Clarke County VA
Mortgage Loan Application
Totals and Details
for 2010

Find mortgage statistics and lending data for the Clarke County VA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Clarke County VA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,068
Total Mortgage Loan Application Amount $262,892,000
Average Mortgage Loan Application Amount $246,000
Highest Mortgage Loan Application Amount $1,524,000
Average Applicant Income $106,000
Highest Applicant Income $9,067,000

Mortgage Company List for Lending in Clarke County VA for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 173 $ 41,335,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 99 $ 18,016,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 90 $ 22,213,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 58 $ 15,216,000
BANK OF CLARKE COUNTY
2 E MAIN STREET
BERRYVILLE, VA 22611
* $ 528,698,000 55 $ 10,830,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 53 $ 14,002,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 49 $ 12,713,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 22 $ 6,227,000
MIDATLANTIC FARM CREDIT, ACA
45 AILERON CT.
WESTMINSTER, MD 21157
* $ 10,000,000 20 $ 5,196,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 19 $ 4,036,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 19 $ 5,423,000
HOMEAMERICAN MORTGAGE CORPORAT
4350 S MONACO ST SUITE 200
DENVER, CO 80237
* $ 31,000,000 17 $ 4,667,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 17 $ 5,020,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 15 $ 3,385,000
SOUTHERN TRUST MORTGAGE LLC
4433 CORPORATION LANE, SUITE 300
VIRGINIA BEACH, VA 23462
* $ 935,253,000 14 $ 3,444,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 14 $ 3,954,000
INTEGRITY HOME MORTGAGE CORPORATION
122 PILOT CIRCLE
WINCHESTER, VA 22602
* $ 1,000,000,000 13 $ 2,621,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 13 $ 3,160,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 12 $ 2,686,000
GEORGE MASON MORTGAGE LLC
4100 MONUMENT CORNER DRIVE #100
FAIRFAX, VA 22030
* $ 630,414,000 11 $ 3,207,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 11 $ 2,698,000
FIRST SAVINGS MORTGAGE CORPORATION
8444 WEST PARK DRIVE, THE 4TH FLOOR
MCLEAN, VA 22102
* $ 10,000,000 9 $ 3,216,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 127,360,045,000 9 $ 3,429,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 9 $ 2,926,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 8 $ 2,099,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 8 $ 2,662,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 8 $ 1,580,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 7 $ 2,571,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 6 $ 1,510,000
NORTHWEST FEDERAL CREDIT UNION
220 SPRING STREET
HERNDON, VA 20170
* $ 1,950,258,000 6 $ 1,675,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 5 $ 482,000
APPLE FEDERAL CREDIT UNION
4029 RIDGE TOP RD
FAIRFAX, VA 22030
* $ 1,238,158,000 5 $ 472,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 5 $ 1,763,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 13,969,885,000 5 $ 1,796,000
PROSPERITY MORTGAGE COMPANY
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,788,563,000 5 $ 1,171,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 5 $ 1,443,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 5 $ 1,065,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 4 $ 675,000
MONARCH BANK
1435 CROSSWAYS BOULEVARD, SUITE 101
CHESAPEAKE, VA 23320
* $ 689,665,000 4 $ 886,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 4 $ 1,553,000
SANDY SPRING BANK
6831 BENJAMIN FRANKIN DRIVE
COLUMBIA, MD 21046
* $ 3,631,186,000 4 $ 1,402,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 4 $ 1,444,000
UNION MORTGAGE GROUP, INC.
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 2,037,566,000 3 $ 563,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 164,340,844,000 3 $ 465,000
REALTY HOME MORTGAGE CO., LLC
4600 EAST-WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 149,520,000 3 $ 435,000
LIBERTY MORTGAGE CORPORATION
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 3 $ 1,107,000
WESTSTAR MORTGAGE, INC.
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 3 $ 862,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 3 $ 1,221,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 791,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 996,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 449,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 375,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 753,000
POTOMAC MORTGAGE GROUP INC
4035 RIDGE TOP ROAD, #100
FAIRFAX, VA 22030
* $ 10,000,000 2 $ 475,000
ALCOVA MORTGAGE LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ 710,000 2 $ 360,000
FARM CREDIT OF THE VIRGINIAS, ACA
106 SANGERS LANE
STAUNTON, VA 24401
* $ 1,007,892,000,000 2 $ 561,000
CREDIT UNION MORTGAGE ASSOCIATION, INC.
10800 MAIN STREET
FAIRFAX, VA 22030
* $ 435,000,000 2 $ 608,000
HOMEPROMISE CORPORATION
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ 100,000,000 2 $ 395,000
INTERCOASTAL MORTGAGE COMPANY
4100 MONUMENTAL CORNER DRIVE, SUITE 220
FAIRFAX, VA 22030
* $ 10,000,000 2 $ 833,000
FIRST HOME MORTGAGE CORPORATION
5355 NOTTINGHAM DRIVE, SUITE 130
BALTIMORE, MD 21236
* $ 10,000,000 2 $ 641,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 282,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 2 $ 534,000
OAK VIEW NATIONAL BANK
128 BROADVIEW AVENUE
WARRENTON, VA 20186
* $ 60,679,000 2 $ 469,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 2 $ 417,000
FIRST BANK
112 W KING ST
STRASBURG, VA 22657
* $ 552,073,000 2 $ 602,000
CONSTELLATION FEDERAL CREDIT UNION
1810 SAMUEL MORSE DR
RESTON, VA 20190
* $ 152,682,000 2 $ 301,000
FIRST CHOICE BANK
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 267,565,000 2 $ 370,000
ACACIA FEDERAL SAVINGS BANK
7600 LEESBURG PIKE, SUITE 200 E
FALLS CHURCH, VA 22043
* $ 1,387,290,000 2 $ 634,000
PRESIDENTIAL BANK, F.S.B.
4600 EAST-WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 604,222,000 2 $ 648,000
SUMMIT COMMUNITY BANK, INC.
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ 1,570,384,000 2 $ 513,000
VIRGINIA SAVINGS BANK
600 N. COMMERCE AVE
FRONT ROYAL, VA 22630
* $ 127,134,000 2 $ 379,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 139,000
BENCHMARK MORTGAGE, INC
4413 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 229,000
CHARTWAY FEDERAL CREDIT UNION
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ 1,257,119,000 1 $ 140,000
U.S. POSTAL SERVICE FEDERAL CREDIT UNION
7905 MALCOLM RD STE 311
CLINTON, MD 20735
* $ 217,526,000 1 $ 20,000
FIRST TECHNOLOGY
3555 SW 153RD DR
BEAVERTON, OR 97003
* $ 2,475,868,000 1 $ 90,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 257,702,000 1 $ 585,000
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED
971 CORPORATE BLVD
LINTHICUM, MD 21090
* $ 2,024,896,000 1 $ 195,000
VIRGINIA CREDIT UNION, INC.
PO BOX 90010
RICHMOND, VA 23225
* $ 1,941,835,000 1 $ 235,000
INTOUCH CREDIT UNION
P O BOX 250169
PLANO, TX 75025
* $ 845,066,000 1 $ 171,000
SIGNAL FINANCIAL FEDERAL CREDIT UNION
3015 UNIVERSITY BLVD., W
KENSINGTON, MD 20895
* $ 272,540,000 1 $ 70,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,379,910,000 1 $ 290,000
COASTAL STATES MORTGAGE, INC.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 1 $ 210,000
FIRST FEDERAL
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 3,421,986,000 1 $ 391,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 1 $ 412,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,506,113,000 1 $ 251,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 1 $ 293,000
JEFFERSON BANK OF MISSOURI
700 SOUTHWEST BLVD
JEFFERSON CITY, MO 65102
* $ 489,610,000 1 $ 200,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 1 $ 415,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 1 $ 134,000
FVCBANK
11325 RANDOM HILLS ROAD, SUITE 240
FAIRFAX, VA 22030
* $ 141,935,000 1 $ 71,000
STATE DEPARTMENT FEDERAL CREDIT UNION
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,184,872,000 1 $ 60,000
MIDDLEBURG BANK
111 WEST WASHINGTON STREET, P.O. BOX 5
MIDDLEBURG, VA 20118
* $ 970,428,000 1 $ 15,000
UNITED BANK
11185 FAIRFAX BLVD
FAIRFAX, VA 22030
* $ 4,044,012,000 1 $ 76,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 67,860,327,000 1 $ 90,000
RAPPAHANNOCK NATIONAL BANK
P O BOX 940
RUTHER GLEN, VA 22546
* $ 186,459,000 1 $ 40,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 417,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 116,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 708,191,000 1 $ 365,000
TD BANK N.A.
70 GRAY ROAD
FALMOUTH, ME 04105
* $ 140,038,551,000 1 $ 292,000
FIRST CENTURY BANK, NATIONAL ASSOCIATION
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 76,565,000 1 $ 105,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 1 $ 25,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 1 $ 180,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,127,943,000 1 $ 327,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ 10,000,000 1 $ 370,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 126,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LOUISVILLE, KY 40223
* $ 42,141,000 1 $ 191,000
CARDINAL FINANCIAL COMPANY
444 JACKSONVILLE ROAD
WARMINSTER, PA 18974
* $ 10,000,000 1 $ 310,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 296,000
WALKER JACKSON MORTGAGE CORPOR
14501 GEORGE CARTER WAY
CHANTILLY, VA 20151
* $ 292,944,000 1 $ 380,000
MID-ISLAND MORTGAGE CORP.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11554
* $ 10,000,000 1 $ 196,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 1 $ 572,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
OVERLAND PARK, KS 66211
* $ 10,000,000 1 $ 403,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 1 $ 214,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 1 $ 161,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 270,000
EQUITY RESOURCES, INC.
PO BOX 5177
NEWARK, OH 43058
* $ 10,000,000 1 $ 103,000
JAMS-01, INC.
JAMS-01, INC. 3701 PENDER DRIVE #150
FAIRFAX, VA 22030
* $ 10,000,000 1 $ 281,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ 11,000,000 1 $ 236,000
GMS FUNDING, LLC
824 MEETING STREET
WEST COLUMBIA, SC 29169
* $ 417,745,000 1 $ 53,000
AMERITRUST MORTGAGE INC.
11016 RUSHMORE DRIVE, SUITE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 328,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 80,000
CORRIDOR MORTGAGE GROUP, INC.
11085 STRATFIELD COURT
MARRIOTTSVILLE, MD 21104
* $ 605,000,000 1 $ 272,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 1 $ 302,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 288,000
NVR MORTGAGE FINANCE, INC.
555 SOUTHPOINTE BLVD., 3RD FLOOR
CANONSBURG, PA 15317
* $ 10,000,000 1 $ 267,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 224,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ 10,000,000 1 $ 401,000
FIRST HERITAGE MORTGAGE, LLC
3201 JERMANTOWN ROAD, SUITE 500
FAIRFAX, VA 22303
* $ 2,157,000 1 $ 245,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 205,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Clarke County VA in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 736 $191,727,000 $260,000 $1,524,000 $101,000 $3,229,000
Home Purchase 278 $65,962,000 $237,000 $819,000 $125,000 $9,067,000
Home Improvement 54 $5,203,000 $96,000 $704,000 $91,000 $255,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 852 $210,790,000 $247,000 $1,524,000 $105,000 $3,229,000
Not Provided 119 $28,951,000 $243,000 $650,000 $104,000 $455,000
Not applicable 59 $15,579,000 $264,000 $707,000 $167,000 $9,067,000
Hispanic 17 $3,546,000 $208,000 $423,000 $64,000 $190,000
Black or African American 13 $2,124,000 $163,000 $400,000 $65,000 $147,000
American Indian or Alaskan Native 5 $924,000 $184,000 $380,000 $61,000 $140,000
Asian 2 $645,000 $322,000 $353,000 $72,000 $73,000
Native Hawaiian or Other Pacific Islander 1 $333,000 $333,000 $333,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 810 $193,172,000 $238,000 $1,524,000 $117,000 $9,067,000
FHA-insured (Federal Housing Administration) 212 $55,722,000 $262,000 $603,000 $72,000 $305,000
VA-guaranteed (Veterans Administration) 38 $12,370,000 $325,000 $592,000 $74,000 $251,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,628,000 $203,000 $272,000 $59,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 564 $134,594,000 $238,000 $850,000 $120,000 $9,067,000
Application Denied By Financial Institution 176 $44,489,000 $252,000 $819,000 $89,000 $394,000
Loan Purchased By The Institution 160 $42,709,000 $266,000 $707,000 $80,000 $3,229,000
Application Withdrawn By Applicant 99 $26,088,000 $263,000 $1,524,000 $109,000 $875,000
Application Approved But Not Accepted 42 $8,059,000 $191,000 $720,000 $97,000 $349,000
File Closed For Incompleteness 27 $6,953,000 $257,000 $604,000 $95,000 $438,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 50 $15,154,000 $303,000 $819,000 $119,000 $349,000
Debt-To-Income Ratio 36 $9,819,000 $272,000 $704,000 $58,000 $144,000
Credit Application Incomplete 19 $4,604,000 $242,000 $413,000 $98,000 $234,000
Credit History 16 $3,048,000 $190,000 $422,000 $76,000 $228,000
Other 14 $2,443,000 $174,000 $350,000 $101,000 $394,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,437,000 $239,000 $367,000 $79,000 $128,000
Unverifiable Information 5 $1,250,000 $250,000 $552,000 $106,000 $201,000
Employment History 2 $359,000 $179,000 $184,000 $77,000 $101,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information back through 2003.

Download the Virginia Lender List