ 288,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 1 $ 89,000
WELLS FARGO FIN'L ARIZONA, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 34,311,813,000 1 $ 15,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 1 $ 28,000
WALTER MORTGAGE COMPANY
4211 W. BOY SCOUT BLVD.
TAMPA, FL 33607
* $ 10,000,000 1 $ 64,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 100,000
TWIN CITY BANK
P O BOX 16270
NORTH LITTLE ROCK, AR 72231
* $ 422,862,000 1 $ 32,000
PINNACLE FINANCIAL CORPORATION
2611 TECHNOLOGY DRIVE
ORLANDO, FL 32804
* $ 10,000,000 1 $ 39,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,211,122,000 1 $ 57,000
NEXSTAR FINANCIAL CORPORATION
19 RESEARCH PARK COURT
ST. CHARLES, MO 63304
* $ 10,000,000 1 $ 102,000
THE CARROLL MORTGAGE GROUP, INC.
9101 NORTH RODNEY PARHAM ROAD., STE 1
LITTLE ROCK, AR 72205
* $ 10,000,000 1 $ 161,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 124,453,567,000 1 $ 50,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 1 $ 88,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 84,000
SOUTH TRUST MORTGAGE
1 METROPLEX DR, SUITE 500
HOMEWOOD, AL 35209
* $ 34,000,000 1 $ 41,000
ARKANSAS FEDERAL CREDIT UNION
PO BOX 9
JACKSONVILLE, AR 72078
* $ 366,879,000 1 $ 62,000
ASSOCIATES HOUSING FINANCE
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 1,097,190,000,000 1 $ 45,000
BANK OF LITTLE ROCK MORTGAGE CORPORATION
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 105,109,000 1 $ 186,000
AEGIS MORTGAGE CORPORATION
3250 BRIARPARK DRIVE, SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 89,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,223,098,000 1 $ 50,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 69,000
AMERICAS MONEYLINE
4880 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 185,000
AMERITRUST MORTGAGE COMPANY LL
14045 BALLANTYNE CORPORATE PLACE SUITE 2
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 103,000
COMMUNITY HOME LENDERS OF ARKA
1 CITY PLAZA, P.O. BOX 1028
CABOT, AR 72023
* $ 328,387,000 1 $ 70,000
CONCORDE ACCEPTANCE CORPORATIO
7929 BROOKRIVER DR., SUITE 500
DALLAS, TX 75247
* $ 10,000,000 1 $ 140,000
FIRST ARKANSAS MORTGAGE CO
P. O. BOX 6009
SHERWOOD, AR 72124
* $ 30,000,000 1 $ 36,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 1 $ 77,000
CAPITALONE
15000 CAPITAL ONE DR
RICHMOND, VA 23238
* $ 12,581,787,000 1 $ 33,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,022,330,000 1 $ 50,000
FIRST NATIONAL BANK OF OMAHA
1620 DODGE STREET
OMAHA, NE 68197
* $ 6,267,281,000 1 $ 10,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,615,181,000 1 $ 74,000
GUARANTY RESIDENTIAL LENDING
1300 S. MOPAC EXPWY
AUSTIN, TX 78746
* $ 9,102,046,000 1 $ 118,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 120,000
MORTGAGE CAPITAL ASSOCIATES,
11150 W. OLYMPIC BLVD., STE. 1160
LOS ANGELES, CA 90064
* $ 10,000,000 1 $ 132,000
LIME FINANCIAL SERVICES, LTD.
3815 SOUTH WEST TEMPLE
SALT LAKE CITY, UT 84115
* $ 10,000,000 1 $ 100,000
LYDIAN PRIVATE BANK
3801 PGA BLVD SUITE 700
PALM BEACH GARDENS, FL 33410
* $ 1,049,585,000 1 $ 53,000
MACQUARIE MORTGAGES USA, INC.
10151 DEERWOOD PARK BLDG 100, SUITE 500
JACKSONVILLE,, FL 32256
* $ 10,000,000 1 $ 81,000
THE MALVERN NATIONAL BANK
425 S. MAIN STREET
MALVERN, AR 72104
* $ 378,663,000 1 $ 462,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 2,032,341,000 1 $ 127,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 13,189,979,000 1 $ 110,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 19,145,012,000 1 $ 64,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 95,600,000 1 $ 103,000
IVANHOEFINANCIAL
604 COURTLAND STREET, STE 320
ORLANDO, FL 32804
* $ 10,000,000 1 $ 80,000
LABETTE BANK
4TH & HUSTON
ALTAMONT, KS 67330
* $ 163,040,000 1 $ 136,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2004, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Clark County AR in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 555 $45,170,000 $81,000 $486,000 $48,000 $480,000
Home Purchase 486 $37,036,000 $76,000 $462,000 $50,000 $555,000
Home Improvement 66 $1,466,000 $22,000 $210,000 $45,000 $324,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 711 $58,386,000 $82,000 $486,000 $55,000 $555,000
Not Provided 147 $10,318,000 $70,000 $212,000 $47,000 $244,000
Black or African American 145 $8,193,000 $56,000 $299,000 $48,000 $170,000
Not applicable 80 $5,424,000 $67,000 $462,000 $5,000 $58,000
Hispanic 16 $700,000 $43,000 $158,000 $37,000 $150,000
American Indian or Alaskan Native 4 $412,000 $103,000 $150,000 $62,000 $75,000
Asian 4 $239,000 $59,000 $100,000 $60,000 $98,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,001 $75,062,000 $74,000 $486,000 $52,000 $555,000
FHA-insured (Federal Housing Administration) 63 $4,856,000 $77,000 $161,000 $28,000 $99,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 24 $2,024,000 $84,000 $136,000 $23,000 $65,000
VA-guaranteed (Veterans Administration) 19 $1,730,000 $91,000 $193,000 $21,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 504 $39,823,000 $79,000 $486,000 $55,000 $555,000
Application Denied By Financial Institution 258 $16,165,000 $62,000 $225,000 $47,000 $480,000
Loan Purchased By The Institution 160 $13,401,000 $83,000 $299,000 $33,000 $257,000
Application Withdrawn By Applicant 103 $8,032,000 $77,000 $252,000 $56,000 $360,000
Application Approved But Not Accepted 60 $4,882,000 $81,000 $320,000 $47,000 $120,000
File Closed For Incompleteness 22 $1,369,000 $62,000 $151,000 $39,000 $96,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 99 $4,982,000 $50,000 $222,000 $42,000 $450,000
Other 43 $3,237,000 $75,000 $212,000 $44,000 $300,000
Collateral 22 $1,553,000 $70,000 $221,000 $51,000 $156,000
Debt-To-Income Ratio 20 $1,155,000 $57,000 $154,000 $35,000 $120,000
Credit Application Incomplete 15 $1,570,000 $104,000 $202,000 $58,000 $200,000
Unverifiable Information 5 $309,000 $61,000 $110,000 $61,000 $120,000
Employment History 1 $72,000 $72,000 $72,000 $60,000 $60,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Arkansas Lender List