Copiah County MS
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Unlock detailed Copiah County MS mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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for all lenders based in Mississippi.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 717 |
| Total Mortgage Loan Application Amount | $60,261,000 |
| Average Mortgage Loan Application Amount | $84,000 |
| Highest Mortgage Loan Application Amount | $600,000 |
| Average Applicant Income | $55,000 |
| Highest Applicant Income | $535,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| COPIAH BANK, N.A. 101 CALDWELL DRIVE HAZLEHURST, MS 39083 |
* | $ 169,270,000 | 96 | $ 1,985,000 |
| TRUSTMARK NATIONAL BANK PO BOX 291 JACKSON, MS 39205 |
* | $ 12,248,532,000 | 86 | $ 7,424,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 69 | $ 4,213,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 69 | $ 4,131,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 118,801,412,000 | 43 | $ 2,460,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 2,424,729,000 | 31 | $ 4,608,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,532,784,000,000 | 15 | $ 1,909,000 |
| FIDELITY BANK 201 ST. CHARLES AVE SUITE 2710 NEW ORLEANS, LA 70170 |
* | $ 836,647,000 | 15 | $ 2,656,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 13 | $ 1,664,000 |
| RENASANT BK 201 SOUTH JACKSON ST CRYSTAL SPRINGS, MS 39059 |
* | $ 932,670,000 | 13 | $ 847,000 |
| BANKPLUS 1068 HIGHLAND COLONY PARKWAY BELZONI, MS 39157 |
* | $ 2,406,489,000 | 13 | $ 729,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 12 | $ 1,265,000 |
| STATE BANK & TRUST COMPANY 147 SOUTH RAILROAD AVENUE BROOKHAVEN, MS 39601 |
* | $ 970,659,000 | 12 | $ 431,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 11 | $ 1,380,000 |
| CADENCE BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 13,314,758,000 | 11 | $ 806,000 |
| CLAYTON BANK AND TRUST 520 WEST SUMMIT HILL DRIVE SUITE 801 KNOXVILLE, TN 37902 |
* | $ 708,292,000 | 11 | $ 731,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 9 | $ 859,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,074,981,000,000 | 9 | $ 963,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 7 | $ 942,000 |
| RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 5,785,742,000 | 7 | $ 965,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ 6,260,444,000 | 6 | $ 510,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,761,042,000 | 6 | $ 353,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 5 | $ 1,045,000 |
| ORIGIN BANK 2211 NORTH 7TH CHOUDRANT, LA 71291 |
* | $ 3,713,197,000 | 5 | $ 534,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 4 | $ 720,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 4 | $ 497,000 |
| COMMUNITY BANK OF MISSISSIPPI 323 EAST THIRD STREET FLOWOOD, MS 39074 |
* | $ 665,271,000 | 4 | $ 450,000 |
| 1ST ALLIANCE LENDING, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ 3,285,000 | 4 | $ 187,000 |
| SOUTH STATE BANK 520 GERVAIS STREET COLUMBIA, SC 29201 |
* | $ 7,827,707,000 | 4 | $ 219,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,574,093,000,000 | 4 | $ 331,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 8,685,931,000 | 4 | $ 839,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 398,978,359,000 | 3 | $ 300,000 |
| THE HOME LENDING GROUP, LLC 215 KATHERINE DRIVE FLOWOOD, MS 39232 |
* | $ 22,596,000 | 3 | $ 306,000 |
| LIVE WELL FINANCIAL, INC. 1011 BOULDER SPRINGS DRIVE RICHMOND, VA 23225 |
* | $ 176,870,000 | 3 | $ 120,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ 945,758,000 | 3 | $ 295,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,071,910,000 | 3 | $ 182,000 |
| PRIORITYONE BANK 220 MAIN AVENUE NORTH MAGEE, MS 39111 |
* | $ 560,787,000 | 3 | $ 93,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ 10,000,000 | 3 | $ 343,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ 4,410,000 | 3 | $ 562,000 |
| CRESCENT MORTGAGE COMPANY 6600 PEACHTREE DUNWOODY ROAD SUITE 650 WILMINGTON, DE 30328 |
* | $ 826,484,000 | 2 | $ 365,000 |
| COMMUNITY BANK, ELLISVILLE, MISSISSIPPI P. O. BOX 265 LAUREL, MS 39441 |
* | $ 672,844,000 | 2 | $ 303,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ 100,000,000 | 2 | $ 260,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 2 | $ 448,000 |
| CENTENNIAL BANK PO BOX 966 CONWAY, AR 72033 |
* | $ 7,384,532,000 | 2 | $ 268,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 2 | $ 340,000 |
| JUSTICE FEDERAL CREDIT UNION 5175 PARKSTONE DRIVE, STE. 200 CHANTILLY, VA 20151 |
* | $ 627,629,000 | 2 | $ 19,000 |
| BANKFIRST FINANCIAL SERVICES PO BOX 31 COLUMBUS, MS 39341 |
* | $ 743,343,000 | 2 | $ 467,000 |
| DISCOVER HOME LOANS, INC 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 83,125,845,000 | 2 | $ 253,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 63,635,411,000 | 2 | $ 274,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 67,301,894,000 | 2 | $ 337,000 |
| CAPITAL ONE, NATIONAL ASSOCIATION 7933 PRESTON ROAD PLANO, TX 75024 |
* | $ 255,011,219,000 | 2 | $ 256,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 2 | $ 247,000 |
| HOPE FEDERAL CREDIT UNION 4 OLD RIVER PLACE JACKSON, MS 39202 |
* | $ 178,453,000 | 2 | $ 49,000 |
| COMMUNITY FIRST NATIONAL BANK 215 S SETH CHILD RD MANHATTAN, KS 66502 |
* | $ 187,860,000 | 1 | $ 55,000 |
| BANC OF CALIFORNIA, NATIONAL ASSOCIATION 18500 VON KARMAN AVENUE SUITE 1100 IRVINE, CA 92612 |
* | $ 5,958,502,000 | 1 | $ 138,000 |
| ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 70,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 1 | $ 133,000 |
| FIRST BANK 100 S BROADWAY MCCOMB, MS 39648 |
* | $ 387,211,000 | 1 | $ 207,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 81,661,915,000 | 1 | $ 25,000 |
| COMMUNITYAMERICA CREDIT UNION 9777 RIDGE DR LENEXA, KS 66219 |
* | $ 1,988,059,000 | 1 | $ 211,000 |
| WOODFOREST NATIONAL BANK 25231 GROGAN'S MILL ROAD THE WOODLANDS, TX 77380 |
* | $ 4,519,923,000 | 1 | $ 53,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,808,214,000 | 1 | $ 123,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 185,888,583,000 | 1 | $ 142,000 |
| MILEND, INC. 375 NORTHRIDGE RD, SUITE 600 ALPHARETTA, GA 30350 |
* | $ 10,000,000 | 1 | $ 107,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 108,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 451,471,000 | 1 | $ 25,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ 10,000,000 | 1 | $ 58,000 |
| HOME POINT MORTGAGE ACCEPTANCE CORPORATION 121 RESEARCH BLVD MADISON, AL 35758 |
* | $ 580,000,000 | 1 | $ 179,000 |
| PEOPLES BANK PO BOX 7 MENDENHALL, MS 39114 |
* | $ 243,010,000 | 1 | $ 56,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ 10,000,000 | 1 | $ 84,000 |
| FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 WILMINGTON, DE 19044 |
* | $ 10,000,000 | 1 | $ 90,000 |
| FIDELITY BANK, NATIONAL ASSOCIATION 100 E ENGLISH WICHITA, KS 67202 |
* | $ 1,622,355,000 | 1 | $ 82,000 |
| GRAND BANK FOR SAVINGS, FSB 204 WESTOVER DRIVE HATTIESBURG, MS 39402 |
* | $ 90,694,000 | 1 | $ 99,000 |
| FIRST NATIONAL ACCEPTANCE COMPANY 241 EAST SAGINAW/P.O. BOX 980 EAST LANSING, MI 48826 |
* | $ 10,498,000 | 1 | $ 36,000 |
| FIRST FINANCIAL BANK 214 N WASHINGTON STREET EL DORADO, AR 71730 |
* | $ 915,717,000 | 1 | $ 19,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ 101,315,000 | 1 | $ 225,000 |
| SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 1 | $ 147,000 |
| PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 161,483,000 | 1 | $ 86,000 |
| IMPAC MORTGAGE CORP. 19500 JAMBOREE RD GLENDALE, CA 92612 |
* | $ 32,120,000 | 1 | $ 271,000 |
| MORTGAGE INVESTORS GROUP, INC. 8320 E. WALKER SPRINGS LANE NASHVILLE, TN 37923 |
* | $ 10,000,000 | 1 | $ 128,000 |
| SHARONVIEW FEDERAL CREDIT UNION 1081 RED VENTURES DR. FORT MILL, SC 29707 |
* | $ 1,112,478,000 | 1 | $ 45,000 |
| PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 447,877,000 | 1 | $ 194,000 |
| TRUHOME SOLUTIONS, L.L.C. 9601 LEGLER RD LENEXA, KS 66219 |
* | $ 1,900,000,000 | 1 | $ 211,000 |
| RIVERTRUST FEDERAL CREDIT UNION P O BOX 97997 PEARL, MS 39288 |
* | $ 174,283,000 | 1 | $ 160,000 |
| GATEWAY MORTGAGE GROUP, LLC 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 10,000,000 | 1 | $ 136,000 |
| ASSURANCE FINANCIAL GROUP, L.L.C. 9029 JEFFERSON HIGHWAY SUITE 100 BATON ROUGE, LA 70809 |
* | $ 1,000,000,000 | 1 | $ 52,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Copiah County MS in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 335 | $30,726,000 | $91,000 | $600,000 | $46,000 | $188,000 |
| Refinancing | 241 | $27,255,000 | $113,000 | $370,000 | $69,000 | $535,000 |
| Home Improvement | 141 | $2,280,000 | $16,000 | $331,000 | $54,000 | $385,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 377 | $35,789,000 | $94,000 | $412,000 | $72,000 | $535,000 |
| Black or African American | 230 | $12,874,000 | $55,000 | $275,000 | $38,000 | $150,000 |
| Not applicable | 53 | $6,500,000 | $122,000 | $600,000 | $0 | $45,000 |
| Not Provided | 42 | $3,922,000 | $93,000 | $252,000 | $59,000 | $162,000 |
| Hispanic | 11 | $917,000 | $83,000 | $255,000 | $91,000 | $348,000 |
| Asian | 4 | $259,000 | $64,000 | $152,000 | $57,000 | $85,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 540 | $37,454,000 | $69,000 | $600,000 | $59,000 | $535,000 |
| FHA-insured (Federal Housing Administration) | 101 | $12,040,000 | $119,000 | $280,000 | $40,000 | $162,000 |
| VA-guaranteed (Veterans Administration) | 45 | $7,960,000 | $176,000 | $307,000 | $59,000 | $154,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $2,807,000 | $90,000 | $176,000 | $29,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 347 | $28,977,000 | $83,000 | $600,000 | $67,000 | $535,000 |
| Application Denied By Financial Institution | 183 | $12,631,000 | $69,000 | $370,000 | $49,000 | $385,000 |
| Loan Purchased By The Institution | 70 | $8,649,000 | $123,000 | $307,000 | $19,000 | $154,000 |
| File Closed For Incompleteness | 65 | $4,688,000 | $72,000 | $275,000 | $43,000 | $116,000 |
| Application Withdrawn By Applicant | 30 | $3,480,000 | $116,000 | $234,000 | $60,000 | $162,000 |
| Application Approved But Not Accepted | 22 | $1,836,000 | $83,000 | $236,000 | $60,000 | $186,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 31 | $1,245,000 | $40,000 | $202,000 | $43,000 | $150,000 |
| Debt-To-Income Ratio | 12 | $574,000 | $47,000 | $200,000 | $31,000 | $70,000 |
| Collateral | 8 | $671,000 | $83,000 | $160,000 | $57,000 | $85,000 |
| Other | 4 | $197,000 | $49,000 | $179,000 | $85,000 | $140,000 |
| Credit Application Incomplete | 3 | $234,000 | $78,000 | $120,000 | $8,000 | $26,000 |
| Employment History | 2 | $97,000 | $48,000 | $66,000 | $42,000 | $46,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $330,000 | $165,000 | $177,000 | $98,000 | $120,000 |
| Unverifiable Information | 1 | $25,000 | $25,000 | $25,000 | $120,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.