Cowley County KS
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Unlock detailed Cowley County KS mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Kansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,432
Total Mortgage Loan Application Amount $178,240,000
Average Mortgage Loan Application Amount $124,000
Highest Mortgage Loan Application Amount $1,015,000
Average Applicant Income $78,000
Highest Applicant Income $756,000

Mortgage Company List for Lending in Cowley County KS for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COMMUNITY NATIONAL BANK & TRUST
14 N LINCOLN
CHANUTE, KS 66720
* $ 1,323,331,000 128 $ 16,030,000
UNION STATE BANK
127 S SUMMIT STREET
ARKANSAS CITY, KS 67005
* $ 337,360,000 118 $ 14,090,000
RCB BANK
PO BOX 189
CLAREMORE, OK 74018
* $ 3,176,415,000 115 $ 12,005,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,747,398,000,000 61 $ 6,235,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 39 $ 5,425,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 36 $ 4,450,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 35 $ 5,655,000
CITIZENS BANK OF KANSAS
300 N MAIN ST
KINGMAN, KS 67068
* $ 380,175,000 33 $ 3,605,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ -1,000 32 $ 3,490,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 30 $ 3,580,000
UNITED FIDELITY FUNDING CORP.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ -1,000 29 $ 3,065,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 28 $ 2,720,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 92,968,547,000 24 $ 3,380,000
MEMBERS MORTGAGE SERVICES, L.L.C.
200 E 1ST AVE
HUTCHINSON, KS 67501
* $ -1,000 23 $ 2,655,000
FLAT BRANCH MORTGAGE, INC.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 22 $ 2,490,000
MERITRUST FEDERAL CREDIT UNION
8710 E 32ND ST NORTH
WICHITA, KS 67226
* $ 1,266,155,000 22 $ 3,010,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 20 $ 2,050,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 20 $ 2,650,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 20 $ 2,950,000
CREDIT UNION OF AMERICA
711 W DOUGLAS
WICHITA, KS 67213
* $ 985,502,000 19 $ 2,355,000
FIDELITY BANK, NATIONAL ASSOCIATION
100 E ENGLISH
WICHITA, KS 67202
* $ 2,411,656,000 19 $ 3,065,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 24,774,361,000 18 $ 3,440,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 17 $ 2,265,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 17 $ 2,175,000
DELMAR FINANCIAL COMPANY
1066 EXECUTIVE PARKWAY SUITE 100
ST. LOUIS, MO 63141
* $ -1,000 15 $ 1,495,000
OPEN MORTGAGE, LLC
14101 W. HWY 290 #1300
AUSTIN, TX 78737
* $ -1,000 15 $ 2,105,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 14 $ 2,680,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 98,729,134,000 13 $ 795,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 12 $ 980,000
MID AMERICAN CREDIT UNION
8404 W. KELLOGG DR.
WICHITA, KS 67209
* $ 315,655,000 12 $ 1,140,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 11 $ 1,975,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 11 $ 1,375,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 10 $ 1,530,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 9 $ 875,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 9 $ 1,325,000
HOME BANK AND TRUST COMPANY
217 N. MAIN
EUREKA, KS 67045
* $ 111,659,000 9 $ 1,315,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 8 $ 880,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 8 $ 1,200,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 8 $ 1,340,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 8 $ 590,000
HEARTLAND CREDIT UNION
900 EAST 23RD AVENUE
WINFIELD, KS 67502
* $ 325,706,000 8 $ 590,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 7 $ 1,355,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 7 $ 945,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 6 $ 1,040,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 6 $ 490,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 6 $ 1,050,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,751,524,000,000 6 $ 1,210,000
KS STATEBANK
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,142,154,000 5 $ 725,000
CAPITOL FEDERAL SAVINGS BANK
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,255,666,000 5 $ 605,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 5 $ 795,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 5 $ 845,000
GOLDEN PLAINS CREDIT UNION
1714 EAST KANSAS AVENUE
GARDEN CITY, KS 67846
* $ 674,892,000 5 $ 525,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 965,305,000 5 $ 725,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 4 $ 410,000
INTRUST BANK, NATIONAL ASSOCIATION
105 N MAIN ST
WICHITA, KS 67202
* $ 5,665,391,000 4 $ 350,000
REGENT FINANCIAL GROUP, INC.
1910 S 72ND STREET, STE. 103
ELKHORN, NE 68135
* $ -1,000 4 $ 890,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 4 $ 170,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 4 $ 580,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 4 $ 420,000
COMMERCE BANK
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 25,955,469,000 3 $ 355,000
WHITE EAGLE CREDIT UNION
2830 OHIO
AUGUSTA, KS 67010
* $ 109,249,000 3 $ 255,000
PANHANDLE FEDERAL CREDIT UNION
403 NORTH WASHINGTON
WELLINGTON, KS 67152
* $ 56,827,000 3 $ 285,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 3 $ 255,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 3 $ 405,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 3 $ 415,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 375,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 3 $ 295,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 6,492,180,000 3 $ 595,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 104,052,030,000 3 $ 1,185,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 3 $ 235,000
FINANCIAL FUNDING SOLUTIONS, INC.
5935 S ZANG ST., STE 220
LITTLETON, CO 80127
* $ -1,000 3 $ 235,000
WICHITA FEDERAL CREDIT UNION
9835 E 21ST ST N
WICHITA, KS 67206
* $ 132,334,000 3 $ 355,000
FIRST STATE BANK OF ST. CHARLES, MISSOURI
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 383,892,000 2 $ 460,000
MORTGAGE INVESTMENT SERVICES CORPORATION
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ -1,000 2 $ 530,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 707,275,000 2 $ 180,000
SENTE MORTGAGE, INC.
901 S MOPAC EXPY, BLD IV STE 125
WILMINGTON, DE 78746
* $ -1,000 2 $ 210,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 2 $ 170,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 2 $ 530,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 2 $ 270,000
SUNFLOWER BANK, NATIONAL ASSOCIATION
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 67401
* $ 4,172,729,000 2 $ 190,000
FIRST NATIONAL BANK OF OMAHA
1620 DODGE STREET
OMAHA, NE 68197
* $ 22,555,038,000 2 $ 170,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 2 $ 280,000
MORTGAGE 1 INCORPORATED
43456 MOUND ROAD
STERLING HEIGHTS, MI 49314
* $ -1,000 2 $ 210,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ -1,000 2 $ 430,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
LITTLE ROCK, AR 63017
* $ -1,000 2 $ 290,000
VALLEY STATE BANK
502 N MERCHANT
BELLE PLAINE, KS 67013
* $ 137,633,000 2 $ 260,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47129
* $ 1,289,704,000 2 $ 140,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 290,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,002,264,000 2 $ 170,000
EMPRISE BANK
257 N BROADWAY
WICHITA, KS 67202
* $ 1,817,179,000 2 $ 210,000
WEST GATE BANK
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 737,952,000 2 $ 220,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 2 $ 130,000
SKYWARD CREDIT UNION
4 CESSNA BLVD
WICHITA, KS 67215
* $ 343,686,000 2 $ 170,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 13,387,533,000 2 $ 350,000
TRUHOME SOLUTIONS, LLC
9601 LEGLER RD.
CLAYTON, MO 66219
* $ -1,000 2 $ 260,000
US MORTGAGE CORPORATION
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 2 $ 180,000
GARDEN PLAIN STATE BANK
PO BOX 75009
WICHITA, KS 67275
* $ 99,430,000 2 $ 150,000
THE HALSTEAD BANK
314 MAIN ST
HALSTEAD, KS 67056
* $ 118,223,000 1 $ 75,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 75,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 198,963,000 1 $ 85,000
FEDEX EMPLOYEES CREDIT ASSOCIATION
2731 NONCONNAH BLVD
MEMPHIS, TN 38132
* $ 525,924,000 1 $ 135,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 1 $ 135,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 85,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 1 $ 215,000
THRIVE MORTGAGE, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 1 $ 115,000
COMMUNITY FIRST NATIONAL BANK
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 292,682,000 1 $ 205,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
REEDS SPRING, MO 65802
* $ 5,014,991,000 1 $ 75,000
GUARANTY BANK
1341 W BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 1,010,051,000 1 $ 165,000
MORTGAGE CLEARING CORPORATION
5612 S LEWIS
TULSA, OK 74105
* $ -1,000 1 $ 55,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 1 $ 65,000
HERITAGE BANK NATIONAL ASSOCIATION
100 SOUTH STREET W
SPICER, MN 56288
* $ 403,053,000 1 $ 155,000
LANDMARK NATIONAL BANK
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 995,323,000 1 $ 45,000
THRIVENT FEDERAL CREDIT UNION
625 FOURTH AVE S
APPLETON, WI 55415
* $ 629,553,000 1 $ 105,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 1 $ 285,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 1 $ 105,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 1 $ 115,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 140,077,697,000 1 $ 255,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,210,474,000 1 $ 55,000
CELEBRITY HOME LOANS, LLC
2001 SPRING RD SUITE 100
OAK BROOK, IL 60523
* $ -1,000 1 $ 105,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 604,528,000 1 $ 75,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 42,074,066,000 1 $ 85,000
ENVISTA CREDIT UNION
3626 SW WANAMAKER RD
TOPEKA, KS 66614
* $ 398,753,000 1 $ 185,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 216,077,000,000 1 $ 135,000
FIRST HOME BANK
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 531,151,000 1 $ 95,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 235,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 1 $ 65,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 15,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 115,000
COMMUNICATION FEDERAL CREDIT UNION
4141 NW EXPRESSWAY, SUITE 200
OKLAHOMA CITY, OK 73162
* $ 1,309,884,000 1 $ 55,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 4,694,690,000 1 $ 75,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ -1,000 1 $ 105,000
INLAND BANK & TRUST
1900 W STATE ST
GENEVA, IL 60134
* $ 1,123,482,000 1 $ 155,000
STRONG HOME MORTGAGE, LLC
9408 GRANT AVE STE 302
DOVER, DE 22192
* $ -1,000 1 $ 435,000
ALLIED FIRST BANK,SB
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 109,679,000 1 $ 205,000
LENDERFI, INC.
23875 VENTURA BLVD SUITE 203B
CALABASAS, CA 91302
* $ -1,000 1 $ 105,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 1 $ 25,000
MUTUAL SAVINGS ASSOCIATION
100 S 4TH STREET
LEAVENWORTH, KS 66048
* $ 208,668,000 1 $ 165,000
PARAMOUNT BANK
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63072
* $ 104,250,000 1 $ 145,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 1 $ 105,000
DATA MORTGAGE, INC.
2200 W. ORANGEWOOD AVE SUITE 150
SACRAMENTO, CA 92868
* $ -1,000 1 $ 105,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 167,492,000,000 1 $ 85,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 1 $ 215,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2021, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Cowley County KS in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 775 $98,205,000 $126,000 $1,015,000 $71,000 $452,000
Refinancing 361 $45,975,000 $127,000 $575,000 $87,000 $756,000
Cash-out Refinancing 210 $28,590,000 $136,000 $465,000 $89,000 $443,000
Home Improvement 39 $2,265,000 $58,000 $215,000 $85,000 $432,000
Other Purpose 28 $2,280,000 $81,000 $205,000 $75,000 $228,000
Not Applicable 19 $925,000 $48,000 $115,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 949 $118,965,000 $125,000 $605,000 $80,000 $756,000
Not applicable 207 $23,935,000 $115,000 $1,015,000 $198,000 $250,000
Not Provided 155 $21,225,000 $136,000 $465,000 $78,000 $432,000
Hispanic 73 $7,555,000 $103,000 $305,000 $60,000 $169,000
Asian 17 $1,525,000 $89,000 $245,000 $65,000 $178,000
Black or African American 14 $2,570,000 $183,000 $475,000 $87,000 $238,000
American Indian or Alaskan Native 14 $2,040,000 $145,000 $465,000 $87,000 $269,000
Native Hawaiian or Other Pacific Islander 2 $320,000 $160,000 $185,000 $60,000 $60,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 959 $121,365,000 $126,000 $1,015,000 $86,000 $756,000
FHA-insured (Federal Housing Administration) 234 $25,680,000 $109,000 $365,000 $52,000 $157,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 129 $12,135,000 $94,000 $245,000 $42,000 $86,000
VA-guaranteed (Veterans Administration) 110 $19,060,000 $173,000 $545,000 $82,000 $307,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 807 $104,715,000 $129,000 $605,000 $82,000 $756,000
Loan Purchased By The Institution 199 $22,455,000 $112,000 $465,000 $78,000 $250,000
Application Withdrawn By Applicant 166 $20,730,000 $124,000 $415,000 $75,000 $353,000
Application Denied By Financial Institution 154 $17,000,000 $110,000 $1,015,000 $65,000 $432,000
File Closed For Incompleteness 58 $8,020,000 $138,000 $475,000 $83,000 $238,000
Application Approved But Not Accepted 45 $4,975,000 $110,000 $255,000 $82,000 $452,000
Preapproval Approved but not Accepted 3 $345,000 $115,000 $185,000 $46,000 $59,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,132 $143,880,000 $127,000 $575,000 $77,000 $756,000
Debt-To-Income Ratio 187 $23,445,000 $125,000 $1,015,000 $95,000 $452,000
Credit History 30 $2,420,000 $80,000 $215,000 $66,000 $145,000
Collateral 28 $3,030,000 $108,000 $385,000 $67,000 $135,000
Credit Application Incomplete 23 $2,025,000 $88,000 $205,000 $60,000 $100,000
Other 17 $1,965,000 $115,000 $465,000 $70,000 $228,000
Unverifiable Information 6 $470,000 $78,000 $135,000 $46,000 $113,000
Employment History 5 $595,000 $119,000 $255,000 $46,000 $104,000
Insufficient Cash (Downpayment, Closing Cost) 4 $410,000 $102,000 $135,000 $60,000 $73,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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