Erath County TX
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Unlock detailed Erath County TX mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,130
Total Mortgage Loan Application Amount $149,582,000
Average Mortgage Loan Application Amount $132,000
Highest Mortgage Loan Application Amount $2,123,000
Average Applicant Income $68,000
Highest Applicant Income $778,000

Mortgage Company List for Lending in Erath County TX for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
TOWN AND COUNTRY BANK
150 N HARBIN DRIVE
STEPHENVILLE, TX 76401
* $ 161,075,000 145 $ 17,178,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 117 $ 14,856,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 85 $ 10,648,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 62 $ 8,800,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 58 $ 7,328,000
NTFN, INC.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 41 $ 5,698,000
AFFILIATED BANK
500 HARWOOD RD
BEDFORD, TX 76021
* $ 164,626,000 39 $ 4,400,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 35 $ 5,533,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 34 $ 4,788,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 32 $ 4,695,000
MEMBERS TRUST OF THE SOUTHWEST FEDERAL CREDIT UNION
2315 MANGUM ROAD
HOUSTON, TX 77092
* $ 57,952,000 29 $ 3,310,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 29 $ 3,670,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 25 $ 3,425,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 18 $ 2,452,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 17 $ 1,021,000
ASPIRE FINANCIAL INC
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 14 $ 1,768,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 14 $ 1,240,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 12 $ 1,922,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 12 $ 1,101,000
GREAT WESTERN FINANCIAL SERVICES, INC.
5408 W PLANO PKWY
PLANO, TX 75093
* $ 10,000,000 12 $ 1,652,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 11 $ 1,459,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 11 $ 1,337,000
AMERIPRO FUNDING
8300 N. MOPAC EXPRESSWAY SUITE 120
AUSTIN, TX 78759
* $ 40,000,000 10 $ 1,629,000
WESTSTAR MORTGAGE CORPORATION
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 75038
* $ 26,864,000 10 $ 1,057,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 10 $ 1,840,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 9 $ 1,384,000
BANK OF TEXAS, NA
PO BOX 2300
TULSA, OK 74102
* $ 5,932,193,000 9 $ 1,326,000
THE COMANCHE NATIONAL BANK
100 EAST CENTRAL AVENUE
COMANCHE, TX 76442
* $ 236,089,000 9 $ 578,000
CITIFINANCIAL INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 8 $ 492,000
EVERETT FINANCIAL INC.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 8 $ 1,034,000
AMERICAN STATE BANK
1401 AVENUE Q
LUBBOCK, TX 79401
* $ 2,404,212,000 7 $ 750,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 7 $ 1,119,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 6 $ 804,000
GSB MORTGAGE, INC.
201 N. MAIN STREET
GRAPEVINE, TX 76051
* $ 249,973,000 5 $ 611,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 5 $ 589,000
CENDERA FUNDING INC.
3600 BENBROOK HWY
FORT WORTH, TX 76116
* $ 1,141,000 5 $ 607,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 4 $ 584,000
ACOPIA, LLC
306 NORTHCREEK BOULEVARD SUITE 100
NASHVILLE, TN 37072
* $ 100,000,000 4 $ 451,000
EXTRACO BANKS, NATIONAL ASSOCIATION
18 SOUTH MAIN STREET
TEMPLE, TX 76501
* $ 1,182,267,000 4 $ 126,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 4 $ 571,000
TIB THE INDEPENDENT BANKERSBAN
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 1,987,814,000 4 $ 405,000
FROST NATIONAL BANK
100 W. HOUSTON T-5
SAN ANTONIO, TX 78205
* $ 16,343,663,000 3 $ 123,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 3 $ 363,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 3 $ 509,000
ONEWEST BANK, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,286,247,000 3 $ 4,287,000
FIRSTCAPITAL BANK OF TEXAS, NATIONAL ASSOCIATION
3900 S. SONCY RD
AMARILLO, TX 79119
* $ 376,470,000 3 $ 235,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 3 $ 429,000
AFFILIATED MORTGAGE COMPANY
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 3 $ 641,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 64,608,091,000 3 $ 974,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 3 $ 239,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 3 $ 173,000
WALLICK AND VOLK
222 EAST 18TH
CHEYENNE, WY 82001
* $ 10,000,000 2 $ 454,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ 100,000,000 2 $ 316,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ 10,000,000 2 $ 269,000
WILLOW BEND MORTGAGE COMPANY, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ 22,642,000 2 $ 388,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ 10,000,000 2 $ 265,000
UNITED BUILT HOMES, L.L.C.
8500 LINE AVE
BATON ROUGE, LA 71106
* $ 59,713,000 2 $ 165,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 2 $ 271,000
TMG REAL ESTATE & FINANCIAL
310 W. LIBERTY ST. STE 100
LOUISVILLE, KY 40202
* $ 292,000 2 $ 460,000
MORTGAGE RESEARCH CENTER, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 277,000
INTERMOUNTAIN INDUSTRIES INC
2474 PATTERSON ROAD, STE. 200
GRAND JUNCTION, CO 81505
* $ 1,354,081,000 2 $ 451,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 339,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,867,638,000 2 $ 111,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 2 $ 185,000
MOUNTAIN STATES MORTGAGE
1333 E 9400 S
SANDY, UT 84093
* $ 10,000,000 2 $ 331,000
TXL MORTGAGE CORPORATION
11931 WICKCHESTER LN STE 444
HOUSTON, TX 77043
* $ 100,000,000 2 $ 239,000
FIRST UNITED BANK AND TRUST COMPANY
PO BOX 130
DURANT, OK 74702
* $ 2,189,784,000 2 $ 369,000
UNITED MIDWEST SAVINGS BANK
101 S MAIN ST
DEGRAFF, OH 43318
* $ 266,952,000 2 $ 290,000
OMNIAMERICAN BANK
1320 SOUTH UNIVERSITY DR SUITE 106
FORT WORTH, TX 76107
* $ 1,133,964,000 2 $ 200,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 216,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 2 $ 138,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,161,361,000,000 2 $ 67,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 123,758,000 2 $ 268,000
PLAINSCAPITAL BANK
2323 VICTORY AVENUE, SUITE 1400
UNIVERSITY PARK, TX 75219
* $ 4,542,636,000 1 $ 1,800,000
COMMUNITY BANK
P O BOX 580
GRANBURY, TX 76048
* $ 468,937,000 1 $ 50,000
AUSTIN BANK, TEXAS NATIONAL ASSOCIATION
PO BOX 1537
JACKSONVILLE, TX 75791
* $ 1,041,169,000 1 $ 121,000
CAPTEX BANK, NATIONAL ASSOCIATION
PO BOX 4
TRENTON, TX 75490
* $ 147,100,000 1 $ 130,000
FIRST NB OF JACKSBORO
P.O. DRAWER E
JACKSBORO, TX 76458
* $ 455,314,000 1 $ 110,000
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION
400 PINE ST
ABILENE, TX 79601
* $ 1,087,452,000 1 $ 79,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 1 $ 56,000
PINNACLE BANK
PO BOX 676
FORT WORTH, TX 76059
* $ 499,039,000 1 $ 120,000
STERLING BANK
PO BOX 40333
HOUSTON, TX 77240
* $ 4,936,950,000 1 $ 85,000
SHARE PLUS FEDERAL BANK
5224 W. PLANO PKWY
PLANO, TX 75093
* $ 208,103,000 1 $ 168,000
IBERIABANK MORTGAGE COMPANY
12719 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 499,416,000 1 $ 98,000
VIEWPOINT BANKERS MORTGAGE INC
720 E. ARAPAHO
RICHARDSON, TX 75081
* $ 1,529,760,000 1 $ 80,000
FINANCIAL FREEDOM ACQUISITION
1 BANTING
IRVINE, CA 92618
* $ 36,000,000,000 1 $ 53,000
CATTLEMAN'S NATIONAL BANK
P O BOX 820
MARBLE FALLS, TX 78654
* $ 74,203,000 1 $ 204,000
FIRST FINANCIAL BANK, N.A.
301 W. BEAUREGARD
SAN ANGELO, TX 76903
* $ 349,676,000 1 $ 69,000
LIBERTY MORTGAGE CORPORATION
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 1 $ 103,000
RANDOLPH-BROOKS FEDERAL CREDIT UNION
PO BOX 2097
LIVE OAK, TX 78148
* $ 3,748,255,000 1 $ 139,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,061,586,000 1 $ 170,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 1 $ 175,000
MUTUAL OF OMAHA BANK
3333 FARNAM STREET
OMAHA, NE 68131
* $ 4,109,578,000 1 $ 135,000
AMERICAN SOUTHWEST MORTGAGE CORP.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 137,000
AUSTIN COUNTY STATE BANK
P.O. BOX 1466
BELLVILLE, TX 77418
* $ 54,669,000 1 $ 235,000
A+ FEDERAL CREDIT UNION
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 763,664,000 1 $ 42,000
ABILENE TEACHERS FEDERAL CREDIT UNION
P.O. BOX 5706
ABILENE, TX 79608
* $ 268,636,000 1 $ 99,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 612,256,000 1 $ 105,000
THE FIRST NATIONAL BANK OF EVANT
PO BOX 309
EVANT, TX 76525
* $ 57,030,000 1 $ 48,000
FIRST FINANCIAL BANK, N.A.
200 NORTH RIDGEWAY DRIVE
CLEBURNE, TX 76033
* $ 273,598,000 1 $ 13,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 127,360,045,000 1 $ 40,000
AMARILLO NATIONAL BANK
410 S TAYLOR STREET
AMARILLO, TX 79101
* $ 2,792,382,000 1 $ 265,000
INWOOD NATIONAL BANK
7621 INWOOD RD
DALLAS, TX 75209
* $ 1,297,734,000 1 $ 88,000
AMERICAN NATIONAL BANK & TRUST
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 76308
* $ 479,800,000 1 $ 100,000
FIRST STAR BANK, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 188,577,000 1 $ 155,000
FIRST STATE BANK
1709 9TH ST
BRIDGEPORT, TX 76426
* $ 205,168,000 1 $ 90,000
SOUTHSIDE BANK
1201 S BECKHAM
TYLER, TX 75701
* $ 3,019,778,000 1 $ 200,000
SECURITY STATE BANK & TRUST
201 WEST MAIN STREET
FREDERICKSBURG, TX 78624
* $ 615,206,000 1 $ 45,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 1 $ 92,000
RMC VANGUARD
7670 WOODWAY, SUITE 162
HOUSTON, TX 77063
* $ 20,000,000 1 $ 123,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 1 $ 114,000
AMERICAHOMEKEY, INC
3838 OAK LAWN STE 1050
DALLAS, TX 75219
* $ 10,000,000 1 $ 177,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 126,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
DALLAS, TX 77042
* $ 43,942,000 1 $ 172,000
TEXAS DOW EMPLOYEES CREDIT UNION
1001 FM 2004
LAKE JACKSON, TX 77566
* $ 1,524,388,000 1 $ 267,000
CREDIT UNION OF TEXAS
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75251
* $ 1,005,780,000 1 $ 64,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 160,000
DHI MORTGAGE COMPANY, LTD.
10700 PECAN PARK BLVD, SUITE 450
DALLAS, TX 78750
* $ 10,000,000 1 $ 111,000
SFMC, LP
6800 WEISKOPF AVENUE SUITE 200
MCKINNEY, TX 75070
* $ 10,000,000 1 $ 116,000
REPUBLIC STATE MORTGAGE CO.
2715 BISSONNET, SUITE 102
HOUSTON, TX 77005
* $ 10,000,000 1 $ 300,000
SOUTHWEST STAGE FUNDING LLC
6816 EAST BROWN ROAD
MESA, AZ 85207
* $ 5,889,539,000 1 $ 68,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 1 $ 150,000
DITECH MORTGAGE CORP
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 112,000
4TRUST MORTGAGE, INC.
4200 SOUTH HULEN STE 410
FORT WORTH, TX 76109
* $ 10,000,000 1 $ 260,000
MORTGAGE SOLUTIONS OF CO, LLC
5455 N UNION BLVD # 105
COLORADO SPRINGS, CO 80918
* $ 10,000,000 1 $ 115,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 159,000
LAND/HOME FINANCIAL SERVICES
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 1 $ 180,000
FIRST MORTGAGE COMPANY, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 1 $ 88,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 180,000
R.H. LENDING, INC.
6209 COLLEYVILLE BLVD.
COLLEYVILLE, TX 76034
* $ 10,000,000 1 $ 128,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 96,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 24,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 108,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Erath County TX in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 552 $69,109,000 $125,000 $2,123,000 $66,000 $676,000
Refinancing 529 $77,536,000 $146,000 $1,800,000 $70,000 $778,000
Home Improvement 49 $2,937,000 $59,000 $245,000 $81,000 $246,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 834 $105,731,000 $126,000 $405,000 $79,000 $778,000
Not applicable 124 $22,706,000 $183,000 $2,123,000 $4,000 $111,000
Not Provided 107 $14,804,000 $138,000 $800,000 $67,000 $457,000
Hispanic 55 $5,106,000 $92,000 $300,000 $49,000 $130,000
American Indian or Alaskan Native 4 $541,000 $135,000 $201,000 $63,000 $93,000
Asian 3 $258,000 $86,000 $124,000 $65,000 $113,000
Black or African American 3 $436,000 $145,000 $155,000 $112,000 $149,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 730 $98,811,000 $135,000 $2,123,000 $75,000 $778,000
FHA-insured (Federal Housing Administration) 233 $31,149,000 $133,000 $277,000 $64,000 $329,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 128 $13,612,000 $106,000 $239,000 $39,000 $97,000
VA-guaranteed (Veterans Administration) 39 $6,010,000 $154,000 $297,000 $64,000 $161,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 484 $61,191,000 $126,000 $1,800,000 $80,000 $778,000
Loan Purchased By The Institution 317 $45,647,000 $143,000 $2,123,000 $46,000 $460,000
Application Denied By Financial Institution 181 $23,350,000 $129,000 $800,000 $72,000 $550,000
Application Withdrawn By Applicant 77 $10,561,000 $137,000 $359,000 $77,000 $676,000
Application Approved But Not Accepted 42 $4,741,000 $112,000 $405,000 $74,000 $235,000
File Closed For Incompleteness 29 $4,092,000 $141,000 $296,000 $68,000 $329,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 38 $3,701,000 $97,000 $298,000 $68,000 $200,000
Collateral 32 $4,978,000 $155,000 $800,000 $83,000 $457,000
Debt-To-Income Ratio 26 $2,617,000 $100,000 $260,000 $43,000 $179,000
Other 16 $2,906,000 $181,000 $402,000 $109,000 $278,000
Credit Application Incomplete 9 $1,455,000 $161,000 $335,000 $141,000 $550,000
Unverifiable Information 8 $1,085,000 $135,000 $200,000 $74,000 $162,000
Employment History 4 $795,000 $198,000 $298,000 $69,000 $123,000
Insufficient Cash (Downpayment, Closing Cost) 2 $230,000 $115,000 $142,000 $33,000 $35,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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