Day County SD
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Unlock detailed Day County SD mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in South Dakota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 260
Total Mortgage Loan Application Amount $18,167,000
Average Mortgage Loan Application Amount $69,000
Highest Mortgage Loan Application Amount $1,076,000
Average Applicant Income $72,000
Highest Applicant Income $2,089,000

Mortgage Company List for Lending in Day County SD for 2004

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
DACOTAH BANK
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57102
* $ 768,367,000 78 $ 4,827,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 250,474,000,000 21 $ 2,035,000
CORTRUST MORTGAGE, INC.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ 10,000,000 18 $ 1,314,000
GREAT WESTERN BANK
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 916,388,000 12 $ 785,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 10 $ 456,000
CORTRUST BANK NATIONAL ASSOCIATION
100 EAST HAVENS
MITCHELL, SD 57301
* $ 368,270,000 9 $ 122,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 97,957,619,000 9 $ 783,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 7 $ 159,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 234,680,095,000 7 $ 729,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 6 $ 232,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 6 $ 430,000
CHEVY CHASE BANK, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA,, MD 20814
* $ 12,620,187,000 6 $ 602,000
TCF MORTGAGE CORPORATION
801 MARQUETTE AVENUE (002-01-P)
MINNEAPOLIS, MN 55402
* $ 3,586,805,000 5 $ 448,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 19,381,781,000 4 $ 456,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,538,602,000 4 $ 430,000
FIRST SAVINGS BANK
201 NORTH 3RD ST
BERESFORD, SD 57004
* $ 378,697,000 4 $ 96,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 256,787,000,000 4 $ 118,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 4 $ 186,000
FIRST PREMIER BANK
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57110
* $ 831,281,000 3 $ 340,000
HOME FEDERAL BANK
P.O. BOX 5000
SIOUX FALLS, SD 57117
* $ 786,130,000 3 $ 230,000
CHASE MANHATTAN MORTGAGE CORP.
194 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 770,912,000 3 $ 155,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 2 $ 144,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,022,330,000 2 $ 112,000
ASSOCIATED BANK MINNESOTA, N.A
1801 RIVERSIDE AV
MINNEAPOLIS, MN 55454
* $ 1,953,370,000 2 $ 204,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 2 $ 134,000
FARM CREDIT SERVICES OF AMERICA, FLCA
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 2 $ 365,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 2 $ 108,000
SECURITY MORTGAGE CORPORATION
100 N. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 30,000,000 2 $ 297,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 2,032,341,000 2 $ 99,000
MIDCOUNTRY BANK
2611 BLUE HERON DR.
MARION, IL 62959
* $ 517,519,000 2 $ 128,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 189,159,050,000 2 $ 146,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,319,969,000 2 $ 89,000
VOYAGER BANK
775 PRAIRIE CENTER DRIVE
EDEN PRAIRIE, MN 55344
* $ 367,518,000 1 $ 145,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 1 $ 107,000
THE FIRST NATIONAL BANK IN SIOUX FALLS
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 866,244,000 1 $ 207,000
WELLS FARGO FIN'L SOUTH DAKOTA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 34,311,813,000 1 $ 22,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 1 $ 145,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 40,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 14,165,872,000 1 $ 250,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 904,406,000 1 $ 108,000
SIOUX EMPIRE
5010 S SOLBERG AVE
SIOUX FALLS, SD 57108
* $ 41,622,000 1 $ 9,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 7,855,191,000 1 $ 45,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,655,913,000 1 $ 60,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 98,000
FIELDSTONE MORTGAGE COMPANY
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 1 $ 79,000
FIRST BANK & TRUST
520 6TH STREET
BROOKINGS, SD 57006
* $ 560,213,000 1 $ 65,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 1 $ 28,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2004, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Day County SD in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 160 $12,687,000 $79,000 $1,076,000 $87,000 $2,089,000
Home Purchase 77 $4,965,000 $64,000 $278,000 $55,000 $768,000
Home Improvement 23 $515,000 $22,000 $44,000 $50,000 $165,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 207 $13,388,000 $64,000 $425,000 $78,000 $2,089,000
Not applicable 33 $3,371,000 $102,000 $1,076,000 $0 $0
Not Provided 12 $896,000 $74,000 $165,000 $57,000 $75,000
American Indian or Alaskan Native 3 $198,000 $66,000 $160,000 $90,000 $180,000
Hispanic 3 $126,000 $42,000 $52,000 $127,000 $172,000
Native Hawaiian or Other Pacific Islander 1 $143,000 $143,000 $143,000 $69,000 $69,000
Black or African American 1 $45,000 $45,000 $45,000 $76,000 $76,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 251 $17,473,000 $69,000 $1,076,000 $75,000 $2,089,000
FHA-insured (Federal Housing Administration) 5 $478,000 $95,000 $112,000 $43,000 $66,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $176,000 $58,000 $83,000 $29,000 $42,000
VA-guaranteed (Veterans Administration) 1 $40,000 $40,000 $40,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 151 $10,798,000 $71,000 $1,076,000 $106,000 $2,089,000
Application Denied By Financial Institution 52 $3,062,000 $58,000 $250,000 $58,000 $840,000
Application Withdrawn By Applicant 22 $1,511,000 $68,000 $143,000 $44,000 $96,000
Loan Purchased By The Institution 17 $1,369,000 $80,000 $160,000 $17,000 $66,000
Application Approved But Not Accepted 13 $1,181,000 $90,000 $184,000 $61,000 $173,000
File Closed For Incompleteness 5 $246,000 $49,000 $84,000 $56,000 $75,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 15 $952,000 $63,000 $160,000 $89,000 $840,000
Credit History 9 $563,000 $62,000 $250,000 $52,000 $102,000
Collateral 8 $438,000 $54,000 $121,000 $44,000 $76,000
Credit Application Incomplete 6 $498,000 $83,000 $143,000 $47,000 $96,000
Debt-To-Income Ratio 3 $109,000 $36,000 $80,000 $27,000 $73,000
Unverifiable Information 2 $173,000 $86,000 $116,000 $84,000 $96,000
Employment History 1 $6,000 $6,000 $6,000 $10,000 $10,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the South Dakota Lender List