Elk County KS
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Unlock detailed Elk County KS mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Kansas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 41 |
| Total Mortgage Loan Application Amount | $3,713,000 |
| Average Mortgage Loan Application Amount | $90,000 |
| Highest Mortgage Loan Application Amount | $360,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $276,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| SKYWARD CREDIT UNION 4 CESSNA BLVD WICHITA, KS 67215 |
* | $ 257,358,000 | 5 | $ 115,000 |
| FIRSTOAK BANK 113 N PENN AVE, PO BOX 868 INDEPENDENCE, KS 67301 |
* | $ 111,118,000 | 3 | $ 627,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,610,580,000,000 | 3 | $ 336,000 |
| ROSE HILL BANK 107 N ROSE HILL RD ROSE HILL, KS 67133 |
* | $ 351,272,000 | 3 | $ 138,000 |
| FIRST BANK OF NEWTON 128 E BROADWAY NEWTON, KS 67114 |
* | $ 188,591,000 | 2 | $ 255,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 2 | $ 52,000 |
| WHITE EAGLE CREDIT UNION 2830 OHIO AUGUSTA, KS 67010 |
* | $ 92,803,000 | 1 | $ 95,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 417,458,234,000 | 1 | $ 360,000 |
| HEARTLAND CREDIT UNION 900 EAST 23RD AVENUE WINFIELD, KS 67502 |
* | $ 264,697,000 | 1 | $ 42,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 1 | $ 184,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 1 | $ 45,000 |
| GREAT SOUTHERN BANK 218 S GLENSTONE AVE REEDS SPRING, MO 65802 |
* | $ 4,097,252,000 | 1 | $ 67,000 |
| EVOLVE BANK & TRUST 301 SHOPPING WAY BLVD WEST MEMPHIS, AR 72301 |
* | $ 367,680,000 | 1 | $ 45,000 |
| EQUITY BANK 7701 E KELLOGG STE 100 ANDOVER, KS 67207 |
* | $ 1,589,071,000 | 1 | $ 27,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ 10,000,000 | 1 | $ 118,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ 10,000,000 | 1 | $ 94,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 1 | $ 186,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 1 | $ 65,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 1 | $ 184,000 |
| EMPRISE BANK 257 N BROADWAY WICHITA, KS 67202 |
* | $ 1,561,937,000 | 1 | $ 101,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 1 | $ 247,000 |
| INTRUST BANK, NATIONAL ASSOCIATION 105 N MAIN ST WICHITA, KS 67202 |
* | $ 4,416,352,000 | 1 | $ 54,000 |
| GSF MORTGAGE CORP 15430 W CAPITOL DRIVE BROOKFIELD, WI 53005 |
* | $ 10,000,000 | 1 | $ 66,000 |
| NBKC BANK 8320 WARD PARKWAY KANSAS, KS 64114 |
* | $ 567,648,000 | 1 | $ 32,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 1 | $ 38,000 |
| COMMUNITY NATIONAL BANK & TRUST 14 N LINCOLN CHANUTE, KS 66720 |
* | $ 936,842,000 | 1 | $ 23,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2016, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Elk County KS in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 19 | $1,457,000 | $76,000 | $335,000 | $78,000 | $276,000 |
| Refinancing | 16 | $2,104,000 | $131,000 | $360,000 | $47,000 | $137,000 |
| Home Improvement | 6 | $152,000 | $25,000 | $54,000 | $44,000 | $116,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 32 | $2,971,000 | $92,000 | $360,000 | $61,000 | $141,000 |
| Not Provided | 6 | $477,000 | $79,000 | $219,000 | $88,000 | $276,000 |
| Not applicable | 2 | $229,000 | $114,000 | $184,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $36,000 | $36,000 | $36,000 | $30,000 | $30,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25 | $2,078,000 | $83,000 | $360,000 | $80,000 | $276,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,083,000 | $154,000 | $247,000 | $29,000 | $109,000 |
| FHA-insured (Federal Housing Administration) | 6 | $396,000 | $66,000 | $118,000 | $36,000 | $51,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $156,000 | $52,000 | $66,000 | $25,000 | $57,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19 | $1,855,000 | $97,000 | $335,000 | $63,000 | $276,000 |
| Application Denied By Financial Institution | 10 | $740,000 | $74,000 | $360,000 | $65,000 | $141,000 |
| Application Withdrawn By Applicant | 3 | $148,000 | $49,000 | $67,000 | $73,000 | $116,000 |
| File Closed For Incompleteness | 3 | $471,000 | $157,000 | $247,000 | $43,000 | $84,000 |
| Application Approved But Not Accepted | 3 | $238,000 | $79,000 | $101,000 | $95,000 | $137,000 |
| Loan Purchased By The Institution | 3 | $261,000 | $87,000 | $184,000 | $7,000 | $22,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 3 | $154,000 | $51,000 | $60,000 | $111,000 | $141,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $51,000 | $25,000 | $29,000 | $44,000 | $53,000 |
| Other | 1 | $26,000 | $26,000 | $26,000 | $26,000 | $26,000 |
| Credit History | 1 | $18,000 | $18,000 | $18,000 | $55,000 | $55,000 |
| Debt-To-Income Ratio | 1 | $360,000 | $360,000 | $360,000 | $37,000 | $37,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.