Find mortgage statistics and lending data for the Clay County SD metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Clay County SD, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 368 |
Total Mortgage Loan Application Amount | $58,445,000 |
Average Mortgage Loan Application Amount | $158,000 |
Highest Mortgage Loan Application Amount | $1,754,000 |
Average Applicant Income | $71,000 |
Highest Applicant Income | $1,480,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
FIRST DAKOTA NATIONAL BANK 225 CEDAR ST YANKTON, SD 57078 |
* | $ 1,480,298,000 | 63 | $ 10,108,000 |
PLAINS COMMERCE BANK 220 MAIN ST HOVEN, SD 57450 |
* | $ 629,000,000 | 35 | $ 5,423,000 |
FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 32 | $ 5,426,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,727,235,000,000 | 27 | $ 4,813,000 |
CORTRUST MORTGAGE, INC. 2101 S MINNESOTA AVENUE SIOUX FALLS, SD 57105 |
* | $ -1,000 | 17 | $ 2,477,000 |
BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 83,730,044,000 | 14 | $ 1,730,000 |
SERVICE FIRST FEDERAL CREDIT UNION 3901 E 10TH STREET SIOUX FALLS, SD 57103 |
* | $ 152,067,000 | 9 | $ 1,242,000 |
CU MORTGAGE DIRECT, LLC 5010 S. SOLBERG AVENUE SIOUX FALLS, SD 57108 |
* | $ -1,000 | 9 | $ 1,103,000 |
BANK OF DIXON COUNTY 117 E 3RD ST PONCA, NE 68770 |
* | $ 90,199,000 | 7 | $ 686,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 441,010,095,000 | 7 | $ 1,059,000 |
CORTRUST BANK NATIONAL ASSOCIATION 100 EAST HAVENS MITCHELL, SD 57301 |
* | $ 761,459,000 | 6 | $ 444,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 77,760,914,000 | 5 | $ 733,000 |
FIRST PREMIER BANK 400 S SYCAMORE AVE, SUITE 101 SIOUX FALLS, SD 57110 |
* | $ 1,509,567,000 | 5 | $ 807,000 |
BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 983,012,000 | 5 | $ 306,000 |
SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ -1,000 | 4 | $ 872,000 |
FRONTIER BANK 301 1ST AVE ROCK RAPIDS, IA 51246 |
* | $ 199,870,000 | 4 | $ 1,104,000 |
PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 4 | $ 797,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ -1,000 | 3 | $ 559,000 |
FIRST BANK & TRUST 110 N. MINNESOTA AVE SIOUX FALLS, SD 57104 |
* | $ 889,889,000 | 3 | $ 367,000 |
SECURITY NATIONAL BANK OF SOUTH DAKOTA 325 DAKOTA DUNES BLVD DAKOTA DUNES, SD 57049 |
* | $ 198,988,000 | 3 | $ 149,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,082,803,000,000 | 3 | $ 383,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 3 | $ 319,000 |
THE FIRST NATIONAL BANK IN SIOUX FALLS 100 S. PHILLIPS AVENUE SIOUX FALLS, SD 57104 |
* | $ 1,157,709,000 | 3 | $ 836,000 |
SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 200,557,635,000 | 3 | $ 83,000 |
DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 3 | $ 279,000 |
MERCHANTS STATE BANK 305 S MAIN ST PO BOX 399 FREEMAN, SD 57029 |
* | $ 155,995,000 | 3 | $ 457,000 |
FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 13,980,496,000 | 2 | $ 206,000 |
CORNERSTONE BANK 2280 45TH STREET SOUTH FARGO, ND 58104 |
* | $ 820,967,000 | 2 | $ 300,000 |
WEST GATE BANK 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ 489,376,000 | 2 | $ 268,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 2 | $ 67,000 |
LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. CORAL GABLES, FL 33146 |
* | $ -1,000 | 2 | $ 288,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 2 | $ 383,000 |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 CHARLOTTE, NC 28273 |
* | $ -1,000 | 2 | $ 350,000 |
FLANAGAN STATE BANK 301 W FALCON HWY FLANAGAN, IL 61740 |
* | $ 181,659,000 | 2 | $ 443,000 |
ILLINI BANK 3200 W. ILES AVENUE SPRINGFIELD, IL 62711 |
* | $ 283,019,000 | 2 | $ 530,000 |
BRIDGEVIEW BANK GROUP 7940 S HARLEM BRIDGEVIEW, IL 60455 |
* | $ 1,095,554,000 | 2 | $ 281,000 |
AMERICAN STATE BANK 525 N MAIN AVE, PO BOX 140 SIOUX CENTER, IA 51250 |
* | $ 848,982,000 | 2 | $ 119,000 |
AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 2 | $ 251,000 |
FIRST NATIONAL BANK 125 WEST SIOUX AVE PIERRE, SD 57501 |
* | $ 926,222,000 | 2 | $ 1,994,000 |
PINNACLE BANK 20544 HWY 370 GRETNA, NE 68028 |
* | $ 4,372,911,000 | 2 | $ 614,000 |
THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA 601 PIERCE STREET SIOUX CITY, IA 51106 |
* | $ 952,870,000 | 2 | $ 279,000 |
FIRST NATIONAL BANK OF OMAHA 1620 DODGE STREET OMAHA, NE 68197 |
* | $ 18,938,350,000 | 2 | $ 278,000 |
GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ -1,000 | 2 | $ 215,000 |
STAR ONE CREDIT UNION PO BOX 3643 SUNNYVALE, CA 94088 |
* | $ 8,820,887,000 | 1 | $ 70,000 |
SIOUX FALLS 700 E 14TH STREET SIOUX FALLS, SD 57104 |
* | $ 255,355,000 | 1 | $ 194,000 |
NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,862,672,000 | 1 | $ 178,000 |
COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590 |
* | $ -1,000 | 1 | $ 107,000 |
SERVION, INC. 500 MAIN STREET NEW BRIGHTON, MN 55112 |
* | $ -1,000 | 1 | $ 82,000 |
FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 1 | $ 112,000 |
AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ -1,000 | 1 | $ 300,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ -1,000 | 1 | $ 461,000 |
OPPORTUNITY BANK OF MONTANA 1400 PROSPECT AVE HELENA, MT 59601 |
* | $ 668,242,000 | 1 | $ 130,000 |
PRIMEBANK 37 1ST AVE NW LE MARS, IA 51031 |
* | $ 394,665,000 | 1 | $ 179,000 |
FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 1,207,688,000 | 1 | $ 43,000 |
HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ -1,000 | 1 | $ 137,000 |
PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 475,515,000 | 1 | $ 209,000 |
IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ -1,000 | 1 | $ 212,000 |
MID AMERICA MORTGAGE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ADDISON, TX 75001 |
* | $ -1,000 | 1 | $ 132,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ -1,000 | 1 | $ 61,000 |
MIDLAND STATES BANK 1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | $ 3,230,875,000 | 1 | $ 315,000 |
AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ -1,000 | 1 | $ 128,000 |
GREAT PLAINS NATIONAL BANK 5909 NW EXPRESSWAY OKLAHOMA CITY, OK 73132 |
* | $ 550,032,000 | 1 | $ 146,000 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ -1,000 | 1 | $ 80,000 |
VERIDIAN CREDIT UNION 1827 ANSBOROUGH AVE WATERLOO, IA 50701 |
* | $ 3,101,783,000 | 1 | $ 59,000 |
NORTHWEST BANK 705 GRAND AVE. SPENCER, IA 51301 |
* | $ 1,451,607,000 | 1 | $ 266,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,349,581,000,000 | 1 | $ 125,000 |
CAPITAL ONE, NATIONAL ASSOCIATION 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 286,080,320,000 | 1 | $ 180,000 |
PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ -1,000 | 1 | $ 216,000 |
FIRSTBANK 11 CHANNING WAY JACKSON, TN 38305 |
* | $ 3,275,430,000 | 1 | $ 249,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,677,490,000,000 | 1 | $ 195,000 |
RELIABANK DAKOTA 211 N MAIN ST ESTELLINE, SD 57201 |
* | $ 313,292,000 | 1 | $ 210,000 |
COMMUNITY MORTGAGE BANC CORPORATION 301 N MAIN CHATHAM, IL 62629 |
* | $ -1,000 | 1 | $ 271,000 |
BLACK HILLS FEDERAL CREDIT UNION PO BOX 1420-225 MAIN ST RAPID CITY, SD 57709 |
* | $ 1,136,408,000 | 1 | $ 235,000 |
MERCHANTS BANK, NATIONAL ASSOCIATION 102 EAST THIRD STREET WINONA, MN 55987 |
* | $ 1,620,732,000 | 1 | $ 229,000 |
CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ -1,000 | 1 | $ 125,000 |
THE MONEY SOURCE INC. 135 MAXESS ROAD MELVILLE, NY 11747 |
* | $ -1,000 | 1 | $ 128,000 |
FIRST AMERICAN BANK 1207 CENTRAL AVE FORT DODGE, IA 50501 |
* | $ 1,035,753,000 | 1 | $ 373,000 |
PEOPLES BANK 1230 VALLEY DRIVE ROCK VALLEY, IA 51247 |
* | $ 473,213,000 | 1 | $ 33,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 232 | $37,029,000 | $159,000 | $1,200,000 | $66,000 | $1,480,000 |
Refinancing | 115 | $19,417,000 | $168,000 | $1,754,000 | $76,000 | $526,000 |
Home Improvement | 21 | $1,999,000 | $95,000 | $320,000 | $105,000 | $482,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 241 | $36,167,000 | $150,000 | $1,200,000 | $86,000 | $1,480,000 |
Not applicable | 73 | $14,106,000 | $193,000 | $1,754,000 | $7,000 | $150,000 |
Not Provided | 40 | $5,707,000 | $142,000 | $325,000 | $86,000 | $286,000 |
Asian | 5 | $1,048,000 | $209,000 | $225,000 | $83,000 | $143,000 |
Black or African American | 3 | $562,000 | $187,000 | $201,000 | $120,000 | $300,000 |
Hispanic | 3 | $321,000 | $107,000 | $167,000 | $186,000 | $407,000 |
American Indian or Alaskan Native | 3 | $534,000 | $178,000 | $238,000 | $82,000 | $134,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 262 | $41,035,000 | $156,000 | $1,754,000 | $79,000 | $1,480,000 |
FHA-insured (Federal Housing Administration) | 50 | $7,589,000 | $151,000 | $245,000 | $52,000 | $145,000 |
VA-guaranteed (Veterans Administration) | 31 | $6,217,000 | $200,000 | $461,000 | $61,000 | $200,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $3,604,000 | $144,000 | $220,000 | $40,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 213 | $34,600,000 | $162,000 | $1,754,000 | $87,000 | $1,480,000 |
Loan Purchased By The Institution | 54 | $9,171,000 | $169,000 | $404,000 | $13,000 | $150,000 |
Application Denied By Financial Institution | 40 | $5,066,000 | $126,000 | $376,000 | $68,000 | $163,000 |
Application Withdrawn By Applicant | 36 | $6,603,000 | $183,000 | $1,200,000 | $73,000 | $310,000 |
Application Approved But Not Accepted | 19 | $2,494,000 | $131,000 | $300,000 | $73,000 | $181,000 |
File Closed For Incompleteness | 6 | $511,000 | $85,000 | $144,000 | $37,000 | $112,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 14 | $1,605,000 | $114,000 | $325,000 | $77,000 | $155,000 |
Debt-To-Income Ratio | 7 | $645,000 | $92,000 | $140,000 | $46,000 | $74,000 |
Collateral | 4 | $585,000 | $146,000 | $180,000 | $99,000 | $152,000 |
Credit Application Incomplete | 3 | $442,000 | $147,000 | $177,000 | $73,000 | $115,000 |
Other | 2 | $274,000 | $137,000 | $162,000 | $60,000 | $80,000 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information back through 2003.