Clinton County, MO Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 1,010 mortgage applications in Clinton County, MO totaling $137.6 million, up 15% from 2014. The average application was for $136,000, and applicants reported an average income of $70,000. 52% of applications resulted in an originated loan and 14% were denied. The most active lender was Wells Fargo Bank NA, with 66 applications, followed by Farmers State Bank and Nbh Bank, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,010
Total Mortgage Loan Application Amount $137,576,000
Average Mortgage Loan Application Amount $136,000
Highest Mortgage Loan Application Amount $1,150,000
Average Applicant Income $70,000
Highest Applicant Income $6,395,000

Mortgage Company List for Lending in Clinton County, MO for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 66 $ 9,879,000
Farmers State Bank
124 E 3RD ST.
CAMERON, MO 64429
* $ 220,404,000 55 $ 7,900,000
Nbh Bank, N.A.
1111 MAIN, SUITE 2700
KANSAS CITY, MO 64105
* $ 4,800,524,000 53 $ 4,822,000
Platte Valley Bank of Missouri
PO BOX 1250
PLATTE CITY, MO 64079
* $ 435,193,000 37 $ 4,767,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 34 $ 4,410,000
Communityamerica Federal Credit Union
9777 RIDGE DR
LENEXA, KS 66219
* $ 1,988,059,000 34 $ 4,926,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 30 $ 4,029,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 26 $ 3,279,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 23 $ 3,928,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 22 $ 2,645,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 22 $ 2,401,000
The Hamilton Bank
111 NORTH DAVIS, P.O. BOX 127
HAMILTON, MO 64644
* $ 67,806,000 18 $ 1,356,000
Kearney Trust Company
310 W. 92 HIGHWAY
KEARNEY, MO 64060
* $ 155,339,000 16 $ 1,110,000
1st Cameron State Bank
P.O. BOX 465
CAMERON, MO 64429
* $ 50,810,000 16 $ 1,297,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 15 $ 2,276,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 15 $ 2,248,000
Union State Bank of Everest
PO BOX 105
EVEREST, KS 66424
* $ 259,167,000 14 $ 2,742,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 145,480,000 12 $ 1,812,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 12 $ 1,608,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 12 $ 1,640,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 12 $ 1,729,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 23,881,169,000 12 $ 1,906,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 12 $ 1,437,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 11 $ 1,940,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 11 $ 1,761,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 10 $ 1,697,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 10 $ 1,815,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 9 $ 1,285,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ 10,000,000 8 $ 1,445,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 8 $ 1,171,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 7 $ 906,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 7 $ 917,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 7 $ 938,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,425,574,000 7 $ 1,117,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 7 $ 744,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 7 $ 965,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 6 $ 965,000
Independent Farmers Bank
PO BOX 128
MAYSVILLE, MO 64469
* $ 112,470,000 6 $ 694,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 463,562,000 6 $ 1,286,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 6 $ 1,207,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 6 $ 913,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 6 $ 334,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 6 $ 497,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 17,212,558,000 5 $ 640,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 5 $ 760,000
First Mortgage Solutions, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ 5,324,994,000 5 $ 471,000
Mortgage Investment Services Corporation
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 5 $ 573,000
Kcb Bank
950 W 92 HWY
KEARNEY, MO 64060
* $ 219,368,000 5 $ 694,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 593,777,000 5 $ 1,146,000
Lawson Bank
401 PENNSYLVANIA
LAWSON, MO 64062
* $ 116,949,000 5 $ 488,000
Bankliberty
16 W FRANKLIN ST
LIBERTY, MO 64068
* $ 456,862,000 4 $ 478,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 692,541,000 4 $ 967,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 4 $ 483,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 4 $ 463,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 4 $ 613,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 4 $ 774,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 4 $ 821,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 4 $ 633,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ 9,427,000 4 $ 633,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 4 $ 536,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 4 $ 429,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 4 $ 200,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 4 $ 789,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 4 $ 483,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 512,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 4 $ 385,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 3 $ 638,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 3 $ 270,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 28,953,664,000 3 $ 483,000
Clay County Savings Bank
1178 W KANSAS
LIBERTY, MO 64068
* $ 86,965,000 3 $ 257,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 3 $ 283,000
Community Mortgage, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ 512,000 3 $ 383,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 393,000
The Nodaway Valley Bank
P. O. BOX 7315, 402 N. BELT HWY
MARYVILLE, MO 64468
* $ 826,713,000 3 $ 240,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 3 $ 56,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 3 $ 267,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 3 $ 248,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 3 $ 559,000
Oakstar Bank
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 329,263,000 3 $ 507,000
Goppert Financial Bank
P.O. BOX 606
LATHROP, MO 64465
* $ 85,751,000 3 $ 199,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 1,090,048,000 3 $ 289,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 3 $ 791,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 3 $ 373,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 2 $ 199,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 238,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 76,000
Public Safety Credit Union
2800 E 14TH ST
KANSAS CITY, MO 64127
* $ 112,567,000 2 $ 232,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 368,000
Mazuma Credit Union
7260 W 135TH STREET
OVERLAND PARK, KS 66223
* $ 493,158,000 2 $ 165,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,291,449,000 2 $ 197,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 512,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 2 $ 296,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 2 $ 386,000
Connections Bank
PO BOX 380
PLATTE CITY, MO 64079
* $ 122,421,000 2 $ 476,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 2 $ 291,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 2 $ 47,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 2 $ 270,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 191,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 427,000
Bank Northwest
201 S DAVIS
HAMILTON, MO 64644
* $ 112,867,000 2 $ 84,000
Bank of Weston
PO BOX 8
WESTON, MO 64098
* $ 113,891,000 2 $ 188,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 2 $ 203,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 2 $ 167,000
Arvest Bank

TULSA, OK 74103
* $ 14,944,176,000 2 $ 314,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 2 $ 157,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 81,661,915,000 1 $ 79,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 97,496,905,000 1 $ 199,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 727,505,000 1 $ 110,000
Blue Ridge Bank and Trust Co.
4200 LITTLE BLUE PARKWAY
INDEPENDENCE, MO 64057
* $ 481,493,000 1 $ 145,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 1 $ 88,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 165,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,508,574,000 1 $ 118,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,636,848,000 1 $ 404,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 71,682,343,000 1 $ 114,000
Pony Express Bank
213 MAIN ST
BRAYMER, MO 64624
* $ 143,273,000 1 $ 70,000
Security Bank of Kansas City
701 MINNESOTA AVENUE
KANSAS CITY, KS 66101
* $ 828,519,000 1 $ 214,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 320,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 160,000
Sm Federal Credit Union
PO BOX 498
MISSION, KS 66201
* $ 60,390,000 1 $ 212,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,265,793,000 1 $ 35,000
Bear State Bank
1401 HWY 62/65 N
HARRISON, AR 72602
* $ 616,524,000 1 $ 265,000
Hnb National Bank
PO BOX 1107; 100 NORTH MAIN STREET
HANNIBAL, MO 63401
* $ 399,039,000 1 $ 136,000
Sullivan Bank
PO BOX 489
SULLIVAN, MO 63080
* $ 381,573,000 1 $ 196,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 1 $ 203,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 125,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ 39,000,000 1 $ 102,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 125,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 425,492,000 1 $ 125,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 236,000
Cornerstone Mortgage, Inc.
17280 NORTH OUTER 40 RD.
CHESTERFIELD, MO 63005
* $ 10,000,000 1 $ 153,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 187,860,000 1 $ 105,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 258,204,000 1 $ 25,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ 643,000,000 1 $ 111,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,070,573,000 1 $ 167,000
Community First Bank
P.O. BOX 407
BUTLER, MO 64730
* $ 166,597,000 1 $ 40,000
Preferred Bank
PO BOX 8
ROTHVILLE, MO 64676
* $ 109,096,000 1 $ 1,150,000
Conservation Employees Credit Union
P.O. BOX 180
JEFFERSON CITY, MO 65102
* $ 98,658,000 1 $ 156,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,244,310,000 1 $ 62,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 208,000
Community Bank of Missouri
904 WALTON WAY
RICHMOND, MO 64085
* $ 49,463,000 1 $ 146,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 1 $ 315,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 142,000
Legacytexas Bank
5851 LEGACY CIRCLE, SUITE 1200
PLANO, TX 75024
* $ 4,162,328,000 1 $ 184,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 9,314,575,000 1 $ 25,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 295,627,000 1 $ 86,000
Bank of St. Elizabeth
215 MAIN STREET, PO BOX 8
SAINT ELIZABETH, MO 65075
* $ 112,663,000 1 $ 65,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 265,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 67,000
Equitable Mortgage
909 E REPUBLIC ROAD B200
SPRINGFIELD, MO 65807
* $ 1,300,000 1 $ 178,000
Central Bank of Boone County
720 E. BROADWAY
COLUMBIA, MO 65201
* $ 1,448,928,000 1 $ 70,000
Foundation One Bank
4141 N 156TH ST SUITE 101
OMAHA, NE 68116
* $ 68,656,000 1 $ 100,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 968,312,000 1 $ 118,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 421,350,000 1 $ 309,000

The tables below break down 2015 mortgage applications in Clinton County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Clinton County, MO in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 528 $70,891,000 $134,000 $439,000 $71,000 $6,395,000
Refinancing 416 $61,326,000 $147,000 $1,150,000 $65,000 $760,000
Home Improvement 66 $5,359,000 $81,000 $905,000 $92,000 $458,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 756 $103,248,000 $136,000 $1,150,000 $83,000 $6,395,000
Not applicable 146 $18,547,000 $127,000 $342,000 $4,000 $129,000
Not Provided 79 $12,194,000 $154,000 $506,000 $72,000 $181,000
Hispanic 12 $1,323,000 $110,000 $173,000 $39,000 $68,000
Black or African American 9 $986,000 $109,000 $197,000 $61,000 $101,000
American Indian or Alaskan Native 5 $839,000 $167,000 $265,000 $67,000 $130,000
Native Hawaiian or Other Pacific Islander 2 $321,000 $160,000 $171,000 $52,000 $72,000
Asian 1 $118,000 $118,000 $118,000 $63,000 $63,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 603 $82,448,000 $136,000 $1,150,000 $89,000 $6,395,000
FHA-insured (Federal Housing Administration) 190 $24,746,000 $130,000 $281,000 $43,000 $157,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 119 $13,359,000 $112,000 $257,000 $30,000 $104,000
VA-guaranteed (Veterans Administration) 98 $17,023,000 $173,000 $403,000 $50,000 $160,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 523 $72,209,000 $138,000 $1,150,000 $84,000 $6,395,000
Loan Purchased By The Institution 180 $24,775,000 $137,000 $379,000 $26,000 $233,000
Application Denied By Financial Institution 143 $18,190,000 $127,000 $417,000 $70,000 $276,000
Application Withdrawn By Applicant 100 $13,455,000 $134,000 $417,000 $67,000 $423,000
File Closed For Incompleteness 33 $4,230,000 $128,000 $347,000 $74,000 $142,000
Application Approved But Not Accepted 31 $4,717,000 $152,000 $404,000 $82,000 $255,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 26 $3,593,000 $138,000 $410,000 $88,000 $276,000
Credit History 21 $1,725,000 $82,000 $219,000 $66,000 $187,000
Debt-To-Income Ratio 14 $2,052,000 $146,000 $417,000 $84,000 $168,000
Credit Application Incomplete 14 $1,711,000 $122,000 $220,000 $70,000 $175,000
Other 8 $994,000 $124,000 $403,000 $61,000 $141,000
Insufficient Cash (Downpayment, Closing Cost) 3 $421,000 $140,000 $172,000 $62,000 $128,000
Unverifiable Information 2 $582,000 $291,000 $310,000 $176,000 $192,000
Employment History 2 $73,000 $36,000 $46,000 $39,000 $47,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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