Emmet County MI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Unlock detailed Emmet County MI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Michigan.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,412
Total Mortgage Loan Application Amount $728,730,000
Average Mortgage Loan Application Amount $302,000
Highest Mortgage Loan Application Amount $79,025,000
Average Applicant Income $177,000
Highest Applicant Income $4,259,000

Mortgage Company List for Lending in Emmet County MI for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
TCF NATIONAL BANK
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 46,627,366,000 514 $ 138,330,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 167,845,100,000 141 $ 32,215,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 108 $ 27,430,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,739,378,000 107 $ 19,895,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 97 $ 32,795,000
LAKE MICHIGAN CREDIT UNION
PO BOX 2848
CALEDONIA, MI 49501
* $ 6,863,398,000 91 $ 26,985,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 71 $ 19,595,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 65 $ 12,535,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,712,919,000,000 55 $ 20,265,000
MBANK
130 S CEDAR ST
MANISTIQUE, MI 49854
* $ 1,316,588,000 43 $ 7,785,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 397,703,264,000 40 $ 11,560,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 28 $ 6,070,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,852,983,000,000 24 $ 13,230,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 24 $ 5,160,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 23,234,514,000 23 $ 4,855,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 22 $ 3,920,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 20 $ 4,580,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 20 $ 3,670,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 20 $ 4,400,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 19 $ 7,475,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 15 $ 3,515,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 15 $ 2,675,000
INDEPENDENT BANK
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 3,563,694,000 15 $ 3,665,000
OXFORD BANK & TRUST
1111 W. 22ND STREET #800
OAK BROOK, IL 60523
* $ 614,673,000 15 $ 595,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 14 $ 81,390,000
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 4,730,630,000 14 $ 2,890,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 13 $ 4,295,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 13 $ 6,165,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 12 $ 3,260,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 10 $ 1,980,000
LEVEL ONE BANK
32991 HAMILTON COURT
FARMINGTON HILLS, MI 48334
* $ 1,582,399,000 10 $ 2,710,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 10 $ 3,170,000
THE DART BANK
368 S. PARK ST.
MASON, MI 48854
* $ 460,693,000 10 $ 2,760,000
MERCANTILE BANK
310 LEONARD ST NW
GRAND RAPIDS, MI 49504
* $ 3,614,957,000 10 $ 5,430,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 20,311,535,000 9 $ 2,365,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 9 $ 1,785,000
GREENSTONE FARM CREDIT SERVICES, FLCA
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 9 $ 2,935,000
THE STATE BANK
175 N LEROY ST
FENTON, MI 48430
* $ 1,033,895,000 8 $ 3,170,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 8 $ 780,000
MORTGAGE CENTER L.C
29621 NORTHWESTERN HWY
PLYMOUTH, MI 48034
* $ -1,000 8 $ 1,820,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 8 $ 2,930,000
CHOICEONE BANK
109 E. DIVISION ST.
SPARTA, MI 49345
* $ 673,946,000 8 $ 2,560,000
ISABELLA BANK
139 E. BROADWAY
MOUNT PLEASANT, MI 48858
* $ 1,763,432,000 8 $ 3,420,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 8 $ 2,410,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 83,036,000,000 8 $ 7,190,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 8 $ 1,590,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 112,384,202,000 8 $ 570,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 7 $ 1,925,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 7 $ 1,215,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 7 $ 1,545,000
MORTGAGE 1 INCORPORATED
43456 MOUND ROAD
STERLING HEIGHTS, MI 49314
* $ -1,000 7 $ 2,265,000
NORTHERN MORTGAGE SERVICES, LLC
3714 28TH ST SW
GRAND RAPIDS, MI 49418
* $ -1,000 6 $ 1,160,000
CREDIT UNION ONE
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 1,487,658,000 6 $ 1,590,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 6 $ 1,030,000
COMERICA BANK
411 W LAFAYETTE BLVD
DALLAS, TX 48226
* $ 73,336,000,000 6 $ 3,570,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 32,343,129,000 6 $ 2,830,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 6 $ 950,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
PLYMOUTH, MI 48108
* $ -1,000 6 $ 860,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 167,492,000,000 6 $ 4,860,000
ROSS MORTGAGE CORPORATION
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ -1,000 5 $ 1,225,000
DFCU FINANCIAL
400 TOWN CENTER DRIVE
DEARBORN, MI 48126
* $ 4,903,176,000 5 $ 1,095,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 5 $ 1,175,000
STAUNTON FINANCIAL, INC.
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48075
* $ -1,000 5 $ 1,185,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 5 $ 235,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 5 $ 1,235,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 5 $ 1,375,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 5 $ 925,000
DOW CREDIT UNION
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 1,766,990,000 5 $ 855,000
TEAM ONE CREDIT UNION
520 HAYDEN
SAGINAW, MI 48607
* $ 569,349,000 4 $ 810,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 4 $ 1,290,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 4 $ 920,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,453,998,000,000 4 $ 3,630,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 4 $ 990,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 143,390,269,000 4 $ 800,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ -1,000 4 $ 1,310,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 4 $ 1,290,000
FIRST MERCHANTS BANK
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 12,430,349,000 4 $ 1,150,000
HORIZON BANK
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 5,236,417,000 4 $ 740,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 604,528,000 4 $ 960,000
MAIN STREET BANK
31780 TELEGRAPH ROAD, SUITE 100
BINGHAM FARMS, MI 48025
* $ 276,572,000 3 $ 975,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 3 $ 2,625,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,503,779,000 3 $ 1,225,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 3 $ 815,000
SUCCESS MORTGAGE PARTNERS, INC.
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 3 $ 815,000
J. VIRGIL, INC.
G3404 MILLER ROAD
FENTON, MI 48507
* $ -1,000 3 $ 685,000
RBC BANK, (GEORGIA) NATIONAL ASSOCIATION
8081 ARCO CORPORATE DRIVE
ATLANTA, GA 27617
* $ 4,528,719,000 3 $ 925,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 3 $ 485,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 3 $ 225,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 3 $ 515,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 3 $ 795,000
SUNFLOWER BANK, NATIONAL ASSOCIATION
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 67401
* $ 4,172,729,000 3 $ 1,015,000
GENISYS CREDIT UNION
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 2,847,190,000 3 $ 605,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 3 $ 795,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 965,305,000 3 $ 915,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 3 $ 565,000
FRANKENMUTH CREDIT UNION
580 N. MAIN ST., PO BOX 209
FRANKENMUTH, MI 48734
* $ 740,859,000 3 $ 1,475,000
FIRST INTERNATIONAL BANK & TRUST
1600 S BDWAY
WATFORD CITY, ND 58701
* $ 3,466,051,000 3 $ 905,000
ADVISORS CAPITAL, INC.
39810 GRAND RIVER AVE., SUITE C-200
NOVI, MI 48375
* $ -1,000 3 $ 615,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 216,654,000,000 3 $ 2,855,000
DORT FINANCIAL CREDIT UNION
9048 HOLLY ROAD
GRAND BLANC, MI 48439
* $ 1,005,502,000 3 $ 825,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 3 $ 825,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 3 $ 575,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 2 $ 120,000
LENDSURE MORTGAGE CORP.
16959 BERNARDO CENTER DR, #102
WILMINGTON, DE 92128
* $ -1,000 2 $ 1,110,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 2 $ 570,000
BLUELEAF LENDING, LLC
112 S SANGAMON STREET 2ND FLOOR
CHICAGO, IL 60607
* $ -1,000 2 $ 600,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 63,780,722,000 2 $ 1,770,000
FIRST HOME BANK
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 531,151,000 2 $ 610,000
MICHIGAN SCHOOLS AND GOVERNMENT
40400 GARFIELD ROAD
CLINTON TOWNSHIP, MI 48038
* $ 2,370,725,000 2 $ 340,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 2 $ 1,620,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 2 $ 270,000
NEW ENGLAND
141 HARVEST LANE
WILLISTON, VT 05495
* $ 1,415,180,000 2 $ 460,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 90,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 2 $ 480,000
DUPACO COMMUNITY
PO BOX 179
DUBUQUE, IA 52004
* $ 1,888,189,000 2 $ 560,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 833,228,000 2 $ 570,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 2 $ 460,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 2 $ 310,000
HFG HOLDINGS, LLC
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48084
* $ -1,000 2 $ 950,000
BANK OF ANN ARBOR
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48185
* $ 1,756,512,000 2 $ 1,060,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 680,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 2,488,033,000 2 $ 340,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 313,272,000 2 $ 620,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 2 $ 190,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 2 $ 450,000
INLANTA MORTGAGE, INC.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 2 $ 670,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 2 $ 430,000
UNIVERSITY LENDING GROUP, LLC
42452 HAYES, STE I
CLLINTON TOWNSHIP, MI 48038
* $ -1,000 2 $ 650,000
THE ANDERSON FINANCIAL GROUP, INC.
2421 N ASHLAND
CHICAGO, IL 60614
* $ -1,000 2 $ 610,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 2 $ 520,000
COMMUNITY FINANCIAL CREDIT UNION
500 S HARVEY ST
PLYMOUTH, MI 48170
* $ 1,013,236,000 2 $ 150,000
NEIGHBORHOOD LOANS, INC.
55 W. 22ND STREET SUITE 130
CHICAGO, IL 60148
* $ -1,000 2 $ 370,000
STRONG HOME MORTGAGE, LLC
9408 GRANT AVE STE 302
DOVER, DE 22192
* $ -1,000 1 $ 275,000
ST JAMES MORTGAGE CORPORATION
42676 WOODWARD AVE
BLOOMFIELD HILLS, MI 48304
* $ -1,000 1 $ 255,000
SECURITY CREDIT UNION
5255 SECURITY PARK BLVD
HOLLY, MI 48442
* $ 446,049,000 1 $ 75,000
CREDIT UNION MORTGAGE ASSOCIATION, INC.
10800 MAIN STREET
WILMINGTON, DE 22030
* $ -1,000 1 $ 215,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 475,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 95,000
OCMBC, INC.
19000 MACARTHUR BLVD, SUITE 200
GLENDALE, CA 92612
* $ -1,000 1 $ 255,000
CHICAGO MORTGAGE SOLUTIONS LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 1 $ 235,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 464,504,000 1 $ 355,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 1 $ 335,000
HOMESITE MORTGAGE, LLC
13001 23 MILE RD, SUITE 101
SHELBY TOWNSHIP, MI 48315
* $ -1,000 1 $ 145,000
IBERIABANK
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 31,614,914,000 1 $ 605,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 1 $ 225,000
LUXURY MORTGAGE CORP.
FOUR LANDMARK SQUARE SUITE 300
WILMINGTON, DE 06901
* $ -1,000 1 $ 275,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 198,963,000 1 $ 85,000
CONSUMERS CREDIT UNION
PO BOX 525
KALAMAZOO, MI 49077
* $ 1,242,456,000 1 $ 125,000
UIF CORPORATION
29777 TELEGRAPH RD. SUITE 3590
ANN ARBOR, MI 48034
* $ -1,000 1 $ 35,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
TEMPE, AZ 85297
* $ -1,000 1 $ 85,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 85,000
UNITED FEDERAL CREDIT UNION
2807 SOUTH STATE ST
SAINT JOSEPH, MI 49085
* $ 2,877,075,000 1 $ 175,000
WINGS FINANCIAL CREDIT UNION
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 5,633,125,000 1 $ 15,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 1 $ 115,000
COMMERCIAL BANK
301 N. STATE ST
ITHACA, MI 48801
* $ 504,360,000 1 $ 505,000
LAKE TRUST CREDIT UNION
4605 S OLD US HIGHWAY 23
BRIGHTON, MI 48114
* $ 1,917,933,000 1 $ 55,000
FIRST STATE BANK
24300 LITTLE MACK
EASTPOINTE, MI 48080
* $ 772,133,000 1 $ 165,000
CIBC BANK USA
120 SOUTH LASALLE
CHICAGO, IL 60603
* $ 33,588,619,000 1 $ 405,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 55,000
FIRST CENTENNIAL MORTGAGE CORPORATION
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 1 $ 355,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 451,290,000 1 $ 205,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 1 $ 45,000
KS STATEBANK
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,142,154,000 1 $ 175,000
PREMIER BANK
601 CLINTON STREET
YOUNGSTOWN, OH 43512
* $ 3,439,822,000 1 $ 135,000
HANCOCK MORTGAGE PARTNERS, LLC
ONE SUGAR CREEK CENTER BLVD SUITE 1000
SUGAR LAND, TX 77478
* $ -1,000 1 $ 245,000
SOUTHERN MICHIGAN BANK & TRUST
51 WEST PEARL STREET
COLDWATER, MI 49036
* $ 806,619,000 1 $ 4,355,000
WANIGAS CREDIT UNION
4026 SHATTUCK RD
SAGINAW, MI 48603
* $ 338,939,000 1 $ 295,000
MIDWEST BANKCENTRE
2191 LEMAY FERRY ROAD
SAINT LOUIS, MO 63125
* $ 2,050,530,000 1 $ 515,000
UNION SAVINGS BANK
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 3,079,626,000 1 $ 305,000
WILMINGTON SAVINGS FUND SOCIETY, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 12,223,127,000 1 $ 35,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 1 $ 55,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 1 $ 145,000
PLATINUM HOME MORTGAGE CORPORATION
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ -1,000 1 $ 155,000
EATON COMMUNITY BANK
236 S. COCHRAN AVENUE, P.O. BOX 219
CHARLOTTE, MI 48813
* $ 375,243,000 1 $ 75,000
NORTHSTAR BANK
833 S. VAN DYKE RD.
BAD AXE, MI 48413
* $ 650,192,000 1 $ 315,000
ASTERA
5615 W SAGINAW HWY
LANSING, MI 48917
* $ 152,101,000 1 $ 45,000
HOMESTEAD SAVINGS BANK
415 S SUPERIOR ST
ALBION, MI 49224
* $ 65,786,000 1 $ 175,000
THE UNION BANK COMPANY
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 877,982,000 1 $ 245,000
RAYMOND JAMES BANK
710 CARILLON PARKWAY
ST. PETERSBURG, FL 33716
* $ 26,468,603,000 1 $ 1,965,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 1 $ 235,000
HANCOCK WHITNEY BANK
2510 14TH STREET
FLOWOOD, MS 39501
* $ 30,597,146,000 1 $ 675,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 12,244,742,000 1 $ 225,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 4,097,505,000 1 $ 455,000
1ST SOURCE BANK
P O BOX 1602 SUITE 400
SOUTH BEND, IN 46634
* $ 6,622,194,000 1 $ 655,000
INDEPENDENT BANK
5050 POPLAR AVENUE STE 2100
MEMPHIS, TN 38157
* $ 1,110,566,000 1 $ 335,000
MACATAWA BANK
PO BOX 3119
HOLLAND, MI 49422
* $ 2,068,014,000 1 $ 265,000
FLORIDA CAPITAL BANK, NATIONAL ASSOCIATION
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 496,400,000 1 $ 245,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 1 $ 215,000
AUTO CLUB TRUST, FSB
1 AUTOCLUB DRIVE
DEARBORN, MI 48126
* $ 567,245,000 1 $ 95,000
THE STATE BANK AND TRUST COMPANY
401 CLINTON STREET
DEFIANCE, OH 43512
* $ 1,029,694,000 1 $ 205,000
FINANCIAL PLUS CREDIT UNION
G-3381 VAN SLYKE RD, P.O. BOX 7006
FLINT, MI 48507
* $ 569,726,000 1 $ 105,000
INTERCONTINENTAL CAPITAL GROUP, INC
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ -1,000 1 $ 495,000
BANK FIRST, N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ 2,206,443,000 1 $ 605,000
JOLT CREDIT UNION
6180 STATE STREET
SAGINAW, MI 48603
* $ 342,573,000 1 $ 465,000
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 996,248,000 1 $ 185,000
SPECTRA CREDIT UNION
5440 CHEROKEE AVE SUITE 200
ALEXANDRIA, VA 22312
* $ 454,592,000 1 $ 335,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 1 $ 205,000
MICHIGAN FIRST CREDIT UNION
27000 EVERGREEN
LATHRUP VILLAGE, MI 48076
* $ 980,071,000 1 $ 705,000
MICHIGAN ONE COMMUNITY CREDIT UNION
510 S DEXTER ST.
IONIA, MI 48846
* $ 134,484,000 1 $ 265,000
SIGNATURE MORTGAGE CORPORATION
4790 DOUGLAS CIRCLE NW
CANTON, OH 44718
* $ -1,000 1 $ 225,000
MONROE COMMUNITY CREDIT UNION
715 N TELEGRAPH ROAD
MONROE, MI 48162
* $ 222,718,000 1 $ 185,000
AMERICAN PORTFOLIO MORTGAGE CORPORATION
800 E NORTHWEST HIGHWAY SUITE 821
CARSON CITY, NV 60074
* $ -1,000 1 $ 235,000
T2 FINANCIAL LLC
480 OLDE WORTHINGTON RD SUITE 300
CINCINNATI, OH 43082
* $ -1,000 1 $ 105,000
CLEARPATH LENDING
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 1 $ 145,000
VISIO FINANCIAL SERVICES INC.
1905 KRAMER LN B700
WILMINGTON, DE 78758
* $ -1,000 1 $ 2,005,000
TOWER FEDERAL CREDIT UNION
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 3,255,099,000 1 $ 215,000
COMMUNITY CHOICE
31155 NORTHWESTERN HWY
FARMINGTON HILLS, MI 48334
* $ 1,163,544,000 1 $ 95,000
LIBERTY HOME MORTGAGE CORPORATION
4401 ROCKSIDE RD 310
STRONGSVILLE, OH 44131
* $ -1,000 1 $ 235,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 1 $ 15,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 95,000
VIBE CREDIT UNION
1375 N OAKLAND BLVD
NOVI, MI 48327
* $ 913,849,000 1 $ 175,000
CF BANK, NATIONAL ASSOCIATION
7000 N HIGH ST
WORTHINGTON, OH 43085
* $ 879,238,000 1 $ 215,000
CITY NATIONAL BANK
555 SOUTH FLOWER STREET
LOS ANGELES, CA 90071
* $ 61,390,143,000 1 $ 405,000
THE NORTHERN TRUST COMPANY
50 S. LA SALLE
CHICAGO, IL 60603
* $ 135,885,433,000 1 $ 5,525,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 24,774,361,000 1 $ 105,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47129
* $ 1,289,704,000 1 $ 235,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 461,256,000,000 1 $ 315,000
WILDFIRE CREDIT UNION
6640 BAY RD
SAGINAW, MI 48604
* $ 844,894,000 1 $ 455,000
HOMETOWN LENDERS, INC.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 1 $ 275,000
KELLER MORTGAGE, LLC
4725 LAKEHURST CT SUITE 400
HILLIARD, OH 43016
* $ -1,000 1 $ 205,000
DIAMOND RESIDENTIAL MORTGAGE CORPORATION
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 1 $ 385,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 1 $ 265,000
LAFCU CREDIT UNION
106 N MARKETPLACE BLVD
LANSING, MI 48917
* $ 746,967,000 1 $ 55,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Emmet County MI in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,052 $360,420,000 $342,000 $79,025,000 $180,000 $4,200,000
Home Purchase 726 $220,630,000 $303,000 $3,005,000 $192,000 $4,259,000
Cash-out Refinancing 415 $110,315,000 $265,000 $7,155,000 $137,000 $2,100,000
Other Purpose 110 $24,940,000 $226,000 $2,005,000 $222,000 $2,918,000
Home Improvement 93 $10,575,000 $113,000 $605,000 $152,000 $1,081,000
Not Applicable 16 $1,850,000 $115,000 $255,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,976 $610,430,000 $308,000 $79,025,000 $172,000 $4,259,000
Not Provided 318 $82,800,000 $260,000 $2,405,000 $214,000 $2,918,000
Not applicable 52 $20,750,000 $399,000 $5,525,000 $171,000 $358,000
American Indian or Alaskan Native 23 $2,965,000 $128,000 $255,000 $61,000 $271,000
Hispanic 16 $4,220,000 $263,000 $655,000 $150,000 $568,000
Black or African American 13 $3,535,000 $271,000 $665,000 $238,000 $825,000
Asian 10 $3,400,000 $340,000 $855,000 $179,000 $498,000
Native Hawaiian or Other Pacific Islander 1 $95,000 $95,000 $95,000 $32,000 $32,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,121 $669,425,000 $315,000 $79,025,000 $186,000 $4,259,000
VA-guaranteed (Veterans Administration) 149 $35,035,000 $235,000 $855,000 $75,000 $364,000
FHA-insured (Federal Housing Administration) 128 $22,330,000 $174,000 $555,000 $57,000 $275,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $1,940,000 $138,000 $255,000 $44,000 $63,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,489 $421,235,000 $282,000 $7,155,000 $187,000 $4,259,000
Application Withdrawn By Applicant 373 $179,185,000 $480,000 $79,025,000 $174,000 $4,200,000
Application Denied By Financial Institution 272 $55,500,000 $204,000 $2,005,000 $104,000 $862,000
File Closed For Incompleteness 141 $41,755,000 $296,000 $2,625,000 $211,000 $2,302,000
Application Approved But Not Accepted 68 $15,510,000 $228,000 $725,000 $152,000 $723,000
Loan Purchased By The Institution 68 $15,510,000 $228,000 $1,185,000 $257,000 $2,794,000
Preapproval Denied by Financial Institution 1 $35,000 $35,000 $35,000 $114,000 $114,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,125 $664,885,000 $312,000 $79,025,000 $185,000 $4,259,000
Debt-To-Income Ratio 79 $23,885,000 $302,000 $4,355,000 $124,000 $2,648,000
Credit History 70 $7,910,000 $113,000 $695,000 $85,000 $568,000
Collateral 60 $11,340,000 $189,000 $1,875,000 $126,000 $629,000
Credit Application Incomplete 28 $5,550,000 $198,000 $465,000 $95,000 $350,000
Other 18 $8,120,000 $451,000 $2,005,000 $259,000 $862,000
Unverifiable Information 14 $3,450,000 $246,000 $645,000 $119,000 $618,000
Employment History 12 $2,400,000 $200,000 $505,000 $73,000 $176,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,190,000 $198,000 $295,000 $98,000 $139,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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